The Fourth Financial Crisis

"Any currency backed by physical objects, whether it is the gold standard or the spiritual stone standard, has the fatal flaw that the money supply cannot be adjusted independently. It will inevitably trigger a financial crisis due to the mismatch between currency supply and demand. Credit currency is not once and for all. The problem is not the currency itself, but It is a distribution issue in the cultivation society." - Excerpted from the autobiography "The Eve of the Fourth Lingshi Financial Crisis" by Yang Lu, the fifth president of the Lingshi Reserve Bank in the Kyushu cultivation world