It turns out that the first plan was mainly to clarify the benefits generated by mortgage loans, break the existing high-interest trend, and set a precedent for low interest rates.
If these two points are separated, they are not very attractive to Wang Anshi, but together they arouse his considerable interest, and low interest rates can also create profits.
But how should the court operate?
How to legislate?
How to supervise?
Wang Anshi subconsciously thought that this was of course his own business, and Zhang Fei definitely didn't understand this.
Little did he know that there was another surprise waiting for him.
What an unexpected surprise.
The second plan is not an ordinary plan, but a housing tax reform plan.
The reason why Wang Anshi is angry is because in his opinion, this is the top priority and its value is far better than the first plan.
The core idea of this second plan is to enter the house with a stall.
The Northern Song Dynasty was notorious for its exorbitant taxes.
This is especially true in Bianjing.
After all, in rural areas, it is nothing more than mulberry tax and labor, but in cities, it involves deed tax, commercial tax, customs duty, Ding tax, house tax, and many public payments, etc.
This plan is to integrate many taxes into one tax - house tax. In fact, it can also be said to be a deed tax, because the basis of the house tax is the contract.
Compared with the simple and crude house tax in the Tang Dynasty, the house tax in the Northern Song Dynasty was relatively mature.
First of all, house tax is only levied on citizens, not farmers.
Secondly, different tax amounts are levied based on the size of the house and in different locations.
Finally, the property tax is not very high. On average, it is very reasonable.
On this basis, Zhang Fei included more taxes into the housing tax. As far as Bianjing is concerned, the population flow is very large, and many taxes follow people, which is very troublesome. There are many loopholes, leading to tax evasion. There are countless people, but the houses are real estate. If you collect them, who can escape?
Wang Anshi was fascinated by what he saw, but having said that, house taxes now accounted for a very, very small proportion of the entire Northern Song Dynasty's finances. He had ambitions for the world. To say how attractive this benefit was to him, it was also Not really.
The key point is that the reform concepts proposed by Zhang Fei are very similar to many of his ideas, and there are many that he had never thought of. It is no exaggeration to say that he has benefited a lot.
This cheered him up.
However, there is no free lunch in this world.
Zhang Fei is not obliged to offer advice.
He made it very clear just now that he has his own purpose.
According to his reforms, many taxes will be concentrated on house taxes or deed taxes. In this way, deeds will become a top priority.
This is Zhang Fei's strength.
If it can succeed, then a contract will be more than ten thousand.
Of course, establishing a contract is not an easy task.
So far, Zhang Fei has not produced a complete mortgage contract template.
The reason is not that he is hiding it, but that it has not been established yet. After all, times are different and one cannot copy everything. There are many aspects to consider, and he is very cautious about this.
This is his first battle to become famous!
.....
"belch...!"
Standing in front of the Xu Mansion, Wang Anshi burped from wine, took Xu Zundi's hand, and said with a smile: "Thank you Zhongtu for the wine and hospitality. Anshi's trip is really worthwhile!"
Xu Zun chuckled and said, "I wonder if the wine is better or the person is better?"
"Everything is fine! Everything is fine!"
Wang Anshi laughed and said, "But Zhong Tu, if you keep such a talent at home, it would be a waste of resources!"
Zhang Fei's strategy really made Wang Anshi look at him with admiration and love him very much. It was too much for him.
To sum up, in one sentence, we are like-minded.
Xu Zun smiled and said: "What? You have a crush on that boy."
Wang Anshi said straightforwardly: "If you don't use it, then I plan to recommend him as an official after this matter is over."
Based on that second plan alone, Wang Anshi had already decided to use this kid.
Where is your turn? Xu Zun muttered in his heart, and then said: "This is a good thing, how could I refuse."
Wang Anshi said: "Then it's settled?"
Xu Zun smiled and nodded.
...
"call...."
While Xu Zun was going to see Wang Anshi off, Zhang Fei couldn't help but let out a sigh of relief, suddenly looked at Xu Zhiqian who was silent and said, "I was really sorry just now."
Xu Zhiqian held it in all night, and was about to have an attack, but Zhang Fei suppressed her words and said: "You are so reckless, you will get into trouble sooner or later."
"It's really my fault!"
Zhang Fei leaned back and said slightly tiredly: "What I considered at the beginning was still too simple, so that I was in danger just now and almost failed."
There was a hint of regret in his tone.
It was indeed very dangerous just now. If the fight continues and arouses Wang Anshi's competitive spirit, this matter will be completely ruined.
Xu Zhiqian asked curiously: "I think what you said before is right. If this matter is handed over to the court, it will only be counterproductive. Why was Uncle Wang so angry at that time, but he agreed after you forced him to do so? "
Zhang Fei sighed and said: "It's very simple, because many of his ideas are eager to increase new income for the court. His ideas just now are exactly the same as his ideas. So when we deny his ideas, in his opinion , This is a denial of his political philosophy. If the fight continues, he will definitely do it to prove that he is right, but no matter what his success or failure, I will definitely fail."
Xu Zhiqian frowned and pondered for a while, then suddenly glanced at Zhang Fei and thought, it seems that dad is right. This man just looks reckless, but his thoughts are very delicate. He even noticed Uncle Wang's subtle mentality at that time. arrive.
Suddenly, she frowned, "Since Uncle Wang's thoughts are the same as his ideas, doesn't that mean that his ideas...!"
"You are overthinking this." Zhang Fei interrupted her, "The idea and the specific approach are two different things. How can you say it is wrong to open up more income for the court? It is just used for this matter. It may be Something is wrong.”
"Ha ha...!"
A burst of hearty laughter interrupted the conversation between the two.
I saw Xu Zunfu returned to the hall with a big smile. He pointed at Zhang Fei and said, "Good boy, you are really amazing. You can actually convince Wang Jiefu. If Sima Junshi sees it, he will definitely worship you as his teacher."
"I do not believe."
Zhang Fei transformed into Lu Yu and shook his head, "When I won the case in the Court of Justice, Academician Wang did not become my disciple."
Xu Zun was stunned for a moment, then laughed and cursed, "You brat, you really don't know the heights of heaven and earth!" He then added, "Although I haven't become my teacher to you, if it hadn't been for that, I'm afraid Wang Jiefu wouldn't be here today."
Xu Zhiqian suddenly asked Xu Zun: "Dad, do you think Uncle Wang can obtain the official's consent?"
It doesn't mean that Wang Anshi can be persuaded and he can sit back and relax. In the end, the emperor will nod.
Xu Zun stroked his beard and said: "If he can't even succeed in this, then he may not be able to achieve reform if he wants to!"
As he said this, he looked at Zhang Fei meaningfully, "I finally understand why you chose Wang Jiefu."
What a time!
If it were Sima Guang and the others, it doesn't mean that their power is inferior to Wang Anshi's, but that they won't try their best to fight for it.
.....
After Wang Anshi returned there, he spent the whole night studying Zhang Fei's reform plan. The next day, he found his favorite disciple Lu Huiqing, and then showed him Zhang Fei's entire plan.
"Who came up with this strategy?"
After reading it, Lu Huiqing couldn't help but be surprised.
Wang Anshi heard that the boss was unhappy, "What? As a teacher, can't you think of it?"
I showed it to you, but you said who came up with it.
It's insulting, isn't it?
Lu Huiqing said hurriedly: "The student did not mean this, but this handwriting does not look like it was written by the teacher, especially since it also quoted a lot of calculations."
The more he talked, the more embarrassed he became. Wang Anshi waved his hand and said, "Don't worry about it for now. Do you think this strategy is feasible?"
"feasible!"
Lu Huiqing had almost no hesitation, "With this interest rate alone, most people in the DPRK and the Central Government can be silenced. In addition, many middle and low-level officials in the DPRK also want to buy houses, but they are suffering from not having enough money. If there is such a low interest rate, it will be very difficult for them." It is also a good thing. But... why should businessmen do it? My benefactor can suggest that your majesty set up another yamen to take care of this matter. This can also increase the income for the court. "
It's not without reason that Wang Anshi favors him. His mind is really fast.
He quickly figured out how to turn this benefit into power.
Wang Anshi said: "That's because the person who thought of this policy insisted on doing it."
Lu Huiqing asked curiously: "Who is this person?"
Wang Anshi said: "Zhang San."
"Zhang San from the Ayun case?"
"Exactly."
Wang Anshi nodded and added, "He hopes to use this strategy to help him break the constraints imposed on him by the imperial court."
"That's it!" Lu Huiqing nodded and suddenly said: "Teacher, although the impact of this policy is not very great and the increase in fiscal revenue is not very large, it is a perfect start. "
Wang Anshi smiled and nodded: "You think the same as me!" As he said, he slapped his hand on the table again, "Let's start with this house tax."
