Kong Yuzhen: "But if you only build part of the house, according to the loan mortgage rules, the loan money will definitely not be enough to buy new land."
He watched Li Wenjun play this trick with his own eyes. After the first phase of repairs was completed, he took it to the bank for a mortgage loan. However, the premise was that the buyers were all his employees. They did not need to obtain a real estate certificate or pay off the house within fifty years. payment.
But his client is different. The real estate certificate may be delayed for a year or two at most.
Li Wenjun said: "The bank has the final say on the valuation of the collateral and the mortgage loan ratio. This depends on the capabilities of your Kong family."
Kong Yuzhen: "That's true."
Li Wenjun: "However, I suggest you not to make your stall too big at once, repay the loan as soon as possible, and give the customer the property certificate in front of you. Otherwise, the customer will not agree, and you have too much debt. Once there is a problem with the capital chain, you will step on it." It will explode everywhere like a series of thunders. No one can save you at that time. And there is another advantage of developing slowly, that is, the increase in house prices later can offset the cost you paid to acquire the land earlier. This is a healthy debt. It will not Hurt self and others."
Kong Yuzhen: "I'll go back and discuss it with the old man."
It's not like he hasn't considered taking out a loan. I just think it’s risky and don’t want to touch it.
Now after listening to Li Wenjun's explanation, I feel that this is indeed a good idea.
And if you can get enough money from the bank without mortgaging your property, why would you bring Li Wenjun in to share the profits?
Kong Yuzhen added: "I heard that you want to build industrial parks across the country?"
Li Wenjun: "That's the plan."
Some things suffer a lot of transportation losses and are of low value. It is more cost-effective to directly use local labor resources and land and produce and sell them yourself.
Such as drinks, glass, furniture and so on.
Kong Yuzhen probably heard what Tao Guanghui said.
This time Tao's national supermarket chain is also run by Tao Guanghui.
Ji Qingfeng is currently the main force in the Ji family.
Counting the people who are in charge of the overall situation in several big families now, they have all been trained by him.
Kong Yuzhen said: "Jiangsu, Zhejiang and Shanghai should build one. Where do you plan to settle?"
Are you afraid of being beaten by me? Even if you want to cooperate, you are so cautious.
Li Wenjun secretly laughed: "Don't we already have our logistics park in Suzhou? It would be great to expand it next to it and build an industrial park. There is no need to look for land elsewhere."
Kong Yuzhen's eyes flashed with surprise, but his tone was calm: "Oh. What about the conditions for cooperation?"
When the logistics park was built, Li Wenjun forced him to give up part of his port shares.
I heard that this time the Tao family was also forced to cut off their flesh and blood before finalizing the cooperation in the industrial park.
Tao Guanghui and Tao Guangming were so angry that they gritted their teeth, but there was nothing they could do.
Li Wenjun was too cunning and had a big piece of fat hanging in front of him, forcing them to chase him.
Now that Li Wenjun has agreed so readily, he won't just be forced to sell his shares in the port.
Then the Kong family would lose control of the port.
Can't! Absolutely not! !
Li Wenjun stood up and took out an agreement from the drawer: "Take a look. If you can accept it, you will negotiate with the local government on land acquisition on my behalf and then start construction."
Does that mean that if I can't accept it, he will change places?
What if the conditions are very harsh?
Kong Yuzhen gritted his teeth secretly and accepted the agreement.
He looked over it carefully.
Hiss... strange. There are no excessive conditions in this agreement.
Generally speaking, as in the past, Li Wenjun took all important matters into his own hands.
Li Wenjun is responsible for purchasing and installing equipment, personnel, finance, production and sales, while Kong Yuzhen is responsible for land acquisition, building factories, recruiting workers and logistics.
The dividends are fairly fair, with Li Wenjun taking seven and him taking three.
After all, all the technology belongs to Li Wenjun, he just contributed his personal connections and labor.
There must be some hidden pit, but he didn't find it.
Kong Yuzhen read the agreement carefully twice.
still the same.
He pursed his lips secretly.
Li Wenjun took the agreement and pointed at one of the items.
Kong Yuzhen read it carefully: "Confidentiality clause. Party B and its related parties are not allowed to open factories producing the same products outside the industrial park. Note: Related parties include relatives, friends, and partners. Otherwise, they will be held responsible for leaking secrets."
Then Kong Yuzhen reacted.
Wait a moment. Li Wenjun wants to build a beverage and drinking water plant in the industrial park.
This factory just transports water from the water source and fills it.
It's a hugely profitable thing.
They plan to open a mineral water plant and have already found a water source.
According to this agreement, the Kong family has nothing to do with this business.
Good guy, is this guy waiting for him here?
Li Wenjun twitched his lips: "You go back and discuss it. My mineral water brand already has a certain degree of popularity and market share. The profit from starting a new business may not be as good as cooperating with me and using my 'brand' directly. You really If you want to innovate, you can use your name to promote the new brand of 'Wenjun Industrial'."
Kong Yuzhen was so angry that he almost flipped the table: Fart, if this happens, this new brand will become famous in the future, and it will still be yours. Your kid's abacus is really ticking.
But there was one thing he had to admit. Li Wenjun's sales network and transportation network are too tempting.
This guy is also a good at marketing. He can turn any trash into treasure.
To put it bluntly, if you work hard and earn one yuan, you may be able to earn two yuan in the future. You can tell the difference between following him and hanging out with him from the beginning.
He gritted his teeth and said, "I'll go back and think about it before I answer you."
Li Wenjun said: "I want to introduce someone to you today."
He pressed the button on the table and asked his secretary to bring Li Guangzhi in.
Li Guangzhi came in and shook hands with Kong Yuzhen: "Hello, Mr. Kong."
Kong Yuzhen had heard of Li Guangzhi and felt a little disdainful: I thought he was it. It turned out to be the rag collector...
However, his face always seemed to be wearing a mask, and most people could not see his mood swings.
Except for people like Li Wenjun who know him very well.
Haha, you look down on people who collect rags, right? I also made my fortune by collecting rags and turning them into treasures.
Li Wenjun stabbed Kong Yuzhen calmly and without leaving a trace: "Mr. Li's profit last year exceeded 3 million, with a profit margin of 200%. Now Mr. Li is handling all waste products in Zhuzhou City."
A flash of surprise flashed across Kong Yuzhen's eyes: A profit of three million is a small amount for Li Wenjun and me.
But it’s scary for a waste collector to do this.
How much does paper cost per pound? One cent or two cents?
How much paper do you have to charge for a profit of two million! !
The key is his profit margin of 200%.
The highest profit rate in my industry is only 30%.
Although he didn't show any obvious expression on his face, he couldn't help but become more enthusiastic when holding Li Guangzhi's hand.
Li Guangzhi smiled: "It's all thanks to Director Li's help." Li Wenjun's words saved him from having to leave his hometown and made him a prominent entrepreneur in the province.
Thinking about it, if he had not listened to the advice and went to Shenzhen, he would have missed the only opportunity to start a business in his life.
