Back in the private room, Su Jing and Zhu Xi ate while discussing specific cooperation matters.
Su Jing himself has no plans to expand his business to the capital, although he knows very well that if the business reaches the capital, he will definitely make more money.
But in that case, Zhu Biao's favor will inevitably be used.
This is not something Su Jing can decide. The relationship between him and Zhu Biao is destined to be like this.
The shop opened by the Prince's Master will naturally have a group of busybodies coming to spend money.
Su Jing had seen many such bribery methods in her previous life.
But he is not short of money, and Zhu Biao is not short of money either.
Zhu Biao was the prince and his student. Su Jing was not so depressed that she needed to do business with the benefit of her own student.
As for Qin King Zhu Ping, this is what he wants to do. He can provide some guidance and let him do it himself.
"Mr. Su, won't you come even if you open your business?"
Zhu Xi asked Su Jing in disbelief.
In his opinion, this branch belongs entirely to Su Jing, and he is just taking advantage of Su Jing.
Su Jing nodded and said: "Yes, I should do what I know how to do. As I said just now, although I can get eight points of profit, I only hold 10% of the shares. This eight points of profit is what King Qin is willing to give me. It’s not what I should take.”
"Why?"
Zhu Xi asked puzzledly.
He couldn't understand that Su Jing's people and raw materials were the core of this Jinling Hotel branch.
Spices and chefs, this is the core guarantee of a restaurant's dishes.
This is also a major reason why Zhu Ping is confident in this branch.
In terms of start-up capital and so on, Lao Zhu gave him too much as a tribute to the King of Qin.
Su Jing looked at Zhu Xi and said, "King Qin, do you know what is the most taboo thing in doing business?"
Zhu Xi thought for a while and replied: "Greedy?"
Su Jing shook her head and said: "No, greed is the driving force for making money. It has advantages and disadvantages. The most taboo thing in doing business is not clearing up accounts."
"Mr. Su, we settled the accounts openly, why are we still unclear?"
Zhu Xi said with a look of confusion: "Students have heard the saying that brothers will settle accounts."
"You contributed people and raw materials, which are much more important than the money and denarius I contributed. The students are willing to take 80% of the profit."
Zhu Ming still spoke righteously. No matter how he thought about it, he felt that he had taken advantage.
Su Jing shook her head and said: "No, no, no, King Qin, if I were not Su Jing, the prince's teacher, and your father didn't know me, and I was just an ordinary businessman, would you still do business with me?"
The simple words fell on Zhu Xi's heart, and Zhu Xi stood there blankly.
The core reason why he could be so generous and give such benefits to Su Jing was, in the final analysis, Su Jing's identity.
Without those additional identities, how could the majestic King of Qin, the son of Zhu Yuanzhang, come to partner with a businessman.
Aren’t the various official businesses controlled by the Ming court more profitable than opening a restaurant?
"It seems you have understood something."
Su Jing looked at Zhu Ming and smiled and said: "What I mean by settling accounts clearly is that in the final analysis, it means abandoning emotions or other considerations and only proceeding from the interests of the business itself."
"Of course, I am the prince's teacher and someone recognized by your father. These can be regarded as my intangible assets, but do you think I will use these assets to open a branch?"
Zhu Feng was silent for a long time, then nodded heavily and said, "Student, I understand. Everything is up to Sir's opinion."
"Okay, now that we have talked about this, let me add one more thing. I will take 80% of the dividends in the first year. After that, I will hold shares as normal. I will only take what I deserve."
Su Jing added another clause again.
In the final analysis, it means you get less money.
It's not that Su Jing doesn't like money, but he has his own principles in doing business.
To be honest, as the King of Qin, Zhu Xi opened a restaurant, and it was still successful even without the people and raw materials provided by Su Jing.
As for the reason, it's very simple. He is the King of Qin.
It's that simple.
Someone once said that when a person is at the bottom, there are bad people around him.
And when a person is at the top, it seems that all the people he meets are good people.
Of course, in addition to this reason, there is another point that Su Jing really does not want to do business in the capital.
"Okay, students understand."
Zhu Xi did not insist anymore, he already understood what Su Jing meant.
Su Jing said: "Eat, people are like iron rice and steel. Only when you are full can you have the strength to work."
"Um."
Zhu Xi nodded and started eating.
In a short while, a table of meals was finished, and Zhu Ping was the main force.
Carrying water and chopping firewood in the morning was all laborious work. Zhu Ping was a teenager and the son of Lao Zhu, so he had an astonishing appetite.
Taking a walk to digest food after a meal is a necessary subject for Su Jing.
On the streets of Lishui County, Su Jing and Zhu Chong were walking.
Both sides of the street are filled with the sounds of hawking. Even at noon, there are still a lot of people and an endless stream of pedestrians coming and going.
"Mr. Su, it's so lively!"
Zhu Xi couldn't help but sigh.
On weekdays, he rarely has the opportunity to go out, and most of the time he is well protected.
He really rarely felt such smoky atmosphere in the market.
Su Jing smiled and said: "This is the reason why I want to stay here. If I really become an official, what else will there be in the court besides intrigues?"
"But, Mr. Su, isn't it necessary to be cunning in doing business?"
Zhu Xi asked with a puzzled look on his face.
In the soap business, Su Jing thoroughly understood the intrigues, and only then did Zhu Fang deeply feel the charm of doing business.
Su Jing's face jumped slightly and she said, "That's different."
About half an hour later, Su Jing and Zhu Xi returned to the small courtyard.
If you eat too much, your blood sugar will rise.
Both of them were a little sleepy, Su Jing was very simple, just go to sleep if you want to.
Zhu Xi was a little hesitant because the firewood he was going to chop in the morning had not yet been finished.
Su Jing's instructions must be completed and done well. This was the advice given to him by his eldest brother Zhu Biao.
Therefore, while Su Jing took a nap, Zhu Xi continued to chop wood.
The guards in the distance looked at this scene. Even if they knew the importance of Su Jing in Lao Zhu's heart, they just felt a little unable to bear it.
Is it okay for you to sleep at home and let King Qin chop wood in the yard?
But they also dared to step forward and help Zhu Xi chop wood together. They could not get involved in the matter between Su Jing and Zhu Xi.
After another half an hour, Su Jing stretched and walked out of the house.
"King Qin, you are still hacking."
Su Jing looked at Zhu Xi who was chopping firewood and was very surprised.
He had been asleep for almost half an hour, but he didn't stop. The firewood behind him was piled on the floor, which proved that Zhu Ping had never been lazy.
Su Jing couldn't help but have a better impression of Zhu Ping.
It is rare for a child of this age to have such a sense of solidity.
"It's my honor to be able to do something for Mr. Su."
Zhu Xi wiped the sweat from his forehead and raised the ax again, but his sore and swollen arms found it difficult to lift it now.
Even an adult would be exhausted from chopping firewood for half an hour, let alone a teenager.
"Stop it now!"
Su Jing immediately stopped Zhu Ping.
Good guy, you are doing this without any effort, if you really mess up your arm, I'm afraid Lao Zhu will scold himself again.
"Mr. Su, what's wrong?"
Zhu Xi was a little surprised and didn't know what he had done wrong.
Su Jing pulled him to sit on a stool in the yard and said, "King Qin, we have almost chopped the firewood. I can't use so much, but your arm will hurt for several days."
"Thank you Mr. Su for your concern. The students are not afraid."
Zhu Xi replied seriously.
However, the next second, Su Jing's hand pressed on his right shoulder, and a sharp pain came: "Ah!"
Zhu Ping still couldn't help shouting.
Su Jing looked at Zhu Xi and said: "The pain doesn't care whether you are afraid of it or not. You should rest for a while. Use your right hand less and raise your arm less."
Zhu Xi was a little embarrassed and could only nod his head and said: "I understand, Mr. Su."
Su Jing sat opposite Zhu Xi and said, "King Qin, when do you plan to go back?"
go back?
Zhu Xi was stunned, he really hadn't thought about this.
"Is something wrong, Mr. Su? Or are the students getting in the way of Mr. Su?"
Zhu Xi asked immediately.
Su Jing shook her head and said: "That's not true, but seeing that your majestic King Qin has done so many things for me, I have to express my gratitude and ask you when you will go back."
"Students don't dare. What Mr. Su has taught me before is enough. Students are willing to do things for Mr. Su without expecting anything in return."
Zhu Xi immediately said to Su Jing.
For Zhu Fang, Su Jing is his great benefactor, the person who completely changed him.
Not just fetching water and chopping firewood, in Zhu Ping's opinion, it was a trivial matter.
Su Jing looked at Zhu Xi and smiled and said, "Then if I teach you some new knowledge, don't you want it?"
Zhu Cang was stunned for a moment, then his face changed drastically, and he said to Su Jing: "Student, please take the liberty of asking Mr. Su not to blame!"
Su Jing took the initiative to teach, and Zhu Ping's face was filled with excitement, and he felt that he had really come to the right place.
Su Jing waved her hand and said, "How can you blame me? This is all the result of your own efforts."
Su Jing teaches people based on their mood.
And his mood mainly depends on the person he is teaching.
Whether he is smart or diligent, as long as he has qualities that make Su Jing feel comfortable, he will be happy and can take the initiative to teach.
In the courtyard, Su Jing began to give lectures.
"King Qin, remember the currency development process I told you last time at the Prince's Mansion. Finally, I asked you a question. I wonder if you have thought about the answer."
Su Jing asked Zhu Xi.
Zhu Xi immediately said: "Is Mr. Su talking about what will become of currency after paper money?"
"Yes, that's the problem."
Su Jing nodded and said, "How about it? Does King Qin have any ideas?"
Zhu Xi paused and replied: "Students can't imagine that banknotes are already very convenient, very simple to count, and easy to access. Even if they are replaced with other materials, such as silk, silk or something, as long as The value is determined by the denomination printed on it, so it doesn’t really make much difference.”
Su Jing smiled and said: "That's right. Paper money is already a historic progress in the development of currency. There is no problem if you can't think of it."
Su Jing did not deny Zhu Ming's thinking, even if he did not come up with the answer.
From paper money to electronic money, this change would not have occurred at all if it were the development of science and technology.
The Ming Dynasty is still far away from the advent of the Internet.
I can't think of anything, it's completely normal.
"Then Mr. Su should know the answer. What will currency develop into after paper money?"
Zhu Xi looked at Su Jing curiously, wanting to know the answer.
Su Jing smiled and said: "King Qin, I think it's better for you to think about this problem by yourself."
She didn't tell Zhu Jing, not because she didn't want to, but because she wanted to make it clear, which was indeed a bit difficult.
"Students understand."
Zhu Xi nodded and didn't ask any more questions.
Su Jing said: "Speaking of paper money, although the current Ming Dynasty is not suitable for the development of paper money, paper money has been around for hundreds of years, and there are still many treasure banknotes from the Yuan Dynasty."
"Do you know the name of this place where treasure notes and gold and silver are exchanged?"
Zhu Xi immediately replied: "Qianzhuang is also called a bank account. This student has specifically checked it. It is mainly used to exchange currency. It not only includes the exchange of treasure banknotes and gold and silver, but also copper coins."
Su Jing nodded and said: "Yes, it seems that King Qin is indeed attentive. The bank is a currency exchange institution."
"To put it bluntly, it is actually business. Does King Qin know how the business of this bank is done?"
Zhu Xi said calmly: "A bank can deposit money, and naturally it can also lend money. As long as the interest rate on the loan is high enough, you can naturally make money."
"very good."
Su Jing praised and said: "So, banks are actually financial institutions that undertake deposits, lending and exchange businesses. The emergence of banks is an inevitable product of the development of the commodity economy to a certain extent."
"So, let me ask you now, what do you think is the core of a bank? Why do people store their money in a bank instead of putting it in their own hands?"
Zhu Ping replied: "Because it is profitable to put money into a bank. Everyone wants to make more money, so they naturally put it in."
Su Jing smiled and said: "What if the banker is a liar? You are greedy for profit, but he is greedy for your capital?"
"Credit!"
Zhu Xi, who was slightly stunned, immediately gave the answer.
"Well, that's right, it's credit."
Su Jing said: "It's different from other businesses. You pay with one hand and deliver the goods with the other hand. If you don't have credit, you can still see that the money and goods are cleared. This business can still be done."
"But a bank is a pure currency business. If there is no credit, it will not be able to establish itself."
"So, at the beginning, most of the banks were government-run. Of course, there are also private banks, but they are definitely not as reputable as those from the government."
"Similarly, if there is a problem with the government's bank, the people's trust in the government will quickly collapse."
"The consequence of this is often the collapse of the entire economy. This is a very serious consequence. If you are not careful, not only the people will be miserable, but even the government will be in danger of being overthrown!"
Listening to Su Jing's explanation about the bank, Zhu Xi felt that he understood more and more why treasure notes could not be issued at will.
(End of chapter)
