Hu Dake knew the importance of the first batch of Ming Dynasty national bond issuance, and told the five Imperial College supervisors in front of him about the operation and purpose of the bonds without reservation.
Zhou Chen, Lin Wenheng, Huang Bengu, Wu Qian, and Lin Xian nodded one after another, and soon understood the nature of national securities.
"Before we came, Jijiu told us that there are benefits to be gained from helping the bank sell national bonds, but is it really true?"
Lin Xian blinked and looked at Hu Dake expectantly.
Hu Dake nodded with a smile, took out a document and handed it to several people: "That's true. Selling is hard work after all. In addition, the national debt is first issued, and the people and businessmen don't understand it well. If you want to sell it successfully, you will naturally need to put in some effort. The bank will not be stingy, no matter how many national bonds you sell, you can always raise two points."
Huang Bengu looked upright: "It doesn't matter whether you have money or not. What's important is to share the country's worries. As gentlemen, wouldn't it be unbecoming of a gentleman to always talk about money?"
Zhou Chen looked at Huang Bengu with a smile and said, "Come on, when you came to Beijing, you borrowed twenty taels of money from your family, and then you paid it back. Don't you plan to earn some money to help the family? Madam-in-law always Eating bran and pickles is not an option. You see clearly, this is an honest way to make money. The banker testified that the origin is clear. Even if the Security Bureau comes to investigate, we are also innocent people."
Lin Wenheng agreed with Zhou Chen's view: "When we chose the business school, we didn't just want to see whether businessmen can benefit the world. In the past few years, the business trend has been blowing, and people are not living in poverty, emigration has become common, and people's hearts are not old. Everywhere It's all about profit. But the Ministry of Revenue and the banks have benefited a lot from this. At present, the imperial court is building a new capital in the north, fighting in the northwest, and building water conservancy projects in Fengyang. A lot of this money comes from commercial taxes. We can only charge two points. It is a reward for hard work, and it has nothing to do with the conduct of a gentleman.”
Wu Qian didn't say anything. He took a pen and scribbled on the paper. Zhou Chen and others came over to take a look. Well, this guy is really a money man. He gave all the money he earned from selling one hundred taels to one hundred thousand taels. Figure it out…
"If we sell 100,000 treasury bonds, we can get 2,000 taels of silver. Tsk tsk, we are going to distribute it!"
Wu Qian chuckled.
Hu Dake's smile was a little forced. He had no confidence in the issuance of national bonds. This was a completely new thing. He had never heard of it since ancient times. It was the first time he had done this. Who knew whether it could be sold.
Liang Chengtong issued an order to fully cooperate with the students of the Imperial College in selling. If they sell, they will be rewarded. If they fail to sell, the year-end reward will be cut in half. The cut will be for the head of the branch. This is sad, even if you don't care.
"Yes, my branch can sell up to 200,000 treasury bonds. If you sell them all, you can get 4,000 taels. With this money, you can rent a good house in the capital and hire a few servants. Maid..."
Hu Dake began to draw cakes.
Zhou Chen stretched out his hand and said: "First give us a national debt worth ten thousand yuan in ten words."
"Ten thousand?"
Wu Qian's eyes widened, and Lin Xian, Lin Wenheng and Huang Bengu were also a little surprised.
Huang Bengu's Adam's apple twitched: "Shouldn't we try something with one or two characters first?"
"One or two?"
Wu Qian turned his head to Huang Bengu and said gloomily: "One of you is too bold and the other is too conservative. Let me say, we should first get some words with the words "one hundred taels" and "10 taels" and find someone to try them out. "
Lin Xian and Lin Wenheng nodded repeatedly. They were too young and inappropriate. They only raised twenty cash per tael, which was only enough money for an ordinary meal a day, and they couldn't even go to a restaurant. You should get at least one hundred taels. Once you sell it, you can get two taels of silver. You can definitely ask for a table of wine and food.
Zhou Chen shook his head and insisted: "I want 100,000 treasury bonds, ten thousand in Chinese characters."
Hu Dake looked at Zhou Chen deeply and reminded: "You have to think clearly, the Ming Dynasty national bonds are unprecedented. If they suddenly appear, I'm afraid not many people will accept them. If you directly take a large amount of national bonds, it will not be easy to sell." . If the delay is too long, I'm afraid it will affect your academic assessment. I heard that this sale is linked to your summer examination..."
Wu Qian and others nodded repeatedly. Indeed, this is the question for the summer exam of the Imperial College of Business. If you succeed, you will pass the summer exam. If you fail, you will fail the summer exam. The results of the summer and winter examinations are an important basis for the Imperial College to recommend talents to the court, and are directly related to an individual's future official career.
"Brother Zhou, if you want to be on the safe side, you might as well start at a young age. After you get familiar with it, it's not too late to switch to the big character profession."
Lin Xian suggested.
Zhou Chen shook his head with a smile and said to Hu Dake: "The word is ten thousand, ten national bonds, give it to me now, is there any problem?"
Hu Da can see that Zhou Chen insists and praises with a smile: "Of course there is no problem, the national debt can be issued to you now, but you need to remember that the national debt you took away only has the official seal of the bank, but does not have the account department, purchase... There are three indispensable seals for the national debtor's seal. After the sale is successful, you can go to the bank to have the other two seals stamped. After the three seals are verified to be correct, it will officially take effect."
Seal verification is a means of anti-counterfeiting and also prevents malicious withdrawal after the initial bond is lost.
Lin Wenheng frowned and asked: "What should ordinary people do if they buy it without a seal?"
Hu Dake nodded and said: "The court has also considered this. If the people purchase national bonds, the three seals will still be implemented, but the two seals will be the bank and the Ministry of Household, and the other five will be the people's seals." Fingerprints. You are the supervisors of the Imperial College, so you must know how to identify fingerprints to verify the authenticity."
Huang Bengu and others understood that the Imperial College had this miscellaneous subject. It is said that there are no two identical fingerprints in the world. Some critical supervisors insisted on proving that there were identical fingerprints. As a result, they were frustrated under a magnifying glass. Return, at least the same fingerprints were not found inside the Imperial College...
I have heard from gentlemen that in the Qin Dynasty's "Feng Diagnostic Style·Acupoint Robbers" it is recorded that "there are knees, hand marks, knees, and hands everywhere inside and outside the acupoints." This shows that at least during the Qin Dynasty, fingerprint applications had already appeared. .
In the Tang Dynasty, Jia Gongyan discovered the characteristics and uses of fingerprints and began to use fingerprint methods to identify people.
Contracts, documents, and wills in the Tang Dynasty often contain fingerprints, knuckle prints, or palm prints, which is clear evidence of the large-scale use of fingerprints at that time. The use of fingerprints to identify and identify people has been used by later dynasties and recognized by the people.
Fingerprints are more convenient than seals, but some businessmen and gentry are often arty and think that using seals can better show their identity, so there are two different "three-seal" solutions.
Hu Dake gave Zhou Chen ten national coupons worth ten thousand yuan, while Lin Wenheng, Lin Xian and Wu Qian chose ten national coupons worth one hundred taels and ten taels each, while Huang Bengu insisted on being cautious and conservative. Twenty national bonds with the same characters as one or two were selected.
"You must keep it and don't lose it. Although it won't cause much problems if you lose it, you will still be in trouble after all, so be sure to keep it. If it is lost, tell the bank or the government immediately, and someone will track it down."
Hu Dake reminded.
Zhou Chen and others looked at the national securities, which were as big as a book. They were three or four times larger than banknotes. It would not be easy to lose this thing, right? Hu Dake prepared an exquisite wooden box and gave it to several people to store the national securities. The wooden box had a rope and could be hung on the chest or waist.
Hu Dake sent a few people out of the bank. Zhou Chen patted the wooden box on his waist and said, "Now it depends on our respective abilities. It's time to learn business and put it to use. Where are you going?"
Wu Qian thought for a while and said, "I'll go to the jewelry gallery. There are mostly wealthy gentry there who spend a lot of money."
Lin Wenheng and Lin Xian also chose to be in Zhongcheng.
Huang Bengu thought for a moment and pointed to the fan bone platform not far away: "I'll try it there. The people here are pure and kind, and they have some savings. I guess they are willing to buy some national bonds."
Zhou Chen nodded and said, "Then I will go to Lotus Bridge and see you at the Imperial Academy in the evening."
"good."
The five people made an agreement and acted separately.
Hu Dake watched several people leave without a trace, and then he looked up at the Songming Tea House opposite. After going to the second floor, he reported to Zhu Yunwen and others: "That Zhou Chen went to Lianhua Bridge and took away Ten thousand guan, a total of 100,000 guan bonds."
Yang Shiqi smiled happily: "This man is a genius, courageous and wise. I still want to recommend him to the Ministry of Household Affairs."
Xia Yuanji glanced at Yang Shiqi gratefully. The workload of the Ministry of Household Affairs was really too heavy now. Although there were right-hand assistants, there were too few officials from the Ministry of Household Affairs who really dared to do big things, made decisions, were responsible, decisive and capable.
Zhou Chen wanted it very much. This person had almost completed his experience in the Imperial College. If he could really sell the national bonds this time, it would not be impossible for him to be promoted to the Ministry of Household Affairs as a chief executive.
Zhu Yunwen looked at Xia Yuanji's expectant eyes and nodded: "Lotus Bridge, it seems that Zhou Chen has already chosen a buyer. It seems that the Ministry of Revenue is going to add an official."
Xia Yuanji and Yang Shiqi looked at each other, somewhat confused.
Lotus Bridge is a place where officials and wealthy gentry families gather. It is very close to the small teaching field and the Imperial College. It is also a prosperous place in the middle city, where the busy and lively Jinxiang River is located.
Where you choose, there are indeed many people who can afford to purchase national bonds worth RMB 10,000. However, the officials probably wouldn't and wouldn't dare to take it over. They cried about poverty all day long. Who dared to buy 10,000 taels of national debt? Zhou Chen's targets could only be businessmen.
merchant……
Xia Yuanji and Yang Shiqi thought of someone.
Xia Yuanji suddenly laughed: "If that's true, Zhou Chen is pretty awesome."
Yang Shiqi nodded repeatedly: "It seems that he is likely to succeed."
Zhu Yunwen put down the tea bowl and stood up: "Let's go, let's go to the Lotus Bridge too."
Zhou Chen walked among the crowd, always protecting the wooden box with his right hand, tapping his fingers on the wooden box from time to time, thinking about what to say. When he arrived at the Lotus Bridge, he straightened his clothes and walked not far along the Xiang River. They stopped at the door of a wealthy family's house.
Secretly clearing his throat, Zhou Chen walked towards the two servants at the door, cupped his hands, and shouted forcefully: "I would also like to ask you two to inform Mr. Chang that Zhou Chen is visiting Ji'an, Jiangxi, and there is a big business discussion. "
With that said, Zhou Chen gave away two treasure notes.
When the slaves saw this, they immediately laughed, and one of them said politely: "Please wait, Mr. Zhou."
Chang Baiye was holding his son in the backyard. When he heard that Zhou Chen was visiting, he thought about it for a long time but didn't know who Zhou Chen was. Hou Qianqian, who was embroidering shoes, thought about it and said uncertainly: "There is a man named Zhou Chen in the Imperial College. I heard that he is Yang Shiqi’s beloved disciple.”
"Imperial Imperial College? Why did the Imperial College come to see me?"
Chang Baiye was even more confused.
Hou Qianqian smiled slightly and said: "It is rare for a supervisor to visit a businessman to discuss business. If it is really Zhou Chen, he should still meet him. Everyone in the capital says that Yang Shiqi is a half-step minister. He We can’t neglect his disciples.”
Chang Baiye put his son in the cradle and ordered: "Prepare tea and invite guests."
Slavery to arrange.
Zhou Chen stepped into the door of Chang's house with firm eyes.
What I have learned over the years should be verified here.
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