Sun Xu and Miss Meng took a taxi to the Xicheng District Real Estate Bureau and met the real estate agents and sellers.
The seller had met Sun Xu twice before. He was from Jiangbei and worked in the financial industry in Songjiang City. He bought this single-family house in Dongqin Community a few years ago and planned to improve the living environment, but things happened not long after. Changes occurred, and the securities company where he worked moved to Beicheng District.
Although they are both in Songjiang City, Songjiang City is quite big. Beicheng District and Xicheng District are more than ten kilometers apart. During rush hour, it would be difficult to get there in an hour or two.
Under such circumstances, it is natural that there is no way to continue to settle down in Dongqin Community.
The seller can only buy a new house in the suburbs of Beicheng District, but the financial pressure is also relatively high, so he has always wanted to sell the house in Dongqin Community.
As for renting... This thing is a single-family house with more than 1,000 yuan. Even in contemporary Songjiang City, it is actually considered a luxury house. It is not easy to rent it out... How should I put it? This kind of house is the foundation of suburbia. Family houses are basically used to settle down, and families who can afford to rent such houses and are willing to rent such houses can basically afford to buy them.
Many people will buy a home instead of renting a suburban family home.
Even if they are renting, most people will rent cheaper suburban townhouses or simply transition to a certain unit in the apartment.
Therefore, it is actually difficult to rent out this kind of house.
And even if you rent it out, you still have to pay tax on the rent, which is more than 20% of the rent tax.
The people at the bottom don't have much money, and the tax authorities may not pay attention to you. If you use cash transactions, you may also steal the rental tax. However, high-income people in the financial industry are all on the tax authorities' key attention list. If you want to pay attention to your rent, Tax evasion can easily land oneself in jail... So in the Dachu Empire, middle- and high-income groups are actually more concerned about tax security. Tax evasion and tax evasion are relatively rare, and even if they are, they are legal tax avoidance in a roundabout way.
On the other hand, the rich and powerful have more channels and abilities to avoid taxes.
As for the people at the bottom... To be honest, the tax agencies generally don't pay much attention to them. They only have a few copper coins, and the tax collected is not as high as the tax cost.
Therefore, in many taxes borne by individuals, such as personal income tax, middle- and high-income groups are the main contributors to tax revenue. These people are also the key targets of tax authorities.
Well, the current Sun Xu basically falls into this category... Before his monthly salary is paid, personal income tax, personal income tax in the Dachu Empire, and salary or other personal income obtained from the company have been deducted. , all taxes are deducted by the enterprise, and there is no possibility of tax evasion for you.
It's just that the current starting point for personal income tax is very high, and it has nothing to do with ordinary people... Only those whose annual salary exceeds 150 yuan need to pay personal income tax, and the tax rate is not high for the time being.
Generally speaking, the personal income tax in the Dachu Empire is currently mainly targeted at middle- and high-income groups, and is currently limited to regular personal income such as salaries obtained from government, corporate and other public account channels.
As for private employment, cash employment and the like cannot be taxed for the time being... It's not that the tax bureau doesn't want to tax it, but it's that the current taxation methods cannot collect it or the cost is too high.
At the end of the year, the Xicheng District Taxation Bureau even sent Sun Xu a tax declaration guide manual. The letter was very nice, saying that it provided a tax declaration manual to guide taxpayers in their tax declarations. If there was anything you didn’t understand, You can write to us or go to the tax bureau for consultation.
This letter actually tells Sun Xu clearly: Boy, don’t play tricks when filing your tax return early next year. Our tax bureau is watching you!
The original owner of Building 172 in Dongqin Community also has to bear the annual real estate tax. If the rental tax is deducted, the rental income is actually not large... and the house may be depreciated when rented out, which is not the case when buying. Easy to sell.
The reason why Sun Xu bought this house so readily was largely because this house was well renovated and brand new and had never been lived in before.
Because one really wanted to buy and the other really wanted to sell, and Sun Xu also had the financial strength, the transaction was relatively smooth.
Under the authorization of the real estate agent, both parties quickly completed the transfer at the real estate bureau and paid the corresponding taxes and fees incurred on the spot.
Sun Xu also gave the check for the last payment to the original owner. The original owner was more cautious and went to the financial bank branch next door for inspection on the spot. After confirming that there was no problem with the check and successfully withdrawing the money, he said goodbye and left.
At this time, Sun Xu held a bunch of documents in his hands, including the real estate certificate, real estate sales contract, tax payment certificate, invoice, and receipt from the original owner.
Just standing on the roadside, Miss Meng held his arm tightly.
This house not only basically belongs to Sun Xu, but also to her... Miss Meng also paid for it. She took out all the two hundred yuan she had saved in the past few years and gave it to Sun Xu in the name of a loan.
Because Sun Xu had to pay a 30% down payment, he also had to pay taxes, real estate taxes, plus some expenses needed to settle down, such as making appropriate modifications according to his own ideas, purchasing some new furniture, and so on. Hire maids, coachmen, purchase carriages and horses, etc.
This adds up to a lot of money. Sun Xu still has less time to save money, and there are still some shortfalls in a short period of time. Originally, Sun Xu planned to ask Section Chief Wang to borrow a sum of money to make the transition, but Miss Meng instead I took out my dowry money.
Originally, Sun Xu didn't want Miss Meng's money, but Miss Meng was very insistent. At one point, he said that if he didn't take the money, he looked down on her and wanted to give up... In desperation, Sun Xu finally took the money.
After all, Sun Xu had no intention of giving up after all. He was a relatively traditional person. Since he and Miss Meng had already reached the point of discussing marriage, he naturally had no other ideas.
After all, after the two broke through the last layer of their relationship a few months ago, the two unmarried men and women did not live directly together despite social public opinion.
Also because they were both out of town in Songjiang, neither of them could spare time to go back to their hometown to meet their parents and hold the traditional ceremony of three matchmakers and six betrothals.
But I have contacted both parents through letters and obtained their approval... It doesn't really matter if they don't agree. The laws of the Dachu Empire stipulate the freedom of marriage. As long as the parties are willing, they can directly bring their household registration certificates to the government. To register a marriage at the Civil Affairs Bureau, no parental consent is required...
Of course, this situation in the Chu Empire, which still has strong traditional concepts, lacks the traditional three matchmakers and six appointments, which is always not very good. It feels a bit like elopement, but the impact is limited to the bad appearance.
Because the relationship was relatively certain, Sun Xu did not refuse Miss Meng's dowry money in the end. It was good for the two of them to spend money to buy a home together.
Then Sun Xu and the others, accompanied by real estate agents, went to Dongqin Community and found a community service management company to deal with water, coal and other miscellaneous matters. By the way, they had to prepay the real estate service fee for next year and pay the courtyard deposit. , noise margin, etc.
Dongqin community is different from ordinary communities. In order to ensure a safe and comfortable living environment, there are many rules within the community. For example, there should not be too much noise, especially at night, which affects the neighbors. It is also required that the courtyard must be kept beautiful. , we cannot allow weeds to regenerate, we cannot make a mess, we cannot keep large pets and the like.
There are a lot of detailed rules, and there are actually no legal standards for the implementation of these detailed rules. They are a series of management systems formulated by each resident in the community as shareholders of the service management company through voting at the shareholders' meeting.
In order to ensure the implementation of these management systems, their community adopts a security deposit system... After moving in, you need to pay a certain security deposit, and any violation will deduct the security deposit.
There will also be other penalties. For example, the cooperating insurance company will refuse to provide fire insurance for the house because the owner's credibility and other comprehensive qualities are worrying.
Private schools run by communities will also refuse to enroll children because of the family's moral problems.
Residents of this family will no longer be invited to participate in community activities, etc.
There is a more core thing... Once the behavior goes too far and completely offends most of the residents, then other residents, as shareholders of the service management company, will initiate a shareholders' meeting. In the shareholders' meeting, as long as more than 90% of the votes are cast, then The tenant can be forced to purchase the resident's shares in the service management company at a premium.
Once a resident's shares in the management company are compulsorily acquired, the community service management company will not provide any community services to the resident...mainly water and coal.
Although the house belongs to you, the water pipes and gas pipes in the community are the assets of the community service management company... Since you are no longer a shareholder, naturally they will not provide you with the corresponding use rights.
To put it simply, cutting off water and gas will eventually force you to sell your property and leave.
This is also a common practice for most community service management companies. This kind of community is also generally called a gated community. The advantages are a good environment, good public facilities, good services, and safer; the disadvantage is that there are too many rules and regulations, and the cost of living is Also high.
Correspondingly, there are some open communities without community service management companies. The name of this kind of community is actually a simple geographical noun, similar to a certain village... the houses are built along public roads, and each family Each household looks after itself, but no one will provide you with any community services.
At most, the government provides some paid garbage cleaning services. Public security issues depend on local housing prices. Housing prices are average and real estate taxes are average, so local finances are limited and they can only maintain basic public security efforts.
If house prices are high and property taxes are also high, then the local finance can hire more patrol police to ensure public security.
As for water pipes and gas pipes, you have to go to the water company to apply for paving them yourself...
Generally speaking, open communities and gated communities each have their own benefits!
By the way, almost all the manors and mansions of the rich and powerful are not in so-called closed communities, but in open communities... But because of the generosity of the rich, the public security in such open communities does not require so-called security. The security personnel provided by the company are directly handled by the local patrol police...
Rich people donate a large amount of money to the local patrol bureau every year, so that the local patrol bureau can set up a branch in an open community and dispatch a group of police officers to conduct frequent patrols...
It's not that the Patrol Bureau takes care of these rich and powerful people, but that they give too much money... Just take some of these donations as costs, send people to garrison and patrol, and the rest can be used for security patrols in ordinary areas.
As for you saying that the rich only bear the cost of the patrol police sent... The patrol bureau is too lazy to pay attention to you.
If you don't pay a premium of more than ten or twenty times, you still want to set up a branch in a wealthy residential area. It's a beautiful idea...
So this kind of thing is a matter of love between you and me. If you, a rich man, have too much money to burn, if you want more patrol officers to come here to maintain law and order, you will have to pay a correspondingly high cost.
The Patrol Bureau uses a small part of the donations to maintain law and order in the luxury area, and the rest is used to maintain security in other ordinary areas, and incidentally provides New Year's benefits to the patrol officers.
Patrol officers also need to eat, right?
This is a special situation in the luxury area. As for many so-called Kaifeng communities in ordinary areas, in addition to some of them being newly developed open communities by real estate developers, there are also quite a few open communities that actually evolved from the original suburban rural gathering places. Come.
It's just that with the advancement of urbanization, many villages that originally belonged to rural areas gradually changed and finally evolved into open communities with better living environments. However, the management agencies are generally local administrative villages, and there are no service management companies. .
The specific circumstances vary quite a bit, but in short there are all kinds.
Sun Xu and Miss Meng chose Dongqin Community mainly because Dongqin Community is a closed community. The overall environment, facilities, and public security conditions are very good. Although it is not as luxurious as the open communities of the rich and powerful, it is still good. Much better than ordinary open communities.
After handling these matters, Sun Xu and Miss Meng, accompanied by the real estate agent, went to the newly purchased Building 172.
After a simple handover, the real estate manager said goodbye and left.
Standing in the living room, Sun Xu grabbed Miss Meng's hand and whispered: "This will be our home from now on!"
"We will buy some bedding and other daily necessities in the afternoon, and we will move here tomorrow!"
But Miss Meng said: "After buying daily necessities in the afternoon, you can actually sleep here at night..."
As she spoke, Miss Meng pulled Sun Xu up to the second floor. Standing in front of the oversized master bedroom on the second floor, Miss Meng suddenly turned around and faced Sun Xu, and said shyly: "This bed must be very comfortable..."
Upon hearing this, Sun Xu also curled up his lips: "It must be very comfortable!"
…
That afternoon, Sun Xu and Miss Meng went to the city to purchase some daily necessities, then returned to the apartment in Dongqi Lane, picked up some simple luggage, and returned to the villa in Dongqin Community.
The two of them spent the whole night in this big house, or to be precise, on the big bed in the master bedroom on the second floor... Sun Xu found that the quality of the bed seemed not to be good, and it squeaked most of the night.
I have to wear this bed later!
But when they went to work the next day, Sun Xu and Miss Meng discovered that although the place was nice to live in, it was not very friendly to them who did not have a private carriage yet.
There are no public carriages at the gate of the community. You have to walk out for more than 500 meters on the community's own asphalt road to reach the public road. There is a platform for public carriages, but the two of them waited for half an hour before they arrived. A three-horse, four-wheeled double-decker public carriage!
But after getting on the carriage, people looked at him more.
Because of the clothes of the two people, coupled with the Dongqin community next to it... this is obviously incompatible with this public carriage that provides services to ordinary suburban middle-class residents.
How could the owners of Dongqin Community come to squeeze into the public carriage... Only employees of the service management company and servants working in the community would take the public carriage here.
In fact, there were two maids who got in the car with Sun Xu...
But Sun Xu and Miss Meng didn't feel any embarrassment themselves. They were from ordinary families. Sun Xu's high-income period was only a few months, not a year.
This time last year, when Sun Xu first arrived in Songjiang, his total net worth was only more than three yuan. When looking for a job, he was reluctant to take a public carriage frequently.
For a long time, I didn't even ride in a taxi during my daily work.
That is to say, I have been relatively rich in recent months, so I often take taxis when I go to work, but I don't take taxis every day. After all, Sun Xu is still saving money, and he often takes public carriages to save money. .
So now that the two of them got on the public carriage, they didn't feel any inconvenience... After all, the two of them were not used to being rich people, and their consumption had not been upgraded on a large scale.
But the feelings of the surrounding passengers were different...not fear or envy...but jealousy and disgust!
What the hell? You can tell at a glance that he is the owner of Dongqin Community. He lives in a mansion worth one or two thousand Yuan. He wears clothes that are more expensive than my salary in several months. He does not travel in a private carriage or a rental carriage, but also runs. Come and grab a seat on the public carriage with me, isn't it disgusting?
However, the social atmosphere, or the security of the Da Chu Empire is still very good. At most, these people are unhappy, at least no one will say anything out loud, let alone provoke others.
So even though Sun Xu and Miss Meng were on an incongruous suburban public carriage, they didn't encounter anything.
After arriving in the city, they took a taxi to take Ms. Meng to Huidong Department Store for work. Sun Xu himself then went to Anhua Textile Company to continue working.
When I was at work, I also asked the people in the carriage department of the factory to help purchase a two-horse four-wheel carriage and two draft horses, and entrusted them to recruit a coachman who could take care of the yard and sundries.
Carriages and horses were easy to sell. As long as Sun Xu paid for them, they bought them for Sun Xu on the same day, but it was difficult to recruit a coachman.
After all, private coachman, not to mention other things, but his character must be first choice.
In the end, Sun Xu poached in the carriage department and found a coachman named Uncle Li who was rated by other colleagues as having a good personality and good driving skills, and asked him if he would resign and drive for him.
The treatment given was average, only 3.8 yuan, but accommodation and food were included... After all, Sun Xu's single-family villa had an annex building. In addition to being a horse shop, this annex building also had several rooms. It is a place where servants live and live, and free food and lodging can be conveniently provided.
Although the salary is not high, actually a little lower than his current salary, the work is relatively easy, and at the same time, food and accommodation are included and there are no other additional expenses.
After thinking about it, Uncle Li agreed.
The main reason is that the work is much easier and less tiring than the current work in Ma Keli...
The carriage department of Anhua Textile Company provides official carriage services to senior employees in the factory only incidentally. Their main job is to transport goods.
Drivers drive the factory's own horse-drawn trucks to transport raw materials, equipment, consumables and other goods from train stations, docks, and cooperative manufacturers, and then transport the produced cotton yarn to the warehouses of cooperative manufacturers in the city, or to Transported to the dock, warehouse in the train station.
In the words of later generations, he was a factory truck driver and a porter at the same time!
Uncle Li is not young at all. Over the years, he has been driving and transporting goods. While making money to support his family, he has also put a lot of stress on his body. It is actually very difficult to continue to work as a freight driver and porter.
Even if you don't take the initiative to resign, there is a high probability that you will be fired mercilessly by the factory after the work contract ends in one year...
Anhua Textile Company, like most companies these days, is basically merciless to ordinary employees...it can be squeezed as hard as it can under the legal framework.
Once there is no more value to exploit, you will be fired in a matter of minutes...
In the original time and space, around the mid-19th century, in two typical countries, Britain and the United States, workers in factories were treated worse than slaves in the United States at the same time.
In the mid-19th century, American slave owners regarded slaves as their own property.
When using property, you will basically not overuse it. During use, you will also be given food. Machines will also need to burn oil, and slaves will also need to eat... It's all the same.
When a slave is sick, if the problem is not serious, he will buy some medicine for a simple treatment. The same principle applies to repairing the equipment if it breaks down.
After all, slaves are their own property. If they are used up or used up, the slave owners will lose their money. Therefore, within the controllable range of costs, these slave owners will try their best to ensure the safety of their property.
In order to produce little slaves, they even take the initiative to marry slaves...
But at the same time, in the northern factories...the factory bosses didn't have to worry about the workers' life and death, and the wages they paid could be as low as they wanted. As for whether this little money could keep the workers fed, the factory bosses said: It's none of my business. Anyway, it’s just this salary, if you like it, go ahead, if you don’t, get out.
When a worker is sick or exhausted, it has nothing to do with the factory boss. He is the boss, not the worker's parents.
Original Time and Space In North America in the mid-19th century, the living conditions of a considerable number of workers in northern factories were worse than those of slaves in southern plantations...
The conditions for workers in the Dachu Empire are better, such as minimum wages, maximum working hours, standard labor contracts, and other measures to protect workers' interests.
But it can't stop factories from laying off older workers.
Of course, according to the words of Boss Ma, the largest cowhide processing company in Xicheng District: We are providing high-quality talents with rich work experience to the society, which is a good thing to contribute to society... To be honest, you have to give us the government. ICBC's entire 'Excellent Enterprise in Talent Training and Transport' award certificate and so on!
Uncle Li has been working for Anhua Textile Company for more than ten years. Now his health is not very good and he is worried about his future career.
It happened that Sun Xu was looking for a knowledgeable coachman, gardener and handyman, and asked him if he wanted to go.
Uncle Li didn't hesitate much and agreed immediately. With Sun Xu's help, Uncle Li resigned on the same day and started working for Sun Xu.
In this way, the carriage and the driver were able to work together. Then Miss Meng came forward and hired a middle-aged aunt through the channels of Dongqin Community Service Management Company to be responsible for laundry, cooking and hygiene.
After such arrangements were made, Sun Xu and Miss Meng finally settled down in Dongqin Community.
But it was always unfair... So after discussing it with Miss Meng, and then with the factory, we finally squeezed out twenty days of annual leave.
I plan to go home for the Chinese New Year this year and visit Ms. Meng’s hometown of Jiangxi.
Taking advantage of this annual vacation, Sun Xu will completely resolve the marriage matter.
After everything was prepared, on December 27, Sun Xu, Miss Meng, and their attendant Uncle Li boarded the train with large and small bags.
This is the second time Sun Xu has taken a train in his life... But unlike the first time when he could only transfer to a third-class ticket all the way, this time Sun Xu directly purchased a first-class sleeper ticket from Songjiang to Xi'an, and it was a two-person ticket. Small box.
