Sun Xu and Miss Meng, led by real estate agents, first visited many public facilities in Dongqin Community.
The public facilities in this Dongqin community are more than Sun Xu imagined.
There is not only a large public garden with a lotus pond, but also a Cuju court on one side of the garden. There is a surrounding asphalt track around the Cuju court. To the east of the Cuju court is a slightly smaller Chuiwan court. On the west side is a row of houses, which contain indoor pot rooms, chess rooms, etc. These sports facilities are provided for residents in the community.
A community composed of two to three hundred households is actually quite large. After all, almost all of them are family households, ranging from two or three people to seven or eight people, plus some servants hired by high-income families. Then the number of people living in the entire community can reach more than a thousand.
The real estate agent also said: “In addition to the internal public facilities, Dongqin Community has also jointly established a private school with the three communities next door to provide educational services for a total of nine grades of junior primary school, senior primary school, and junior high school. This The quality of education in this school is obvious to all in Xicheng District!”
"In addition, there are many government-run primary schools and middle schools nearby. Among them, Xicheng Senior High School is only three kilometers away. Xicheng Senior High School is the first prestigious school in Xicheng, providing three years of senior high school education. The school has many masters teaching every year. Quite a number of students have been admitted to universities. In the past five years, students have been successfully admitted to the Royal Institute of Technology every year, and their educational capabilities are well-known in our Songjiang Prefecture and even in the entire Jiangnan."
Sun Xu heard that students from this Xicheng Senior High School were admitted to the Royal Institute of Technology every year. This could indeed be called a prestigious school.
His younger brother is also a so-called genius with a great reputation in his hometown. He is a genius who has a slight hope of competing for a four-year undergraduate full scholarship and a guaranteed half undergraduate scholarship... But even so, his younger brother has never had the luxury of applying for the Royal Institute of Technology. College…
How should I put it? In the past thirty years, his hometown has produced a total of seven or eight students admitted to the Royal Institute of Technology. On average, only one student has been admitted every two to three years!
Almost all of these people have been extremely evil since they were young. They have received full scholarships since they were young, and even went to school with special subsidies from local educational institutions. Not to mention spending money to study, they have made money to subsidize them since they were young. For home use.
His brother... is still far away from this level!
But what the real estate people didn't say is that although Xicheng Senior High School is top-notch, like all government-run high schools, it is extremely difficult to apply for...ordinary children can't get into it at all.
Even self-funded students have a hard time getting into the exam, let alone getting a scholarship, it’s extremely difficult...
As for private schools jointly run by communities, admission is easier, but tuition fees are also expensive.
However, Sun Xu himself was only a twenty-year-old young man. He was still married and had no children. Naturally, he didn't think too far about the education of his children, so he didn't care much about Xicheng Senior High School.
What he cares more about is the quality of life and the more important issue of price!
In terms of quality of life, the facilities in this community are very complete, which makes Sun Xu very satisfied.
As for the price, Sun Xu knew that it would not be cheap here, but he didn't know the specific price yet... After all, he had never considered buying a house in Songjiang City before, let alone paid attention to the housing prices here.
Ms. Meng knows more, but in the past, Ms. Meng only paid attention to some street-facing apartments in the city and some townhouses in the suburbs.
Houses in those places are quite expensive for ordinary people, but ordinary families can still afford them.
As for the small single-family buildings, to be honest, these houses are too far away from Miss Meng... Miss Meng has not paid much attention to them before.
The two of them knew it was expensive, but they still didn't know exactly how expensive it was.
The real estate fan obviously did not expect that Sun Xu looked well-dressed and came here in a four-wheeled private carriage with a coachman. He was probably someone who has lived in the upper class for a long time and should have a simple understanding of local housing prices. I understand, so I didn’t introduce too much at the beginning, just focusing on the environment.
After all, for such a big deal as buying a house, many people must have made inquiries in advance and have a general understanding of different areas and types of houses before taking action.
How could he be like Sun Xu? He was a pauper some time ago, but now he ran over directly without any understanding, and at first glance, it was a single-family courtyard in a high-end community.
After introducing the community environment, the real estate agent took Sun Xu and Miss Meng to the east side of the community, pointed to the front and said: "There is a small single-family consignment building in front of you, let's go... I will take you there to see it. look!"
They passed the asphalt road in the community. On both sides of the road were independent small buildings. The independent small buildings were actually not far apart from each other, only about seven or eight meters. There were grass and trees in front and behind the houses, and some even had Low wooden fence.
The real estate agent led the way and said: "The residents here are basically high-income groups who work in the city. They are mainly family households. They have high overall quality and generally have harmonious relations with neighbors."
"It is also not allowed to raise poultry or large pets in the community, nor is it allowed to grow crops such as ornamental plants and flowers. Every household needs to regularly take care of the lawns and trees in front of and behind the house."
“These ensure the natural environment of the entire community, making Dongqin Community a representative high-end community in the northern suburbs of Xicheng!”
As the carriage moved forward, they soon arrived in front of a small building.
"This is Building 172 on consignment. The owner has renovated it after purchasing it, but has never moved in. All interior decoration and furniture decoration are brand new and are being sold together with the house."
"Building No. 172 is located on the east side of the community. It is very close to the community garden. It only takes about half an hour to walk. The entire land is 22 meters long, 17 meters wide, and covers an area of 374 square meters. rice."
The reason why we are talking about land is because this kind of single-family courtyard is often sold with land. As for the house above, it is actually incidental... The land and house integration system adopted in the Dachu Empire did not separate the land and the building. Condition.
The real estate agent continued: "The house has three floors, seven rooms, and three halls. The first floor is the living room, kitchen, etc., the second floor is the bedroom and study room, the third floor is the attic, and the annex building is at the back of the first floor. There was a stable, a carriage house and a servants' quarters."
"The auxiliary building and the main building are connected by a passage."
"In addition, it must be emphasized that all houses in Dongqin Community have already been paved with water pipes, sewage pipes, and gas pipes when they were designed and constructed."
As the real estate fan spoke, he led Sun Xu forward.
While Sun Xu listened to the real estate fan's words, he looked carefully...
To be honest, at this time, he had some thoughts of giving up... This place didn't look like a place he could afford.
At first he thought it was a single-family house, just a bungalow like his old home, or at most a two-story brick and wooden house with a small yard.
But the house in front of him... was much better than he imagined.
Especially when I heard there was a maid’s room...
Sun Xu almost didn't react...requesting a servant? He had never thought before in his life that he could have a servant serve him.
Miss Meng on the side was almost the same as him. Looking at the house in front of her, her eyes were almost filled with stars.
Everything in front of her almost perfectly matched her imagination of a high-class residence... Well, if the real estate people on the side knew her thoughts, they would probably say that your imagination is still a bit lacking.
These so-called small single-family buildings, which are less than ten meters apart, cover a total area of only a few hundred square meters. In Songjiang City, such houses are actually targeted at ordinary high-income groups.
In a truly upper-class society, people live in single-family courtyards that often occupy thousands or even tens of thousands of square meters.
In Songjiang City, the suburban mansions of the upper class usually have dozens of rooms, plus a large private garden.
It would take a long time to walk around the house with such luxury...
As the real estate agent took out the key, opened the door and went in, Sun Xu and Miss Meng were even more stunned...
Even these two people were considered smart people and kept their expressions calm from beginning to end, but the eyes that were darting around still betrayed the shock and even panic in their hearts.
What you see after entering the door is a huge living room. There is a huge glass window on the front side of the living room. Beautiful purple curtains are hung on the glass window. At this time, the real estate agent is opening the huge curtain. As the curtain is opened, The light in the room suddenly became brighter.
The house is transparent from the front to the back. Behind the living room is a small living room. There is also a huge glass window at the back of the small living room. There is a door on the side that can be opened into the back garden.
The living room has a very high floor, and a huge crystal chandelier hangs above it. Dozens of candles can be inserted on it. Under the crystal lamp is a smooth and discernible tile floor, surrounded by two rows of long spring leather sofas.
At a glance, the entire lobby and back hall on the first floor look bright and bright, and they also have strong characteristics of the industrial era.
To be honest, neither Sun Xu nor Miss Meng have ever seen such a beautiful house like yours in this life!
So now the calm expressions of both of them were almost unbearable!
The real estate agent on the side is not surprised... He has seen many people who are very shocked when they come to see this new type of single-family house, especially those who have not been in Songjiang for a long time.
Even many wealthy people from other places were as shocked as the country bumpkins when they saw this new architectural style of single-family villas.
As the most prosperous city in the Chu Empire, Songjiang was at the forefront of the country in many aspects, not only in terms of industrial and commercial economy, but also in terms of architectural style and people's living habits.
Many wealthy people from out of town have never seen this new style of single-family villa architecture, and they are surprised and even shocked when they see it.
The performances of Sun Xu and Miss Meng were actually quite good.
At least the two of them had almost no expression control...but they didn't yell at all.
Looking at the expressions of these two people, the real estate agent was also in a good mood. In his opinion, when the customers are so satisfied, the business will be much easier.
Even if this set doesn't work, he can introduce several other sets, and it will work anyway... If you don't buy it now, you can buy it later.
Because the customer's psychological expectations are obviously very low... any house that you take out will far exceed the customer's psychological expectations.
The only question is whether this pair of young customers have enough ability to pay.
You know, this new style of single-family houses for high-income groups is not cheap...
After spending a lot of time and completely visiting the entire house, the real estate agent tentatively stated the price.
"The current owner of the entire land, including the buildings and furniture on it, is asking for 1,500 yuan."
One thousand five hundred Chu Yuan... Hearing this price, Miss Meng on the side couldn't help but grab Sun Xu's hand!
It sounds like it's just over a thousand yuan, but you have to know that this unit is Chu Yuan...
The average worker in the contemporary Da Chu Empire only earns two or three yuan a month.
The wages here in Songjiang Prefecture are higher, but the average worker only earns three or four yuan. Based on the average of three and a half yuan, the annual income is only forty-two yuan!
Only four hundred and two years in ten years...
It requires an average worker to work for more than thirty years to afford this house...and this is even when he doesn't have to eat or drink, and he doesn't spend a cent of the money he earns.
Ms. Meng herself is considered to have a high income, with a monthly salary plus commission of more than ten yuan. She is estimated to have an income of about one hundred and fifty yuan a year, but she still needs to go without food and water for about ten years before she can afford it...
If she had to rely on herself, she would never live in a place like this in her life, because people have to eat and drink, and there are also some daily expenses. Miss Meng can't even save half of it.
Moreover, in the Dachu Empire, there is currently no housing loan for ordinary people... In most cases, you have to buy a house in full. At most, you can buy the house and then take out the mortgage.
Not to mention Miss Meng, even Sun Xu himself sighed inwardly after hearing the price: It’s so expensive!
Of course, with Sun Xu's income, although he was surprised when he heard the price, he was not as frightened as Miss Meng.
Sun Xujin's monthly income is about fifty yuan, and his comprehensive income in a year is about six hundred, which is about two and a half years.
Don’t think that two and a half years of income seems easy, and the house is not expensive...
You have to know that Anhua Textile Company now has nearly a thousand employees. Except for the boss Wang Liqing and a few small shareholders, Sun Xu’s income among pure employees ranks in the top ten...
This kind of house is a luxury for ordinary people. Let alone buying it, you can't even see it... Because the community has walls, ordinary people can't get in...
It's just that Sun Xu seems to have a high income, but the time for him to earn a high salary is too short, and he also needs daily expenses. If he gets married in the future, he will also need money to support his family and raise children.
Based on this calculation, if you want to buy this house, I am afraid that you will have a tight life for many years to come.
Songjiang is so big that it’s not easy to live there!
Now he finally understands why so many people choose to rent apartments in the city. Even many people living in the suburbs actually rent instead of buying a house.
This house price is too expensive!
The change in Sun Xu's face was naturally seen in the eyes of the real estate agent, and he continued: "We have cooperated with several government-run banks. These banks can provide real estate mortgage loans for high-quality home-buying customers, but Choose to pay it off in installments over ten or fifteen years!”
After hearing this, Sun Xu was somewhat interested in the loan. When the real estate agent heard that he was a senior mechanic with a monthly income of more than fifty yuan, and that he was still so young and had huge room for growth in the future, he He patted his chest and said, "With your conditions, it will definitely be no problem to apply for a loan."
The home loan services launched by banks these days have only been launched for a few years. They are still very niche and only provide banking services for high-net-worth customers...
Ordinary people, even those like Ms. Meng whose income seems not to be low, are basically impossible to find a bank loan to buy a house, because the bank is really afraid that you can't afford the repayment...
After consultation, Sun Xu had a certain idea in his mind. If the bank could provide corresponding loans, based on his current income and expected future income, although it would be difficult to buy such a house, it was not impossible.
However, it is better to choose a house that is as cheap as possible. This one is too expensive right now, only 1,500 yuan...
Therefore, he asked a real estate person to take him to see several other properties. The prices were slightly cheaper, but they were basically more than a thousand yuan... The real estate person said that this area in the northern suburbs of Xicheng must have a good environment and supporting facilities. A single-family house in a community that is sufficient and well maintained and managed will cost more than a thousand or more.
Those single-family houses worth two to three thousand Yuan were not taken to see by other people's real estate agents... They couldn't afford to buy them anyway, it was a waste of time...
The real estate agent has a very sharp eye and can see Sun Xu's financial strength and budget in just a few seconds, so the people he takes Sun Xu to see are all between 1,000 Chu Yuan and 1,500 Chu Yuan. house.
There are no wealthy people with a few thousand yuan, nor those row apartments with a few hundred yuan.
After reading this, Sun Xu naturally couldn't say that he made a decision right away. Instead, he said goodbye to the real estate dealer after going back and thinking about it. Then he went to several other real estate dealers to look at a lot of houses... …I’ve gone to see the single-family buildings, and I’ve also gone to see the townhouses.
To be honest, those townhouse apartments... Although the townhouse apartments in the suburbs are okay, most of these townhouse apartments are actually for ordinary middle-income groups, and the price ranges from a hundred yuan to hundreds of yuan. , but the houses are generally small, mostly with two or three bedrooms, and most of them do not have independent property rights. They have one property right per building, and then obtain the right to use it by purchasing shares.
After watching a large circle, Sun Xu and Miss Meng waited until evening to return to the city in a carriage.
On the way back, the two of them were still discussing which house was better. During the conversation, it was clear that Miss Meng felt the best about Building 172 in Dongqin Community... and so did Sun Xu!
reason
What other reason could there be for a house worth 1,500 Chu Yuan? This house was the best and the most expensive among many real estate people who had taken them to see it!
I just heard from real estate people when I consulted them that although banks can provide loans, the credit they give is not a full loan. They only give a loan of 70% of the price. The maximum can be 80%, and in the end it will cost 20%. Thirty percent of the price needs to be paid by yourself.
This means that he must spend more than 300 or even 400 yuan as a down payment at one time!
Even though Sun Xu's income is high now, he can't afford so much in a short time!
At the end, Miss Meng grabbed his hand: "I usually don't spend much money. I have saved some money in the past few years, about one hundred, and I also have some jewelry that can be sold off. In total, I can make up two hundred." piece!"
"You have a high income. If you save some money in the past few months, you should be able to save about two hundred."
“This adds up to the down payment!”
Hearing Miss Meng's words, Sun Xu was a little stunned. He subconsciously grabbed her hand... and then said: "Don't worry, I will figure out the money matter!"
It's not like buying a house in a day or two. Sun Xu can wait a few months or even a year or two. It's not a big problem to collect the down payment within a year.
Besides, he was a bit embarrassed about buying a house with other girl's money...
But the girl's attitude moved him quite a bit. He knew that the money was Miss Meng's hard-earned dowry money.
This girl has already spent her dowry money to buy a house with you, what else can he say...
He thought that after a while when the factory was not so busy, he should take an annual leave to take Miss Meng home to see the two elders, and then go to Miss Meng's hometown in Jiangxi to decide on the marriage directly.
After all, the two of them have known each other for half a year, and they feel very good about each other. In addition, they are not young at all.
Sun Xu is twenty-one years old this year, and Miss Meng is nineteen years old this year. In fact, both of them are not young at this time.
Many children of the same age can do soy sauce.
The age standard for adults in the Da Chu Empire is sixteen years old, and sixteen years old is also the earliest legal age for marriage stipulated by the current laws of the Da Chu Empire. In fact, in the vast rural areas, a large number of people get married at the age of fourteen or fifteen.
Sun Xu thought that it was time to take the relationship between the two people a step further and officially talk about marriage.
When Sun Xu was thinking this, Miss Meng on the side was a little uneasy... She was determined to use the money as a down payment, so she naturally had it in mind... The two hundred yuan was the dowry money she had saved for three years. , how could it be taken out casually.
Since I said to take it out today, it was to show Sun Xu that I would work hard with him!
But Sun Xu said she didn't need to worry, he could take care of the money matter...
Girls have many thoughts on their minds, and after being declined, they will have many messy thoughts in their minds.
I don’t even need any dowry money. Are you abandoning me?
(End of chapter)
