"You hope they won't pay you back?"
Su Yingxue felt that her brain was running out, and she looked at Jiang Yifeng with a puzzled face, "When you lend money, you should hope that they will pay it back. Why don't you want them to pay it back?"
Jiang Yifeng looked at the excited Su Yingxue, resisted the urge to reach out and pinch her face, and asked with a smile: "Do you know how much money the bank currently has?"
Su Yingxue calculated in her mind, "The Su family invested one hundred thousand taels of silver, including the money from selling 35% of the shares of Meishan. The total is 1.9 million taels of silver."
Jiang Yifeng asked again: "What do you think will happen if the money is lent out and the family returns it? When the money piles up like a mountain, what will it become?"
Su Yingxue instinctively said, "Silver is just silver, what else can it be turned into?"
"They will turn to stone."
"How can silver be stone?"
Jiang Yifeng explained: "When there is more and more money in the bank, some of the money may never be lent out, and what is the difference between the money that cannot be lent out and a piece of stone?"
Su Yingxue: "..."
Although this sounds outrageous, if you think about it carefully, it seems that it is really the case.
Jiang Yifeng continued: "But it's completely different if those families don't pay back the money. I can take the opportunity to buy shares in their workshops, seize their market, and get the maximum profit at a very small cost."
Su Yingxue frowned and asked: "Why get the maximum profit at a very small cost?"
"You don't think you don't need collateral to borrow money, do you?"
Jiang Yifeng smiled at Su Yingxue, "When they come to borrow money, it's like going to a pawn shop to pawn something. For a hundred taels of silver, I give them at most fifty taels. If they don't pay back, it's equivalent to me using fifty taels of silver. I bought something worth one hundred taels of silver."
Su Yingxue understood instantly and asked in surprise, "Is this another pawn mode?"
"So be it!"
Jiang Yifeng nodded affirmatively, "Although I can also build my own workshop, compete with them, and finally occupy their market, but this method is too slow and troublesome. It is better to seize theirs directly."
"Uh... you can't use the word 'capture'. To be precise, it should be to help them. Without me, the industry accumulated by their ancestors would be gone. I am helping them revive their ancestral industry. Thinking about it, I feel great. .”
How do you describe harming others in a high-sounding way?
Su Yingxue cursed in her heart, hesitated for a few seconds, and asked, "What will you do if they pay back the money?"
Find other ways to harm...help them.
Of course, Jiang Yifeng didn't like to keep his name when doing good deeds, so he didn't say what he was thinking, but said: "Anyway, I won't hoard money like other families do."
Because many families make too much money, they like to dig holes and bury the unused money. To use a more elegant term, it is called hoarding.
In the previous life, there was a famous story about hoarding silver, that is, there was no three hundred taels of silver in this place.
no way!
There were no banks at that time, and the money dealers were worried. If they couldn't spend all the money, they had no choice but to hoard it.
but……
People who really know how to make money never save their money, but invest it in other places as much as possible to make money make money.
This can be seen from the wealthy people in previous lives who were worth hundreds of billions. Each of them had a lot of money, but they did not have much liquidity, and most of them were various assets.
In the words of wealthy people, don't put all your eggs in one basket.
Jiang Yifeng remembered that Bill Gates, once the richest man in the world, bought 270,000 acres of land, equivalent to more than 1,110 square kilometers, an area equivalent to Hong Kong and larger than Singapore.
You can say those capitalists are evil-hearted, but you cannot deny that their approach is correct.
Therefore, Jiang Yifeng will not hoard money, he will continue to invest in various places to make money make money.
"All right!"
Su Yingxue did not continue this topic, hesitated for a while, and asked: "When do you plan to go find these eighteen families?"
Jiang Yifeng held his chin and was silent for a long time. "It's better for the bank industry to be more mysterious, so I won't come forward in person. I plan to send someone to talk to them."
"Who are you going to find?"
Jiang Yifeng thought for a moment and suddenly asked, "Has Shishi been living in the house?"
Hearing the word 'Shi Shi', Su Yingxue's eyes narrowed and she looked at Jiang Yifeng with a sinister look on her face.
In an instant, Jiang Yifeng understood what Su Yingxue meant - she was unhappy and jealous.
So, he quickly explained: "Xuexue, you know that I haven't gone to see her recently. There is innocence between us. You are still the one I love most."
When Su Yingxue heard the last sentence, her pretty face turned red with embarrassment, and she said coquettishly: "Whether you are innocent or not has nothing to do with me. If you dare to talk nonsense again, I...I will ignore you."
Jiang Yifeng looked at the shy Su Yingxue and said loudly: "Xuexue, you can't ignore me. If you ignore me, what will happen to the land I bought?"
Su Yingxue was startled, "What land did you buy?"
"I am totally devoted to you!"
Jiang Yifeng took out the earthy love words from his previous life and used them on Su Yingxue.
Not to mention, this trick really works.
Su Yingxue, who had a displeased face, suddenly laughed out loud. She looked like an iceberg snow lotus blooming, which made Jiang Yifeng crazy.
Oh my God!
You gave me such a beautiful wife, do you still want me to live past twenty?
However, he verified one thing, that is, women fall in love with their ears.
As long as a man can say nice things, even an iceberg of beauty will be melted.
"Be more serious." Su Yingxue spat, "She has been living in the house, and I didn't embarrass her."
"She is just a servant, and you are the mistress. Even if you embarrass her, it is her honor." Jiang Yifeng tried his best to say nice things.
In fact, he knew that Su Yingxue was taking a big risk by letting Shishi live in the Su Mansion.
After all, letting a geisha live in the house would affect the Su family's face if she spoke out about it.
The Su Yingxue in the past would never agree. Now, after staying with him for a long time, he doesn't value face so much.
wrong!
There is something wrong with this!
Why do I make myself look so shameless?
"You just know how to coax me."
Su Yingxue glanced at Jiang Yifeng and said calmly: "I have chatted with her several times and I can see that she is different from ordinary singing girls. She is knowledgeable and smart. She can help you in the future... If you really like her, I will allow you to marry her." She is my concubine.”
"..."
Jiang Yifeng was momentarily confused.
Allow me to take Shishi as my concubine?
What's the meaning?
Are you testing me?
Or are you issuing me a certificate that allows me to go out for prostitution?
