"The minimum denomination of the money order is fifty taels of silver. Do you have it?"
With one sentence, the voices of arguments surrounding him for several meters were suppressed.
After only a brief silence, louder discussions broke out.
"Where is it written?"
"Open your eyes and take a look at the last rule. Article 9 is very clear. The denominations of Royal Bank of Ming Dynasty bills are divided into four denominations: fifty, one hundred taels, two hundred taels, five hundred taels and one thousand taels. There are and only these five kinds.
If you follow this statement, that is to say, as long as you go to the Royal Bank of Ming Dynasty to deposit money, you will have to pay at least fifty taels of silver. "
"Hiss...it's true!"
"What does the court mean? Is it discriminating against us and not having money?"
"According to this statement, then this bank serves wealthy businessmen and gentry?"
"Please be patient and don't be impatient. First of all, depositing money in the Royal Bank of the Ming Dynasty is different from private banks. You also have to pay a custody fee for depositing money. The lowest is one out of a thousand, and the highest is five out of a thousand. Every year,
If you add another one thousand if you go across provinces, or three thousand if you go across provinces, do you think your little money is enough to deduct the storage fee? Are you willing?
Secondly, the money order issued by the Royal Bank of the Ming Dynasty was to solve the problem of a large amount of money that could not travel long distances or was inconvenient to carry. Fifty taels of silver was only five kilograms, and a package just walked away. What did it cost?
Thirdly, although the money orders issued by the Royal Bank of the Ming Dynasty are the legal tender of the imperial court, they are not allowed to be circulated among the people. They can be exchanged at any time, but they cannot be used for the sale of goods. If there is a problem, the imperial court will not be responsible.
In this case, it is not as convenient as copper coins or broken silver. "
"Hiss... So, there is a custody fee for depositing, and there is also interest for borrowing. No matter what, the money entering the bank will be reduced anyway? Ming Royal Bank takes it all?"
"Looking at it this way, the Royal Bank of Ming Dynasty still thinks about us ordinary people and only makes money from wealthy businessmen and gentry."
"Although this is the case, I still feel uncomfortable thinking about it!"
"Oh my god, so the hundreds of carriages in front of the Royal Bank of Ming Dynasty are all made of silver?"
…
The people were discussing with the Ming Dynasty Daily, but their eyes were fixed on the carriage in front of the Ming Royal Bank and the boxes of silver being carried in, with envy and jealousy in their eyes.
After half a stick of incense, someone from the Ming Royal Bank finally came out.
Everyone immediately gathered around and started asking questions.
"Shopkeeper Xu, you're out, how are you?"
"Where's the money order? Open our eyes!"
"Old Xu, what's the layout inside?"
"Master Xu, tell me how you feel now?"
…
"Every shopkeeper, please be quiet!"
Shopkeeper Xu heard more than ten voices ringing in his ears, and felt his head buzzing.
After everyone was quiet, dozens of people had gathered around, and hundreds of people nearby were also listening.
So he coughed, cleared his throat, and said loudly: "Everyone will know the layout of the inside when they get in, so I won't say more.
Secondly, the application process is very simple. You only need to sit and drink tea while someone is responsible for counting the silver and checking its quality.
Then confirm the amount with you, and then ask you what denomination of money order you need,
After confirming, someone will deliver half a stick of incense to you. Just check the number yourself to see if it is correct!
As for my mood, of course I feel good. I used to have tens of thousands of taels of silver and even though I hired guards and hundreds of men to be there, I was always worried about an accident. Now,
Now, I’ll give you this thing, and you can’t take it out! "
As Shopkeeper Xu said, he took out a stack of money orders from his arms, shook them in his hand, and then said: "This money order is even more exquisite than when it was displayed the day before yesterday. If you want to see it, then take a look!"
Everyone took one piece each and looked at it slowly.
The yellowish, thick paper, the various patterns in light blue, and the four seam seals of different colors, etc., each of them shocked them.
"It's just this kind of paper. As soon as you get started with it, you can tell it's special paper for money orders!"
"Yes, it's so special that even if you want to imitate it, you can't even do it in the first step."
"I don't know who came up with this anti-counterfeiting method. Every item is even more difficult!"
"Old Xu, what does the "Unknown Bibaotong" on this money order mean?"
"This is a secret deposit. When you go to deposit the money yourself, the people inside will tell you that everyone is different. This is equivalent to a key!"
"Gentlemen, forgive me for my limited knowledge, aren't you afraid that this money order will be forged?"
The merchants who were talking listened to the people beside them who stretched their heads to look at the money order and chuckled: "There are nine anti-counterfeiting methods on this money order, of which we only know six, and there are three that the court has not announced.
Let’s not talk about the things that have not been announced yet. Let’s take the six items that have been announced. The first is this paper. We have many paper merchants, but after two days of discussion, we don’t even know what kind of paper this is, let alone the technology.
Secondly, the most difficult thing here is the micro-carving seal in the middle. In such a small area, the entire preface to the Lanting Collection was engraved using micro-carving.
Let’s not talk about whether there are any codes in the words inside, but how many people can be included in the carvings alone?
Why do you think the Daming Daily published the statement "Anyone who studies miniature sculpture must register with the government within three months" for?
If you dare to forge this thing, you will directly punish the nine tribes, and the accomplices will punish the three tribes. If you don't report the information, you will be executed immediately. "
"Okay, let them do their own research. Do they think the court is stupid, or do they think we businessmen are stupid?
There is no such high guarantee here. Do we dare to exist in it? "
Shopkeeper Xu interrupted everyone: "You guys wait a minute, I will take these money orders to the household department to go through the procedures for the treasures photographed yesterday. At noon, I will treat you to Dongshenglou, let's see you there!"
"See you!"
Everyone clasped their fists, Shopkeeper Xu left, and the others were waiting.
With the precedent set by Shopkeeper Xu, the people behind are even more looking forward to it.
From time to time, people come out, all smiling.
Youdao means that people are in high spirits when happy events happen. For businessmen, money orders are truly the most happy event in the world.
Car after car came in, car after car drove in from a distance and queued up. A famous businessman walked out empty-handed, and the whole Qianmen Street was staged.
More and more wealthy businessmen in the city who got the news gathered to see the specific effects, but found that they could not even see the gate of the Ming Dynasty Royal Bank.
It lasted for six or seven days before the business of the Royal Bank of Ming Dynasty gradually decreased, because the wealthy businessmen who came to Beijing had almost finished the business, and the rest were wealthy businessmen and gentry from Beijing.
In Dongnuan Pavilion, Bi Ziyan was holding an account with a smile on his face.
"Your Majesty, it has been seven days since the Ming Dynasty Royal Commercial Bank opened, and the accounts have been compiled!"
