"With so many layers of anti-counterfeiting technology, it is difficult to forge banknotes, but there is a huge drawback, which is the need for stubs."
"If you use the stub verification method, you need to send the stub to the state capital bank designated by the merchant in advance, but the current transportation conditions are too time-consuming."
"If you don't use a stub to withdraw money, although it is convenient, there will be a sense of luck. What if someone withdraws the money?"
Chongzhen frowned, using trouble is no different from the current money bank.
But if you don’t, then there is a huge risk.
"Hey... I have gone into a misunderstanding! It will be inconvenient to carry at least one thousand taels of silver. In other words, the minimum transaction amount of silver notes is five hundred or one thousand taels."
"Anyone who can have a thousand taels of silver must be rich or noble. At least one county is famous. It's easy to check the identity of such a person."
"If it is a caravan, it will be easier to handle. All caravans must be registered with the government, and the government will issue documents. To withdraw money, you need the caravan documents and the silver notes in the hands of the merchants. If you run away, the monk cannot run away from the temple."
"If you dare to fake it, I'll chop it down. If you chop it a few more times, maybe no one will dare to fake it!"
"It would be easier if the loan comes from a local person, as long as the local person guarantees it."
…
"Bank notes can be protected against counterfeiting using multiple technologies such as special paper, micro-engraving technology, secret sealing liquid, watermarks, dark seals, inks, secret stamps, number seals, merchants' private seals, etc. If they fail to match, they will be regarded as invalid and will be immediately arrested and thoroughly investigated. , investigate and deal with the artistic conception, and punish the three tribes!"
"Well, let's do it!"
Chongzhen thought about it carefully and felt that the problem was not big.
Then he looked at Wang Chengen who was waiting: "My dear companion, the Treasurer's Office, the eunuch in charge of the Yinzuo Bureau, and the Minister of Finance of the Baoquan Bureau are here to see me!"
PS: Baoquan Bureau was established in the second year of Tianqi.
After waiting for a full two-quarters of an hour, the three of them entered Dongnuan Pavilion.
Looking at the three of them, Chongzhen said in a deep voice: "I called you here today because I have some ideas. I need you to make a money order based on my description."
Yes, it's a money order.
A similar bank note that is only used for depositing and withdrawing money in other places rather than for direct circulation among the people.
And whether it is depositing money or taking out a loan, interest is required. It is depositors and lenders who give money to the bank. In short, as long as you have business with the bank, you have to leak out a little bit.
“Choose a product that is extremely rare and has extremely complicated production processes and is no longer in popular circulation. It must be highly absorbent and strong...
The entire money order must have rich patterns and be able to make a secret seal..."
Chongzhen said while drawing on rice paper.
As soon as he finished speaking, a scrawled but extremely complicated thing like a bank note appeared in front of the three of them.
The three of them opened their mouths as they listened, their eyes full of shock.
Listening to the emperor's explanation and combining it with the patterns on the paper, it was not necessary for the emperor to say much. Based on their experience, it was judged that all the emperor had to do was to make banknotes.
With these anti-counterfeiting measures mentioned by the emperor, the Ming Dynasty banknotes are just rubbish.
Let’s not talk about other things. Only the micro-carving anti-counterfeiting thing is something that not many people in the entire Ming Dynasty can handle. Even if they can handle it, they can still distinguish the authenticity through the carving gestures.
Even with the source paper and a series of processes, the entire Ming Dynasty can definitely be imitated with less than one finger.
PS: What can be found for micro-engraved anti-counterfeiting now is the micro-engraved seal invented by Rishengchang, a Shanxi merchant banker in the Qing Dynasty. You don’t need to worry about whether it was also used in the Ming Dynasty.
"Based on what I said, can you do it?"
Looking at the contents on the paper, combined with what the emperor said, the three people in a daze were awakened.
The three of them frowned, and Han Mao, the minister of Qian Fa, said in a low voice: "Your Majesty, I forgive you for being stupid. Can you let me and the other three discuss it?"
"allow!"
After getting the emperor's permission, the three of them took a few steps back and communicated in low voices.
Chongzhen vaguely heard mulberry paper, hard yellow paper, Korean paper, etc., as well as vinegar, sugar and other materials.
After deliberating for a quarter of an hour, the three of them stood in front of the emperor again with eager faces.
Han Mao, the minister of Qian Fa, said in a deep voice: "Your Majesty, I and the other three have discussed it. Everything else is easy to discuss, but we cannot guarantee this miniature sculpture. We can only say that we will study it when we go back."
"Okay, then choose an article of about three hundred words. You can go back and study it as carefully as you can, and it must be kept strictly confidential. If there is any progress, report it to the palace at any time!"
"I obey the decree!"
After the three people saluted, they exited Dongnuan Pavilion with excitement on their faces.
If this can be done, it will be a miracle in the history of currency.
Not to mention that the imperial court has strictly prohibited it. Even if you are allowed to imitate it, you may not be able to imitate it. The micro-engraved seal is quite difficult.
"Your Majesty, it's lunch time!"
When Chongzhen was about to sit down and write down the anti-counterfeiting information on ancient banknotes popularized by bloggers of later generations, Wang Chengen stepped forward and whispered.
After saying this, Chongzhen suddenly realized that he was really hungry. As soon as he stood up, he put his hand on the Daming Daily on the desk, and his mind suddenly moved.
"Dad companion, you will send someone to the cabinet soon and tell Yuan Aiqing and the others,
The two edicts of Meng Yin, hereditary, and mutual market were published in the Daming Daily in two times, and they were published one or two days apart.
At the end of the first Ming Dynasty Daily, we will make a message similar to "Want to know what happened after the funeral, and listen to the breakdown in the next episode" to attract people to continue buying newspapers and cultivate the habit of reading newspapers! "
"Slave will make arrangements later!"
"Pass the meal around!"
Wang Chengen waved to the outside, and more than a dozen eunuchs carried exquisite food boxes into Dongnuan Pavilion. Wang Chengen personally took out the dishes in the food boxes and placed them on the round table aside.
Steamed fresh fish, braised chicken with potatoes, fresh shrimps with pepper and vinegar, silken goose powder soup...eight dishes and one soup. Although there are many dishes, the portions are very small, just enough for him to eat.
At this moment, everyone in Dongnuan Pavilion, except Wang Chengen who was waiting, had evacuated outside the palace.
This was Chongzhen's request. A group of people were watching him eat, and he had to pick up everything he ate. In his opinion, it was not enjoyment, but suffering.
It's not that no one advised him, but he just said that the rules of the palace can be applied to other people, but don't apply them to yourself. If it angers him, he will directly abolish these rules and those ministries.
From then on, no one dared to advise him to abide by this rule or that rule.
After finishing lunch and sleeping for another half an hour, Chongzhen continued to sort out the anti-counterfeiting and circulation systems for money orders. He only had to make a rough outline, and the remaining departments under the Ministry of Household Affairs could complete it.
It wasn't until the sun turned west that Chongzhen put the twenty or thirty pieces of rice paper he had sorted out aside.
The paper is already filled with dozens of questions, such as recognizing the vote but not the person, recognizing both the vote and the person, whether merchants can directly trade bills of exchange, deposit and loan handling fees, the selection and training of bank presidents...
He simulated every problem in his mind and wrote down the pros and cons and his thoughts. The rest needed to be improved by officials from the Ministry of Revenue.
Just when he was about to comb it over again, Wang Chengen came over and said, "Your Majesty, the commander of the Imperial Guards, Li Ruolian, is asking for a meeting. It seems that something has happened."
