Although piracy is rampant now, at least regular video websites still dare not blatantly pirate and broadcast popular movies and TV series.
Especially when copyright owners are actively safeguarding their rights, they are even more afraid. After all, their companies are in China and can run away like monks, but they are not like those companies overseas and their servers are also overseas.
With active rights protection and strict crackdown, although piracy websites cannot be eliminated 100%, it is no longer important. No one can achieve 100% freedom from piracy.
Yi Anguo is the biggest boss. He said that it would be premiered on a video website. Of course Yu Zheng has no objection. He is just the director, so just give him as much money as he deserves.
Entering June, housing prices in Shenzhen have already equaled the housing prices in June 2007. Although there is still a slight gap compared to the peak in 2007, it should be possible to catch up in at most two months.
Transaction volume has soared, and prices of various properties have followed the trend. The price increase of many properties has increased by 1,000 yuan per square meter compared with the previous month.
The real estate market is so strange. The more the price rises, the higher the transaction volume. The more the price rises, the more people rush to buy houses, for fear that they will be late and the price will rise again.
Coupled with the liberalization of policies, no restrictions on loans and purchases, sufficient bank funds, and the implementation of the 4 trillion economic stimulus plan, home buyers have started to fall again.
The housing prices in the customs are basically above 20,000 yuan per square meter, and most are around 23,000 to 4,000 yuan. Those in good locations and higher grades are already over 30,000 yuan per square meter.
The house prices in the central city of the two major districts outside Guanhai, the house prices in the central area of Baocheng, have risen to 14,000 yuan per square meter, and the house prices in the central district of Longcheng have also risen to 12,500 yuan per square meter.
But there are also cheaper ones, but most of them are late-market houses with bad locations, bad floors, and bad floor plans. The house prices are around 7,000 to 9,000 yuan per square meter.
Anyone who buys a house now is considered to have made a profit. In a few months, especially in 2010, the house price will enter the era of 20,000 yuan per square meter. If it goes up, it will never fall again. There is no turning back.
Zhuo Weidong and Ou Xiaolong's teeth were so sore that they were about to fall out. They were so envious and jealous!
Yi Anguo really made a lot of money this time! The two of them know this better than anyone else, because in the second half of last year, until now, their two companies have come forward to help Yi Anguo's company purchase countless properties.
In addition, Anguo Property Company itself has also acquired many properties, and some have even purchased entire communities.
There are them not only in Shenzhen, but also in Dongguan, Hangzhou, Shanghai, and Beijing.
Nowadays, the house prices in these places have gone crazy. Yi Anguo has made too much, how can he not be jealous?
But they are jealous and there is nothing they can do because they do not have the financial strength.
Even if they have the financial strength, they don't have the guts to take the gamble.
At this point, they are not as good as Xu Belt. Xu Belt really dared to bet and won many development projects in Yangcheng, with multiple projects starting at the same time.
But he also won the bet, successfully entered the rich circle of Hong Kong Island, and obtained a large amount of investment. Otherwise, his Hengda would have been destroyed by a thunderstorm.
Now Yi Anguo has established another commercial real estate development company, which has directly become a competitor of Zhuo Weidong and Ou Xiaolong's two real estate development companies.
But no matter what, they were able to successfully survive the financial crisis, allow their company to breathe again, and still make some profits. They still have to thank Yi Anguo for giving them a hand when their two companies were in danger of life and death.
It's just that the two of them seemed a little unhappy, especially Zhuo Weidong. The two projects he valued most were the Côte d'Azur Times Square and the Côte d'Azur Century Center, both of which were taken away by Yi Anguo. , and also changed their names to Quiet Times Square and Quiet Century Center.
Zhuo Weidong has been traveling to Hong Kong Island frequently recently, and he is seeking to go public in Hong Kong.
In other words, he has been seeking the opportunity to be listed in Hong Kong since 2007. Unfortunately, Zhao Gang's listing in 2007 ultimately failed.
During the global financial crisis in 2008, there was no chance of going public. But now, the global economy seems to be recovering, the stock market has stabilized, and housing prices have risen, so Zhuo Weidong is excited again.
Only when a company is listed can it get better financing, develop the company better, and make it bigger and stronger.
Not everyone is Yi Anguo, and not every company is Guoan Group. Guoan Group has never lacked funds for its development, so Yi Anguo not only has not thought about the issue of listing, but has not even thought about the issue of financing.
Although his companies are not solely owned by him, there are some shareholders, but they are all small shareholders. The largest shareholder is Penguin Company, which holds 20% of the shares of Jingjing Online Supermarket, and State-owned Assets Holdings holds China Star. Twenty percent of the shares of the integrated circuit board company.
Yi Anguo does not want to raise funds for the time being. Financing will be a matter of the future. He will not consider financing until the company develops to a certain scale in a few years.
You already have sufficient funds and endless money to spend, so why do you need to raise funds?
And no matter how much money you have, the company must develop step by step and slowly become bigger and stronger. It does not mean that as long as you have money, you can make the company bigger and stronger overnight.
Just like when a person eats, one bite cannot make him fat. No matter how much food is given to you, you cannot finish it in one meal.
Therefore, the development of a company also requires sufficient time to grow and develop. It is not possible to turn a newly established company into an industry leader overnight. Fortune 500 company.
If you raise funds too early, you won't be able to raise much money, but you will have to give up a large part of your shares.
The more shares you give away now, the greater your loss will be.
Now Anguo Group has its own bank, and Anguo Bank's depositors' deposits amount to more than 400 billion yuan. Naturally, this huge amount of funds must be invested. If you don't invest, you will get the income.
If there is no income, the interest paid every day is a huge amount.
in addition! The transactions that occur every day at Jingjing Online Supermarket, as well as the member account balance on Jingjing's payment account, including the payment for goods purchased by consumers to the merchants who open Jingjing Online Supermarket, all have a settlement cycle.
For example, if an individual merchant opens a store in Anjing Online Supermarket, the funds for the goods they sell need to be temporarily deposited in Anjing Payment's account. Only after the consumer confirms that there is no problem with receiving the goods, will the money be finally transferred to the merchant's personal account. on the payment account.
If the products are self-operated by Jingjing Online Supermarket, there is also a settlement cycle. The general settlement cycle is thirty days, and the minimum is thirty days. That is, the payment for the goods sold last month is settled at the end of this month.
Therefore, after the goods are sold, the money must be stored in Jingjing Online Supermarket's account for at least thirty days before it is transferred to the supplier.
If you take the middle value and calculate it, it is equivalent to a full 45 days.
Calculated based on the current daily turnover of Jingjing Online Supermarket, one day's turnover has reached 300 million yuan, and 45 days is basically equivalent to 15 billion yuan in capital.
This money is stored in the Quiet Payment account, and of course it can be used for investment. Anyway, it is idle funds in the account, and there will be no thunderstorms even if it is used.
Because new funds will enter the Quiet Payment account every day, there will always be about 15 billion yuan in the account, and it will only become more and more, because the business is getting better and better, and the daily transaction volume is also growing, so The money sitting in the quiet payment account will only increase.
Of course, although the money is temporarily deposited in Anjing Pay's account, it is actually still in the bank. At most, Anjing Pay can earn some interest.
Anjing Pay is relatively convenient and fast, and there are no worries about crossing banks. More and more people are using it, and many people who frequent online shopping even simply top up their money into the balance of Anjing Pay.
Then the problem arose because it was illegal to do so.
Jingjing Payment belongs to a "third-party settlement company". According to national regulations, for risk control, third-party settlement companies cannot control users' balances, but must be entrusted to banks.
For this reason, Zhu Guanghui, the person in charge of Anjing Pay, was very unhappy and had already complained to the boss Yi Anguo.
"You're just trying to earn money by selling cabbage for the sake of selling white goods and fans, why the hell are you just kidding?" Zhu Guanghui said in a very nondescript manner, using expletives.
The vice president who is responsible for the operation of Quiet Payment is named Zhu Guanghui. He is a returnee financial investment and wealth management expert. He worked as an executive at Merrill Lynch Investment Company in the United States. After the financial crisis last year, he returned to China and applied for the job of Quiet Payment. is the senior vice president of Quiet Payment,
Yi Anguo thought of Tao Fubao's Yu'e Bao, which he would later launch, and directly competed with banks for business, directly increasing Tao Fubao's balance to one to two trillion yuan, which exceeded the deposit balance of China Merchants Bank.
It's just that Tao Fubao hasn't launched the She'ebao business yet. If Anjing Pay launches it first, I don't know if the current conditions are suitable. Will it be a surprise?
So Yi Anguo told Zhu Guanghui the concept and idea of launching Yu'e Bao financial management.
"The balance of Yu'e Bao and Anjing Pay are different. It is a financial product in itself and can be used by Anjing Pay!"
"What Yu'e Bao is connected to is a fund under the fund, named "XX Yu'e Bao Money Market Fund. "
"There is no handling fee for recharging this thing, and there is no handling fee for withdrawing cash. You can deposit it and withdraw it at any time. The interest rate is higher than that of a bank. For ordinary people, I don't know how much higher it is than a bank's current account."
"Boss, your idea is good, but if we give interest rates that are much higher than those of banks and give them to others, then what do we earn?" Zhu Guanghui asked after thinking about it.
"If it's an investment, we won't have any short-term gains. If it's a long-term investment, the risks are uncertain and our returns are unpredictable."
"Would it be too risky to operate this way?"
Yi Anguo smiled and said: "We have the money, but we are afraid that we will not make any money. This is equivalent to stealing business from the bank."
"Think about it, if everyone puts money in our hands, will there be less money in the bank?"
"Let me give you an example. The original logic for banks to make money from savings is through interest differentials."
"Let's use an analogy! You deposited 100,000 yuan in the bank, and the bank gave you 0.35% interest. Then the bank transferred the 100,000 yuan and loaned it to the quarantined old man who wanted to buy a house, and also loaned it to the old man next door. If you want 8% interest, the 7.65% interest difference will all go into the bank’s pocket.”
“The idea behind our Yu’E Bao is to be an intermediary and act as a bank.”
"Originally, everyone deposited some money in banks, but now they deposit Yu'e Bao, and banks have begun to have a money shortage. When there is a money shortage, they can't lend to the outside world, and if they can't lend, they can't make money!"
"At this time, our Yu'ebao can take everyone's money to the bank and ask the other party with a mean smile, are you short of money? How about I deposit the money with you? You just need to give me more interest. "
“It’s better to earn less than to earn nothing, so the bank will compromise and negotiate a deposit agreement with our Yu’E Bao.”
"Many banks have such agreement deposits that are much higher than the benchmark interest rate."
"Let me give you another popular example. There are hundreds of households in a village, and each household is not particularly wealthy. Each household has a surplus of tens of thousands of yuan a year. When they go to the bank to save money, they can only get a base interest rate of 0.35% ( Current payment), very pitiful."
"So the village chief came up with a way to pool everyone's money together and collect a few million, and then go to the bank with these millions, and the bank would offer a large sum of savings just like his father. The high interest rate may be as high as 4%, and then the village chief will distribute the extra interest to the villagers in proportion to the share of the money contributed.”
“Here, the villagers are the users of Yu’e Bao, and the village chief is Yu’e Bao.”
"Our Yu'e Bao allows banks to spit out part of the interest difference they should earn and distribute it to users. We can earn some "handling fees" from it and cut off the banks."
"The reason is that simple. The benefits we provide to Yu'e Bao users are not fixed. Although there are basically no risks, we must be informed of the risks."
"We keep our money in the bank, and the bank may fail, and then we may not be able to withdraw all the money."
"So it is impossible to be 100% risk-free. Even if there is really 100% risk-free, we cannot promise that there will be 100% risk-free."
"What if something force majeure happens?"
"How to operate it specifically? It's up to you. Anyway, I can only tell you so much. After all, you are the most professional person in this regard."
"Boss! You are already very powerful. I dare not call you a professional in front of you. I have never failed in your investment!" Zhu Guanghui said with admiration.
"The plan you just mentioned is beyond the reach of most people, and your plan is indeed very feasible."
"I think that after we launch it, the effect will definitely be very good. We can not only compete with Tao Fubao in the payment market, but also increase the turnover of Quiet Payment. We can also earn a lot of fees from it."
"Such an operation method can be said to accomplish multiple things with one stone! Except for the boss, you can come up with such a genius method, and no one else can think of such a good method."
(End of chapter)
