Li Tang and Li Di came in from outside, swaying on their feet and singing songs. Li Tang sang a line: "If this river turns into spring wine, the music will be used to build ruins on the hills." Li Di then said: "A horse with a thousand gold gold is exchanged for a concubine, and a drunken person sits on a carved saddle and sings about falling plum blossoms."
I saw Lin Xi and his daughter gathered around a table with wine and food on it, and they were drinking there. Li Di shook the wine jar in his hand and said, "We have never forgotten you, father and daughter! Look, this is Yicheng's Jinsha Spring, the first-class wine! I bought it specially for you to eat!"
Lin Xi said: "Tomorrow's Dragon Boat Festival, we will drink calamus wine. I'd better keep your good wine there and drink it slowly in the future."
Li Tang laughed when he heard this: "I forgot, tomorrow is the Dragon Boat Festival! I have been living in exile for several years, and I have forgotten these festivals!"
As he said that, he and Li Di supported each other, arrived at the table, picked up a chair and sat down.
Stretching his head to look at the food and wine on the table, Li Di said: "You guys ate well, there was mandarin fish! Today we went to the restaurant and ate a steamed bream, it was really delicious! The meat is smooth and tender, and extremely delicious!"
Seeing that the two of them were drunk, the Lin family father and daughter shook their heads together. They have also lived a hard life for a long time, so they indulged themselves today. After coming down from Lumen Mountain, they looked for this small courtyard and rented it together. Li Tang and Li Di lived in two rooms, and Lin Xi and his daughter lived in two rooms.
Sitting on the top chair, Li Tang said: "Yesterday, I showed Wang Kuan the first draft, and he was very satisfied with it. I just thought it was a bit rough, so let's work harder and make it more refined. By the way, Kuan praised the layout of the version. , and the words on the forehead, this is all due to Mrs. Lin."
Lin Xi said: "This is the best. I'm afraid that if I can't paint or engrave, I'll get paid for nothing!"
Li Tang said: "What are you talking about! Observation is a person who does things. You can tell who has worked hard at a glance!"
Lin Xi's father said: "What kind of plate do you want to make? I heard that you two have contributed the most to this matter. My daughter just does some chores and makes a few pennies at least. From what you said, she still contributes a lot." "
Li Tang shook his head repeatedly: "Ms. Lin's contribution is not small. We drew the paintings, how to lay them out on the board, what else to add, how to write the amount of money so that people can understand it at a glance, all are university questions. And there is no such thing as The few words are all written by Mrs. Lin. Although we paint, our words are not as good as hers."
Several people were talking about what they had done recently, and Lin Xi's father was very curious. Judging from what they said, Wang Xiaolie's Huizi was meant for daily use and was different from others. How do you usually use Huizi? It makes people wonder.
When the sun set in the west, Lin Xi and his daughter had had enough wine and food, and went back to their rooms to rest.
In the yamen, Wang Xiaolie, Chen Yuyi and Yang Shen were sitting together, discussing the next issue.
Chen Yuyi said: "The Jin army's treasures paid by the Jingmen Army last time are all worth more than 6 million guan. However, there are only more than 700,000 guan in gold and silver, more than 1.2 million guan in pearl treasures, and the rest are mostly cloth, silk, Calligraphy, painting and other miscellaneous things. If you want to use all of these as a basis, I'm afraid there won't be many."
Wang Xiaolie sighed: "There is a shortage of money everywhere in the world, otherwise why would we print any huizi? The capital for making huizi is preferably gold, silver and copper coins. If there is not much cash, many things will be difficult to handle. Let's do this. Copperplates need to be made. It's still half a month before it comes out. In these days, how about converting cloth and other items into cash as much as possible? If one penny is given to four pence, there will be a lot of money."
Chen Yuyi shook his head: "How much cash can Dengzhou in Xiangyang have? Even if you try your best to exchange it, you can't exchange it for much. The best way is to sell it according to the quota and let the local merchants pay for it."
Wang Xiaolie shook his head: "No matter how short of money we are, we can't match them. These are the trustworthy relatives of our yamen. Not much money can buy the trustworthy relatives of the yamen. I heard that Ezhou, Jingmen and other places, after the war, Prices are so high, can we sell them in those places?"
After hearing this, Chen Yuyi couldn't help but smile bitterly: "Observe, what time is it now? It's not easy to exchange it for cash, but even if it can be exchanged, how can it be transported back to Xiangyang? After the war, transportation is inconvenient, which is not easy."
Wang Xiaolie was speechless. Sitting there and thinking for a while, he said: "Including the cash stolen from the Jin Army, there are more than 2 million yuan in capital. Adding the gold, silver and copper coins we originally saved, the total is more than 3 million yuan. Press. This issuance club can have more than 10 million yuan. With so much money, many things can be done. If we do better and better in the future, the amount will not be small. "
Chen Yuyi said: "I don't know if the observation method is feasible. The imperial court has always issued Huizi to supplement the financial resources, so the people naturally complain. Although we have different methods, we don't know what the people think."
Wang Xiaolie said: "In fact, there are three most important things when publishing Huizi. The first is how to print it, the second is how to get it into the hands of the people, and the third is how to get it back from the hands of the people. Once these three things are done, Naturally, the benefits will outweigh the disadvantages.”
After hearing this, Chen Yuyi couldn't help but shook his head: "Why is it so troublesome! Official seals are issued everywhere to buy private goods. When the time comes, new huizi will be issued and the old huizi will be redeemed. It is actually very simple to exchange the new for the old. "
Wang Xiaolie shook his head: "The amount of the huizi issued in this way is a small amount of money from the yamen. I don't know if the people would like me to have so much money, whether it is less or more. Replacing the old huizi with the new one, There is a bigger problem. Originally, the purpose of making up for the lack of wealth was to make up for the lack of money, so every time the new guild would be much more than the old one. It won't take long for the value to be greatly reduced."
Yang Shendao said: "Since the reign of Tiansheng, Sichuan and Shu printed Jiaozi, Jiaozi, Huizi, and Qian Yinxing have been in business for many years, and there have indeed been many problems. When Cai Jing was in power, he had no capital, so he printed Jiaozi more, and only then could Jiaozi be worth a hundred Rich."
After many magical operations by Emperor Daojun, by the Southern Song Dynasty, the theory of banknotes in the Song Dynasty was basically mature, which was called the art of Ti. It is necessary to have capital to issue banknotes. If the purchasing power of banknotes in the market is low, use the capital to buy banknotes to keep the currency value stable. Of course, this is a theory. Most of the time in the Southern Song Dynasty, this operation was not followed, and the devaluation of paper currency was very severe.
With memories of past lives, Wang Xiaolie certainly disdained this primitive method. He imitated Huizi and tried his best to join the theories of later generations.
To maintain currency stability, first, the issuance must have capital, second, it must not be issued indiscriminately, and third, it must be compatible with economic development. At this time, the most important thing is to have capital and not spam. When the economy develops, the most important thing is to adapt to the economic development and not to issue indiscriminately.
Wang Xiaolie said: "I want to set up an official to take charge of the printing of Huizi. The number of printings will be decided by the Yamen, and only the printing will be completed. Then two or three banks will be set up to receive the printed money. The people can go to Bank savings can also be borrowed from banks. Banks make money by relying on the interest rate difference between deposits and loans. The money used by each yamen is withdrawn according to the money the yamen deposits in the bank. The bank itself neither prints money nor cares about what the yamen use. How much."
Chen Yuyi was stunned for a moment after hearing this. After thinking about it for a long time, I still didn't know what Wang Xiaolie meant.
Yang Shen said: "What do you mean by observation? Is the Yamen going to open a quality warehouse?"
Wang Xiaolie shook his head: "It's not a pledge bank. The bank also allows others to pawn things, but banks don't do that. Banks just let people save money and lend money to people. The interest difference between saving money and lending money is what they earn. money."
Yang Shen shook his head and looked at Chen Yuyi, wondering what Wang Xiaolie meant.
