Just like during the summer vacation of his junior year, when he heard the old stories between Xiang Jingyu and Zhao Sirui, it was unbelievable; at this time, Chu Ci was equally unbelievable when he heard what Ting Yuanjing said.
She didn't expect that Ting Yuanjing would actually borrow money online.
Moreover, it is still the kind of routine loan with short cycle, high interest rate, simple procedures but many traps.
“In the beginning, I really just wanted a turnaround.”
Ting Yuanjing felt aggrieved, "I invested all my money in the game. I had no money to use at that time. Just when an advertisement popped up, saying no review, no mortgage, and fast loan, I gave it a try. The result was nothing. After a few operations, the money is really in your account!”
"But I clearly wanted a thousand yuan, but I only got seven hundred yuan!"
"I went to the customer service at that time, but the customer service said what kind of handling fee it was, blah blah blah, it was just nonsense! Then I didn't care, who knew the interest rate was so high!"
"A few days later, she came to urge me to repay the loan. I had no money at the time, but she recommended me to borrow another loan..."
"Didn't you give me 500 yuan that time? I didn't have time to run away, so I didn't buy the ticket. But the money was collected by the debt collector that night, and it was only used to offset the interest..."
The more Ting Yuanjing talked, the angrier Chu Ci became. In the past, she had also seen things about routine loans in the news, especially during a certain period, which caused a lot of uproar due to photos and videos, as well as the tragedy of borrowers being overwhelmed and jumping off buildings. At that time, she couldn't understand why someone would make such a choice? In order to buy a new mobile phone, I can send pictures of myself naked to others.
Maybe, it's just that everyone has different ideas.
What is particularly uncomfortable is that some of them are not originally for their own consumption, but to obtain funds to start a business...
But now, this kind of thing happened around her, and she really wanted to crack open Ting Yuanjing's head and take a closer look at what he was thinking.
In Chu Ci, the only difference between Ting Yuanjing and those borrowers may be that he did not take photos for others.
That is, you have to bear high interest and handling fees.
It was clear that hindsight was meaningless, and Chu Ci didn't want to waste any more nonsense, so he asked directly: "How much more money do I have to pay now?"
"two……"
"Two hundred? Two hundred is impossible, two thousand?" Chu Ci's head hurt. He obviously only borrowed seven hundred yuan at first, and paid back five hundred yuan in the middle. Now he still has to pay back two thousand yuan. These loan lenders have good intentions. black!
However……
"No, it's not..."
Ting Yuanjing finished his words very quietly: "Twenty-three thousand and five thousand..."
"Twenty thousand? Twenty-three thousand and five thousand? Are you crazy? They, they..."
Chu Ci was so excited that his voice was harsher than the radio outside the window. It’s only seven hundred yuan. Before deducting the handling fee, it’s just a loan of one thousand yuan. How could it increase to so much in less than a month?
"Just, it's twenty-three thousand and five thousand..." Ting Yuanjing may be wiping tears, and he is also feeling aggrieved, but... "If I don't pay it back today, there will be more tomorrow!"
He dared to borrow such a scam loan, and he dared to wait until this moment to ask for help!
Chu Ci was so angry that he couldn't hold it back and cursed directly: "Ting Yuanjing! Do you have any brains?"
"me……"
Ting Yuanjing felt uncomfortable being scolded, but he didn't know how to defend himself. After saying "I" several times, he hung up the call.
"you……"
Looking at the small watch that ended the call, Chu Ci felt angry, but had no place to express it. She walked to the chair and sat down, rubbing her face with her hands, trying to ease her mood, and then called Ting Yuanjing.
She's calm, she has to be. Now Ting Yuanjing senses a crisis and comes to her for help. She could feel that it was not easy for Ting Yuanjing to open this door to her. If she hits Ting Yuanjing at this time, she might do something else with the fragile mind of such a young adult!
Even if you want to lose your temper, you have to wait until the matter is resolved. Even if you want to educate, you have to wait until the matter is resolved, and then educate slowly!
Fortunately, Ting Yuanjing did not refuse the call and chose to answer the call after the ringing.
The video was connected, and Ting Yuanjing's big face immediately appeared in front of Chu Ci.
Through Ting Yuanjing's red eyes, Chu Ci could clearly see that he had really cried.
"Chu Ci, I already know I was wrong." Perhaps because he realized that his misery had been completely exposed to Chu Ci's eyes, Ting Yuanjing's tears immediately burst into tears.
"I really know I was wrong!"
Chu Ci couldn't see Ting Yuanjing's face, because at this time, he was lying on the table, crying so hard that he couldn't help himself.
Feeling that Ting Yuanjing needed time to vent his emotions, Chu Ci did not disturb him and allowed him to cry happily for a few minutes.
Finally, Ting Yuanjing calmed down, wiped his tears with tissue paper, and continued the conversation with Chu Ci.
"I really didn't expect that the interest would rise so much before! I originally thought that even if it comes to the New Year, it will only be a few thousand yuan at most. When I receive the New Year's money, I can pay it back casually. I simply I didn't care about this! However, I found out yesterday that the money had increased to 20,000! I went to the customer service, and the customer service said that's it! If I don't pay it back, it will get more and more! I asked whether such a high interest rate is illegal, and she asked I’ll sue you casually!”
Forcing himself to calm down, Chu Ci asked Ting Yuanjing: "What about the gold coins? Where are the gold coins you charged in the game? Have you never thought about selling the gold coins for money?"
Although there is no official exchange channel, for players, game currency and real currency can be exchanged for each other. Rich people can convert real currency into in-game currency, and players in the game can also convert gold coins into real currency. Ting Yuanjing has recharged a lot of gold coins in the game. If he really needs money, he can sell part of the gold coins.
Who knows, it would be better not to mention this. When he mentioned this, Ting Yuanjing cried even more miserably: "I was cheated. I have been cheated of so many gold coins!"
There is no fixed ratio between game currency and real currency, and the prices given by different players are different. Ting Yuanjing had previously given his uncle a lot of gold coins in order to regain his freedom. The number of gold coins left was limited. He wanted to sell fewer gold coins and obtain more real money, so he approached the boss with the highest price.
As a result, all the gold coins were given away, but none of the money was received.
"you really are……"
How to evaluate Ting Yuanjing when Chu Ci is completely absent.
If he had not taken out a loan at the beginning, but had chosen to sell one or two gold coins in exchange for money, then what happened later would not have happened at all! There is no way he would be tricked by others for such huge profits!
But now that things have happened, there is no point in saying more.
"Give me your account number, and I'll collect the money for you first." Chu Ci looked helpless.
