As we approach the Yunwu Ghost Market, more and more people go to the market on the mountain paths.
The old man transformed by Chu Chen mingled with the crowd and poured into a cave.
The cave is a large natural cave. The cave is colorful and bustling with gambling houses, pawnshops and banks.
This was the first time for a group of four people to come to this kind of underground market. No one knew which store had a good reputation. They all stared at each other, not knowing what to do.
"Two old men, which one should we go to?"
The young scholar asked Chu Chen and the old man from Guizhou for their advice.
The old man in Guizhou hesitated and couldn't make up his mind.
Seeing this, Chu Chen said casually: "Just pick any one, the crows in the world are as black as any, no matter which one you choose!"
The old, middle and young people nodded after hearing this.
Indeed, everyone knows that this market is a pit of fire. No matter which pit you jump into, your bones will be broken, your marrow will be sucked, your skin will be peeled and your muscles will be cramped, the result will be the same.
Soon, a group of people casually entered a shop called "Ruyi Qianzhuang".
As soon as they entered the bank, a gentle and elegant shopkeeper in Confucian robes received the four of them.
"Dear guests, do you want a loan or a pawn? The shop can satisfy everyone."
The three people, the old, middle and young people, were a little cautious, at a loss, and just stood there.
Chu Chen was much calmer and said:
"Shopkeeper, how do you borrow money? How do you pledge money?"
The shopkeeper smiled and explained:
"Our shop in Yunwu Black Market is no better than other places."
"Take loans as an example. We at Ruyi Shop will lend you money. All you have to do is repay the principal. The interest we want is different. All we need is that you sign a contract document and promise to worship a certain god during the debt repayment period. , pray sincerely every day..."
When they heard that they only needed to repay the principal and no interest was required, the eyes of the old, middle-aged and young people suddenly lit up.
This... seems to be much more reliable than the donkey rolling and thunder and thunder outside.
The old, middle and young people were happy and seemed to see hope.
But Chu Chen was murmuring in his heart, and he vaguely guessed the operating mode of the "Black Mist Ghost City".
Lending secular money to ordinary people, signing contracts of "offering and praying" with secular people, and then selling the contract documents to ghosts, gods and even evil gods in exchange for jade coins, heavenly materials and earthly treasures, etc.
To put it bluntly, this is "arbitrage".
The common people arbitrage the worldly yellow and white copper coins into "jade coins" and "treasures from heaven, materials and earth".
This world is a dual-track world.
For demon monks, the yellow and white copper coins in the mortal world are not worth mentioning and have little value.
This business is cost-free, with extremely low risks and huge returns.
It is much better and more clever than the demons who go around plundering the people and then being wanted by the Fairy Court Ghosts and Gods Department and escaping in embarrassment.
For a moment, a black chain of interests slowly emerged in Chu Chen's mind.
"What about the pawn?"
This time, Chu Chen didn't need to speak, and the young scholar quickly asked.
The shopkeeper of the bank said calmly:
"Pawning is the same as outside. There are live pawns and dead pawns, but the rules here are different. We don't accept common things, and the mortgaged things are more rare."
The middle-aged gambler became interested and asked:
"What kind of weird method is this? We are penniless and can't afford the mortgage. My property and house have all been mortgaged, so there is nothing left to mortgage."
The shopkeeper of the bank shook his head, with a strange smile on his face:
"No, no, no, you all are so active, how can you say that you have nothing to gain? You have to know that the most precious thing in the world is good health, no troubles and no disasters. In our opinion, each of you is worth a lot of money. , it depends on how willing you are to mortgage it."
"Life, luck, life essence, etc. can all be used as collateral."
"If it's a good job, the customer needs to repay the principal and interest within the time limit, and the mortgaged property will be returned to you."
"It's easy to die. You pay with one hand and deliver the goods with the other hand. The payment for the goods is cleared in both hands. You can just take the money and leave."
The shopkeeper spoke calmly, as if gossiping was commonplace.
After hearing this, the three people, old, middle-aged and young, had goosebumps all over their bodies and felt uncomfortable all over.
However, they had gotten to know each other before coming, and had some psychological preparation. On the surface, they didn't react much, as if they had accepted their fate.
Who doesn't know that good health and being free from disasters are one's most precious wealth.
However, knowing is knowing.
Who doesn’t work all day long just for a few taels of silver?
I know that overwork will harm my body, but I have no choice.
Chu Chen silently listened to the bank manager's story and shuddered in his heart.
In the calm words of the bank manager, he heard two ferocious and twisted words...
"Shopkeeper, I want to borrow money. I'll borrow fifty guan from your bank!"
Young scholars accept new things quickly and quickly ask questions.
The shopkeeper's eyes fell on the young scholar. After looking up and down, a look of surprise appeared on his face:
"You have a lot of culture and a bit of cultivation, but are you a Confucian scholar?"
"Exactly!"
"Not bad, not bad. Our bank likes scholars. You may need to borrow more. We don't charge interest and there is no repayment period. You might as well borrow more."
"really?"
The young scholar was overjoyed when he heard this. He wanted to redeem his sweetheart's life so that he could still live in the future, so he borrowed three hundred strings of money.
Soon, the young scholar signed a contract document with the bank manager.
With the young man as an example, the old man in Guizhou was moved and borrowed three hundred guan from the bank manager.
This time, the result was not so smooth.
The shopkeeper of the bank disliked the fact that the old man in Guizhou was old and frail and was just an ordinary farmer. He did not agree to lend directly. Instead, he made an additional request, that is, his son also had to sign the contract document.
During the repayment period, if the old man in Guizhou accidentally dies, his grandson will have to inherit the debt and continue to sign "contract documents."
The old man in Guizhou pursed his lips, hesitated for a while, and finally agreed.
Chu Chen listened on the sidelines and was shocked.
Good guy, this is the ancestral eighteenth loan!
The father's debt is repaid by the son, the son's debt is repaid by the grandson, and the debt by the son and the grandson is endless!
Soon, it was the middle-aged gambler's turn.
The middle-aged gambler has a huge appetite and wants two thousand dollars at the first opening.
Unfortunately, his loan failed to come through.
It can be used to mortgage life span, natal essence, essence, etc.
The bank manager took a careful look at the middle-aged gambler and was about to speak.
Outside the bank, a voice rang in everyone's ears.
"I've mortgaged your entire life, but I can't get two thousand coins back. You'd better try your luck at a gambling house!"
Everyone followed the sound, and a middle-aged man in a white Confucian shirt appeared out of thin air at the bank.
When the bank manager saw the visitor, he said respectfully:
"Young man, I've met the boss!"
The middle-aged Rushanfang owner waved his hands and ignored the bank manager and the three old, middle-aged and young people. A pair of sharp eyes fell on Chu Chen with a vigilant expression:
"I don't know who you are, and why you come to my ghost market. I'm afraid it's not appropriate for you to come without telling me, fellow Taoist, right?"
