Lu Xuan thought about the situation of the ticket number and thought carefully in his heart.
For a while, there was no immediate reply.
Mi Zhu saw Lu Xuan's hesitation and thought that Lu Xuan was unwilling to mobilize troops and was worried about the problems of the army. He quickly explained: "My lord, the sales of Zuo Bozhi are very good, and countless amounts of money are put into the treasury every day."
"So the transportation of money is crucial."
"It would be too troublesome and a waste of time to go to the Bingcao to ask Zhou Yu to arrange transfer orders for every transportation. The best arrangement is to mobilize a separate army. The number of people does not need to be too many. As long as more than 200 people are needed, money can be guaranteed. transport."
"The advantage of this is that it saves time and allows the subordinates to make their own arrangements."
"It seems that allocating military escorts alone is a bit fussy, and it is a waste of troops and money. However, this team, which is specifically responsible for escorting money, can also take over the work."
"Yangzhou has become more and more prosperous under the rule of my lord. Whether it is Yangzhou or Xuzhou, there are merchants doing business everywhere. Many merchants have hired escorts to escort them, and our army can also participate."
"This way, we can ensure that this army can support itself."
Mi Zhu bowed and saluted Lu Xuan, and said solemnly: "The starting point of my humble position is for greater convenience, and I have absolutely no selfish motives. Please tell me, my lord."
Lu Xuan came back to his senses, shook his head and said: "Brother, what I am thinking about is not the issue of soldiers. I agree to arrange a team of soldiers to escort the money, but this group of soldiers needs to be rotated and cannot be static. What I want to do is, It’s an improvement.”
Mi Zhu breathed a sigh of relief.
Lu Xuan supports it, that's fine.
If Lu Xuan did not agree to arrange a special army to escort the money, from time to time he would have to go to the Bing Cao to ask Zhou Yu to issue documents for troop transfer. Although the troops to be transferred were not many, it was still troublesome.
Mi Zhu cheered up and asked, "What is your master's plan?"
Lu Xuan replied: "The transfer of money, government money, must be transferred to Shu County in large quantities, and it will be carried out at regular intervals. However, the transfer of money by merchants does not necessarily require transportation. I plan to establish a ticket number."
Mi Zhu was confused when he heard this, and Monk Zhang Er was confused and asked: "My lord, what is the ticket number?"
Lu Xuan explained: "The so-called ticket number is actually very simple. It is just for exchanging money. Let me give an analogy. The government has a treasury in Dantu County, Wu County, and it also has a treasury here in Shu County."
"Cao Heizi, a businessman from Dantu County in Wu County, was doing grain business in Shu County. He made a million dollars and wanted to transport the money back to Dantu County."
"If this money is sent back to Dantu County, it will be a long distance and the risk will be high. Therefore, I asked Shu County Treasury to issue a million-dollar exchange note to Cao Heizi to represent this million dollars."
"Then, he deposited all the money in Shu County's treasury. Cao Heizi returned directly to Dantu County. With this note, he exchanged it with Dantu County's treasury and took out one million yuan."
Lu Xuan said: "This is my ticket number. The existence of the ticket number replaces the transportation of money."
After Mi Zhu heard this, a look of confusion appeared on his face.
As a businessman, Mi Zhu immediately thought of the benefits of such an arrangement. It would save a lot of trouble for the businessman.
And, convenient.
However, there seem to be many problems with this arrangement.
Mi Zhu said quickly: "My lord, the operation of the ticket account is indeed beneficial to merchants and is very convenient. But I have some doubts in my heart. Please allow me to think for a while and then ask my lord."
Lu Xuan nodded and said with a smile: "Just think about it, don't be in a hurry."
The arrangement of ticket numbers was Lu Xuan's plan.
Once he ruled Yangzhou. Formed the scale of the ticket number. In the future, when the economy becomes more prosperous and business becomes more vigorous, we can develop into a bank. In the future, when the North is gradually swept across, ticket numbers and even banks will also become a means to deal with the North.
A large number of businessmen in the north have their money in Yangzhou and Lu Xuan's place. How will these businessmen take sides?
This is self-evident.
Mi Zhu thought carefully and pondered bit by bit. After a long while, Mi Zhu said seriously: "My lord, I agree with the ticket number. However, I have many problems. Please clarify my doubts, lord."
Lu Xuan smiled and said, "Just say it."
Mi Zhu said: "The first problem with our humble position is that in the name of the government, we have to specialize in running ticket accounts, and we must spend money to operate it. In essence, we have no losses when money comes in and goes out."
"However, to arrange people to do it, there must be expenses and consumption."
"We do this kind of thing and make no money, how can we sustain it? Could it be said that we are just doing it to be good people and to facilitate businessmen? I used to do business in my humble position. It is very clear that businessmen cannot afford to start early without profit, and businessmen have always been more of caution.”
Mi Zhu said: "The more you act like you are doing good things and the more you do good for him regardless of the cost, the more he suspects that you have some ulterior motives."
Lu Xuan smiled and said: "Brother is wrong, I want to make money?"
Mi Zhu asked: "Please tell me, my lord, how to make money?"
Lu Xuan explained: "For now, the money you make from the bank account is that you need to charge a handling fee when you remit money. For example, if you deposit money in my bank account in Shu County, you need to remit it to Dantu County. , I charge a certain handling fee for withdrawing money in Dantu County."
"After all, you can go back to Dantu County to withdraw money with a piece of paper, saving money and risks of transportation. How can you not pay?"
"I also have to support my family and maintain my expenses, so I definitely have to make money."
"The key is that you save a lot of money on transporting money back, reduce the risk you bear, and it is normal to pay a small amount of money. As for the money we charge, we will evaluate it based on the money consumed by the transportation on the road. Make a rule."
Lu Xuan asked: "Do you understand?"
"Wonderful!"
Mi Zhu's eyes lit up after hearing this.
He looked a little excited and said quickly: "My lord's consideration is really exquisite. Many businessmen in Yangzhou, when they make money, escort the money back to their hometown, or transport the money out, they hire people to transport it, or hire people to maintain the guard. "
"This money costs a lot. We have saved this link for the merchants and collected less money. They will definitely be willing to support it. My lord's move is a wonderful idea and a new opportunity to make money."
Lu Xuan smiled and said, "Brother, do you think it's feasible?"
Mi Zhu nodded hurriedly and said, "Beizhi thinks it's feasible, but Beizhi has a second problem."
Lu Xuandao: "Continue."
Mi Zhu said: "The merchant has saved a large amount of money, and with just a money order, he can exchange the money at another place. There will definitely be no problem at the beginning, but as time goes by, someone will definitely counterfeit the money and exchange the money. Once it is imitated by someone who is interested, he will be If people exchange it, it will cause huge losses. How to solve this problem?"
