Chapter 16 Bank Proposal
The meeting on the third day was still a closed-door meeting.
This time Zhang Youzhi took the stage to speak first.
After Zhang Youzhi went back, he thought about it again and again, and finally put forward a proposal. This bill can raise a lot of money for the court. Zhang Youzhi doesn't know whether it can reach 100 million yuan. But he thought it was pretty good.
Zhang You stood on the stage and looked at He Xi next to him. Feeling a little nervous, he said: "This is also my first time to do this, and I want to offer some suggestions for everyone. My proposal is railway bonds. I have all kinds of data about Jingying Railway here. You can take a look. In fact, everyone knows about Jingying. The railroad is making money."
"Now the imperial government cannot continue to allocate funds to the railway. I personally recommend the issuance of railway bonds. The Beijing-operated railway will be used as a guarantee for a total of 60 million yuan to build the Jingfu, Jingda, and Jingji railways."
Gyeongbu is the railway from Beijing to Busan.
Beijing University is the railway from Beijing to Datong.
Jingji is the railway from Beijing to Jinan.
After these railways are built, they will definitely make money.
But for Zhang Youzhi, making money is not the goal.
Making money is the purpose.
It takes time to start the project. When the 60 million yuan is in the hands of the court, you can pay it back whenever you want. Isn't it just right? And wait until the war is over. Does the imperial court have no money to build the railway?
After all, these plans were formulated by He Xi.
It’s just because Ming Dynasty’s finances cannot support it. So let it go first.
He Xi listened. I didn't know whether to cry or laugh for a moment.
Let’s cry, Zhang Youzhi did think of a way to make money. This method is not bad, but I don’t know if there is so much money in the market. this point is very important.
What's ridiculous is that Zhang Youzhi's method is essentially crooked. Not the right path at all. It's almost the same as committing fraud.
At this point, He Xi was disappointed.
However, Zhang Youzhi's plan is not bad, and it can be regarded as an introduction to others.
Xie Lun sneered secretly after hearing this.
After Zhang You went straight down, Xie Lun came up.
To be honest, these congressmen don't know how to end this toy of parliament at this moment, and have not prepared any bills at all. As for Xie Lun's method, if He Xi cannot get money, He Xi will end up personally.
He Xi is not helpless.
But if He Xi is left to do everything by himself, He Xi will have too many things to take care of and bear political risks. But if the people below raise it, it cannot be said that He Xi will not bear any political risks, at least not all of them.
What is more important is to cultivate a lot of enthusiasm for participating in politics.
After Xie Lun came to power, he said: "My bill is to open up the banking industry. Allow the private sector to enter banks."
As soon as this statement came out, there was an uproar below. Many people know how profitable banks are. However, in the hands of the Ming Dynasty, the bank shouldered too many responsibilities, making it appear that the bank was no longer profitable. In fact, if you really want to talk about it, it is too easy for banks to make money.
Generally speaking, banks in the hands of the Ming Dynasty did not dare to invest too much in many commercial fields. Even in the matter of lending, everything is stable. Almost certain.
When the bank was first established, it was very loose for a while, but then it became strict.
There is no way around this.
It's not that He Xi doesn't want to let go. However, the bank's own operating risks must also be avoided. The most important thing is that He Xi does not have anyone who can operate with confidence. The person with the highest business talent in He Xi's hands is Yang Zhen. And Yang Zhen has already entered the officialdom.
He himself was not willing to suppress Yang Zhen in the bank.
This is also He Xi's helplessness. The more senior talents are, the more they want to be officials. Throughout the Ming Dynasty, there were many people who wanted to be officials, but few who were willing to run businesses for the court.
Therefore, it is better for banks to take a prudent approach.
The words "Xie Lun" seem to have nothing to do with the national debt, but in fact, it is a good move. After all, banks are goods
Coin Amplifier, don’t say that He Xi originally wanted to let go. Even if He Xi does not release the money, the activity of commercial banks can increase the amount of money circulating in the market.
As a result, economic data has risen. He Xi can raise more money in the entire market.
Not to mention, opening a bank itself can increase Ming Dynasty's fiscal revenue.
Not to mention other things, such as bank franchise tax, savings tax, savings fund, He Xi can think of many reasonable and legal ways to make money from banks.
In short, the emergence of commercial banks and private banks is definitely a grand event for the financial market. And this method can naturally solve many of He Xi's problems, such as quadrupling the amount of national debt.
It's just that He Xi and Xie Lun understood these things, but Zhang Youzhi didn't understand them.
Xie Lun talked eloquently on it, generally speaking, how many people wanted to borrow money but couldn't borrow money. In many remote places, the Ming Bank would not go there at all, but they were also people of the Ming Dynasty, and the court could not give up.
Anyway, we talked for a long time.
After Xie Lun finished speaking, everyone looked at He Xi.
After all, it doesn't matter what Xie Lun says. What matters is He Xi's attitude.
After all, everyone knows that opening a bank is definitely profitable.
He Xi said calmly: "Since the council has such an idea, after I go back, I will discuss it with the people below and hold a special meeting in a few days to talk about this matter."
As soon as this statement came out, everyone was excited.
They realize that a great opportunity to make a fortune is right in front of them. At the same time, they also felt the difference. What they wanted most before was that the court should leave them alone. After all, once the court interferes with business, it will definitely require money.
It's not just money, it's life.
In this case, they all avoided the court and would rather hand over more money to the officials, just asking the officials not to harm them, that is, protection money.
Of course, there are also some who use their power to extort money. Even though these people are doing business, they are not considered businessmen.
But now they found that it was completely different. ,
Their opinions were actually adopted.
After all, many people think that Xie Lun and Zhang Youzhi are completely different. Zhang Youzhi was a government official. Although he has no official status, Zhang Youzhi speaks on behalf of the official family. For example, He Xi can see the tricks in Zhang Youzhi's proposal, but can't he see the others?
You must know that people here, no matter who they are, are all in the business world, and He Xi can see many tricks clearly.
But Xie Lun’s proposal is different.
Banking industry. Who doesn't want to do it? This was something they didn't even dare to think about, but now that it was brought up here, He Xi actually said to think about it. Although they didn't agree, these businessmen knew there was a way.
The rest is just a condition.
They don't mind bleeding a lot in order to open a bank.
This is not the same as the national debt. National debt has interest, but the interest on national debt is nothing to these big businessmen. It's just some protection money given to the imperial court. I don't know how many people regard the national debt as an apportionment.
But everyone in the bank knows that it is a big piece of fat. No matter how much blood is shed, it is worth it to bleed for this piece of fat.
All can be earned back.
,What? You said that with so many banks, are there no operational risks or rivals? Don't you think about this?
Of course I don’t think about it anymore.
Everyone here is very confident and feels that they can win this competition and become one of the final winners. What is considered now is just one admission ticket.
These people will not wait until He Xi announces the results before taking action. ap.
Many people even felt that the fact that He Xi did not announce the results meant that he wanted to see the performance of the people below, and they immediately took action.
These wealthy businessmen who controlled the wealth of Ming Dynasty acted together, and many people immediately felt the pressure. After all, there are many powerful people behind these wealthy businessmen, and now these powerful people are also running for it. After all, no one will dislike making a lot of money.
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Moreover, these wealthy businessmen also controlled some networks, which made it difficult for many officials to save face. They even had shares in many newspapers. For a time, both the government and the opposition were supporting this bill.
Even Zhu Xiongying couldn't sit still.
Because of this incident, Zhu Xiongying invited He Xi to the palace to talk about it. Zhu Xiongying felt the power of capitalism for the first time. This power frightened him a little.
