Chapter 28 Crazy World
This day, in Xie Lun Kailai, is a crazy day.
He could never imagine how he could use two million taels to obtain 2.5 million taels of goods.
Is it because we paid in advance?
Is it because this method of selling at low prices can really reduce costs?
Xie Lun doesn’t know. I just feel like my head is full of paste.
I don't understand, what's going on?
It's just that he doesn't know what's happening in front of him, so what does this mean? The real madness is yet to come.
On the second day, Xie Lun was also in charge of booking various goods.
In fact, Xie Lun didn't think there would be many people making reservations.
Just think about it and you’ll understand. Most are not readily available. What's the use of putting a large amount of gold and silver here in advance? Funding also has a cost. You can't make money wherever you put it. Even if you really need to use it. When there is stock in the second half of the year, we can just come and sell it.
It’s just what the above ordered. He just does things.
Before he arrived at the Yinhao, there was already a sea of people outside the Yinhao.
To be honest, although many of these shopkeepers are domestic slaves and housekeepers, the Prime Minister's concierge, a seventh-grade official, can be regarded as a superior person in many places in the Ming Dynasty. The living, sitting and sleeping are also very exquisite, although their status in each family may not be as high as that of Yang Zhen and He Xi. But they have a lot of private wealth in their hands.
Even higher than Yang Zhen.
What He Xi said to Yang Zhen was that according to current professional managers' basic salary, plus fixed shares. There are dividends. But this is all on the surface. Privately, the most outstanding accountants in the world are He Xi's students. Yang Zhen didn't dare to do anything. After all, thousands of families were considered wealthy regardless of the Ming and Qing dynasties.
Naturally, other houses do not offer such good treatment. But I can't stop myself from making money privately. Even some family heads acquiesce to this kind of thing. It felt like the emperor acquiesced in official corruption. Let them find the money on their own, and when the house is really tense, they can kill one of them.
After all, he is a domestic slave, and his life and death depend on his family.
Normally, these people are surrounded by people waiting on them.
But at this moment, they are all crowded at the door of the bank, and they have no dignity at all.
When the secret becomes an open secret, these people are under a lot of pressure.
Chen Zuxiao is a sensible person. He found that the Korean Japanese market was not very consistent with his family's business. It's of little use. So I just gave up. This is also the business territory of the Lu family, almost created by Chen Zuxiao. Moreover, Lu Zhongheng was very convinced of He Xi and followed He Xi's instructions on many things, such as the treatment of the big shopkeeper. Chen Zuxiao's position in front of Lu Zhongheng was naturally not as high as that of Yang Zhen's in front of He Xi, but he was definitely not a domestic slave. Have decision-making authority on many matters.
Therefore, he can give up on this matter.
But others are different.
It’s okay if you didn’t know before. It’s hard to say anything if you miss it. But everyone knows it. When someone seizes this opportunity in the future, they will make a fortune. How can they explain to the backers behind them? Everyone is in the same circle. Why can they do it but you can’t?
This feeling is just like taking an exam.
As far as the students themselves are concerned, any test results are acceptable. But for parents, this is not the case. Involution is formed.
So, they fought hard for this opportunity.
Even if you know you can't win, you still have to make a good gesture. I will explain to the people behind me how I missed the first place. It's like students just have the right excuse. For example, if you study really hard on weekdays and do not do well in the exam, your parents will understand. If you did not work hard before, you will not do well in the exam. That's a matter of attitude.
When many things escalate to attitude issues, they become serious.
This is something these shopkeepers cannot afford.
So, it’s okay to think about it or not to think about it. All have to make a gesture. How to do the posture? That's it.
Xie Lun didn't know these inside stories. There were information barriers between circles. Although this news is already an open secret in these maritime business circles. However, Xie Lun did not belong to this circle, and he did not know what happened.
However, he has good abilities.
What he originally thought was that he would sit inside and receive guests one by one. Just put out as much as you can.
Seeing the current situation, he immediately learned and applied it according to yesterday's arrangement. It just changed from competing for the highest price to the lowest price.
After some arrangements.
The first thing Xie Lun sold was linen, with an order of 10,000 pieces.
In Xie Lun's incredible eyes. Someone offered a sky-high price of one thousand five hundred taels.
You know, a few days ago, the current stock of these linen cloths was only 62,600,000 pieces. That's one penny per horse.
Now all of a sudden the price has increased by fifty percent.
Yes. Although the previous price was lower, it was still considered as an opening reward, but in Xie Lun's eyes, these linen cloths were definitely not worth the price of one penny and five pieces. This is fine cotton at the same price as low-end silk.
Linen is linen after all. There is no way to compare with cotton in terms of warmth, and there is no way to compare with silk in terms of being delicate, smooth and breathable. This linen is good though. But most of them are the middle market and overseas markets. It is not easy to sell in Ming Dynasty.
In Xie Lun's view, two for one coin and three for one coin are already sky-high prices. It should be noted that if bulk goods are higher, the total price will be much higher.
Xie Lun couldn't understand it at all.
He could only continue the auction without thinking.
However, this list is much more detailed than when purchasing.
When purchasing large orders, you need to choose a merchant. People who don't have the strength should not join in the fun. Moreover, when there are many goods, it is easy to lower the price. But it’s different when buying and selling. The smaller the list, the more people can participate. Better to ship more goods.
However, in this case, it will inevitably be much slower.
The filming was not finished until noon.
Xie Lun announced a temporary break. Continue after lunch.
Xie Lun ate at Yinhao. But as soon as he picked up his job, someone came to his door. Not someone else. It was Fang Chengyun.
The two exchanged pleasantries. Fang Chengyun got straight to the point. Said: "I don't know how to borrow money from your account."
"Loan?" Xie Lun was a little confused.
After the bank was established, although it had this function, it did not lend out a single person. For ordinary people, this is a government office and a government office, which is out of reach. Moreover, most people in Liaodong do not have the habit of borrowing money.
Generally speaking, there are relatively few merchants in Liaodong.
And businessmen borrow money. They are all used to borrowing money within their own circle.
This is the reason for the formation of merchant gangs in the Ming and Qing Dynasties. Even later Wenzhou people still have this habit. I won't come at all. Plus, there was no publicity at all and many people didn’t know about it. Xie Lun only remembered this incident when Fang Chengyun asked.
Xie Lun said: "Yes. The annual interest rate is three cents."
Don't feel high. This is already very low. After all, there are too many borrowed money in this era. Once you borrow money, it is normal for you to pay it back in your lifetime.
When He Xi established a bank account, it was actually a bank. Although it is not yet a system. But He Xi wanted to provide funds for industrial development. Provide capital instead of earning a small amount of usurious interest. Therefore, he pushed the interest rate to an astonishingly low level in this era.
This is also the reason why He Xi did not promote it.
Because loan sharking benefits so many people, even if Zhu Yuanzhang strictly prohibits it, it still cannot be changed. There are too many places to move now, so loan sharks will be released first. But it can be used now.
When Fang Chengyun heard about this interest rate, he couldn't believe it and said, "Seriously."
Xie Lun said: "This is Master He's good intention. Of course it is serious."
Fang Chengyun originally wanted to borrow one hundred thousand taels, but now he gritted his teeth and stamped his feet and said, "I'll borrow five hundred thousand taels."
Xie Lun was shocked and said: "Seriously."
Fang Chengyun said: "Of course it's true. I am Fang Guan's son, and I can represent the entire Fang family. The Fang family still has half a million taels of property at sea."
Xie Lun naturally knows. There's just one problem, there's no money in the bank account. Although they had some money, they were actually owned by these maritime merchants. It's just that they didn't take it away. After all, hundreds of thousands of taels or even millions of taels of silver are a lot and heavy. Here in Niuzhuang, the bank account is the safest.
Xie Lun wanted to refuse, but suddenly remembered what He Xi had said. Someone wanted to report something to him, so he said, "I want to ask for advice on this matter."
