Chapter 344 Pushing treasure banknotes, three difficult problems

Style: Historical Author: Winter plum blossoms startle the snowWords: 3143Update Time: 24/01/18 15:05:45
People from the pro-military captain's mansion? What a joke.

Being an official can still be considered a human being and lead a wonderful life. But being a member of the pro-army captain's mansion is destined to end badly. In the final analysis, the officials of the pro-military captain's mansion are not officials, they are just domestic slaves.

The badge that Gu Zhengchen held was essentially a kind of pass. He went to the pro-military captain's house and yelled at him, but no one probably listened to him.

The use of waist cards is often used in conjunction with status and documents. Gu Zhengchen has no identity as a pro-military captain and no corresponding documents. It is too naive to think that he can transfer people at will by just using the waist card. .

Fei Zhen entered the male residence in Quanzhou County and greeted Gu's mother, Zhang He and others in a friendly manner.

Added a pair of chopsticks.

After lunch, Gu Zhengchen and Fei Zhen went to the study room to discuss matters related to the treasure banknote collection.

Fei Zhen had obviously made a lot of preparations and said bluntly: "The size of the treasure banknote can be as you said, but the corresponding content needs to be added more, especially the texture pattern on the edge. It should be based on the dragon pattern, and it needs to be added Different characters, year and month, the requirements of the Ministry of Household Affairs require that it be marked with "The Ministry of Household Affairs has approved the printing of Ming Dynasty treasure banknotes, which can be used in common with copper coins. Forgers will be beheaded, and those who accuse the arrest will be rewarded with two hundred and five hundred taels of silver, and property will still be given to the prisoner." 'This sentence is to deter forgers..."

Gu Zhengchen thought for a while, shook his head and said, "This sentence from the Ministry of Revenue does not need to be marked on the treasure banknotes. It only needs to be marked outside the bank where the treasure banknotes can be exchanged."

"What bank?"

Fei Zhen was stunned for a moment.

Gu Zhengchen leaned on his chair and said calmly: "Since Your Majesty has agreed to use gold and silver as the standard for treasure banknotes, he naturally needs to ensure that gold and silver can be exchanged for treasure banknotes at the bank at any time, and treasure banknotes can also be exchanged for silver and copper at any time. .Only in this way can people use treasure banknotes with confidence."

Fei Zhen frowned and was a little worried: "If this is the case, it may take many years for the treasure banknotes to circulate all over the world."

Gu Zhengchen picked up the tea bowl and blew it: "There is no need to worry about the money. Only when the people and businessmen see that the money is indeed guaranteed and supported by the imperial court, and there is no possibility that the money will become waste paper, will they buy it." Take the initiative to accept and use the treasure banknotes in your heart. You have to know that the failure of Yuan Ting's treasure banknotes has cast a shadow on the hearts of the people. Even if the imperial court enforces it, the people will take the treasure banknotes and redeem them for silver and copper in a very short period of time. , instead of holding treasure money.”

Fei Zhen was quite helpless: "I'm just worried that Your Majesty won't give the treasure banknotes so much time to raise the case. You proposed to add His Majesty's portrait to the banknotes. How could it be possible for His Majesty to let the banknotes penetrate the people after a long time?"

Gu Zhengchen took a deep look at Fei Zhen. This man's judgment about Zhu Yuanzhang was correct.

At the beginning of the issuance of Ming Dynasty treasure banknotes, the imperial court issued a decree prohibiting the trading of gold and silver goods, and required commercial taxes to be collected together with banknotes. The ratio was 30% for copper coins and 70% for treasure banknotes.

These measures were very decisive, but they had many shortcomings. Especially after the depreciation of the treasure banknotes, all the treasure banknotes, which accounted for 70% of the commercial tax, were given to the imperial court. Come on, you can't use a piece of treasure money to say that you paid the tax of a piece of money. This thing has depreciated now, and you can't take advantage of the court...

Later, the trouble became more and more unsustainable. The treasure banknotes were basically on the verge of collapse, and gold and silver goods transactions once again flooded the private sector. A businessman would rather work hard to move money boxes than carry a pile of worthless waste paper.

Zhu Yuanzhang used this eager method, leaving the people and businessmen in a mess. However, in the early days, the court did benefit a lot. After all, a large amount of silver and copper were collected through treasure banknotes, which was really an economic big stick and legal robbery. The big families, businessmen and common people were all captured.

But after this big stick was waved, the court's credibility in Baochao basically ceased to exist. Even after Zhu Laosi came to power and Xia Yuanji wanted to rectify the situation, Baochao could not be saved.

Gu Zhengchen didn't know whether Zhu Yuanzhang in history used Baoqian to rob people's wealth subjectively, but this time, Zhu Yuanzhang did not choose not to follow the gold and silver standard, but supported the gold and silver standard and put his own opinions into practice. Really listened.

In this case, in order for the banknotes to last for a long time and avoid excessive depreciation, we must be patient and give enough time to accumulate the credibility of the banknotes and build up the confidence to use the banknotes.

Gu Zhengchen said to Fei Zhen: "Your Majesty, I will try my best to persuade you. There are three main problems facing the Baochao Lifting Department now."

"Please say."

Fei Zhen straightened his figure and became serious.

Gu Zhengchen did not beat around the bush and went straight to the point: "The Treasure Banknote Lifting Department is not just about making treasure banknotes. It also needs to compile corresponding rules and regulations. These contents should not only cover the internal craftsmen and officials of the Baobao Banknote Lifting Department, but also need to cover the household department and banks. "Preparing rules and regulations is a difficult point, but it is also the key to determining the rules. It is the most important thing to ensure that there are no problems in the circulation of treasure banknotes. How to write rules and regulations requires careful consideration by the staff of the banknote lifting department."

Fei Zhen had a bitter look on his face: "The man from Quanzhou County doesn't know. There are only fifty-two craftsmen in the Baochao Lifting Department except you and me. We don't have any historians or supervisors. We only rely on you and me and the illiterate craftsmen to do both." I’m busy designing the banknotes and writing these rules and regulations, I’m afraid…”

Gu Zhengchen didn't expect that the treasure bank transfer department would be so easy, so he took out his belt card and put it on the table: "If you don't have one, ask for help. Although the treasure bank transfer office belongs to Zhongshu, it is most closely related to the Ministry of Household Affairs. The Dian Shi and the Supervisor will let it go." Minister of the Ministry of Finance, please choose a few people to send over."

Fei Zhen glanced at the waist cards on the table and nodded repeatedly.

The emperor gave him permission and he would be sure to approach all issues.

Gu Zhengchen continued: "The rules and regulations are one, and the other is the bank's preparations. Bao banknotes are popular all over the world, and it is the bank that supports the issuance, exchange and recycling of treasure banknotes. This bank was set up by the imperial court and is directly owned by the bank. Under the control of the imperial court, after the treasure banknotes in the bank are printed by the treasure banknote collection department, people from the Ministry of Household Affairs will deliver them to the place. If there is no bank and only treasure banknotes are circulated in the world, it means that the treasure banknotes are not linked to gold and silver..."

Fei Zhen carefully studied Gu Zhengchen's "Ten Strategies for Treasure Banknotes", which introduced a lot about the standard of gold and silver. He knew that this was the ballast stone for stabilizing treasure banknotes and could not cause problems no matter what.

"In that case, why didn't you mention the bank matter in the document to His Majesty? Now that you suddenly raise it, I'm afraid you won't be able to do it thoroughly in a short time."

Fei Zhen felt a little blamed.

Gu Zhengchen picked up the brush, moistened the ink, and said to Fei Zhen: "Although the ten policies on treasure banknotes did not mention the preparation of banks, they also mentioned empowering local provinces, prefectures, and county governments to exchange and withdraw treasure banknotes. But now that I think about it, instead of handing over the authority to exchange and withdraw treasure banknotes to the local government, it would be better for the Ministry of Revenue to set up an independent bank and manage it independently of the local government."

Fei Zhen leaned forward slightly: "Are you worried that if local officials have the power to exchange and withdraw treasure banknotes, they will get involved?"

Gu Zhengchen wrote the word "qianzhuang", glanced at Fei Zhen, and said softly: "That's not true. I'm worried that local officials' beheadings will affect people's livelihood. If banks are set up independently, beheading the heads will have no impact on the local area. Not big."

Fei Zhen took a deep breath and looked at Gu Zhengchen who spoke calmly.

When he said this, he was very serious and not joking at all.

It can be seen that he knows very well that once there is a problem within the bank, there will only be one result:

kill.

Kill without any room for negotiation.

If local officials kill too many people, there will be no one to review the cases, no one to deal with the tax documents, and the court's control over the local areas will be weakened.

Come to think of it, in the seven years since the founding of the People's Republic of China, the imperial court has killed many corrupt officials, and many have been skinned. If the authority of the bank was given to local officials, then they would probably be able to move all the gold and silver deposited by ordinary people and businessmen in exchange for banknotes to their own yards. Go and spend as much as you like.

The more powerful one is, the more dangerous it is when greed arises.

This problem can be solved by stripping off this part of authority and making local banks directly subordinate to the Ministry of Revenue. At least local banks don't need to listen to local officials. They don't do things based on local officials anyway. Salaries are not paid by local officials. They are independent from the local government and are not affected by officials. Relatively speaking, there are fewer problems.

As for internal problems such as surveillance and theft, they need to be solved by internal rules and regulations. If the rules cannot be solved, leave it to the Ghost Head Blade to solve.

Gu Zhengchen's face was calm, he wrote the word "Bao Chao" and said solemnly: "The most difficult thing is Bao Chao. If no one can imitate it, you must work hard."

Fei Zhen knew that this issue was of great importance. Although many techniques were used to avoid counterfeiting of Song and Yuan banknotes, there were many counterfeitings of banknotes during the Yuan Dynasty, and the leading forgers were actually some princes and nobles...

The fact that it can be forged shows that there is something wrong with Yuan Ting's treasure banknotes.

Fei Zhen thought for a while and said seriously: "You said it in front of the court, the smaller it is and the more details are embedded, the easier it is to avoid forgery. In this case, then we will integrate more into the small treasure banknote. details."

Gu Zhengchen put down his brush and nodded: "It is right to incorporate more details, so before engraving, I need a special type of talent."

"What talent?"

Fei Zhen asked hurriedly.

Gu Zhengchen looked at Fei Zhen and said softly: "A skilled craftsman who is good at micro carving."

"A skilled microcarver, this one is hard to find."

Fei Zhen was very embarrassed.

Gu Zhengchen also knew that it would not be easy, so he said, "You have to try."

As early as the Yin and Shang Dynasty, miniature carvings appeared in oracle bone inscriptions.

During the Warring States Period, the seals were as small as millet, but the seals were vermilion and white. This was due to the use of micro-carving technology. As for "The Legend of Nuclear Boat", it is even more famous, and the craftsman Wang Shuyuan in "The Story of the Nuclear Boat" was from the Ming Dynasty.

It's just that the period when Wang Shuyuan lived should be in the late Ming Dynasty. It's the early Ming Dynasty now, so it's impossible to find Lao Wang. But if there were such skilled craftsmen in the late Ming Dynasty, I think they should have been there in the early Ming Dynasty. After all, this technology has a long history.

The skills of the miniature carving craftsmen are amazing. A walnut is carved into a boat, with five people, eight windows, a boat awning, a paddle, a stove, a teapot, hand scrolls, rosary beads, couplets, seal scripts, etc...

You must know that in the late Ming Dynasty, there were no tools such as microscopes and magnifying glasses. It is simply shocking that the craftsmen were able to achieve such a feat by relying only on their naked eyes.

Wait, magnifying glass?

Gu Zhengchen's eyes lit up. If it is difficult to find extremely skilled micro-carving craftsmen, ordinary micro-carving craftsmen cannot be used...