Chapter 222 I want to open a bank

Style: Historical Author: Red in the snowWords: 2400Update Time: 24/01/18 13:53:47
After Yang Wanfu's death, the position of president of the Yangzhou Chamber of Commerce became vacant.

Although the Yangzhou Chamber of Commerce has been dominated by the Yang family all year round, it is not a private chamber of commerce and every member is eligible to participate in the competition.

It happens that the Shen family is also one of them.

Feng shui is turning, and it is coming to my house this year.

Why can't I, Song Che, sit in the position of president?

The three young men not only shared the same goals, but also had similar tastes. They drank one glass after another until late at night.

The most surprising thing is that Jiang Yuntian, the most skilled martial artist, was the first to fall.

"You said you were drunk with strong wine and loved the most beautiful woman. It turns out that you are a little loser."

Song Che and Liao Heng helped Jiang Yuntian, who was drunk and unconscious, into the carriage.

Although the wind is biting tonight, the moon is beautiful and hazy.

"I remember you told me that day that when I come to Yangzhou again, you will tell me your real name." Before seeing the guests off, Song Che reminded him intentionally.

Liao Heng asked: "Is it really so important who I am?"

"I used to think it was important, but now I don't think it's necessary," Song Che said with a smile: "I only know that you are a friend worth keeping, even though you have some flaws."

Liao Heng pointed to the crescent moon in the sky with a smile, "The moon waxes and wanes, how can humans be perfect?"

"By the way, do you know He Qiu?" Song Che asked: "Like you, he was also a Jinshi."

"He Qiu?" Liao Heng said: "He is my classmate in the Imperial College. A person who is annoying but has to be admired. He is the first every time."

Song Che said: "He is currently the magistrate of Suzhou."

Liao Heng clicked his tongue: "Then you guys are miserable."

Song Che laughed and hugged each other with fists: "Let's go slowly."

Liao Heng waved his hand, jumped on the carriage, whipped his horse, and drove away into the wind.

"Brother-in-law!"

Shen Wenjun suddenly patted his shoulder, which startled Song Che.

"What are you doing?"

"I heard that the swordsman said that you wet your shoes. Is that true?"

Is this what the culprit should say? It's simply a naked provocation.

The young man needs to clean up again.

Song Che took her into his arms and rolled her in a circle, "Hehehe..." He turned to the inn and had a good sleep tonight.



Next three days.

Song Che and Shen Wenjun conducted an inspection and market survey on the south, west and north areas of Yangzhou City. Dongcheng is the territory of the Yang family, and business cannot be done there.

I picked four good locations, four good shops, and a good building. If you have money, you don’t need to rent it, so just buy it!

Housing prices in Yangzhou are similar to those in Suzhou. A three-story, two-story shop with a small courtyard costs about 10,000 taels, and a two-story, three-story building with a garden costs 20,000 taels.

The total purchase of real estate cost about 60,000 taels. All that's left is decoration, which takes time, and it won't be until the end of the month no matter how soon.

"Didn't you only open four branches? Why did you buy an extra building?"

"I also want to open a bank."

"Bank?" Shen Wenjun became even more confused, "It would be okay to open a bank in Suzhou, but we don't have credibility in Yangzhou. Who would want to come to us to save money?"

"This explanation is very complicated, and I am still exploring it, but don't worry, madam, our bank will definitely be the best in Jiangnan."

The reason why Song Che opened a bank was to prepare for the position of president of the Yangzhou Chamber of Commerce.

I have been looking for Shen Fang in the past few days to find out that if you want to participate in the president competition, you need to meet three conditions:

First, he is a member of the Yangzhou Chamber of Commerce;

Second, there are assets in Yangzhou with a valuation of more than 500,000 taels;

Third, it has an excellent reputation in Yangzhou;

Except for the first one, Song Che is not satisfied with the second and third. There will be a president election at the end of this month - how to reach 500,000 taels of assets and have an excellent reputation in just ten days. Woolen cloth?

This can only be achieved by opening a bank.

During the market survey, Song Che specifically visited several banks in Yangzhou City and found that their systems were not perfect and only provided simple storage and instant money exchange.

To put it more simply, contemporary banks are just vaults and transfer stations. When customers deposit money into banks, they do not earn any interest.

Song Che then thought, why not introduce the modern banking system into ancient times. If he deposited 10,000 taels of silver a year, he would get 175 taels in interest.

You can make money by saving money, so why not?

The method of election of the president is to have more than 30 wealthy businessmen in Yangzhou vote, and whoever gets more votes will be elected.

These thirty wealthy businessmen were tricked into depositing money at their own bank and becoming their own customers. If they didn't vote for me, who would they vote for?



Shen Wenjun and his employees were responsible for the decoration, while Song Che continued to improve the "Jinfu Project".

Glowing gold represents efficiency.

In less than three days, Jiang Yuntian became the instructor of the Yangzhou garrison. I heard that he did a pretty good job, and even the commanders who led the army respected him.

On this day, Song Che loaded up his muskets, gunpowder and bullets and rushed to the Yangzhou military camp, preparing to build the first musketry team of the Liang Dynasty.

"Stop! What are you doing!"

The soldiers guarding the camp stopped the carriage.

Song Che smiled and pricked up his ears: "Listen, the instructor shouting slogans on the training ground is my brother, and I came to see him."

The soldier yelled: "Yangzhou Prefecture has a ban. Japanese pirates have been on the loose recently. Without an official letter, no one is allowed to enter or leave the military camp without permission!"

It was not easy for Song Che to offend the rules set by others.

He took out a small silver ingot and waved it in front of their eyes: "Have you informed the head office?"

The two soldiers looked at each other and nodded.

Song Che thought he could be accommodating, but unexpectedly, the soldiers drove him off the carriage with a fork in both hands:

"Our commander-in-chief has said that if anyone bribes someone to join the camp, they are most likely not good people... Let's go! Follow me to see the commander-in-chief!"

It turns out that money is not everything.

That's okay. Being escorted in is considered entering.

"You two little comrades have a strong defensive mentality, which is worthy of praise, but your ideological consciousness is not high enough. You are destined to not be a general."

"Stop talking nonsense!"

The two soldiers carried Song Che into the military camp. As they passed the training ground, they heard shouts:

"One! Kill! Two! Kill!"

"The set of marksmanship I taught you today, once you practice it, you can advance to attack, retreat to defend, stab the cavalry at the top, hook the horse's feet at the bottom, you will be invincible!"

Jiang Yuntian shuttled among the soldiers and taught them in a decent manner. He really had the demeanor of a master.

"Brother Jiang! Brother Jiang!"

Song Che shouted at the top of his lungs.

Jiang Yuntian listened carefully and glanced, and saw that it was Song Che. The wind was blowing under his feet, and he was walking as fast as flying. He came to Song Che's side in the blink of an eye.

"Two blind things! They dare to arrest even my brother!"

He cursed loudly, and with his bare hands like a sharp blade, he cut off the soldiers' spears with two clicks, and raised his hand to hit them.

Song Che quickly hugged his hand and said with a smile: "They don't even want the money I give them. They are two good soldiers and can't fight."

Jiang Yuntian glared at the soldiers and reprimanded: "Open your eyes and see clearly. This is my brother Song Che. From now on, when he enters the military camp, he will be like returning to his own home. If anyone dares to stop him rudely again, he will slap me first!"

The soldier said aggrievedly: "Teacher, the commander has said that idlers are not allowed to enter the camp, especially those who openly bribe."

Jiang Yuntian glanced at the brim of each soldier's hat and cursed: "You two idiots don't know how to keep the money. My brother, I can give you several months of military pay just by taking care of it. You deserve to guard the gate for the rest of your life!" "

The soldier scratched his head and laughed: "This is what the instructor taught us. We will really stop it next time."

"Hahaha……"

The military camp has the character of the military camp, and the men have the feelings of men.

"Come on, brother Song, let me show you the soldiers I have trained!"