Due to various factors, Li Zhudao and Xiao Wu's trip to Qinghe is inevitable. But when he was about to set off, Li Zhudao suddenly suffered from a headache, which delayed him for a few days.
Li Zhudao experienced a car accident when he was young. Not only did he permanently lose his previous memories, he also suffered from headaches.
Qinghe City is connected to Vietnam, Laos, and Myanmar to the south and is my country's land passage and bridgehead to ASEAN. It is located in the low-latitude subtropical plateau humid monsoon climate zone. Under the atmospheric circulation and complex terrain conditions, the climate types are diverse and it has unique plateau three-dimensional climate characteristics. The Tropic of Cancer passes through its territory. It has a mild climate, abundant rainfall, and sufficient average annual sunshine, which is suitable for the growth of various crops and has a wide variety of biological resources.
When Li Haijun (Wang An) founded an agricultural development company in Qinghe City, he must have been uniquely endowed and had given full consideration. But the company eventually went bankrupt and closed down, and we don’t know why.
There is a huge mango orchard near Qinghe High-speed Railway Station. At a glance, you can see the lush mango forest and a huge signboard of "Shanhe Mango Garden" standing high, which is particularly eye-catching.
Li Zhudao and Xiao Wu walked all the way. After getting off the high-speed train, Wu Gang, who was sent by the local police to contact them, welcomed them into the car.
Wu Gang is from the north. Because he served in Qinghe and his spouse was a local, he chose to change his career locally and joined the criminal police detachment.
In the car, Wu Gang drove and after a brief greeting with Li Zhudao, he said straight to the point: "The Qu Lulu you want to investigate is a famous person in our Qinghe."
Wu Gang is not tall and has a soft appearance. He looks more like a southerner. But as soon as he spoke, his smooth Mandarin immediately exposed the fact that he was from the north.
Li Zhudao and Xiao Wu were slightly surprised.
"How do you say it?" Li Zhudao asked.
"This has to start with her husband, Li Haijun." Wu Gang said. "Li Haijun founded an agricultural development company called 'Genesis' in Qinghe in 2014. Its business scope is mainly to reprocess and sell fruits and vegetables in our city, and at the same time engage in agricultural tourism based on local conditions. 'Genesis' was once my The largest agricultural development project in the city, it enclosed more than 5,000 acres of land when it first opened, and basically monopolized the city's fruit processing. The 'Qinghe Villa' it then operated is also the city's largest resort, and it is overcrowded during the peak tourist season."
"It sounds like the agricultural development company founded by Li Haijun is doing well. In addition, as far as I know, the state has given great support to agricultural projects in recent years. How could Li Haijun's agricultural development company collapse so quickly?" Li Zhudao ask a question.
Wu Gang sneered and said: "It stands to reason that such a well-run agricultural development company must have a lot of profits. The bad thing is that Li Haijun has evil intentions. In the name of agricultural project development and construction, he borrows and finances at high interest rates. Later, the account owner came to force him to pay, and the business he ran, Qinghe Villa, became increasingly depressed, and finally closed suddenly. Li Haijun also ran away, and when he was found, he had already died in a traffic accident."
"Isn't it a 'Ponzi scheme'?" Li Zhudao asked jokingly.
Wu Gang laughed and said: "You say he is, but it seems he is not. Say he is not, but it seems he is. But this is also where Li Haijun is clever. Judging from Li Haijun's loan situation, it is consistent with the "Ponzi scheme". The characteristics of capital transfer to the east and west to make up for the loss. However, in the 'Ponzi scheme', scammers often use the name of non-existent investment projects and attract customer financing with high rates of return. Li Haijun has real There are agricultural development projects in China, but his project development is all superficial."
Ponzi scheme is the name for investment fraud in the financial field. It is the ancestor of the Pyramid scheme. Many illegal pyramid schemes use this trick to amass money. This deception was "invented by a speculator named Charles Ponzi" ". Ponzi schemes are also known in China as "tear down the east wall to pay for the west wall" or "empty tricks". In short, it uses the money of new investors to pay interest and short-term returns to old investors in order to create the illusion of making money and thereby defraud more investments.
"For example, the camellia oil development project under 'Genesis' initially circled two hills and planted camellia oil saplings, but then there was no activity. No one took care of the camellia oil hills, and they soon became barren hills. The planned camellia oil refining factory only had a factory building, with no equipment and no workers. It was because financing customers saw these situations that they began to come to demand debts. But Li Haijun was unable to repay, and he did not know that all the funds he had financed Where has it been used? The comrades in the economic investigation have investigated and found that Li Haijun has no other fixed assets except the Genesis Agricultural Development Company in his name, and the possibility of transferring assets overseas has also been ruled out."
"Old customers came to ask for debts, Li Haijun's credibility was questioned, and new customers did not dare to invest again. As a result, Li Haijun's capital chain gradually encountered problems, which affected the production and operation of 'Genesis' and became a vicious cycle. Bankruptcy will become a matter of time.”
"During this period, someone also called the police, saying that Li Haijun was a financial fraud. The rate of return promised by Li Haijun was a bit too high, but it was within the scope allowed by the law. He actually paid interest as agreed in the early stage and was indeed engaged in agricultural project development. According to According to his statement, the project construction was suspended because of funding problems. Therefore, the economic investigation comrades could only handle his case as a private loan dispute. In this way, it is unclear whether Li Haijun was engaging in "Pang" It's a scam, no one can explain it clearly."
Li Zhudao asked: "According to your statement, Li Haijun should have had a large amount of financing in the early stage, and then there were funding problems. The project construction was suspended, and then the account holder came to force the account. The problem is that the funds he invested were not transferred by him personally. It was not used to purchase fixed assets, so where did they go?”
"This problem has troubled the majority of Qinghe people. There are also rumors that Li Haijun's financial loopholes are related to a senior official who was dismissed from his job in our city. The dismissed official was precisely related to agriculture, rural revitalization, and natural resource planning, and The closure and bankruptcy of 'Genesis' also followed the resignation of that senior official. Therefore, this rumor is quite convincing in the public." Wu Gang's implication was that Li Haijun used the funds invested in bribery.
"Check this with the arrested officials, and you will know whether it is true or false." Xiao Wu said.
Wu Gang smiled bitterly and said, "There is no way to verify it."
Li Zhudao and Xiao Wu only thought that the officials involved had been shot, so they could not verify it.
Wu Gang continued: "The fallen official's name is Zhang Dewang. The person who accepted sexual bribes from others and provided services to him was a young girl who was under 14 years old and still in junior high school. Beforehand, Zhang Dewang drank a lot of alcohol and took aphrodisiacs, and that night he was violently violent While exercising, I developed coronary heart disease and died. The little girl was frightened and called the police on the spot. I was also present at the scene. Zhang Dewang's downfall also started from this."
Li Zhudao and Xiao Wu looked at each other, speechless.
"I'm not very clear about Li Haijun's specific situation. After all, I'm a criminal investigation, not an economic investigation, you know. What I told you is what I heard from the economic investigation occasionally, so it cannot be taken as accurate. I want to say Unfortunately, after Li Haijun ran away and died in a traffic accident, Qu Lulu stood up and said that she was willing to bear all the previous accounts of her husband Li Haijun, but as a woman, she had limited ability and could only repay the principal of all previous account holders. As for the interest, please forgive her for the sake of her orphans and widowed mother."
"I thought I wouldn't get a penny back, but I ended up getting my principal back. As the account keeper, there was no reason not to agree. Besides, she was an orphan and a widower, but she was willing to wipe her late husband's ass, clean up the mess, and even bully her. What are you doing?"
"Almost overnight, Qu Lulu became a household name in Qinghe. If it hadn't been for Li Haijun's bad debt, no one could tell whether he paid bribes or was running a 'Ponzi scheme.' Qu Lulu would have become Qinghe's The image has been vigorously promoted by the official media." Wu Gang added.
After a continuous rain, Qinghe City is shrouded in mist, the mountains are looming, the trees are green, and the green Qingshui River passes through the city, just like a dream.
The car drove smoothly into Qingshui Bridge.
Through the car window, I saw a person standing on the guardrail of the bridge in the mist in the distance. There were many people around on the sidewalk, but they didn't dare to get close. Among the crowd of onlookers, someone was shouting to the person on the guardrail, probably to persuade him not to commit suicide. The man on the bridge didn't speak, he just stood quietly and looked at the middle of the river.
Finally, the man turned around, bowed deeply to the crowd, then opened his arms and fell back.
At this time, Wu Gang's car happened to be parked, only a few meters away from where the man fell into the river.
Wu Gang pushed open the car door and rushed out like an arrow. After a few strides, he grabbed the separation fence between the motorway and the sidewalk with one hand and jumped over like a vigorous cheetah. In the blink of an eye, he took off his coat, threw it on the sidewalk, stepped onto the guardrail of the bridge, followed closely behind the man who committed suicide, and fell into the water with a "plop".
At this time, the crowd was chaotic. Some shouted for help, some complained about the delay in the arrival of the police, some screamed, and some took out their mobile phones to take videos.
The guardrail of the bridge was crowded with onlookers. Li Zhudao and Xiao Wu were blocked from the crowd and had difficulty approaching.
Fortunately, an enthusiastic member of the public saw that Li Zhudao and Xiao Wu were together with the person who jumped into the water to save people. After squeezing out of the crowd, he stuffed Wu Gang's coat into Li Zhudao's hand and said, "This is the person who saved people." That man’s clothes are left to you.”
Xiao Wu thanked him profusely.
Li Zhudao rummaged through the inner and outer pockets of Wu Gang's coat, his expression changed, and he said: "When Wu Gang threw his clothes away, I saw the handle of the gun exposed in the inner pocket. Now there is nothing. Something happened. "
Xiao Wu's expression changed. Looking at the back of the man returning the clothes, Li Zhudao grabbed her and said, "It can't be him. If he took the gun away, he definitely wouldn't return the clothes."
