On the way to Zhuxiang Xiaoyuan.
Zhao Hao looked at Ying Zheng without blinking, with a strange smile on his face.
Ying Zheng glared at him calmly and remained silent.
Leaving the palace this time was a bit rash for him.
But there was no turning back when he opened his bow. Now that he had made a decision in his heart, he no longer hesitated.
It's just that some things are easier to think about than harder to do.
Even as the First Emperor, he couldn't really do whatever he wanted.
so.
In order to go to Zhuxiang Courtyard in a legitimate manner, Ying Zheng specially brought Zhao Hao with him for a private visit incognito in the name of negotiating business.
Seeing that Ying Zheng was speechless all the way, Zhao Hao couldn't hold it in anymore, so he smiled and winked at him and said, "Father, do you plan to take action when you go to see Aunt Qing this time?"
"What action? I have important matters to discuss with the head of the Ba Qing clan!"
Ying Zheng shouted with a solemn expression.
"Oh~~~"
Zhao Hao made a long note, and then said with a smile: "Then you have important matters to discuss, why don't you bring me with you?"
"Aren't you clamoring to develop the economy and open businesses? This Ba Qing family is one of the richest people in the Qin Dynasty. Shouldn't I listen to her opinion?" Ying Zheng said calmly.
Zhao Hao was stunned for a moment, then said happily: "Father, are you ready to start a business?"
"You guys are going through so many things, don't you just want me to start a business?"
"Yes, I have always felt that commercial taxes are the bulk of fiscal revenue. In the previous farming and war system, most of the grain hoarded by our Qin Dynasty was used for fighting. Now that the Six Kingdoms have been destroyed, we can start business appropriately to promote the development of the country! "
"You think I don't know the benefits of starting a business?"
Ying Zheng leaned back on the cushions of the carriage and said quietly: "We, the Qin Dynasty, unified the six countries and killed millions of people. Although most of the farmland was ennobled, there were very few who actually used it to grow food. few;
If after opening up business, Qian Shou would taste the benefits of merchants, would they still be able to farm with peace of mind? "
“With no one farming, how can we still have food to eat?”
After saying this, he paused, narrowed his eyes slightly, looked at Zhao Hao and said:
"You also know about the gap between me and Lu Buwei. Others think that I hate businessmen, but I am the king of a country. How can I ignore the development of the country because of my own preferences?
If I hate businessmen, then why do I treat the Baqing family and the Wushiluo family as honored guests? "
"How easy would it be if you could govern a country and do everything according to your own ideas?"
"This Great Qin will go to a different extreme because of every decision I make. You kid, you still don't understand..."
At this point, Ying Zheng stopped talking.
Zhao Hao looked at him blankly, and after a long time he said in confusion: "Since the father knows that my son lacks consideration, why do I still indulge my son?"
"It is my father's greatest gratification that you can think about the country. This is worse than you yelling about eating and waiting to die all day long. Instead of letting you do nothing, it is better to let you toss. Anyway, with my father here, the sky will not fall. ....."
"Father..."
Hearing Ying Zheng's words, Zhao Hao was suddenly moved, his nose felt sore, and his eyes became red.
After traveling to the Qin Dynasty for more than three years, this was the first time he felt his father's love like a mountain.
However, just when he was moved to tears, Ying Zheng said unexpectedly: "Did you just call her Aunt Qing?"
"ah?"
Zhao Hao's expression was stunned, as if he didn't react, and a tear fell from his face.
When Ying Zheng saw this, he was slightly surprised: "Why are you crying?"
"I...."
Zhao Hao reacted and was filled with embarrassment. He waved his hands repeatedly: "It's nothing, nothing. I have sand in my eyes."
After saying that, he raised his hand to wipe his eyes and laughed dryly.
What the hell is this!
Others talk casually, but I am blindly moved by their feelings?
Seeing Zhao Hao's little face turned red with embarrassment, Ying Zheng was secretly amused, but he said calmly:
"Go in later, don't talk nonsense, and don't be silent, do you understand?"
"I understand."
Zhao Hao nodded seriously.
Ying Zheng smiled and said nothing more.
Soon, the carriage arrived at Zhuxiang Courtyard.
The person responsible for receiving them was still the woman in green named Ba Mi.
"Please come in, two of you."
Ba Mi smiled slightly, bowed and led the two people in. Ying Zheng looked around and said, "This is a secluded place. If you come here to cultivate, you will be in a good mood."
As he said that, he saw the loom being assembled in the courtyard and said to Zhao Hao, "Did you get it?"
"Didn't I say that before? We are cooperating." Zhao Hao shrugged.
"To cooperate with you, I have to be cautious."
Ying Zheng walked into the hall with a smile.
"..."
Zhao Hao was speechless.
Ba Mi bowed and reported: "Mom, Mr. Hao and the others...Mom?"
She hadn't finished her words yet, because she noticed that Ba Qing's shoulders trembled the moment he saw Ying Zheng.
Her beautiful eyes were stunned for a moment.
In her eyes, it seemed...
Full of stories.
But just for a moment, she came back to her senses, stood up quickly, and saluted Ying Zheng: "My wife, I pay my respects to Your Majesty!"
His Majesty?
Ba Mi was stunned on the spot.
Because Ying Zheng left the palace for a private visit incognito and wore casual clothes, she had never seen Ying Zheng before and thought he was a guest brought by Zhao Hao. Unexpectedly, he turned out to be His Majesty.
But why did the First Emperor come here?
Could something big happen?
Just when Ba Mi was stunned and at a loss, Ying Zheng just smiled, waved his hand and said, "No need to be polite, just sit down!"
With that said, he walked directly to the table next to Ba Qing and sat down slowly.
Zhao Hao seemed calm, but his eyes were wandering back and forth between Ba Qing and Ying Zheng, and the fire of gossip was burning in his heart.
Ba Qing stood up straight and gestured to Ba Mi, who respectfully stepped back.
She returned to her seat and poured two cups of tea, one for Ying Zheng and one for Zhao Hao.
Her movements are calm, her manners are elegant, coupled with the slightest cool breeze, her clothes are fluttering, her temples are swaying, and the indescribable beauty of adult personality is vividly displayed.
Ying Zheng looked a little crazy for a moment.
Suddenly.
He seemed to have seen the same situation that year, riding horses and traveling together, and the wedding day was like a dream, as if it was as beautiful as yesterday.
ah.
The face in memory overlapped with the face now.
He couldn't help but sigh with emotion and said: "I am already old, but you are still so young."
"Your Majesty is so wise and powerful, how can he grow old?"
Ba Qing smiled.
Ying Zheng was also a little amused, but suddenly he seemed to remember something, so he stopped his smile and said, "I heard that he is here?"
"Um?"
Ba Qing was stunned for a moment, then asked quietly: "If he doesn't come, you won't come, right?"
Ying Zheng: "..."
Zhao Hao: "..."
The two looked at each other, both of them speechless.
After a while, Ba Qing returned to his seat, and his expression became a little cold and said: "I don't know that your Majesty's visit is not welcomed at a distance. I hope that your Majesty will atone for your sins. However, I don't know if you have anything important to discuss with your Majesty..."
"this...."
Ying Zheng hesitated and looked up at Zhao Hao.
The corner of Zhao Hao's mouth twitched slightly, thinking to himself, how could a father pick up girls and let his son be a wingman?
However, he helped them renew this marriage, and he should be responsible to the end.
After figuring out the key, Zhao Hao took over the conversation with a smile and said to Ba Qing:
"Aunt Qing, I heard from my father that you had objections to opening a bank, so I brought my father to explain it to you. After all, it was me who came up with the idea of opening a bank!"
"Ah? How does this mean that I am just a businessman, why do you need the Young Master and Your Majesty to pay so much attention to her?"
When Ba Qing heard this, he immediately looked flattered and stood up to salute.
Ying Zheng beside him smiled casually: "I have seen Ba Qing's contribution to the Qin Dynasty and attached great importance to it. If you have any questions, I will naturally explain them clearly."
"But....."
Ba Qing opened his mouth but stopped talking.
But I heard Zhao Hao smile and say: "My father is right. Aunt Qing's family has done a lot for our country. My father is very grateful for Aunt Qing's support. Nowadays, Qing is indispensable for starting a bank." Aunt Qing’s support, so it is necessary to explain clearly to Aunt Qing!”
"That...."
Ba Qing hesitated for a moment, but without being pretentious, he stared at Zhao Hao and said, "I would like to ask, Sir, does the bank issue banknotes just to exchange large amounts of cash to facilitate transactions, or do they print and issue banknotes like coins?"
"Haha, it turns out that this is what Aunt Qing is worried about. That will explain it easily!"
Zhao Hao smiled and said: "The unit of silver notes is silver taels, which is real silver. The printed coins are not called silver notes. Let's call them treasure notes. They are paper money and can be used as a circulating currency to replace copper coins."
"Generally, treasure banknotes are printed only when there are not enough copper coins, or when the country is in urgent need of money!"
"Oh? Is this treasure banknote more useful than a national bond?"
When Ying Zheng heard this, he immediately became interested.
Zhao Hao glanced at him, shook his head and said, "Issuing treasure banknotes will benefit the country and the people, but issuing too many banknotes or not having the right time will bring great risks to the court."
"What's the risk?"
Ying Zheng frowned.
If this treasure banknote is really as useful as Zhao Hao said, then the court will never be short of money.
Because the Qin court is also short of copper. If cheap paper can be used instead of copper, the court will save a lot of copper and use it to build military equipment.
Moreover, paper can be recycled and can be remade after it is used up.
When you are short of money, you can print as long as you have paper.
But Zhao Hao obviously didn't want to take the First Emperor into the ditch, so he took out a piece of paper, walked up to Ba Qing, and explained to him: "Father, let's see, if this paper is a treasure note of five and a half taels;
I used it to buy something from Aunt Qing, and I could exchange it for a teapot worth five and a half taels. No one suffered a loss, right? "
With that said, he handed the paper to Ba Qing and took away the teapot on Ba Qing's table.
"At this time, the imperial court began to issue treasure banknotes. In fact, when it first started issuing treasure banknotes, it had little impact on all classes. It was even highly accepted by the people because treasure banknotes were lighter than heavy copper coins."
"but."
With that said, Zhao Hao changed the topic again and continued: "Blessings come from misfortunes, misfortunes come from blessings. As the treasure banknotes are distributed in large quantities, there will be pros and cons!"
Hearing this, Ying Zheng looked solemn and Ba Qing was thoughtful.
Zhao Hao took out two pieces of paper again and said, "When will this advantage and disadvantage appear? It will be when the amount of treasure banknotes issued is equal to the wealth of the people!"
"Because the emergence of treasure banknotes will promote the prosperity of private transactions. From another perspective, it is also the development of commerce. However, if the court continues to issue treasure banknotes at this time, the situation will undergo earth-shaking changes."
"In the past, five and a half taels of treasure notes could buy a teapot, but now it takes ten and a half taels of treasure notes to buy a teapot. In other words, the purchasing power of treasure notes has dropped by half."
"how so?"
Ying Zheng looked surprised.
Ba Qing's beautiful eyebrows frowned slightly, and then she murmured: "Young master, what you mean is that the money is no longer valuable?"
"That's right."
Zhao Hao nodded and said: "The imperial court issues treasure banknotes in fixed amounts. Five and a half taels of treasure banknotes can buy a teapot of equivalent value.
But as the circulation increased, the teapots were sold out;
You are a businessman, what would you do? The price will definitely go up! "
"As a result, the price of the teapot has been increased to ten and a half taels!"
"But the imperial court's quota has not changed."
"What's the problem with this? The price increase is the behavior of the merchants. How much money the court distributes depends on the behavior of the merchants?"
Although Ying Zheng's tone was light, the domineering power revealed in his words was overwhelming.
Zhao Hao shook his head helplessly and said: "The imperial court represents the authority of the country, so it is naturally impossible to look at the behavior of merchants, but treasure money is used to buy things from merchants. If you don't give enough money, others will not sell it to you. , you can’t rob it openly, right?”
"Hmph! Then don't allow them to raise prices!"
Ying Zheng snorted coldly, speaking in an extremely domineering manner.
"Your Majesty, we merchants have not done anything illegal when raising prices. We are just doing it to make a living. Why do we need to do this?"
Facing Ying Zheng's tyranny, Ba Qing glanced at Zhao Hao and said with a helpless smile.
Although Ying Zheng was not angry in his heart, when he heard Ba Qing's words, his anger suddenly dropped, and he said helplessly: "After all, I have no use for this treasure, right?"
"It's not that it's useless, it's just that it's not time yet. If Aunt Qing hadn't mentioned this matter, I wouldn't have told you about the treasure banknotes. In fact, the treasure banknotes are beneficial to the development of the country, but they can easily depreciate if you are not careful!"
Zhao Hao spread his hands and said: "Once the treasure notes begin to depreciate, the issued treasure notes will form a vicious cycle. People with spare money and savings will desperately hold on to their cash and trade more treasure notes;
Our bank will also be greatly affected. This will be a disaster for the bank! "
"The establishment of banks is also closely related to the credibility of the court. Once the people no longer trust the court, turmoil will break out. This is the danger I am talking about."
Hearing this, Ying Zheng couldn't help but feel nervous, and then he looked at Ba Qing, a feeling of clearing the sky after clearing the clouds.
[In view of the general environment,
He never expected that the seemingly simple coin issuance could have such a deep knowledge.
Although he didn't want to admit his lack of knowledge, he couldn't find a reason to refute Zhao Hao.
"Since the issuance of treasure banknotes is risky, are there also dangers in treasury bonds and banknotes?"
Ying Zheng asked Zhao Hao with an extremely serious look on his face.
Before, he had only heard about the advantages of issuing treasury bonds and banknotes, but ignored the disadvantages.
Now that I heard Zhao Hao talking about treasure notes, I couldn't help but become nervous.
Upon hearing this, Zhao Hao smiled, shook his head and said: "Treasury bonds are not negotiable and are essentially a reflection of the country's credit. For the people, they only have benefits and not much harm;
As for the banknote, it is an act that is beneficial to business and does not have much harm! "
"So, is it true that women are worrying too much?" Ba Qing said with a smile.
"Aunt Qing is worried that the imperial court will print short bills and plunder your wealth. This is normal, but what Hao wants to say is that your wealth is not worth mentioning to the imperial court, because not only will the imperial court not plunder your wealth, but it will also It will make you more money!"
"oh?"
When Ba Qing heard this, his expression was suddenly full of surprise.
Ying Zheng on the side also looked at Zhao Hao with some confusion.
