Li Tongfu and Wang Shan set out for Guangzhou at the end of October. Not long after they left, Yang Liufang encountered a very difficult matter. The directors of the credit departments of the four major state-owned banks who had previously ignored them came to visit one after another. Because there was a furniture factory in Shige Village, a tannery factory under construction in Hongtu Village, as well as industrial and trade companies and supply and marketing cooperatives in the city, Yang Liufang was running around and his whereabouts were uncertain. They visited several times in a row, and things went wrong. None of them saw him. Sometimes the bank's credit officer could contact him by phone through Shi Fang from the furniture factory and Yan Hua from the supply and marketing cooperative, but he always declined for various reasons. Today's Yang Liufang is not like the past where he was short of money, whether it was purchasing goods, buying land or building factories, and was stretched thin waiting for rice to be cooked. Now he holds more than 6 million in cash and has a lot of cash flow every day.
After the last loan, because of Industrial Bank's timely help and good service attitude, he asked Yanhua to transfer the factory's basic account to Industrial Bank. The director of the credit department of Industrial Bank treated him like an honored guest and called him a brother-in-law. Throughout the system of Industrial Bank of Northwest Province, labor protection supplies, furniture, and even monthly employee bonus materials that could have been sponsored by loan customers, like Yang Liufang, are now purchased from Yang Liufang. The two met by chance not long ago. While drinking tea and chatting at a tea stall beside the Yellow River at the foot of Baita Mountain, the credit officer of Industrial Bank told him that the four major state-owned banks came to him. In addition to caring about his money, they wanted to lend him money like this. of quality customers.
"The money from my furniture factory is all in the basic account we opened in your company. I can't control the accounts of industrial and trading companies and supply and marketing cooperatives. Why do they care about my money?"
"Then I want to lend you a loan."
"I'm not short of money now, so what loan do I need! When I was short of money, my brother and the financial manager went to them. They ignored us and thought we were wild private enterprises and wouldn't give us a loan. Only the Agricultural Bank of China said it was OK. Loan, but the supply and marketing cooperative guarantees it." Yang Liufang became indignant when he thought about it.
"Hey, you don't know. It's hard to provide help when you need it, but it's easy to put the icing on the cake. How many of us dare to take risks to provide you with help when you need it?" Yang Liufang listened carefully to what the credit officer said, and found out that it was indeed the case.
"So we are brothers!"
After Yang Liufang knew the purpose of the bank, he avoided them even more. But Xizhou is so big, and Yang Liufang is now a well-known person in the city, so everyone will always meet. On November 20, when the new Xizhou City People's Congress was elected, Yang Liufang attended the meeting and participated in the election as the newly elected Hanwangchuan People's Congress representative. Under the recommendation of Secretary Lu, I met the vice president of ICBC at the venue, and the two shook hands and exchanged greetings.
"Hello, Mr. Yang, hello, oh, we have only heard of his name but not seen him in person. Today we finally met him in person. You are so young, you are so young and promising! You are the future of the country and the hope of the nation! "The gray-haired vice president took the initiative to greet him, held Yang Liufang's hand and couldn't stop praising him.
Yang Liufang leaned slightly to shake hands out of respect for the old man.
"President Liu, I have admired you for a long time. Alas, recently the vice president of our company and the engineer of the furniture factory went on a business trip to Guangzhou to purchase machine tools and equipment. I ran the furniture factory and the industrial and trade company by myself, and also took care of the business of the supply and marketing cooperative. The construction site of the tannery factory is still under construction, and every day is like a spinning top, so the leaders of your bank's credit department have been to our factory and the supply and marketing cooperative several times, but they have not been able to see you. I am really sorry." Yang Liufang confidently made excuses. It's not that he doesn't want to see you. , because I am too busy now. These words made the past few absences seem so natural.
"Well, those who are able work hard. I listened to their report back to the line. Let's choose a different day. After the meeting, I will invite you to have dinner with your Secretary Lu. Is it convenient for you?" With Secretary Lu here, If Yang Liufang resisted any further, it would appear that he didn't know how to appreciate it, so he hurriedly agreed.
"Oh, let me be the host. How can I ask the leader to treat me to dinner?"
After the meeting, Yang Liufang took a car and asked the two leaders to drive to the halal restaurant in Xiguan Cross. Because the first time Yang Liufang was brought to eat by Boss Chen and Boss Zhou, the second time he got drunk and danced shirtless on a table in a store, and even vomited into a mess. Now he has appeared several times in Northwest and Western Provinces. On the TV news in the state and city, the boss is already very familiar with this young boss from the south.
"Boss Yang is here. Oh, the two leaders are here. Everyone, please go inside first, then please go inside."
"Boss, please find a quieter place."
"Okay, come with me to the second floor."
On the second floor were two newly added private rooms by the boss. Yang Liufang and the two leaders walked up to them. The boss wearing a little white hat opened the door and let them in. The dining table in the private room is covered with a goose-yellow tablecloth, and the cups and plates have been placed neatly. It feels like a Western restaurant seen on TV, clean and tidy.
"Hey! Boss, this private room is well decorated, clean and tidy."
"Oh, can you decorate it well? Look at your supply and marketing canteen. The windows are bright and clean. Everyone likes to go there."
"Have you been to our cafeteria?"
"Of course I have been there. I bought building materials from you for my home decoration. After shopping, I was tired, so I had a meal there with my family. The food was rich and clean."
"You see, you praise me so much that I feel embarrassed. Did I give you a discount?"
"Hit, beaten, it was arranged by Mr. Li. Not only were the building materials discounted, but the meals were also only half price."
"Ah That's good."
"Two leaders, Mr. Yang, what do you want to have for dinner tonight?"
"I'm treating you to a treat. Just listen to the two leaders."
"Xiao Yang, you are a gourmet. Everyone here knows it, so you should order it." Secretary Lu and Vice President Liu pushed.
"Oh, that's okay, boss. One pound of hot food, one pound of iced food, and then the same four dishes and four portions of mutton soup. If it's not enough, we'll order more later."
"Okay, Mr. Yang, we are a halal shop and do not sell alcohol. If the three of you want a drink, you can still buy it outside as before."
"Understood, serve us some barley tea, and you can go and do your work."
The boss agreed and went out and closed the door for them.
"Xiao Yang often comes here to eat?"
"No, no, today I have benefited from the two leaders. I am usually busy either in the cafeteria or eating instant noodles. I just have a lot of affection for this place. When I first came to Xizhou, I and my elder brother, who is our supply and marketing cooperative, Li Tongfu got separated, and I shined my shoes alone in the station square, and then went to the countryside to work as a small vendor selling needles, threads, and brains. A brother from the same hometown in the wholesale market saw that I was more practical and hard-working, so he invited me here for a meal. First. The first time I ate finger food, it was always fresh in my memory, and I came here several times with the staff afterwards.”
"Oh, I have also heard about Mr. Yang's struggle. I thought it was a legend. Today I heard him tell it himself, and I feel even more admirable."
"President Liu, thank you very much."
"There is a first time for everything. Today, I borrowed flowers to offer Buddha's blessings, and in the light of Secretary Lu, I want to see if your factory can get some loan from our bank for the first time." Vice President Liu went straight to the point.
"Haha..." Yang Liufang laughed dumbly, and continued: "Secretary Lu, President Liu, and the two leaders may not know that we are not short of money now. We have several million in cash in our account. Besides, I don't have any loans. What a use." What Yang Liufang said was true. He couldn't even spend all his own money, so why should he pay for the loan? Is it just to pay bank interest in vain? He's not a fool. There was an awkward situation at the dinner table. Just as the restaurant owner came in to deliver the food, everyone started to feast on this most authentic hand-meal.
After the meal, Manager Liu took a taxi and left. Secretary Lu wanted to go back to Hanwangchuan. Yang Liufang happened to be going back to the factory, so he called Zhang Feng of the supply and marketing cooperative in the hotel and asked him to drive to pick him up.
On the way back, Secretary Lu told Yang Liufang in a cryptic way that the bank has credit tasks every year. When doing business in Xizhou, everyone has to look down and not look up, and they must handle the relationship with the bank well. Yang Liufang is a smart person who can tell everything at once.
"Secretary, I understand. We will discuss it when my brother comes back."
"Well, you guys can discuss it and see how much you can help Mr. Liu complete some tasks. Don't force it. If you have any news, tell me."
"okay."
After seeing off Secretary Lu, they returned to Shige Village along Hetan Road, passed by Hongtu Village, and then passed through the viaduct of the Airport Expressway. They saw that the Airport Expressway was still under intensive construction. In the car, Yang Liufang chatted with Zhang Feng.
"Brother Feng, I'm usually too busy to ask you, how far have you and Xinye progressed? Do you need me to create conditions for you?"
"Mr. Yang, you are so busy and you still remember this about me. We have a very good relationship, but we haven't visited Xinye's parents yet and don't dare to."
"Then why?"
"We both work in factories and supply and marketing cooperatives now, and our future is impeccable. The main problem is the house. When I go to visit her parents, I will inevitably be asked about the house. As for her, she will definitely work in a leather factory in the future. I In the supply and marketing cooperative, we are buying Xizhou, and it will definitely be inconvenient for her to go back to Xizhou to live every day after marriage. Besides, the housing prices in Xizhou are rising day by day, and the two of us can only save a down payment at most. "
"Oh, that's a problem."
"I heard that the leather factory will build a dormitory. Can we buy it? It will be more convenient for me to go back to Xizhou after get off work every day than for her to go back to Xizhou."
"I have never thought about the sale of dormitories. I just want to provide cheap accommodation for the staff. Currently, they all have a unified standard room design. You can choose two rooms next to each other. But if her parents request to buy a house in Xizhou, , If your conditions permit, buy a small one. If you don’t have enough money, you can tell Mr. Li or tell me and I will lend you part of it first."
"Thank you, Mr. Yang."
"It's a small matter, why are you so polite? Brother Feng, you can stay in the factory for the night. My motorcycle is still in the city hall parking lot. I have to go into the city tomorrow."
"Okay. Mr. Yang, you can buy a car."
"Don't we have a car?"
"I said it's not this, it's a car. We're transporting a distinguished guest back and forth, so we can't take a taxi or use a truck to transport him."
