As the first enterprise in the economic development zone, the construction of the furniture factory's new factory cannot be like what Yang Liufang did when he moved back from Zhao Machuan's workshop. It only uses red bricks for a few dozen centimeters of foundation, and the outer walls and top are built with asbestos tiles. We just made do and built the factory. It was unsafe and illegal, so it collapsed due to a sandstorm in just one year. Although the red brick exterior wall was later added, it was still dwarfed by the Jiesheng family's sanitary ware factory I saw in Yiwu. .
This time, Yang Liufang wanted to complete the construction of the factory once and for all. He not only required a solid foundation, but also made the exterior walls into 24 walls. Ventilation windows were left on the wall, and lintels were added to the windows and door openings. A layer of prefabricated panels with reinforced steel was laid on the top first, and then a pitched roof was built. The purpose of this is to consider the long term and ensure that the factory building will be used in the future. Build a second floor above.
The construction standards are higher, and two factories and the supply and marketing cooperative's sales department are being renovated at the same time. Compared with the prices three years ago, the price of building materials has doubled, so Yang Liufang is too optimistic about his own funds. Although the supply and marketing cooperative still has revenue coming in every day, compared to the gold-swallowing consumption of the three construction sites, that revenue is simply a drop in the bucket. But the construction of the projects has already begun, especially the furniture factory and the sales department of the supply and marketing cooperative. After discussing with Li Tongfu, Yang Liufang had no choice but to report to Secretary Wang of Hongtu Village, and stopped the construction of the leather factory first, and withdrew the two remaining workers who were building the factory wall in Hongtu Village to the construction site of the Shige Village Furniture Factory. superior.
Despite this, the funds on the account were quickly depleted. Yang Liufang paid for the food delivery last time on credit from Uncle Han, and promised him to pay him as soon as the supply and marketing cooperative's business funds for the past two days were withdrawn. But after the money was withdrawn, it was not warm at all on Yangliu Fang's account. The water soaked through the ground and dried, and it was gone in an instant. In addition to the daily purchasing expenses of the supply and marketing cooperative, the labor for rebuilding the second floor cannot be delayed even for a day. Because the masons in Shige Village can only build walls and build pitched roofs, but not roofs, the workers who renovated the second floor of the supply and marketing cooperative's sales department were construction teams from the city. In Xizhou City, the leaders are watching. If the construction site stops due to lack of money and the workers cause trouble, not only will President Li and President Gong be unable to save him, but the sales department of the supply and marketing cooperative that has been acquired will be immediately taken back, and the furniture factory project will also be destroyed. will be stopped.
For this reason, Yang Liufang didn't think about food or tea, couldn't sleep at night, and had dark circles under his eyes like a giant panda. Because I couldn't rest well and couldn't concentrate, on the way back to the aluminum factory industrial and trading company, I suddenly fell into the main ditch of the farmland while avoiding pedestrians. Fortunately, it was spring, so there wasn't much water in the main canal. It was just dusty and muddy. After being dragged up by passers-by, Yang Liufang took out the only ten yuan he had in change and bought two packs of cigarettes to thank the passers-by who rescued him. He also asked people who came into the city to go to Xizhou Chengbei Supply and Marketing Cooperative to find Li Tongfu or Qin Jiajun and tell them to send a car. Come and pick yourself up.
The cool breeze is blowing in the northwest in April, and the willows are cold and helpless. Qin Jiajun personally drove to pick him up. From a distance, he saw Yang Liufang's embarrassed look with his arms folded and shivering in the sunshine on the roadside. He wanted to laugh but held back. He knows that his hard-working brother needs to be strong and save face, and he also knows about his difficulties from his wife Yanhua. After getting off the car, he hurriedly took off his coat and gave it to him. Yang Liufang took it and got into the passenger seat to put it on. Qin Jiajun himself smoked and asked passers-by to help lift the motorcycle into the truck compartment. Yang Liufang, who was wrapped in a military coat in the cab, was so sleepy that he actually fell asleep.
When he woke up, Yang Liufang found that he was still sleeping in the car, the sun was shining, his head was sweating profusely, and his body wrapped in a military coat was wet and sticky. It turned out that Qin Jiajun took him and sent the motorcycle to the repair department. Seeing that he was still sleeping, he didn't have the heart to wake him up, so he directly pulled him back to the supply and marketing cooperative and parked the car where the sun could shine. Have a peaceful sleep.
Yang Liufang opened the car door, determined the direction, and walked towards the supply and marketing cooperative not far away. Pedestrians were looking at him sideways along the way. When he walked to the glossy door lintel, he saw through reflection that his hair was disheveled and there was mud on his face. He was wrapped in a coat and could not be seen, but his shoes were covered in mud. It was mud, and overall he looked like a beggar who had stolen his coat. Yang Liufang was embarrassed and quickened his pace so much that he trotted to the supply and marketing cooperative. He didn't hear Yinhua and Zhang Feng greet him, so he ran in to find Li Tongfu and asked for a piece of his work clothes. He asked about the nearby bathhouse and ran over with the work clothes he wanted to change into.
Yang Liufang quickly cleaned himself up, walked out of the bathroom and changed clothes, only to find that he had no money. He had to walk to the bathroom administrator in embarrassment, wanting to explain the reason with dignity. Just when I was about to speak, the manager behind the counter said, "You are Boss Yang, right?"
"Yes, you know me?"
"No, Boss Li from the supply and marketing cooperative just came to tell you that you didn't bring any money. He came over to pay for your bath."
"Ouch!" Yang Liufang covered his chest with one hand and let out a long sigh of relief. No shame at all.
He thanked the administrator, took the dirty clothes and military coat he had changed into, and walked out of the bathroom towards the supply and marketing agency. A brand new Yang Liufang walked into the supply and marketing cooperative to greet Yinhua and Zhang Feng. They both wanted to laugh, but Yang Liufang scratched his head and walked in with a blushing face without saying a word. He returned the coat to Qin Jiajun and randomly packed the dirty clothes in a sales bag, preparing to take them back to the factory for washing. At this time, Yanhua knew that Yang Liufang had returned from taking a bath and hurriedly came to find him.
"Boss Yang."
"Huh? What's wrong? Sister-in-law Yanhua." Yang Liufang thought she was going to laugh at him and was a little embarrassed.
"Oh, let me tell you something."
"Oh, please don't be too tongue-tied, okay? I have a bad heart today."
"What's the matter? Tell me."
"About the loan."
"Loan, what loan?"
"Bank's."
"Ah, is it true? Can the bank lend us a loan?"
"It's not one of the four major state-owned banks, it's a newly established commercial bank."
"Commercial bank? Isn't it a pawn shop or loan shark?"
"No, no, it's a bank. The interest rate is a bit high and the conditions are a bit harsh, so I didn't dare to tell you before."
"Oh, what bank? How high is the interest rate?"
"Industrial Bank, they just came to Xizhou to start business, and their interest rates are five percent higher than the four major state-owned banks."
"Five centimeters is not high. It is much lower than when we go to the lift fair. You said their conditions are harsh. How harsh are they? Can we meet them?"
"It's possible, but we have some losses."
"Oh, then ask my brother to come to your office and let's discuss it."
Yang Liufang and Yanhua walked to her office and opened the door. Yanhua asked Xinye to call Boss Li for a meeting, and asked her to help make a cup of tea for Boss Yang. Xin Ye was sensible, and after calling Li Tongfu to come to the meeting, he made a cup of tea and brought it in, then left with an excuse.
"Brother, Yanhua said that a bank is willing to give us a loan. I'm anxious to call you to discuss it."
"Oh, Yanhua gave me a general idea. It seems that the interest rate will be lower than the original price, but he wants us to provide him with furniture for the first branch in Xizhou. Based on what they reported, I estimated the market price of three Ten thousand."
"Oh, that's too high."
"So I didn't report it to you."
"What furniture do they want?"
"VIP indoor sofas, coffee tables, and partitions in the office area must also be equipped with matching chairs. There are also customized furniture and chairs for bank counters."
"Do you have a list? Bring it to me and I'll estimate the cost."
"No, I refused as soon as I heard it, so I didn't ask for his order."
"Oh, Yanhua, can you still make an appointment with their matchmaker?"
"It should be okay. They agree with our hard conditions. I'll make a call." Yang Liufang nodded. Yanhua went out to make a call and came back soon.
"Boss Yang and Boss Li, we have finished contacting you. They will come to visit you two at 2:00 pm."
"okay."
"We can't meet here, right?" Li Tongfu said.
"Then Yanhua says hello to President Li and sees if we can use the conference room of the supply and marketing cooperative."
"That's okay. You don't need to tell President Li. I gave up my position to the new office director of the supply and marketing cooperative. Is she still willing to use a conference room?"
"How is this going?"
"President Li has been promoted, hasn't he? A president was parachuted in from the head office. In order to facilitate management, President Li wanted to promote one of his own. He first considered Yanhua and asked for her opinion, but they took a fancy to our place and gave him She refused, so she recommended one of her colleagues who used to work in the daily necessities sales department. So now her colleague is the director of the office of our Xizhou Supply and Marketing Cooperative."
"Oh, that's it, Yanhua, thank you for your trust. Tell Brother Qin that you bet your future and we won't let you lose." Yang Liufang solemnly said something that was almost a vow but also very tender.
In the afternoon, people from the bank arrived on time. Yanhua had already coordinated the conference room. The new office director was really generous and arranged a special staff member to take care of tea.
The bank staff are all dressed in black suits and white shirts, and they look very professional. As soon as they entered the conference room and sat down, Yanhua introduced Yang Liufang and Li Tongfu to each other. Bank staff shook hands politely and handed business cards, all in one coherent movement. Yang Liufang looked at the business card and saw "Dai Zhicheng, Director of the Credit Department of Industrial Bank Co., Ltd." printed in blue fonts.
"Company, aren't you a bank?" Yang Liufang asked cautiously.
"Don't get me wrong, Boss Yang. We were established in August last year with the approval of the State Council and the People's Bank of China. We are one of the first batch of joint-stock commercial banks in our country. We are backed by the Fujian Provincial State-owned Assets Supervision and Administration Commission. We cover trust, leasing, funds, financial management, A modern integrated financial services company including futures, asset management, research and consulting, etc. We are committed to providing comprehensive, high-quality and efficient financial services to high-quality customers like you."
"When he heard that it was a state-owned enterprise, or approved by the State Council and the People's Bank of China, Yang Liufang felt relieved."
"Oh, forgive us people from a small place for not seeing the world." Yang Liufang said modestly. "Last time, because we wanted to purchase 300 acres of land for factory construction, our accountant Wang had preliminary communication with your bank, saying that your bank also wanted to do business in Xizhou and needed a batch of furniture. As for me, I was only busy with Xizhou Regarding the joint establishment of an industrial and trade company by the aluminum factory, we did not have time to look at your needs, so we kept you waiting for a long time. Has your furniture demand been brought in now?" Yang Liufang is eager to use money, does not beat around the bush, and gets straight to the point. .
