"Ten or twenty years will be enough to deal with it. A lot of bad debts have been accumulated in 1979 and 1998. A batch of them must be cleared every year. Which ones can be brought back to the country to reduce losses, which ones can slow down contact with the other party's family, and which ones can be directly Qualitative... these tasks are too huge and must be constantly verified.”
"The one you have in your hand belongs to a missing person. Each of them has a lot of loans from the credit union, and they are basically more than five years old!"
Taking a look at the document in Ji Donglai's hand, Qi Yong felt nothing.
Cleaning up bad debts does not involve confidentiality at all. Qi Yong often takes it home to do it. Most of them are smuggling and fleeing. There are too few who can really find themselves and want to come back.
Some people's identities have even changed, especially those who received loans from rural credit cooperatives. Some people originally violated the rules when they took out loans. Now, due to the economic crisis and the trend of going abroad in the past few years, these people have become completely hidden.
Some of the amounts were particularly huge. Ji Donglai flipped through two pages and fixed his eyes directly on them.
"Uncle-in-law, why does this person owe so much money?"
Yu Dahe, Ji Donglai clearly remembers that this person later became one of the top ten real estate developers in China, focusing on mid-to-high-end properties. If I remember correctly, the other party started in the past two years.
Ji Donglai couldn't remember the specific things, but the other party was definitely not this kind of fugitive pursuer. Ji Donglai had worked on projects in this person's real estate company back then.
It was hard for Ji Donglai to imagine that the CEO of a real estate company worth 100 billion yuan had borrowed so much from a rural credit cooperative.
"A farmer imitated other people's real estate business in 1997, but suddenly lost money. He used to do it in partnership with a Hong Kong businessman. His name is Zhang Qinglu!"
After Qi Yong finished speaking, Ji Donglai almost said "WTF" in capital letters, the secret world is so small.
Zhang Qinglu's withdrawal from the mainland actually involved so many people.
Following Qi Yong's words, Ji Donglai found four more people related to Zhang Qinglu. Not surprisingly, these people later became very famous businessmen in China. Two of them were engaged in real estate like Yu Dahe, although they were not among the top. 10. It is also a giant in several provinces.
The other one is a wholesale and retail king, and they are involved in many industries.
"Yu Dahe will start his career in the next two years. If he establishes contact with the other party before then, even if he is not considered a noble person by the other party, he will be able to establish a deep friendship with him in the future."
Thinking about his situation, Ji Donglai knew that it was time for him to take root, and now Yu Dahe was the only choice. Within three years, the other party has emerged and he may be able to follow suit.
The other two people were no problem either. Ji Donglai knew that he was too weak now and had no strong strength. He could fool Dabuick once with just his cleverness, but it would be difficult for him the second time.
But how to establish contact with the other party, Ji Donglai began to have difficulties.
"Dong Lai, do you want to be a debt collector?"
"Uh-huh?! Is there still a position?"
Qi Yong reminded Ji Donglai with one sentence. It seems that a new industry is emerging in China based on the old and American financial methods, specializing in recovery.
This is not the kind of violent collection, it is the kind of small company that is specially established. It has one or two lawyers who are not very professional, and then has its own mature network and one or two telephones.
It specializes in helping banks clean up bad debts that cannot find creditors, and the recovered funds are divided according to proportions. If Ji Donglai remembers correctly, a certain domestic industry leader relies on this business to achieve wealth and freedom, so why not get one for himself?
"Yes, you can just register a small company. There is a guidance document here. Take it back and read it. You can choose which one you can do. If the company is too tired, go to the finance company. Come on, life is only a few decades long, there is no need to take this risk and drink your body bad, everything will be gone."
Qi Yong handed Ji Donglai a document, but Qi Yong didn't care. After all, more than one company under the finance company was doing this kind of thing.
In 1979 and 1998, there were so many financial bad debts that they were all handled step by step, enough to last forever. It was normal for non-employed personnel to do something.
Ji Donglai took away all the documents just now and signed Qi Yong's signature. He wanted to contact Zhao Shuying, but then he realized that he didn't bring his phone and hurriedly called Zhao Shuying.
"Sister Zhao, it's me. Just follow what I told you and register a company right away. The process is like this and the configuration is this..."
The call was dialed, and before Zhao Shuying could say anything, Ji Donglai started assigning tasks. Zhao Shuying was completely confused. He didn't start recording until Ji Donglai was halfway through what he said.
Fortunately, Zhao Shuying had an excellent memory and recorded everything Ji Donglai said verbatim.
"Phew, my grandma, I will never work for you again... Hello? I'm done! This leader is really unreliable..."
Zhao Shuying wanted to complain, but Ji Donglai hung up the phone, making Zhao Shuying grit his teeth with hatred. After a while, he called the people responsible for searching Ji Donglai one by one.
When Zhao Shuying appeared in the company again, Ji Donglai regained his former look.
"The Big Buick side hasn't woken up yet, but the other party sent Abbas to the glass wool factory. He said it was for learning. I think he is there to collect statistics. Should we let someone do it there? A evasion? Besides, if Abbas finds out that we were acting a few days ago, he might report it to Dabuick, and I'm worried that they will also make an emergency withdrawal..."
At noon, Zhao Shuying and others started a meeting in the Yishi Investment Conference Room.
Yuan Dingcheng, Zhao Shuying, Ji Donglai, but not Xue Wancheng this time.
"It's okay. The glass wool is so tight. After five days, Abbas will have to run back to school. Let Cao Ren go to the glass wool factory to establish friendship with Abbas. Just give him some data."
"We are now dealing with another matter. Lao Yuan, the next time is when you play the main role. I plan to establish a nominal legal company. The specific content is to help defaulting loan officers communicate with banks."
"Now the three major financial companies have a lot of bad debts that need to be dealt with. We take over part of the business from the bank, and then help the bank find the debtor. Let the company's legal affairs discuss with the debtor how much the debtor can pay back. Give it to the bank and let our lawyers negotiate with the bank."
"We just earn part of the commission from the process. Of course, commission is not the purpose. You two have also seen recently that our company has been facing huge difficulties recently. Many people want us to die, but we will never sit still and wait to die."
"Because we have worked hard to build the company, why should we give it to others? We have sufficient funds, and we can survive if something happens. Now we need to take root in our own business. This is a list I made , among this part of the bank’s debtors.”
(End of chapter)
