Chapter 196 Debt & Out

Style: Girl Author: black and white foxWords: 2524Update Time: 24/01/23 07:00:32
Chen Jiaxian went to wash up and tidy up. After coming out, she sat in the dining room. Pan Qiaomu brought out fried eggs and toast from the kitchen and placed them in front of her.

He watched Chen Jiaxian take a bite.

Chen Jiaxian is used to observing words and emotions, and is very sensitive to the atmosphere. She could feel Pan Qiaomu's strangeness and quickly swallowed the bread in her mouth: "Is my mobile phone charged?"

Pan Qiaomu said, "You eat first."

Chen Jiaxian quietly finished the bread in her hand.

Pan Qiaomu watched Chen Jiaxian finish her breakfast and poured her another glass of hot water. After she took a few sips, he said seriously: "Let's talk."

Chen Jiaxian said "Oh": "What are you talking about?"

Pan Qiaomu thought for a moment and said slowly: "Do you still have contact with your family?"

Chen Jiaxian asked warily: "Why do you ask this?"

Pan Qiaomu looked at her with a complicated expression, as if he was considering how to speak.

Chen Jiaxian shook her head.

After a while, Pan Qiaomu asked again: "You run your own copper shop. How much money can you make now? Are you willing to study abroad at your own expense? I can help you apply to study in Singapore."

Chen Jiaxian had an ominous premonition in her heart: "What do you mean?"

Pan Qiaomu took out Chen Jiaxian's cell phone and put it in front of her.

"The latest news in the industry today is that the construction team of Yongda Group's fractured plate has all been withdrawn. In other words, it is unfinished." He said clearly, "If I remember correctly, this is the building your family bought. .”

The breakfast he had just eaten turned into stone in an instant and pressed into Chen Jiaxian's stomach.

Pan Qiaomu stood up and refilled the hot water for her. She took a sip mechanically and heard herself ask dryly: "Are you sure? Isn't it because of the decoration? Didn't I just pay the decoration fee?"

Pan Qiaomu said firmly and coldly: "It's absolutely true." He grabbed her arm forcefully, "Listen, what you have to do now: put aside your emotions, have a clear mind, and cut yourself off from other people's debts. open."

He emphasized the word "other people's".

Chen Jiaxian said: "What is your suggestion?"

Pan Qiaomu said: "The best solution is to go abroad and hide for a few years."

Chen Jiaxian was silent.

Pan Qiaomu said word for word: "People with no future and millions of debts can do anything. They are used to sucking your blood. When they encounter debt problems, they will not find a solution by themselves. They will immediately I’m definitely counting on you.”

Chen Jiaxian took several deep breaths before forcing a forced smile.

Pan Qiaomu said rationally: "Problems must be solved. I never sugarcoat peace. If you want to help your family - I will help you fight for the most beneficial terms for you. But as far as I know, Chen Jiahao's new house purchase The price is about 4.1 million, and the loan is about 3 million. Do you want to bear a debt of 3 million? I don’t recommend it.”

Chen Jiaxian remained motionless, looking down at the dozens of missed calls on her phone.

Her phone was still vibrating.

Her family, if they abandoned her because she owed a lot of loans, why are they contacting her again now?

Or the day after her birthday?

"Why should I hide?" After a long time, Chen Jiaxian said through gritted teeth.

She calmly and slowly pulled out the phone card and soaked it in a glass of water.

"Why." She repeated forcefully.



After work, changing phone numbers is very troublesome.

Until the evening, at the celebration banquet in Changlefang, Chen Jiaxian was still checking for deficiencies in the collaborative office and notifying every partner of her change of mobile phone number.

Today is the project celebration banquet of Changlefang. Li Zhuoxiu and Shi Yuan's original expectation for Changlefang was to bear the public relations brand significance. After the visit of national leaders, the Changlefang project overall met the standards this year, and the project's year-end bonus coefficient was as high as 1.8.

The venue burst into cheers and screams for a full minute.

For ordinary migrant workers, Zhuoxiu Group's move can be considered generous.

When the cheers subsided, Shi Yuan said: "It is my commitment to let every employee of Yuecheng Company live a decent life."

Screams, cheers, and table slams came flooding in again.



Chen Jiaxian still doesn’t quite understand the meaning of the year-end bonus coefficient.

Zhou Yixing came over and did some calculations for Chen Jiaxian: the coefficient of 1.8 means that she can get a bonus of at least 300,000 yuan at the end of the year.

"Will you buy a house in Yuecheng?" Zhou Yixing asked, "Now some banks can raise the loan interest rate to 3.75."

Buy a house?

Chen Jiaxian was stunned for a moment, remembering the mobile phone number she had just changed.

"I haven't thought that far yet," she said.

"It's not far." Zhou Yixing said, "Yuecheng has the lowest housing prices among first-tier cities. If you save for a few years, it will be enough for the down payment."

Chen Jiaxian hesitated: "But is now a good time to buy a house? You see, house prices have been falling."

Zhou Yixing sighed: "That's right. Xiao Fang, the project operator next door, got a high position in 2020, but this year, his house fell by 600,000 yuan. Look at him, this year's bonus was exceeded, and with an additional annual salary, he can get 600,000 yuan. Are you happy? But if you think about it again, all his hard work for a year was in vain."

Chen Jiaxian looked over. Not far away, little Fangzheng clapped his hands and cheered loudly for his bonus.

Chen Jiaxian said: "I remember that the interest rate for existing housing units was uniformly reduced to 4.2% in September 2023."

Zhou Yixing said: "It's just a drop in the bucket."



On the stage, Shi Yuan was speaking, saying that the success of the project is inseparable from the efforts of everyone. The next few years will be the years for the Changlefang project to continue its efforts, and it will also be a few years of harvest.

Everyone understands. Where national leaders have visited, awards will be indispensable in the coming years.

Everyone cheered, interrupting the chat between the two people.

People from the engineering department even shouted: "Brother Ben! Brother Ben! Brother Ben!"

This enthusiasm infected everyone, and soon everyone in the conference hall shouted: "Brother Ben! Brother Ben! Brother Ben!"

Cheers, applause, whistles, laughter. Yu Ben nodded slightly and greeted everyone.

Shi Yuan said: "We must have confidence and expectations for the future, and work together. Zhuoxiu Group's economic situation will surely grow steadily next year!"

There was a roar of cheers.



Amidst the cheers, Zhou Yixing lowered his voice: "In our industry... After receiving this year's year-end bonus, I will find another way out for myself. I advise you to consider it too."

Chen Jiaxian felt a little sudden: "Where are you going?"

Zhou Yixing said: "I will definitely find a way to switch jobs to the Internet. Did you know that the fracture plate of Yongda Group was unfinished? Boss Xu ran away, and the news spread everywhere. I heard that the superiors were going to arrest him. Once this matter is exposed, our industry will It’s very turbulent.”

Chen Jiaxian said very depressedly: "I don't have good academic qualifications, so I have no choice."

The two were silent for a moment. Zhou Yixing comforted her: "I want to change jobs, but I can't just jump. If the price offered outside is not as high as Zhuo Xiu, I will definitely stay. Everyone is jumping around again and again for profit."

Zhou Yixing pointed to the entire banquet hall: "As far as I know, most of the people here are looking for a new home."

A shout of "loyal to Zhuoxiu" drowned out the conversation between the two.



The atmosphere in the banquet hall reached a climax. Under the leadership of the vice president, all employees shouted: "Have confidence! Have determination! Keep up the good work and create greater glory! Always be loyal to Zhuoxiu!"

I shouted it several times in a row, and the morale was high and the mood of the crowd was uplifted.

Thunderous applause.

Shi Yuan nodded slightly. Under the light, his suit always fits well and is crisp, and the collar of his snow-white shirt is crisp and ironed around his neck.

After the employees' applause subsided, Shi Yuan spoke slowly. His face was always indifferent and reserved, and he calmly said the last words:

"Starting from today, I will personally serve as the project manager of Changlefang, and I will work hard with everyone in the future."

Everyone's smiles just now still remained on their faces. At this moment, the atmosphere in the venue suddenly became stagnant, and everyone looked at each other in shock.

The whispers sounded like an approaching rainstorm, and the strong wind was blowing the leaves, unstoppably intensifying.

Mr. Shi is the project manager himself.

What should Yu Ben do?

For a moment, everyone's eyes turned to Yu Ben.