Yin Yuan went to the city defense office building and came to Cheng Bin's office.
"Shall I sign a loan agreement with you? The loan date is half a year, and the interest can be paid monthly, or the principal and interest due can be paid in one lump sum."
Cheng Bin said, "Let's just pay it all in one go."
He signed a loan agreement with Yin Yuan and took Yin Yuan to the bank to transfer a two million loan.
Yin Yuan received a call from Huang Zhongchun that afternoon.
"Hello, Mr. Yin, is there any hope for the loan we agreed on years ago? Have you returned to Jiang Ming's company now?"
I knew it was still something he couldn't forget.
Yin Yuan said: "I have arrived in Jiangming. I have several million funds in my account. If you have time, come to me in Jiangming."
Huang Zhongchun said excitedly: "Tomorrow I will go across Jiangming with the finance section chief to find you."
Several leaders in the mine are showing off their skills to find ways to get loans. Yin Yuan found his way because he and Pan Nianzu are fellow villagers. His ability to get loans also shows his energy.
Naturally, I will not give credit to other mine leaders.
On the eighth day of the Lunar New Year, several units started work, and each employee received a start-up red envelope, 50 yuan for ordinary employees and 100 yuan for foremans.
Several young people from Gucheng Village came over. Three of them were willing to become apprentices with the decoration masters. Two of them were unwilling and went to work in the building materials factory.
Yin Yuan asked Yang Jinlan: "What do you two do at the county food company?"
Yang Jinlan said that when she worked for the county food company, she started as a salesperson in a store and was later transferred to the office to be responsible for accounting work.
Her cousin has been working in store sales and responsible for material statistics.
Yin Yuan knew that the building materials factory had not recruited suitable accounting staff a year ago.
Wu Meijuan had taken leave years ago to have a baby.
If Yang Jinlan has done this job before, she can be put in charge.
Yang Xiaoying can go to the building materials factory to be responsible for material statistics.
After telling them about the salary and benefits, both of them expressed their willingness to go.
Yin Yuan took them to the building materials factory to arrange work.
Pan Nianzu told him that he still had a few orders to rush, and he already had more than a dozen long-term customers.
We received four or five orders for pipe fittings for water supply and drainage projects. The factory started work on the eighth day of the Lunar New Year, and we were required to work overtime until ten o'clock that night.
Chief Li Weimin called Yin Yuan: "Hello, Mr. Yin, I will bring a boss to talk to you about the cement pipe supply contract later, which is the drainage project and cement hardening project in front of Minghua Middle School. The drainage pipe must be at least 4,000 meters long. I want one with a diameter of one meter and a length of 2.5 meters. Mr. Yin, what price do you think you can give?"
Yin Yuan knew that the purpose of his call was to get a piece of the pie.
He said: "My price is 210 yuan/meter below 500 meters, 200 yuan/meter between 500 meters and 1,000 meters, and 190 yuan/meter above 1,000 meters. Your project needs 4,000 meters, so I'll give you the lowest price." .”
Li Weimin said: "You can calculate the shipping price at 210 yuan/meter. Do you understand what I mean?"
Yin Yuan naturally understood what he meant.
One meter costs him 20 yuan, and 4,000 meters is 80,000 yuan.
Let’s start with the supply of materials, and squeeze a little bit of oil out of every step of the work.
"Chief Li, I know how to operate it. Don't worry, but you have to make it clear to the other party that our building materials factory will not default on payment."
Li Weimin affirmed: "Don't worry, this is a key project, and the construction funds are in place. You can accept the deposit first and then start production."
Yin Yuan approached Li Weimin again: "Chief Li, I don't dare to take on big projects. Can you recommend one or two for small projects?"
Li Weimin said that the project in front of Minghua Middle School is obviously going to make a lot of money. I don’t understand why you don’t dare to take it?
I’ll come back to you if I find a suitable project in the future.
Soon, Li Weimin brought an engineering boss to the building materials factory.
The project boss turned out to be Chen Guangming from Jianxinhui Office Building.
"Mr. Chen,
Oh it's you? "
Yin Yuan was surprised.
"Boss Yin, do you own this building materials factory?"
Chen Guangming was also surprised.
This young man is very capable and has opened a decoration company, a construction company, and a building materials factory.
Although Yin Yuan is an acquaintance with Chen Guangming, the price is also indispensable.
With Li Weimin's pressure, he couldn't go anywhere else to get the goods.
Within the urban area of Jiangming, except for a building materials factory in Du Ruan Town that produces water pipes, he is the only one producing them here.
The price of cement pipe making in Du Ruan Town is the same as his, but the cost of going to Du Ruan Town to get the goods is more expensive than here.
The quality is not as good as here.
Yin Yuan took the two of them to a cement pipe manufacturing factory not far away. They saw finished cement pipes of various specifications piled up into a hill.
After inspecting the finished product, Chen Guangming thought the quality was reliable, so he paid a deposit and ordered 4,000 meters of cement pipes with a diameter of 80 centimeters.
Pan Nianzu told Chen Guangming: "The 500-meter cement pipe can be delivered in one week. We will deliver it in several batches and strive to deliver the goods in three months."
Chen Guangming thinks it will not be affected.
It takes him several months to dig a trench with an excavator.
This project may not be completed in one or two years.
He believes that the completion time of a project worth tens of millions must match, otherwise professionals or relevant units can see it at a glance.
After Li Weimin and Chen Guangming left, Yin Yuan also thought about calling Chen Guangming to make him aware of the risks of taking on this project.
But think about it and forget it.
No matter what you say, he will think you are trying to pry him off.
Because you also have a construction company.
Just be yourself. Although he is supplying goods now, as long as the quality of the goods he supplies is guaranteed, it will not affect you if he is investigated in the future.
He told Pan Nianzu that the quality must be guaranteed, and there must be no quality problems in such a large project.
At ten o'clock the next morning, Huang Zhongchun and Liu Youpeng, the mine's financial section chief, found him.
It turned out that they took the sleeper car from Yuyang last night and arrived in Jiangming at around nine o'clock this morning. They called Yin Yuan and picked them up at the bus station.
Yin Yuan took them to the villa.
"Would you two go take a hot bath first, have lunch and then take a nap, and then go to the bank to handle the transfer procedures tomorrow?"
Huang Zhongchun and Huang Zhongchun looked at the exquisitely decorated villa in front of them and looked at each other with mixed emotions.
A mining technician in a working area became a wealthy boss in just one year. He lived in a big villa in the prosperous Jiangming City and drove a luxury car.
Huang Zhongchun said: "There is a train back to Yuyang at 9:30 tomorrow at the station. Anyway, it is a sleeper car, so you can sleep on the way. We will go to the bank to transfer the money in the afternoon, and we can find a hotel room outside tonight. .Why bother you at your house again?"
Mom and dad went out to buy groceries and came back.
Yin Yuan introduced Huang Zhongchun to them.
"The two mine leaders from Qishan Mine didn't come here specifically to ask you to go back to work, right?"
Dad asked doubtfully.
Yin Yuan explained: "I am just a small technician at Qishan Mine. It is not that important. I can find someone to replace me at any time. Besides, I have resigned and even moved my household registration. They will definitely not come to me." Go back to work. I have a business to discuss with them."
There was no need for him to tell his parents about the two million loan to Qishan Mine. After all, their ideas were still stuck in their previous thoughts and it would be very troublesome to explain.
Mom enthusiastically brought a fruit box to entertain Huang Zhongchun and the two.
She also told Yin Yuan to remember to pick up Tingting and come back for lunch. She had already stewed the turtle soup.
Wanting reported to the hospital a few days ago, and the director only had to work the morning shift to take care of her, not the evening shift.
Responsible for some lighter tasks.
Now her family doesn't trust her to ride a motorcycle on her own.
In class, Yin Yuan picks him up every day.
Yin Yuan and Huang Zhongchun said, "You two sit at home while I pick up my wife from get off work. She is a doctor at Xinhui Hospital not far from here."
After he left, Huang Zhongchun said to Liu Youpeng with emotion: "Look at Yin Yuan, he has become a rich man from nothing in one year. If he works as a mining technician in Qishan Mine, he will not be able to work until he retires." Maybe in the city of Jiangming, I can afford to buy a villa, drive a luxury car, and marry a wife who is a doctor."
Liu Youpeng agreed.
"You said that this situation in Qishan Mine is also an opportunity for some people. Like Yin Yuan, if he hadn't laid off young employees without pay because of Qishan Mine, he would not have had the opportunity to come to Jiangming. In that case, he would I can only work as a mining technician in Qishan Mine. If I can build a good relationship with the leader, I can become a cadre. But what if I get to Lao Li's position? Lao Li doesn't have the conditions of Yin Yuan now..."
At this time, the two of them could discuss the affairs of several key cadres of Qishan Mine without restraint.
"Old Huang, I heard that Dr. Du from the Workers' Hospital, who was Lao Li's old lover, has now come to Xinhui Hospital. It was that Huawei who said it."
Liu Youpeng lowered his voice and said, "It was Yin Yuan's wife who came forward to transfer her because his wife's uncle is from the Health Bureau."
Huang Zhongchun said of him: "I never get involved in discussions about this kind of thing, nor do I speak ill of others behind their backs. I suggest you do the same."
Liu Youpeng said with deep understanding: "So, Brother Huang, you are the evergreen tree of Qishan Mine. The mine manager has changed as many times as he can, but you are still in that position."
"I don't have any bigger ambitions. I will retire after a few more years of work. I don't want to offend anyone, so others don't bother to care about me."
At this time, Yin Yuan drove Lin Wanting back home.
Wanting had met the two of them before when she was an intern at the workers' hospital. Several mine cadres, even if they were not sick, would often go to the hospital to ask the doctor to prescribe some medicine, check several times, and get some supplements to take back to maintain their health.
She greeted them politely.
Of course, she also knew the reason why the two of them came to Jiangming to find Yin Yuan.
After lunch, Yin Yuan sent his wife to the hospital for work at 2:30.
Only after returning home did he and Huang Zhongchun sign a loan agreement.
The 30 tons of tungsten concentrate in the reserve are used as collateral.
At present, high-purity tungsten concentrate costs more than 70,000 yuan per ton, and 30 tons of tungsten concentrate is worth more than 2.6 million yuan.
They bet the deposit certificate of 30 tons of tungsten concentrate on Yin Yuan.
Yin Yuan took them to the bank and transferred a huge sum of two million to the Qishan Mining Company account.
Inviting them to stay in the villa that night, the two refused to say anything.
"We'd better stay in a hotel. The expenses can be reimbursed. Besides, it's our first time in a Guangdong city and we want to go shopping in the evening."
Huang Zhongchun told Yin Yuan: "In two months at most, the reserve center will transfer the payment. The head office has already sent the documents and encourages the eight subordinate mines to grit their teeth and survive these two months, and the future difficulties will be solved. "
He also sincerely said to Yin Yuan: "Thank you for your trust in me. Several leaders in the mine were so busy with the loan that they didn't even think about it. You helped Qishan Mine at a critical moment."
Yin Yuan said: "Qishan Mine is a state-owned mine. After all, the family's wealth is there, so we are not afraid of not paying back the money. Besides, your Uncle Huang is here, and others don't know it, but you, Uncle Huang, can still be trusted."
In the evening, Pan Nianzu was notified to come and accompany them to a restaurant for dinner. After all, he and Huang Zhongchun were from the same village.
An owner of a plastics factory contacted him.
"Hello, Mr. Yin, I heard in the industrial park that you still have three acres of land that can be transferred. I would like to ask what the transfer price is now?"
Yin Yuan told him truthfully: "It's not just three acres, it's almost four acres. If you don't believe me, you can go measure it on the spot. If you want it all, I'll pay me 750,000 and I'll transfer it to you. If you don't want it, forget it."
He didn't want to bargain, because to add cement pipe manufacturing, the building materials factory couldn't use the two acres of land, so he used another two acres of land to build a metal shed.
There are more than three acres of land left, maybe not much more
There are now new projects to invest in.
But if someone wants it, he might as well sell it. The shoe factory owner spent 600,000 yuan to buy three acres last time. With the 750,000 yuan this time, he has already made 150,000 yuan, not to mention that he still uses 2 acres. , the construction company also used three acres.
It is equivalent to doubling the profit.
This profit is higher than opening a factory.
The owner of the plastic factory hesitated for a moment and said, "Then you come over to the site and I will measure the actual area."
So he said to Huang Zhongchun and Huang Zhongchun: "There is a plastics factory owner who wants to buy my land. I will go over and talk to him now."
"Let's do this. I'll ask Pan Nianzu to come and accompany you to a restaurant for dinner. I'll pay the bill. Nianzu and Huang Kuang are still fellow villagers."
Huang Zhongchun said politely: "We should treat you to dinner, there is no reason for you to treat us."
Yin Yuan said: "When you come to Jiangming to find me, I will definitely do my best to serve as a landlord. You can invite me again next time I go to Qishan Mine."
He called Pan Nianzu and asked him to go to Jiangming Hotel to entertain the Huang Mine Director and the two of them for dinner. He was going to Waihai Industrial Park to discuss land sales with a plastics factory owner.
Soon Pan Nianzu came to Jiangming Hotel.
Huang Zhongchun asked Pan Nianzu out of curiosity: "Yin Yuan said he was selling land, where did he get the land?"
Pan Nianzu told them: "He purchased twelve acres of land at one time from the management committee and obtained legal procedures. Of course he has the right to transfer it."
Liu Youpeng asked: "How many times did he buy the land in these industrial parks per acre, and how much does it cost per acre to sell it now?"
Accountants are more sensitive to numbers.
"At that time, he spent 1.2 million on 12 acres. I remember he got a loan from a city defense deputy captain. The last time I sold it to the shoe factory owner, he asked for 600,000..."
Liu Youpeng said in surprise: "Yin Yuan is really talented in financial management. He didn't spend a penny of his own money. He borrowed other people's money to lay eggs and made more than one million by changing hands. No wonder he got rich so quickly!"
