We arrived in Yuyang County more than two hours later.
Pan Nianzu's brother-in-law's home was only a few kilometers away from the county seat, so Yin Yuan simply drove them to Sesame Oil Village.
The car can only drive under the big banyan tree at the entrance of the village, but cannot cross the small bridge.
Yin Yuan said to Pan Nianzu: "The two of us will not go in with you. We will go back to Yuyang to rent a room for one night, and then return to our hometown tomorrow."
He said to his sister: "You and Nianzu should celebrate the New Year here. After the New Year, go back to see your parents. On the seventh day of the Lunar New Year, go to Jiangming."
Lao Pan invited the two of them to sit at his son-in-law's house.
"My son-in-law has separated from his parents. He has built his own house. He doesn't live with his parents like before."
Yin Yuan said, "No, it's not early now. It's convenient for us to drive back to the county town."
When he was reversing to leave, he saw Pan Nianzu's brother-in-law and sister walking from the opposite side.
I was very happy to see my brother bring his girlfriend home.
It was Hongmei's eldest brother and sister-in-law who drove away in a car on the opposite side. They also blamed their younger brother for not keeping him.
Pan Nianzu said to his brother-in-law: "Even if your family can live in it, it is very risky to put Brother Yin Yuan's car under the big banyan tree opposite. If his car worth hundreds of thousands of dollars is scratched by the people in your village, it will be very risky." It’s a big headache.”
He knew that the villagers in Sesame Oil Village were all thorny, and that many young people were doing deception and abduction outside.
Not many people make a legitimate living.
Many people in society are not easy to mess with. If you put a luxury car under the banyan tree at night, someone might take off the wheels of your car at night.
Back at the brother-in-law's house, the brother-in-law and Pan Nianzu learned about Hongmei's eldest brother's business in Jiangming, and also learned that her eldest brother asked him to manage the building materials factory.
"Nianzu found the right way to go to Jiangming this time. I will work hard with your uncle and I will make a fortune soon. If I have the opportunity, I can take your brother-in-law out to work and make money." My sister Nianlan is also happy for her brother.
"There are two useless Nian Shengs. After they give birth to this child, let them go to Guangdong with you to work."
The brother-in-law said disdainfully: "A lazy person like Niansheng is willing to work in a factory?"
Pan Nianzu learned from his sister that his younger brother was also wandering around the society with his brother-in-law and others, making a living by selling fake medicines and defrauding people of their money.
He advised his brother-in-law: "It's better to find a serious business. I won't talk about the past. Anyway, you are not short of capital now. Brother Yin Yuan said that now is the best year to open a store and start a company. As long as you do it seriously, you can make money in any business.”
My brother-in-law has been making a lot of money in the past few years and is very prosperous. How could he listen to his brother-in-law's advice and start a serious business?
He once asked Pan Nianzu: "Being a worker only earns 200 to 300 yuan a month. Why don't you join me in the world and earn more than 200 to 300 yuan a day? It is said to be an iron rice bowl. Even if you marry a wife, it is not enough to support the family."
Now, when his brother-in-law told him that he had made tens of thousands of dollars in three or four months, he felt a surge in his heart.
It seems that Boss Yin just now is still a capable person, and working with him will definitely make money. ..
He let his father-in-law and mother-in-law, Nianzu and Hongmei celebrate the New Year at his home, even if he lives in his own home in the future.
The son-in-law is also half a son.
My father-in-law’s monthly retirement salary is several hundred, which is more than enough for the couple’s expenses.
Lao Pan said: "It will definitely be impossible for the two of us to live with you in the future. Tomorrow we will go back to the village and rent Uncle Lan Gui's old house."
Of course, Pan Nianzu didn't want to celebrate the New Year at his brother-in-law's house. He knew that his brother-in-law was a calculating person and often cheated his parents out of their money in the name of running errands.
When this person deceives others, he doesn't recognize any relatives in his heart.
He told Hongmei privately about his brother-in-law's behavior and warned her to beware of him.
Hongmei also said about him: "My brother-in-law, he won't harm you, right?"
But during dinner, when her brother-in-law was telling Nianzu that he could use money to invest in a certain business and earn several times the profit in a short period of time, she agreed with Nianzu's words.
Her father and uncle were both involved in pyramid schemes, and her eldest brother told her about the various deceptive tactics used by pyramid schemes and the final results.
She said firmly to her brother-in-law: "Nianzu will definitely not do any other business. As long as he seriously manages the building materials factory with my brother, it will be better than any other business."
Pan Nianlan also told his brother not to listen to your brother-in-law's deception.
That night, Yin Yuan returned to Ouyang Building in Yuyang County and asked for a single room with a large bed.
He even offered to help his wife rub her back.
"You're so full that it's hard for you to bend down. I'm going to wipe your back and wash your hair."
In order to avoid catching a cold due to wind and cold, turn on the air conditioner in the room to a suitable temperature.
Put in hot water.
Wash your hair, take a bath and rub your back...
The big brother on the desk outside rang.
After putting on his clothes, he came out and answered the phone.
It was Huang Zhongchun calling.
"Hello, Uncle Huang, we are now in Yuyang County. We are staying here in Ouyang Building. What can I do?"
Huang Zhongchun said: "It was Li Kuang who talked to you about the loan from a private boss. He asked me to confirm with you how sure I am of it?"
He explained: "Because the funds for next month's expenses have not yet been received, it may take three or four months before we can expect to receive money for the products sent to the reserve. Therefore, in the first half of next year, several large mines of the company will If we want to maintain normal production, we urgently need to solve the funding problem. Now the Eight Immortals are crossing the sea to show their magical powers. Whoever has the connections to get loans will be the capable person of Qishan Mine."
Li Jingui learned that Huang Zhongchun and Pan Nianzu were fellow villagers, and Pan Nianzu's current girlfriend was Yin Yuan's sister.
With this relationship, he believed that if Huang Zhongchun had more contact with Yin Yuan, he would have a better chance of getting a loan.
Yin Yuan asked him: "How much money does the Qishan Mine require per month to maintain normal operations?"
Huang Zhongchun said: "With 1 million, we can operate normally. Besides, customers occasionally come to place orders. Don't worry, the loan operation is only temporary. The goods brought to the reserve center now and purchased at a conservative price are worth at least tens of millions." , when the money arrives in your account in three or four months, you can pay off all the debts and interest. Now when you take a private loan, there is collateral, so there is no risk."
Yin Yuan, who had experienced his previous life, naturally knew that what he said was indeed true.
Not only Qishan Mine, but also several other large mines are in the same situation.
It won’t be until the second half of next year that things can basically recover and normal production can resume.
He thought: Cheng Bin, a few people from the city defense team, all have millions in bank deposits, and the annual interest rate on bank deposits is only eight or nine points. Qishan Mine has 30 points here, how many times the increase. Will they not be tempted?
There is also Huang Guanyuan. He has more than tens of millions of spare funds on hand. If it is guaranteed, it is no problem to ask him to borrow millions.
Even Wanting's cousin who runs a garment factory must be rich.
He said firmly: "It shouldn't be a big problem to borrow several million, but they are in Jiangming. I will go to Jiangming after the Chinese New Year and discuss with them. But then, how will I go through the procedures and transfer the money?"
Huang Zhongchun said excitedly: "This is easy. Chief of the Finance Section, go to a major leader in the mine, take the official seal and the inventory certificate of the reserve center, go directly to Jiangming, and then go to the relevant bank to transfer the money, or call a third party to certify. OK."
Yin Yuan said: "I will go to Jiangming after the seventh day of the Lunar New Year. Please contact me then."
Wanting was standing by and understood what was going on.
"Aren't you afraid of helping them get a loan? If they don't pay it back, will it be difficult for you as a guarantor?"
Yin Yuan said: "I don't need to be a guarantor. The annual interest rate is 30%. With such a high interest rate, it's not too much for me to get some profit from it, right?"
"You want to borrow money from them and then lend it to Qishan Mine?"
"My wife's financial acumen is getting better and better."
He smiled and said: "You can rest assured that Qishan Mine was once a state-owned secondary enterprise, and tungsten is a rare mineral. Although it is now sold at a free price. But the relevant departments are now beginning to pay attention to this issue. I believe it.
There will be a big change soon, so there is no risk at all in giving them private loans. "
Although Wanting didn't have the same confidence as him, she chose to believe in Yin Yuan.
No one can think as fast or as far as he does.
Everything he thought about finally came true.
Otherwise, he would not have been able to make millions in a short period of time.
Yin Yuan thought for a while and called Cheng Bin.
"Brother Cheng, can I discuss something with you?"
"If you and I have anything to say, feel free to say it without covering it up."
"Well, I want to expand my business after the Chinese New Year, but my money is a little tight. Brother Cheng, can you lend me some money? I can turn it over in half a year at most and pay off the interest and principal at once."
Cheng Bin coughed twice and said, "I told you last time that if you want to raise funds, you can ask for it, but you can't believe it. Who else can you trust?"
Yin Yuan said: "I won't let you suffer any loss. The bank has a one-year term and the annual interest rate is 10.38%. I'll give you 13% for a half-year loan. Do you think it's okay?"
Cheng Bin said happily: "No problem, how much do you want to borrow?"
Yin Yuan thought: Huang Chonggui can easily lend two million, Cheng Bin must be more, not less.
"Two million should be enough."
He said: "When we started a construction company, Huang Chonggui and I also borrowed two million at an annual interest rate of 13%."
He is not afraid to tell the truth to Cheng Bin.
Because we are all together, we definitely can’t hide it if we want to.
At the same time, it can also block the mouth of Youyou.
Although I, Yin Yuan, have accomplished so many things, I did them all with loans.
Cheng Bin said, "Okay, if you come across Jiangming after the new year, I will transfer the money to you."
Now that Cheng Bin has two million, there is no need to ask Huang Guanyuan, or Guo Yiming and the other two squad leaders for the time being.
The next day, Yin and Yuan had breakfast, checked out of the room, and were about to drive away.
A young man with unshaven beard stopped him.
"Are you Brother Yin Yuan?"
Yin Yuan nodded and said: "I am Yin Yuan, who are you? Do I know you?"
The visitor had a torn jacket with two holes on the shoulders, and a few patches of white psoriasis on his neck and wrists, which looked shocking.
"Brother Yin Yuan, I am Pan Niansheng and Nianzu is my brother. I went to my sister's house last night and heard from my brother and sister that you and your sister-in-law were staying in a hotel here. My sister boiled some red eggs and asked me to bring them to you. .”
He handed one plastic bag of boiled eggs dyed red and the other plastic bag of boiled peanuts into Yin Yuan's hands.
Wanting felt a little tired when she saw the psoriasis on his body, so she quickly took the car keys and drove to the underground parking lot.
Yin Yuan said: "You don't have to be so polite."
Pan Niansheng said: "I heard from my brother that your business is very big. I can't leave now, otherwise I will go to Jiangming to work with you."
He also scratched his neck and grabbed a handful of his scalp. Yin Yuan saw dandruff flying in front of his eyes, and he subconsciously took a step back.
Pan Niansheng also smiled awkwardly.
He realized that it was his psoriasis that aroused the other person's dislike.
Yin Yuan still took the two plastic bags from his hand and said, "Thank your sister and brother-in-law for me. Let's go back to Pingxiang City now."
When Pan Niansheng saw Yin Yuan turning around to leave, he knew that if he didn't speak, he would leave.
He hesitated and said: "Brother Yin Yuan, can you lend me some money? Now my wife and I are hiding our plans and renting a house in the suburbs. We have to avoid those people and don't dare to find anything to do. Now I and my wife My wife has trouble eating, and she gave birth soon, but she doesn’t have any money in her pocket. Can you?..."
Yin Yuan suddenly felt as disgusting as when he drank water and a fly was in the water and he drank it into his mouth.
Am I familiar with you?
Both brothers were born to the same parents, so why are the differences so obvious?
Pan Nianzu was polite and courteous in everything he said and did, and his appearance was also very good.
Is clean and tidy.
And this younger brother Chun Chun looks like a scoundrel.
I don’t know what he was thinking, but he asked me to borrow money as soon as they met.
He said firmly: "No. It's just the first time I've met you, so I can't say we know each other. I don't know if you are Pan Nianzu's brother. Even if you are, I have no obligation to lend you money. Besides, although you are borrowing , but I am from out of town, how can you pay me back? You should borrow money from an acquaintance, not a stranger."
He stuffed the cooked eggs and peanuts back into his hand: "Since you can't even eat, take these eggs and peanuts back and you can have a full meal."
He strode away.
Wanting was waiting for him in the car.
"He said he was Pan Nianzu's younger brother? Why does his younger brother look like this? He doesn't look like the two brothers at all? It's a good thing that Hongmei won't stay in her hometown from now on, otherwise she will be miserable for the rest of her life. I can be sure that his wife must also look good. It's relatively ugly, otherwise with his appearance, there would be no woman willing to marry him."
Yin Yuan said: "He brought cooked eggs and cooked peanuts, saying that his sister asked him to bring them in, but I didn't accept them. Not to mention eating them, I felt uncomfortable standing next to him. His dandruff and psoriasis were like snowflakes flying. Same. I still smell of cigarette smoke and sourness. I probably haven't taken a shower in half a month.
You call it weird or not, but he actually asked me to borrow money. "
Wanting also felt incredible.
"I can't even believe it. He is Pan Nianzu's biological brother."
At this time, Pan Niansheng, who was outside the door of Ouyang Building, also looked confused.
Isn't he my sister-in-law's eldest brother? And he is such a rich boss.
He agreed to marry his sister to his brother, and he was also kind to his parents. He even sent them to his brother-in-law's house last night.
But how could he refuse to borrow some money from him?
He thought it wouldn't be a big problem to borrow one thousand two thousand.
