Shao Xi and Taihe Trading Company have been moving very frequently in recent days. After all, Taihe Trading Company needs help for the recent money turnover.
Shopkeeper Cao suddenly sent someone to look for him today. I wonder what happened? Is there a money problem?
When Shao Xi and his clerk arrived at Taihe Trading Company, shopkeeper Cao was waiting in front of the door. Seeing Shao Xi's arrival, Shopkeeper Cao looked happy, and after the ceremony, the two of them went to Shopkeeper Cao's room.
"I want to congratulate Mr. Shao. Mr. Shao has made a lot of money now!"
Shao Xi didn't react for a moment. The bookstore had just been opened for a few days. Although the business was good, it couldn't be said to have made a lot of money. Shopkeeper Cao suddenly said this. I don't know what he meant? Shao Xi was stunned for a moment.
Shopkeeper Cao couldn't help but smile when he saw Shao Xi's expression, and quickly explained to Shao Xi: "Did you forget, Master? More than a month ago, when Master first arrived in Daliang City, he consigned a lot of Sky Eye Stones and Yunxia Glaze to me. Pearls and 'Fairy's Tears', now these consignment items have been sold, and all the money has been accounted for. I invite you here today to hand over the proceeds from the sale to you!"
Shao Xi suddenly remembered that he had been so busy recently that he had forgotten such a big thing. If all the items he consigned at Taihe Trading Company were sold, it would be a considerable income. However, too many things had happened recently, and his mind had been drawn elsewhere, and he had forgotten all about it. Really confused.
He knew in his heart that this must be a considerable amount of income, but Shao Xi couldn't help but asked curiously: "Now that they have all been sold, how much is the total income from the sale? Just now, shopkeeper Cao said that he made a lot of money. I don't know. How big is this sum? I'm really looking forward to it, after all, it was all my family fortune back then!"
Shopkeeper Cao raised his head and smiled after hearing this, and said to Shao Xi with a hint of ridicule: "Young master is now in the fourth rank of the official residence, and has cooperated with the royal family to open a papermaking workshop, printing room and bookstore. Although he dare not say that he will be rich in the world in the future, he can also It is said that this is the richest capital in Kyoto, so I am afraid that this money will not be worth mentioning in the eyes of the young master in the future, but since the young master consigned it to us at the beginning, the proceeds from the sale should be handed over to the young master today."
With that said, shopkeeper Cao turned around and took out a thick stack of banknotes from the cabinet behind him and placed it in front of Shao Xi.
"Mr. Shao, here is all the income from the consignment of the young master with us. The specific unit price of each item sold, the total price of a single item, the average price and the total price of all items sold are recorded on this document. .”
After speaking, shopkeeper Cao handed over another receipt recording the price, and Shao Xi took it in his hand and looked at it carefully.
The price of a single sale of Sky Eye Stone, Glazed Bead, and "Fairy's Tears" is different, so it seems to be of little significance. Just look at the average price of each type.
In addition to the proceeds from the first sale, which were taken away by Shao Xi, there are a total of thirty-six Sky Eye stones left on consignment at Taihe Trading Company. The average price now sold is seventy gold per stone, and the total price of all the stones sold is two thousand five hundred and twenty. Ten gold; four pairs of Yunxia glazed beads, each pair sold for an average of five hundred gold, a total of two thousand gold; two "Fairy Tears", each sold for an average of nine hundred gold, a total of one thousand eight hundred gold, all The total price of the items sold was six thousand three hundred and twenty gold.
Due to the previous letter from the shopkeeper Zhang Huanzhi, no commission was charged on all consignment items, so all the 6,320 gold were handed over to Shao Xi.
After Shao Xi repaid the thousand gold he borrowed from Taihe Trading Company last time, he still had 600 gold in hand. Because all the expenses for purchasing the property, slaves and maids were paid by Taihe Trading Company, Shao Xi has been paying for it this month. Gun'er didn't even use fifty gold. He just took out one hundred gold to redeem the pawned items for the two wives and advance the working capital of the workshop, so he still had four hundred gold in his hand from the previous six hundred gold. More than one hundred and fifty gold pieces have remained untouched. Including the current six thousand three hundred and twenty gold pieces, the total is more than six thousand seven hundred and seventy gold pieces.
What is this concept? Let’s put it this way! The total annual salary of a first-rank official in the current dynasty is only 168 taels of silver. The amount of silver in Shao Xi's hand is 67,700 taels more than the 400-year salary of a first-rank official. It was more than 500 taels in total, and now he is a billionaire. This is just a drop in the bucket compared to his future income from opening bookstores throughout the Jingyuan Dynasty.
So now think about the luxurious life of those dignitaries, officials and merchants, and then think about the common people who work hard all year round for a few taels of silver just to support their families. What a strong contrast it is, and what a great irony!
The difference between Shao Xi and them is that all this money is earned by his own ability, rather than by plundering the people's wealth and feeding the people, so no matter how much it is, it is spent with peace of mind.
Looking at the large stack of banknotes in front of him, Shao Xi felt a little dazed for a moment.
Now that he is both an official and a businessman, he holds a lot of money in his hands, and he is doing business in cooperation with the royal family. Isn't this the completion of a class jump? Looking back, I think back when I was working as a security guard. For a monthly salary of 3,000 yuan, my superiors made things difficult for me. Now, if anyone dares to speak louder, they will be beaten to death with money.
But at this time, Shao Xi began to worry again. This person is worried when he has no money, and he will also be worried when he has more money. What he is worried about is what to use so much money for?
Shao Xi never thought about living a luxurious life. Money is enough, but too much becomes a burden. Do you just have to keep it at home and count money every day?
Some people may think that they can be used to invest and make more money! But the question is what happens after you make more money? Reinvest and make more money? If a person is only busy for money in this life, wouldn't he really become a slave to money?
Shao Xi likes money, really likes it! But he has not reached the point where he loves money as much as his life. As long as the money in his hands is enough, he thinks he should do something with the extra money.
Although he will do good deeds, he will not blindly throw money around. It is better to teach people how to fish than to teach them how to fish. It is better to help others solve their long-term difficulties than to help them solve their immediate difficulties.
So he plans to save this money first and use it to do big things in the future.
Shopkeeper Cao seemed to have seen Shao Xi's thoughts at this moment, and suggested at the right time: "Such a large amount of money is not enough to spend at home. It is better to keep it in our Taihe Trading Company. Our business is in all walks of life in Jiuzhou." It is related to the fact that the amount of money required for daily turnover is very large. If we only rely on our own bank funds, we will often be short of money. Therefore, our bank has set up a bank for many years and adopts the method of turnover using bank loans. The master deposits the money in Taihe Commercial Bank. You can make a profit of one penny every year. The more you save, the more profit you will earn at the end of the year. If you don’t want to save it, you can withdraw it from our bank at any time and there will never be any arrears.”
Shao Xi heard that there was such a good thing! Isn't this a bank? And the annual interest rate is still 10%! If these six thousand gold were deposited in Taihe Commercial Bank, the interest alone would amount to more than six hundred gold in one year. This is a winning rhythm!
"Shopkeeper Cao, in addition to the profit of one cent of the principal bank during this year, if the profit is not taken away at the end of the year, will it be recorded into the principal bank of the next year?"
In fact, what Shao Xi wants to know is whether the interest is calculated as simple interest or compound interest. If the interest can be compounded, he will save for ten or eight years without having to do anything.
Shopkeeper Cao is so shrewd. As soon as Shao Xi asked him, he knew what Shao Xi was thinking, but he still shook his head and said: "No, after the principal and interest liquidation at the end of each year, the interest will be calculated again based on the original principal. The bank will keep the profit generated until the young master comes to take it away."
"Oh, it turns out it's simple interest."
"The simple interest calculation that the young master mentioned refers to the interest settlement method currently used by our bank?"
"That's right. It seems that your bank is very smart! You can't even take advantage of such a small advantage here. It's really a prudent plan."
"Hahaha! The young master is joking. As the young master said, calculating the profits in this way can indeed save some interest, but the most important thing is that it will be much more convenient when calculating the profits."
Shopkeeper Cao paused for a moment and said to Shao Xi in a sincere tone: "With your talents, you can make huge profits in papermaking, printing and opening bookstores. The money you have now can be deposited in our bank." It will be used for emergency purposes when encountering difficulties in the future. Sir, please rest assured that when the young master needs this money, even if our bank is short of funds, the villain will do everything possible to hand it over to the young master. Young Master If you are kind to the big shopkeeper and have friendship with the villain, if the master can give you a peach, the villain will naturally know how to repay you with plums."
This is no longer simply to attract deposits for Taihe Trading Company. Shopkeeper Cao said this because he was putting himself in Shao Xi's shoes.
Such a large amount of money is deposited in Taihe Commercial Bank to make annual profits. If Shao Xi is not short of money, he can put it there. If one day he encounters an embarrassing situation, this money can indeed be used as a last resort.
"So how much does Shopkeeper Cao think I should deposit? Should I deposit it all in your bank?"
Shopkeeper Cao thought for a moment and replied: "Young Master, here is 6,320 gold. I believe that the 600 gold that Young Master took away has not been spent. Why not add another 180 gold to make up 6,500 gold?" A hundred gold is enough. After all, the young master has done such a big business now, so he needs to keep some money on hand for temporary turnover."
Shao Xi habitually put his thumb on his chin and calculated secretly in his mind. He deposited more than 6,770 gold into Taihe Trading Company and deposited 6,500 gold. He still had more than 270 gold in his hand. It’s enough for everything, but if it’s really not enough, the old boy, the emperor, will be at the bottom! If you don't have any more money, ask him for it.
Thinking of this, Shao Xi readily agreed.
Shopkeeper Cao hurriedly called the accountant to count and verify the banknotes, and then issued Shao Xi a special bank deposit receipt from Taihe Commercial Bank to prove the amount, date, interest rate, and principal of the money Shao Xi had deposited in Taihe Commercial Bank. The promise of silver always available.
After the document was opened, the seal of Taihe Trading Company and the private seals of shopkeeper Cao and the accountant were stamped.
From this moment on, Shao Xi has become one of the few wealthy people in Daliang City.
