Huang Liang lay trembling on the ground, with countless thoughts flying in his mind.
What do officials mean by these words?
Are the officials trying to beat me up? Or are you encouraging me?
He let out a long breath, then gritted his teeth and said to himself: "It's a gamble!"
The Fujianese people of this era are already very fond of gambling.
Their brains are also very flexible!
That’s why so many business innovations appeared in Fujian and so many Jinshi were born.
Yes, under the current situation of the Song Dynasty.
In fact, the number of Jinshi scholars is directly proportional to whether the economy is developed or not.
Except for the freak in Kaifeng Prefecture, you can find out by sorting out the list of imperial examination scholars and the birthplaces of the governors over the past dynasties.
In the Song Dynasty, the places with the most Jinshi were concentrated in Huaihe, Zhejiang, Fujian, and Jiangxi.
A large number of governors also came from these areas.
These places are all areas with developed economies and prosperous business atmosphere.
Why these places?
Because of developed commerce, people in these places can cultivate a large number of scholars.
This, in turn, feeds back into the local education industry.
A large number of academies and academies sprouted everywhere, making it easy for scholars to travel and socialize.
This creates a continuous positive cycle.
Fujian, for example, has developed from the imperial examination and the five dregs in the early days of the country to now, and it has become the strongest imperial examination in the world.
The number of Fujian scholars in the official circles of the Song Dynasty was increasing.
And people in other economically underdeveloped areas cannot even read safely.
A typical example is Zhang Zai.
When Zhang Zai was young, he once decided to join the army!
Why?
Because in Shaanxi at that time, there was no room for even a desk for quiet reading!
Even today, this is still the case in various military prefectures in Shaanxi.
As a result, the candidates who passed the examination in Shaanxi could not win the exams in Bianjing compared to those from other places.
The number of Jinshi in Shaanxi ranked last in the entire Song Dynasty.
It may even be worse than Guangdong and Guangxi, which have always been regarded as fearful.
This is the impact of the economy on education.
The more investment, the stronger the education, and the stronger the education, the more investment.
After making up his mind, Huang Liang put aside his other emotions and hesitations. He bowed his head and bowed again: "The official taught me a lesson!"
"If it's not the officials who make the mistake, it could lead to great disaster for the common people."
"The common people are afraid... they dare not deceive the officials. The reason why the common people set out to do this money-making business is because they have no ambition at all. They just witnessed the inconvenience of merchants all over the world in transferring money and silk for a long time. They also tried to read the books of the saints and learned about the teachings of the saints. So I decided to use money to facilitate the world, and use flying money to make it easy for the world to do business!"
This is a big gamble for him.
The bet is that the young official intends to support him.
The evidence is that the officials themselves said that if this matter is done well, it will benefit the country and the people.
So he put everything on the line.
He searched for all the words he could think of to justify his behavior.
But the anxiety inside was extremely intense.
Once the bet is wrong...
Huang Liang knows his fate!
Death is a minor matter, it is the normal scenario to bring harm to the family and bring disaster to the wife and children.
So, after he finished speaking, he lay down on the ground and pressed his head tightly against the cold ground.
Then, he heard a burst of hearty laughter.
"Hahahaha..." The young official in the hall seemed to be clapping his hands and laughing, "Well said! Well said!"
"It is to make it easy to do business in the world!"
"You are a saint, but you still read it."
Huang Liang bowed his head tightly to the ground and immediately said: "The common people's vulgar views and low ambitions make the officials laugh."
The young official stopped laughing, but the joy in his voice still permeated his words, as if what he just said unintentionally made the young official extremely satisfied, which is the so-called 'Long Yan's Joy'.
Then I listened to him say: "This sentence should be made into a flag and placed in front of the Qianyin Shop you open in the future. It should also be painted on the wall of the Qianyin Shop to let people in the shop wait and enter the shop." Everyone knows your ambition!"
Huang Liang immediately kowtowed: "Promise! The common people should remember the teachings of the officials!?
His heart became ecstatic at this moment.
Have you passed the test? ?
Do the officials recognize me?
I hugged the official's lap! ! !
Have I become a servant of the official family? ! ! !
Am I not dreaming?
At this moment, Huang Liang thought of the recent legend in Bianjing City - Sun Ci of Sunjiazhengdian.
From Dr. Liquor to the owner of the main store, he is already a legend.
From being the owner of a small official shop, a merchant who could be manipulated by any yamen in Bianjing City, he suddenly transformed into a "official celebration righteous merchant", and was even considered a big merchant who could write to the emperor.
It only took him three days!
Now, Sun Ci's name has completely resounded throughout Bianjing and beyond.
Even the prince of Jiyang County personally invited him and treated him with courtesy.
The number of foot shops in Sun's Sun Jiazheng store has surged from more than a hundred to nearly a thousand in just one month.
Countless foot shops cried and shouted and defected to Sun Jiazheng's shop.
The foot shop of Sun Jiazheng Store directly covers the entire territory of Kaifeng Prefecture.
There are even legends that there are people in Damingfu and Luoyang who want to underwrite the wine of Sun Jiazheng Store.
It can be said that I make a lot of money.
His family background jumped up in an instant, becoming an idol in the eyes of merchants all over the world, and a contemporary figure like Tao Zhugong.
Now, such an opportunity has come to me?
Huang Liang took a deep breath and suppressed the overwhelming emotions in his heart.
He knew that this was just the beginning.
He needed to work harder, he needed to show his obedience, he needed to satisfy the young official.
Only in this way can he have the opportunity to become the emperor's eagle dog like Sun Ci, and become the emperor's favored businessman in the eyes of the world.
Thinking of these, Huang Liang suddenly felt happy in his heart, and he bowed his head directly and said: "The common people are vulgar people who do not know the laws of the country and do not understand the laws of the court. Your Majesty, please send someone to teach and guide the common people."
As he said that, he immediately kowtowed: "Death penalty! Death penalty! The common people are terrified..."
…
Zhao Xu sat under the curtain in the side hall, looking through the bead curtain at the merchant who kept kowtowing at the door.
"He's quite clever!" Zhao Xu praised in his heart.
This person has a very good sense of proportion.
He knew that he had to take the initiative to ask Zhao Xu to send someone to supervise him, but he also knew that he was not qualified to make such a request.
"Huang Lu actually has such a smart brother." Zhao Xu recalled what Huang Lu did in the court, and then shook his head secretly: "Why isn't he so smart?"
The process of Huang Lu being dismissed as censor Zhongcheng can be said to be very embarrassing.
Because his removal was not due to criticism from the old party.
It was internal strife within the new party.
It was even done by the New Party censors from the censorship station who were dissatisfied with him.
Jian Xuchen blew himself up, shaking his foundation.
Huang Jiang's case made it impossible for him to sit still.
In the end, he had no choice but to petition the county in despair. During the whole process, Huang Lu's response was slow and unresponsive.
In the end, according to the report of the Detective Department, even Zhang Dun, who had never expressed his stance easily, sent someone privately to persuade him to behave more decently.
But then again, Huang Lu's censor Zhongcheng is actually qualified, and can even be said to be excellent.
Let’s not talk about the events in Zhao Xu’s previous life, Yuanyou’s early years.
Simply speaking, what Huang Lu did at Yushitai before and after Zhao Xu woke up in Qingning Palace is enough to prove that he is a capable official.
It was he who took the initiative to detonate the cases of Jian Zhoufu of Jiangxi and Jingbei, the prince of Fujian.
Among them, Jian Zhoufu was even the one he brought down - at that time, it was still the seventh year of Yuanfeng.
Wu Juhou was proud, while Wang Zijing was arrogant.
Thinking like this, Zhao Xu rubbed his hands, and then said to Huang Liang: "Your proposal is very good."
"Qian Yinpu is related to the country and the country, and it should be supervised by the court."
"I will meet with people and write down the money and instructions for you. You should do business according to the instructions."
Huang Liang kowtowed and said, "No!"
His voice was already trembling, trembling with excitement.
"I will meet with you."
"You can rest assured that the people I send will only supervise those things in Qian Yinpu that do not follow the rules."
"You don't have to worry. The people I sent will eat and drink, and even interfere with your normal livelihood."
"I will give you a token, and I will also say hello to the General Secretary. You can write to me at any time, and the General Secretary will not stop you."
Qian Yinpu is not just a bank. Due to its special nature, it can also be a good source of intelligence.
As long as the business gets bigger.
Who has a deposit in Qianyinpu? How much have you saved?
Zhao Xu can know the result in the palace.
In addition, for many expenses in the future, you can also quietly use the money to lead the shop's account.
As for this Qian Yinpu, what should I do if it grows bigger in the future and cannot lose its tail?
This is not Zhao Xu's trouble anyway, or even his descendants' trouble - as long as Qian Yinpu has not turned into one of those super banks in modern human history, monopolizing the country's economic and financial lifeline.
Its threat to imperial power is close to zero.
In fact, it is an emperor who can kill the little shrimps that eat meat at any time.
Hu Xueyan of the late Qing Dynasty, in his heyday, could even supply Zuo Zongtang's army on his own.
But what in the end?
His huge Fukang Yinhao collapsed in an instant.
I even died of despair due to hunger and cold.
Therefore, the so-called Qianyinpu, no matter how it develops, no matter how strong it becomes.
They are also destined to be just tools in Zhao Xu's hands.
Like Huang Liang now, Zhang Liang and Ma Liang in the future are just Zhao Xu's tools.
They can only and must dance with Zhao Xu's baton, they will not have their own will.
Because Zhao Xu's will is their will.
As for why Zhao Xu didn't let the government do this business?
Do you think the Song Dynasty didn’t have enough redundant officials?
And letting the bureaucracy do such things that are extremely sensitive to profits and efficiency will only make a fuss.
In the end, nothing was left behind!
Shiyiwu is the best example!
If it weren't for Zhao Xu's hard work, the late emperor's more than two million yuan of trade debts would have been wiped out!
Even so, until now, there are still a large amount of arrears on Shiyiwu's books that cannot be recovered - those are the money lent to small and medium-sized merchants.
Zhao Xu had nothing to do with the debts owed to these people.
Is it possible to catch them and beat them up? Even force them to pay back the money at knifepoint and gun?
It's okay for one or two people, but it's obviously not good for tens of thousands of people.
Zhao Xu's own personality was about to collapse.
We can only let Kaifeng Mansion post a notice to persuade Bianjing merchants to pay off the arrears of Yiwu.
For this reason, Zhao Xu directly broke the debt.
Not only is the interest completely waived, but those who repay their debt before the end of this year can also enjoy discounts ranging from 10% off, 20% off, and 30% off.
If it is true that "the family is in a difficult situation and the circumstances are truly pitiful after investigation," Cai Jing will be ordered to waive the penalty or even exempt him completely at his discretion.
At the same time, let the Kaifeng government intimidate those who owe debts - starting next year, not only will we not waive interest, but we will also fine those who default on their debts.
But in fact, if others really didn't pay back the money, Zhao Xu would not go after the debt.
because……
The cost of debt collection, under the Song Dynasty system, may even be higher than the debt itself.
Do not laugh!
This is a fact!
Because the subordinates will use their hands to do this, they may even subcontract these things and let local ruffians do this kind of work.
In the end, in order to recover the debt of ten guan, the government may need to spend more than ten guan.
It is also possible to create countless unjust, false and wrongful convictions.
Therefore, Zhao Xu is actually singing an empty city strategy.
They are taking advantage of the people below, who are afraid of the government's "prominent reputation", and at the same time giving small favors to the people to pay back the money.
The effect is actually good!
According to Cai Jing's report, since the announcement, Kaifeng Prefecture has successively received more than 100,000 yuan in debt repayment from the people of Bianjing City.
At this rate, it is estimated that by the end of the year, 70% to 80% of the loans lent by Shiyiwu will be recovered.
Of course, this was the result of Zhao Xu's strict order to Cai Jing, prohibiting sending people to call for payment or debt collection, and only allowing people to take the initiative to go to the government to repay the money.
And this incident also allowed Zhao Xu to continue to gain fame.
As long as before the end of the year, 70% to 80% of the city's outstanding debts will be recovered.
Then, this may become a legend for future generations.
It has even become another brainwashing package of Confucianism.
Maybe there will be a chance to appear in "Reader" in the future and become a myth.
Therefore, Zhao Xu has made up his mind to gradually withdraw the Song Dynasty government from the private commercial field. In the future, the government will only focus on those fields related to national defense and science and technology.
On the one hand, he complied with the call of Shilin and the world - not to compete with the people for profit.
On the other hand, Zhao Xu really couldn't stand the bugs in the Song Dynasty bureaucracy.
There are countless fools like Han Jie who are fooling around in Sichuan, completely ignoring the objective conditions of the market economy!
Of course, for now, we still have to take our time and gradually promote and liberate the market. Opening up the market all at once would be too powerful and would have a huge impact.
It can easily lead to disputes between the government and the opposition, and even party strife.
Still have to take it slow.
Work step by step, step by step, like boiling a frog in warm water, to unlock restrictions and exit the market.
This is why Zhao Xu chose to act as a wise king in front of Sima Guang, showing humility and kindness.
Although Sima Guang's economic theory was outrageously wrong.
But his idea of opposing bureaucratic economy is very correct.
After going through these things in his mind, Zhao Xu said to Huang Liang who was kneeling at the door: "You can go down first."
"I will send someone to contact you in a few days, and you will act according to the order."
"No!" Huang Liang nodded repeatedly and left with excitement, excitement and anxiety.
Today, the author went out on personal matters and didn't get home until almost 9:30 in the evening.
Therefore, tomorrow and the day after tomorrow, four chapters will be updated every day
(End of chapter)