After the food was served and the wine was placed, Gao Donghong drank one first and then said to Zhu Zhiyuan: "Xiao Zhi, the central government has decided to release 4 trillion yuan to stimulate domestic demand."
It was early November, and the official documents from the central government had not yet been released, but senior cadres like Gao Donghong naturally received the news first.
The four trillion yuan that caused countless criticisms in later generations is still here. Zhu Zhiyuan sighed secretly and said: "Good news, cheers."
"It is indeed good news." Gao Donghong also sighed.
For these four trillion, the trolls on the Internet can spout countless tricks in 360 degrees, but for officials like Gao Donghong who need to do things, it is life-saving gospel. If the central government does not let go, it will really not be able to survive. .
But then he looked calm and asked Zhu Zhiyuan: "Xiao Zhi, you said last time that the central government's release of water is a good thing, but it also has many consequences. Please tell me what they are."
"The floods flooded some places and even drowned them, but some places did not reach them at all." Zhu Zhiyuan said: "But these are unavoidable. What we really need to beware of are those white wolves with nothing to do. A project, repeated loans and arbitrage, and finally he walked away, leaving a mess behind."
"Tell me carefully." Gao Donghong frowned.
"Dongcheng has a population of tens of millions. In such a densely populated big city, there are many concerns about industry. The best entry point is real estate. Now if a developer takes a piece of land and plans to build a house, but he He actually has no money, so he sets up a project and goes to the bank to get a loan. Under the current situation, if four trillion yuan is released, the bank will lend him a loan without hesitation."
"Yeah." Gao Donghong nodded.
Four trillion yuan has to be released. This money must be released. If there are good projects, it will be easy to get loans.
"This developer took the money, established a project, and did not build a house. He only built a wall around the perimeter, and then conducted pre-sales. The foundation was not even laid, but his house was sold."
"Yeah." Gao Donghong nodded again.
"Then, he takes the money, goes to another city, buys another piece of land, mortgages it to the local bank, then circles another sum of money, then sets up another project, then pre-sales, and then circles the money again. , then went to another city, bought another land, and then mortgaged it."
"Isn't this a Russian matryoshka doll?" Liu Mei interrupted.
"It's just a Russian matryoshka doll." Zhu Zhiyuan nodded: "It's been repeated over and over again, all over the country, without beginning or end. It's not that he doesn't build houses, he will also build a batch of houses, but the houses built are less than One-tenth of the nesting doll in his hand.”
"Why did he do this?" Liu Mei asked.
"Get bigger." Zhu Zhiyuan said: "The more matryoshkas there are, the bigger the company will be. The bigger the company, the more local governments will like it, and the easier it will be to get loans. In the end, the central government will even pay attention to him, and the National Day return We must invite him to Tiananmen Square to watch the ceremony."
Seeing Gao Donghong frowning and not speaking, Zhu Zhiyuan knew what he was thinking and said: "Theoretically speaking, it is not wrong to acquire land in this way. To develop the economy of various places, the local government will have income from selling land, and it will stimulate the local economy. It is beneficial and harmless. "
When he said this, he paused and saw Gao Donghongliu eyebrows looking at him. He said: "But there is a core point, that is, house prices have to rise and keep rising. Only when house prices rise can he be able to pay the bank." The interest will keep the capital chain from being broken."
"But what if it falls?" Liu Mei asked.
"If it falls, he is doomed." Zhu Zhiyuan glanced at Liu Mei and then looked at Gao Donghong: "Then there is a huge mess, countless unfinished buildings. The buyers have already paid the money, but these money were lost to him. On other pieces of land, they may be spent randomly, dividends may be divided, or in various other ways. If the money is gone and the building is gone, the people will cause trouble, and the blame will fall entirely on the government."
What Zhu Zhiyuan is talking about is actually Xu Jiayin. In fact, it is not just Xu Jiayin, Vanke, Country Garden, etc., all have similar operations, but they are not as courageous as Xu Jiayin, and the operations are not as showy.
At this moment, Gao Donghong completely understood, but he thought of another question: "But I can't control it. Just like, Xiaozhi, you come to Dongcheng to invest, don't I still agree?"
"But..." Liu Mei interrupted. Halfway through, she stopped talking because she also thought of it.
"Yes." Zhu Zhiyuan said: "If I come to Dongcheng to invest, the Dongcheng government will definitely be eager to do so, and the banks here in Dongcheng will definitely lend money immediately. If all my projects are in Dongcheng, of course they can control it, but if I have one project in Dongcheng, then If a project in Guolin and a project in Fulin are moved to other provinces, the Dongcheng government will not be able to control them. This is true for Dongcheng and the same for other places."
He said and waved his hand: "What I am calling is just an information gap. In other words, even if the local governments know about it, they will only care about themselves and think that they can sell land here and earn income. As for other places, I don't care." , the misfortune will be diverted to the east, as long as the blame doesn’t fall on me in the end, it’s a kind of luck.”
"That's right." Gao Donghong nodded slowly: "So, local governments have no way to deal with such large developers. Central monitoring and coordination are required."
"Yes." Zhu Zhiyuan nodded.
What he wants to remind Gao Donghong is actually this, that is, let Gao Donghong pay attention to the development of Dongcheng, and at the same time, let Gao Donghong make suggestions to the central government. This will remind the central government and make the central government take a closer look at Gao Donghong's economic vision.
This is good for Gao Donghong.
And Gao Donghong's progress indirectly benefits Zhu Zhiyuan.
"And there are still a lot of sexy moves in the middle." Seeing that Gao Donghong understood, Zhu Zhiyuan told more of Xu Jiayin's sexy moves.
For example, lending money to yourself.
Set up an overseas company, and then the domestic company will borrow money from the overseas company at high interest rates.
Another example is borrowing from a foreign bank, but requiring a guarantee from a Chinese bank.
If it develops smoothly, your company will grow bigger and foreign banks will earn interest.
And if the company is finished, then you can file for bankruptcy in the United States. As a limited company, if the company goes bankrupt and the company is finished, your personal assets can be retained.
When the company is over, what happens to the money owed to foreign banks?
It's easy to handle. It's guaranteed by a Chinese bank. Please ask a foreign bank to ask the guarantor for money.
As for myself, my private assets will not be affected anyway. I am still a rich man and can still go overseas for leisure.
Xu Jiayin owes more than 100 billion U.S. dollars in loans to foreign banks. He filed for bankruptcy in the United States. All the money must be repaid by the Chinese banks that guaranteed it.
Xu Jiayin was not arrested before, but was arrested later. The reason was that he went to the United States to file for bankruptcy and dumped his debts to Chinese banks.
As for Evergrande Automobile, Evergrande Ice Spring, and even the Evergrande Song and Dance Troupe, those are all minor issues.
Zhu Zhiyuan gave examples one by one, but Gao Donghong and Liumei were dumbfounded.
The courage of these developers, the arrogance of their methods, and the greed of their appetites are simply unbelievable. Although Gao Donghong is also a senior cadre, the cadre in 2008 has obviously not suffered such an impact. His outlook has really collapsed.
We ate this meal until after nine o'clock, and then went to Gao Donghong's study to chat until eleven o'clock, Zhu Zhiyuan returned this time.
After Zhu Zhiyuan left, Gao Donghong spread out the paper and started writing the report. He continued writing until after three o'clock, but he didn't finish it.
Liu Mei fell asleep in the middle of her sleep. When she came back, she saw him spinning around in the room and throwing a pile of paper balls on the ground. She said: "It's late. Let's write it tomorrow. If there's anything unclear, I'll call Xiaozhi at noon tomorrow. come over."
Gao Donghong is a person who listens to advice, mainly because he really doesn't understand some issues clearly.
He didn't bother to take a shower and went straight to bed. Liu Mei saw that he was still staring at the ceiling and said: "Okay, okay, let's talk, stop thinking about it. If you can't think clearly, just ask Xiaozhi tomorrow."
Gao Donghong breathed a sigh of relief, closed his eyes, and said, "Xiao Zhi is a genius."
"Xiao Zhi is indeed amazing." Liu Mei agreed very much with his words. This godbrother is really worth recognizing.
Gao Donghong added: "Dongguan University is great. It can actually cultivate talents like Xiaozhi."
However, Liu Mei disagreed with his words: "Pull him down. At the level of Dongda University, it is obvious that Xiaozhi's business vision cannot be cultivated by Dongda University."
Gao Donghong did not refute her.
Dongcheng University is an upgrade from the original business school. The quality is not very good. He is just Dongcheng's biological son. There is no way to take a high look.
Even so, major bureaus would not easily recruit students from Dongda University when selecting candidates. Zhu Zhiyuan was still the first. Speaking of which, he set a precedent.
