Bai Mei is now physically and mentally exhausted because she is entangled in a lot of bad things at home. I really can't spare the time to type today.
There were some hardships that he couldn't express to his family, so Bai Mei had to take the opportunity to ask for leave. Tell everyone about your pain.
As for me, I have a brother. Life is not going well. The couple both lost their jobs a year ago and have yet to find a job. Recently, my family couldn't pay the mortgage, so they asked me to borrow money. The good guy said one hundred thousand as soon as he opened his mouth.
I couldn't get it out for a while, so I managed to give him 50,000 yuan. I originally thought they could survive this year. Unexpectedly, I came to borrow money again yesterday and today.
well! It was said that the online loan was two months overdue.
My parents had already spent all their money for the two of us, and they didn’t have much money at all. Even if they did have pension money, it was at the bottom of their pockets. No one can move!
In fact, I was quite reluctant to borrow it. The couple were only in their thirties and were fully capable of supporting themselves.
But my brother called me several times in the past two days and told me that if he didn’t want to borrow it, he would have to ask his elder brother for it.
Listen, I’ve already said this, what else can I say. I had no choice but to take 30,000 yuan from my regular salary and give it to him.
This is something that has made Bai Mei scratch his head in the past two days.
There is another big trouble, my fourth aunt’s family.
This family is a bottomless pit. Not only have they borrowed money from relatives and friends over the past few years, they even have loans of unknown amounts from banks. There are at least twenty or thirty outstanding debts.
Let's put it this way, there are five people in the fourth aunt's family. There is a grandma in her nineties above, and a cousin who has just entered sixth grade. My cousin graduated from college this year and is still unemployed. The couple has been unable to find work for almost a year, and there is no land to farm at home.
It can be said that there is only no way in or out of the house, and there is no source of income at all.
In July last year, my fourth aunt couldn't borrow money from me. She said that her cousin's loan of 100,000 yuan was overdue and she wanted to borrow 100,000 yuan to repay the loan and then take out a new loan.
When I was young, when my fourth aunt's family was wealthy, to be honest, she was very kind to my brothers. Now it is the first time I ask to borrow money. I was paying off my mortgage and car loan at the time, and I didn’t have much money. So I temporarily borrowed 30,000 yuan for emergency purposes.
At the end of the year, the fourth aunt called back 20,000 yuan (actually because she was afraid that my parents would tell her off. My mother is the eldest among the sisters, and she lent the most money to her family).
In March of this year, my fourth aunt's cousin called me and said she wanted to borrow money (the reason was to find a job, rent a house, pay off student loans, etc.). I also knew this was an excuse, but I was a soft-hearted person, so I gave her 30,000 yuan (and comforted her that she didn’t have to pay it back in a hurry). PS: If I hadn’t earned some royalties from writing books in my spare time, I would have been powerless.
In mid-June, my cousin called me crying again, saying that her mother was extremely depressed and was paranoid all day long, afraid to go out, and was heavily dependent on her cousin (she would call her every time she saw no one).
The fourth uncle has a very bad temper and spends money lavishly. Domestic violence and verbal violence are common. Therefore, the fourth aunt was afraid that he would die, and she always shouted that she would be beaten to death by her uncle. (In the past few years, my uncle's monthly salary of more than 10,000 yuan could support the family. Now he is over 50, and he has been unemployed for more than a year.)
I don't know the specific reason. Anyway, at least since 2021, the fourth aunt has been taking out loans and repaying the family's loans, which lasted until the thunderstorm during the Spring Festival last year.
In fact, I have known for a long time that my cousin has secretly borrowed money from all the cousins (my eldest brother has no money, so my third aunt’s family sent me 2,000 yuan, my second aunt’s cousin just gave birth to a baby, and my cousin’s husband works as a security guard for 3,000 yuan a month. There is even less money in hand.)
Otherwise, I am too soft-hearted. What I heard my cousin said on the phone was scary and seemed to have the intention of committing suicide. I was so scared that I quickly called my wife another 20,000 yuan behind her back, and then talked to her to comfort her for half an hour.
This matter is over for the time being. It's a total of 60,000 yuan. I don't know when or whether I can pay it back.
But these are nothing. The most important thing is that I'm afraid that in a few months, my cousin will call me again to borrow money (should I borrow money then or not? It's really a dilemma.)
I was shocked when I did the calculations today. The fourth aunt's family has 60,000 yuan, the eldest brother's family has 80,000 yuan, and the friend has 20,000 yuan. A total of 160,000 yuan is owed.
In addition to debts, you also have to consider other aspects such as the pension of the two elders, the mortgage and car loan, the expenses of your own family, etc.
Forget it, it gives me a headache just thinking about it.
I won’t write it down here. Bai Mei is very grateful to the book friends, and thanks everyone for being patient enough to listen to Bai Mei talk about his troubles.
Sincerely, salute!