Faced with Ye Kui's advice, Ye Mingsheng directly ordered:
"It's better to choose a day than to hit it, today is the day..."
Ye Kui wanted to say something when he heard the words, but he felt Ye Mingsheng's unquestionable gaze. Seeing the words coming to his lips, Ye Kui could only swallow them. Although he could not stop Ye Mingsheng, but for Ye Mingsheng's sake For Ming Sheng's safety, Ye Kui also gave his subordinates a look.
The guard immediately understood the look in Ye Kui's eyes, and immediately walked out of the teahouse, preparing to take people to deploy around Daxinchang immediately.
After Ye Kui paid the bill, Ye Mingsheng left Chen Ji Tea House. This time he came to Chen Ji Tea House to relax and cultivate himself. Ye Mingsheng also missed Chen Xiangling, this quirky little girl, and what she did. Food, but unfortunately Xiangling is busy at the restaurant today.
Ye Mingsheng got on the carriage and the group of people drove towards Xingsheng Street where Da Xinchang was located.
After taking over Yijing, Ye Mingsheng discovered that although Yijing had many shops, it lacked a commercial center.
And Ye Mingsheng planned to use Yijing as the capital of his new dynasty in the future, so in order to promote economic ties between regions, better promote production, promote commodity exchange, and drive employment. Ye Mingsheng presided over the construction of this Xingsheng Street, allowing many large businesses to settle on Xingsheng Street.
Today, this prosperous street has become the most prosperous area in Yijing. The annual transaction volume of the shops on this street is as high as 300,000 taels of silver, providing the Fengwu Army with tens of thousands of taels of tax revenue. ······················
"The newspaper is sold! The newspaper is sold! The three elders of Yijing Morning News have one copy!"
"The 71st chapter of Legend of Martial Arts Heroes has been updated! Come and take a look!"
"Today's latest issue of Dalin News!"
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Hearing the childish sound of children selling newspapers, Ye Mingsheng knew that he had arrived at Xingsheng Street. He immediately opened the car window curtains and looked at the scenery on both sides of the road. Although it was already the ninth day of the Lunar New Year, he thought that the fifteenth day had not yet passed. It’s still the first month of the year, so every store is still hung with red lanterns, making it look very festive and lively.
Because Xingsheng Street is the most prosperous area in Yijing and the area with the highest consumption level, the pace of life here is relatively fast. Although most of the pedestrians on both sides of the road are well-dressed, they are generally in a hurry.
Just as Ye Mingsheng was watching the situation on the street with interest, the carriage slowly stopped, and Ye Kui reminded him softly:
"Sir, the Daxinchang ticket number has arrived!"
When Ye Mingsheng heard this, he also got off the carriage and looked at the shops in front of him. Although the Liu family, the owner behind Da Xinchang, was considered wealthy in Youyan, Xingsheng Street was already the most prosperous area, and there was really not much space here. It's a lot of money, so Da Xinchang's reputation here isn't too big.
There was a fat little apprentice in the ticket office who was also a smart person. When he saw Ye Mingsheng dressed well and well-mannered, and coming in a carriage, with the guards nearby shouting and cheering, he immediately recognized Ye Mingsheng as a major customer. A smile immediately appeared on Chubby's face, he came over and bowed his hands and said:
"Happy New Year to you, Mr. Da Xinchang's apprentice Zhang Erqing wishes you a Happy New Year..."
Seeing this little fat man with a smile on his face, Ye Mingsheng also felt quite happy. He was in a good mood and said casually:
"reward!"
After hearing Ye Mingsheng's words, Ye Kuidang took out one or two pieces of silver from his pocket and threw it over. Zhang Erqing subconsciously raised his hand and saw that there was a car of silver in his hand. The little fat man was shocked at first, and then became ecstatic. He stood up and immediately thanked Ye Mingsheng profusely.
For young apprentices like them, the company does not pay them any salary at all, it only provides you with two meals a day, so this one tael of silver is definitely a huge sum of money for Zhang Erqing.
Zhang Erqing, who had received the reward, was now convinced that the man in front of him was definitely a rare big customer, and his words were even more respectful and enthusiastic.
"Sir, I wonder what kind of business you came to our Daxinchang bank to do?"
"Our Daxinchang ticket number is the regular ticket number signed by Ye Dashuai. Our reputation has always been very guaranteed. We have six branches throughout Youyan. With our Daxinchang banknotes, you can shop in Youyan It’s very convenient and can save you a lot of trouble!”
Listening to Zhang Erqing's introduction, Ye Mingsheng said calmly:
"I heard that you, Da Xinchang, recently opened a new savings business. What's going on?"
Seeing Ye Mingsheng ask about this, Zhang Erqing said without thinking:
"Master, you are asking the right person. This savings business is the new business opened by Mr. Ye Dashuai, who approved our Daxinchang... ········”
"The savings business is actually that you deposit money in our Daxinchang bank account. In the past, when you deposited money into the bank account, you also had to pay us a 10% handling fee. But now we not only don't charge a handling fee, but also give you a 10% handling fee." I’ll give you interest every year!”
While talking, Zhang Erqing took a leaflet from the counter and handed it to Ye Mingsheng.
"These are the specific details about interest, please take a look!"
After speaking, Zhang Erqing seemed to have remembered something and said:
"Our boss said that if you can deposit a thousand taels of silver into your account at one time, the interest can be easily negotiated!"
Looking at the introduction on the flyer, Ye Mingsheng was a little surprised. The interest offered by Da Xinchang was really quite generous!
The interest rate for one-year time deposits is 2%, for three-year time deposits it is 7%, and for five-year time deposits it is 12%.
The one-year non-time deposit is 1%, the three-year non-time deposit is 3%, and the five-year non-time deposit is 5%.
Because this policy was personally designed and implemented by Ye Mingsheng, Ye Mingsheng knew very well that in his design, most of these savings were used to purchase government bonds, but the interest paid on these bonds was not high, basically the same as that of Da Xinchang. The interest rates offered now are flat.
If Daxinchang really pays such a high interest rate, it means that their own profits are almost negligible, and they may even lose money if operating costs are included... ············
So Ye Mingsheng became more and more confused about this. At this moment, a panicked man came outside. As soon as he entered the door, he resumed the receipt in his hand and said loudly
"Da Xinchang, please pay me back my silver! Please return my three hundred taels of silver to me quickly!"
After listening to his words, another waiter on the side also hurried over and said helplessly:
"Shopkeeper Sun, didn't I explain it to you?"
"The money you deposited in our Da Xinchang is a three-year time deposit. You can only withdraw all the principal and interest after three years!"
Faced with the waiter's explanation, shopkeeper Sun begged:
"I will return the interest to you, can you return my three hundred taels of silver to me? My business is waiting for the turnover of this silver!"
Hearing what Shopkeeper Sun said, the waiter was very embarrassed and said:
"Shopkeeper Sun, I made it clear to you at that time. It was also written in the receipt we created that you cannot get your principal back in less than three years. You want your principal back in less than a month. It’s really unjustifiable!”
Ye Mingsheng on the side couldn't help but frown slightly when he heard this. He almost understood what happened to Shopkeeper Sun. Shopkeeper Sun should have been greedy for the high interest rate of Da Xinchang bank account and saved the money in time deposits for three years. , but now his business has problems and he needs money for turnover, so he wants to get the money back...
Simply put, this matter is a business dispute and has nothing to do with Ye Mingsheng.
However, if Ye Mingsheng remembers it correctly, he also had a premonition of this happening when he was designing this business. After all, no one can predict what will happen in the future. Maybe you are not short of money now and have plenty of money, but you will have a lot of money at some point in the future. You may be in urgent need of money in one day.
Therefore, in a people-oriented spirit, when Ye Mingsheng designed the business rules, he also set a rule. If depositors who choose fixed deposits want to withdraw their money in advance, the interest will be paid according to the non-term deposits. The deposit time No interest is paid on savings less than one year old.
But now this Daxinchang apprentice said that fixed deposits cannot be withdrawn in advance, and said that this clause was marked on the receipt, which was an obvious violation of the rules he had set. Thinking of this, Ye Mingsheng turned around and pointed at that person. Shopkeeper Sun said:
"Is that written evidence in your hand?"
Shopkeeper Sun, who was begging the waiter, was a little surprised by Ye Mingsheng's sudden inquiry, but feeling Ye Mingsheng's strong aura, he couldn't help but said:
"Yes, this is the receipt of my savings!"
Ye Mingsheng heard this and said:
"Show me the papers!"
As soon as Ye Mingsheng said these words, everyone in the hall was shocked. Zhang Erqing seemed to want to say something, but before he could speak, he saw Ye Kui's cold eyes and immediately closed his mouth obediently. At the same time, Another personal guard also walked towards Shopkeeper Sun...
Although I didn't know who the man in front of me was or what he wanted to do, I felt Ye Mingsheng's tone of refusal.
Shopkeeper Sun seemed to realize that the man in front of him, who looked to be in his early thirties, might be a big shot. A glimmer of expectation immediately emerged in his heart, and he obediently handed the document in his hand to the guard.
Taking the receipt from the guard, I saw that it was marked in black and white on the paper, saying that the fixed deposit cannot be withdrawn before the date. Seeing this, Ye Mingsheng's originally good mood turned a little worse.
At this moment, a man who looked like a shopkeeper came out, looked around the lobby, and then cautiously raised his hands to Ye Mingsheng and asked:
"I, Tian Shusen, the shopkeeper of Daxinchang, do you know who this guest officer is?"
Seeing that shopkeeper Tian wanted to find out what he was doing, Ye Mingsheng didn't bother to deal with him and asked directly:
"You can't withdraw money from Daxinchang's time deposit in advance, right?"
Seeing that the other party ignored his question, Tian Shusen couldn't help but frown slightly. Although the other party didn't tell him his background, Tian Shusen had been in the shopping mall for many years, and he was also very good at making moves. He also judged that Ye Mingsheng was definitely rich or expensive and not easy to mess with. ··························
Thinking of this, Tian Shusen immediately raised his hand to Ye Mingsheng and said politely:
"This guest, our Daxinchang bank is a reputable bank. The guest who comes to deposit money with us is a sign of trust in my account. We will also explain the rules clearly and write them down in black and white for you. If you want to To withdraw money in advance, you can choose non-term deposit, so that you can withdraw money whenever you want!"
Although Tian Shusen said this in a high-sounding way and seemed to have nothing wrong with it, Ye Mingsheng was unimpressed and said calmly:
"answer my question!"
Feeling Ye Mingsheng's condescending attitude, Tian Shusen felt a little annoyed. He knew that the person in front of him must have some background.
But since their Daxinchang bank can do such a business, they also have a backer behind them, so Tian Shusen did not hesitate to look at Ye Mingsheng and said in a deep voice:
"Although this guest does not know your name, I advise you not to cause trouble in Daxinchang!"
"The savings business of our Daxinchang Bank was personally approved by Mr. Ye Dashuai, and he attaches great importance to it!"
At the end of the sentence, Tian Shusen's tone was also deliberately heightened, and he even arched his hands in the direction of Ye Mansion with some excitement... ·····
At this point, Tian Shusen thought that the other party would give up. After all, in the territory of the Fengwu Army, the word Marshal Ye was a golden sign. However, what Tian Shusen did not expect was that when he saw him carrying out Marshal Ye, opposite him This group of people looked at him like a fool.
Ye Mingsheng shook his head in disappointment when he heard this, then returned the receipt to shopkeeper Sun and said calmly:
"Remember to come and collect your principal after seven days, and the interest given to you must also be paid back to the ticket number!"
After saying that, Ye Mingsheng turned around and left with a group of guards. Looking at Ye Mingsheng's leaving back, Tian Shusen said immediately with anger:
"This guest officer, do you think you are Marshal Ye?"
"It's not your turn to make the decision regarding our Daxinchang bank account!"
As soon as these words came out, Ye Mingsheng, who was about to leave, immediately stood up and laughed angrily at Shopkeeper Tian. At this moment, Ye Kui looked at Ye Mingsheng.
Ye Mingsheng knew what he was thinking, and immediately shook his head at him and continued walking outside.
Rectifying Da Xinchang is just a matter of his words. There is no need to do it now. He still wants to continue private visits incognito in the future... ··
