June 17, 1 o'clock in the morning
Jiyu Yujing, in the study of Ye Mingsheng's temporary residence
"Ms. Wang Jiang, a civilian woman, has met the commander..."
Looking at the dignified and elegant young woman in front of him, whose every frown and smile were full of charm, Ye Mingsheng couldn't help but have a faint smile on his face and then asked:
"Are you Jiang Yuyan?"
When Jiang Yuyan heard Ye Mingsheng calling out her maiden name, she was surprised and a little defensive. She felt that Ye Mingsheng's move was very frivolous and rude.
If the other party was not Ye Mingsheng, she would definitely leave directly at this moment, but at this moment, Jiang Yuyan rationally told Jiang Yuyan that the smiling man in front of her was something she could not afford to offend. If she made the other party unhappy, she would not be the only one. , even the entire Wang family will follow suit!
After adjusting her emotions, Jiang Yuyan suppressed the resistance and nausea in her heart and said to Ye Mingsheng very respectfully:
"The civilian woman is none other than Jiang Yuyan!"
Ye Mingsheng, who was not aware of Jiang Yuyan's inner activities, nodded slightly. Although he had some expectations of Jiang Yuyan's beauty, Ye Mingsheng couldn't help but feel a little surprised when he saw the real person at this moment.
In addition to her appearance and charm, perhaps because she was born into a royal family, she was born with a noble temperament that can only be viewed from a distance and cannot be played with!
I have to say that Zhang Zhiwen does have a good vision and is quite loyal to himself. He wants to dedicate such a beauty to himself!
According to Ye Mingsheng's original itinerary, Ye Mingsheng should be heading north at this moment, but because there are some chores that have not been completed, Ye Mingsheng will stay for one more day and listen to Jiang Yuyan's policies and strategies for ticket management. ·····················
Although he was somewhat interested in Jiang Yuyan, Ye Mingsheng did not forget the topic. He pondered for a while and then asked:
"The Chief Secretary has issued a ticket number license to your Wang family. What are your plans next?"
Jiang Yuyan was very surprised when Ye Mingsheng asked about this. After a lot of hard work, she finally satisfied the inspection team sent by Gu Sansi and got the ticket number license plate. The next step was to open a ticket number to make money. Besides this, what else could she do? what idea?
But can this be said to Ye Mingsheng?
Just when Jiang Yuyan didn't know how to answer, Ye Mingsheng said calmly again:
"This time the ticket license plates were issued to the Yun family in Liaoyang, the Liu family in Jiyu, and your Wang family. But I don't need to tell you that you should understand that compared to the Yun family and the Liu family, the conditions of your Wang family are not the same. Not very good!"
Seeing Ye Mingsheng talking about Jiang Yuyan, she was even more confused. She didn't know what Ye Mingsheng was talking about. She was also skeptical about what Ye Mingsheng said at first, but she didn't think much about it. She just thought that she led the Wang family to surrender. Wu Jun's performance was positive. This was just a report given to them by Feng Wu Jun.
But now listening to what Ye Mingsheng said, it seems that the reason is not just this?
Does Ye Mingsheng have any other purpose?
Realizing this and thinking of Ye Mingsheng's frivolous move of calling her by her given name just now, Jiang Yuyan, who had always been very confident in her appearance, couldn't help but have a bold guess in her mind at this moment!
What if what you think is true?
So what should I do...
Thinking of this, Jiang Yuyan suddenly fell into a tangle. This was not the first time that she had been coveted, but before, it was some elderly men. Jiang Yuyan was disgusted to death by them, and would rather die than commit herself.
However, for Ye Mingsheng who is in his prime, although Jiang Yuyan is as respectful and docile as a kitten, deep down in her heart she hates Ye Mingsheng extremely!
Although she was a commoner and married, being born in the Jiang royal family was the pride of Jiang Yuyan's life. Although Ye Mingsheng's banner was to respect the emperor and eliminate traitors, Jiang Yuyan could see clearly that this was just Ye Mingsheng's deception. It’s just the world’s deception!
It can be seen from Ye Mingsheng's actions that this person is Sima Zhao's heart, and everyone knows it!
He almost had the words "I want to be emperor" engraved on his forehead to show off!
And the Fengwu Army under his command only recognized Ye Mingsheng and did not take the Emperor of Zhou seriously. They even didn't even bother to cover up their slogans. They just shouted "loyal to the commander-in-chief and die for the commander-in-chief!"
In Jiang Yuyan's eyes, both Ye Mingsheng and Shangguan Hongyuan are the same, they are both traitors and traitors who deserve death!
Although I hate Ye Mingsheng very much, people are still in reality after all. Now that the emperor is in the dust and his family is declining, Jiyu is occupied by the Fengwu Army, Ye Mingsheng is the emperor of Jiyu, and no one dares to disobey him!
If he really wants himself, what should he do...
Just when Jiang Yuyan was thinking wildly, Ye Mingsheng saw that the woman was not answering, and her expression was a little uncertain. Although he didn't know what the woman was thinking, in order to save time, Ye Mingsheng directly made it clear:
"I plan to conduct a pilot project in Hebei and Henan to allow the bank account founded by your Wang family to start a savings business to absorb private wealth. The money earned from the savings business will be used to provide loans to farmers, purchase fertilizers, farm tools, livestock and other agricultural inputs, and to build roads. Dams, canals and other infrastructure will promote economic development in Hebei and Henan regions!”
As soon as Ye Mingsheng said these words, although Jiang Yuyan did not fully understand what Ye Mingsheng meant, she also realized that Ye Mingsheng did not seem to value her beauty when he issued the ticket number license to the Wang family. This made Jiang Yuyan feel happy, but she didn't know it in her heart. Feeling a little lost.
She had just thought about it. If Ye Mingsheng really wanted her beauty, she would definitely refuse. But if Ye Mingsheng wanted to use force or use the Wang family as a threat, she would treat it as a dog bite!
But now that Ye Mingsheng didn't think so, Jiang Yuyan couldn't help but feel a little shaken by her charm.
Seeing that Jiang Yuyan and Jiang Ran were still silent, Ye Mingsheng frowned slightly and said:
"Jiang Yuyan, did you hear what I said clearly?"
Feeling the heaviness of Ye Mingsheng's voice, Jiang Yuyan was startled and immediately said without hesitation:
"Of course the civilian women will keep in mind what the Marshal said, but please forgive the common woman for being stupid. The civilian woman doesn't know what this savings business is about... ·········”
Ye Mingsheng said calmly after hearing this:
"As the name suggests, the savings business requires people to deposit their money in your bank account. Depending on the amount of money, your bank account will give you varying amounts of interest over the deposit period. When the deposit period expires, your bank account will return the interest and principal to the people. !”
Hearing what Ye Mingsheng said, Jiang Yuyan roughly understood what Ye Mingsheng meant. Although she didn't dare to have any ideas on the surface, her eyes were full of bitterness. She felt that Ye Mingsheng was just a whim who didn't understand business operations!
In her understanding, the business model of the ticket number is to provide convenience for the people traveling in the caravan, so that these people do not have to carry heavy money, they only need to bring a banknote voucher to redeem the payment, and the ticket number draws from it. Carry out commissions to make profits!
But when it comes to Ye Mingsheng, why not only does the ticket number not take a commission, but also pays interest, so the ticket number can't lose money?
Although she was very afraid of offending Ye Mingsheng, for her own benefit, Jiang Yuyan hesitated and said cautiously:
"Commander, please forgive me for being stupid. According to what the commander said, how can this savings model be profitable?"
When Jiang Yuyan asked Ye Mingsheng, he also understood that the banking business model of later generations was a bit too advanced for today's traditional bank accounts, so he patiently explained;
"If the savings absorbed by your bank provide loans to farmers to purchase agricultural inputs, then after the farmers harvest the autumn harvest and have money from selling the grain, they can naturally return it to your bank with interest..." ·······················”
"If the savings are used to build roads, dams and canals, then the government will tax the people who use these infrastructures, and the taxes will be returned to you!"
"To give a simple example, for example, your bank account has absorbed a savings of 10,000 taels, and you give these 10,000 taels to the government to build a dam and canal. After the dam and canal are built, production will be promoted, and the government will use this money. The people who work at the dam and canal collect taxes of one thousand three hundred taels every year, for a total of ten years!"
Hearing what Ye Mingsheng said, Jiang Yuyan seemed to understand the rules of operation and whispered:
"Do you only make 30% of the profit in ten years?"
Ye Mingsheng waved his hand and said:
"You can brainstorm and discuss the specific interest ratio. I'm just giving an example, but the purpose is certain, that is, don't rush for a short period of time!"
Jiang Yuyan studied the words carefully for a while, and then asked Ye Mingsheng very seriously:
"If Commander-in-Chief is not like this, what should we do if there is a disaster year and farmers cannot harvest food from their fields, or there is a big flood and the dam collapses, etc. What should we do?"
As soon as these words came out, Ye Mingsheng said calmly:
"Is there anything in this world that is risk-free? However, the credibility of a bank account must come first! Depositors must try their best to ensure that their deposits are paid... ········”
When Jiang Yuyan heard this, Bai Xi's face also showed a trace of sadness, as if she felt that this matter was a thankless task!
Seeing this woman, it seems that he still hasn't discovered the beauty of the bank. Ye Mingsheng is also a little helpless. The evolution of the bank into a bank is a historical necessity, and what Ye Mingsheng wants to do now is to speed up this process. To tell the truth, Ye Mingsheng Mingsheng has had it for a long time, and opening the ticket number license is the first step for Ye Mingsheng to implement this matter!
Although Ye Mingsheng has been working hard to increase revenue and reduce expenditure, it is obvious that the money is still not enough. Therefore, the idea of using private capital to promote economic construction appeared in Ye Mingsheng's mind. In the traditional concept of distributing agricultural materials to the people, Building dams and canals should be done by the government.
However, the government's finances are also limited, and it is impossible to cover everything. Especially for large projects like building dams and canals, which cost countless money, it is also very difficult for the government to implement them. If you are not careful, they may become a bottomless pit and drag down the finance. .
Because of the fear of this happening, several projects that should be built by the Chief Secretary have been delayed in getting started...
On the one hand, due to the lack of money, infrastructure construction and economic development are hampered. On the other hand, the money in the homes of landlords and wealthy people is lying in the cellar, so Ye Mingsheng is also determined to introduce private wealth to promote development and construction. .
Ye Mingsheng originally planned to let Dadongsheng take charge of this matter directly, but this move was opposed by Gu Sansi, Zhang Juning and others. They believed that although Ye Mingsheng's idea was good, Dadongsheng Company, as a subordinate of Fengwu Army, The largest business house is also the key to a series of reforms in Fengwu Army. It can be said that one move affects the whole body.
If there is any problem with Dadongsheng Company, then at least Fengwu Army's economic reform measures will suffer a heavy blow, and at worst it may even affect the security and stability of the region, causing the prefectures and counties that have finally stabilized and restored order to become turbulent again!
Therefore, for the sake of safety, the savings business should not be implemented in Dadongsheng Store for the time being, but should be implemented in other stores first. If the effect is good, Dadongsheng Store will introduce the savings business. If the effect is not good, then it will sum up experience and plan for the long term!
Ye Mingsheng decided to adopt everyone's ideas after thinking about it. Although this model will be very mature in later generations, times are different after all, so we should be cautious and not act too hastily!
Under such circumstances, Ye Mingsheng finally decided to assign this pilot task to Jiyu and hand it over to Jiang Yuyan...
Although he had the intention to give this task to Jiang Yuyan and let her be the first to eat crabs, looking at Jiang Yuyan's unwillingness to nod, Ye Mingsheng felt a little impatient. He felt that although Jiang Yuyan had a reputation for being shrewd, But after all, a woman without courage has long hair and short knowledge, so she immediately said:
"Jiang Yuyan, I, Mr. Ye, will not force anyone to make things difficult. If you don't want to, forget it. I will not force you to apply for this ticket number. You should do your business in Yuchuntang well and continue your jade business!"
After saying that, Ye Mingsheng just planned to wave his guests off. As the saying goes, without Butcher Zhang, would we still be eating pigs with hair on them?
Murong Yuliang reported to himself yesterday that he mentioned this idea to the Duan family. The Duan family was very interested in it and willing to take the corresponding risks. However, Ye Mingsheng considered that he would have to deal with them in the future and let them operate it. In this matter, if I want to deal with them, it will not be conducive to the stability of the ticket account.
That's why I didn't consider them. Now that Jiang Yuyan is so short-sighted, I might as well not play with them and let someone else do it...
