The disadvantages of treasure banknotes have been explained clearly, but the current problems of the court have still not been solved.
Zhu Su also fell silent. No matter how talented the time traveler is, his vision is only slightly higher than that of these ancients. Can he still conjure money out of thin air?
"Actually... as long as the issuance method is appropriate, treasure banknotes can indeed enrich the national use without harming the people." Zhu Su thought about it and said. Although the Ming Dynasty's treasure banknotes harmed the country and the people, banknotes were the general trend of the future after all, and they were also the most powerful aid for the imperial court to control the country's economy.
It would not be good if Lao Zhu's expression changed from talking about treasure money.
"Oh? What do you say?" Lao Zhu's eyes lit up, and Zhu Biao and Queen Ma also appeared to be listening.
So Zhu Su tried to explain the concept of "national bank" in a simple way. But even so, the many economic principles and market changes involved in this concept also made the three of them feel confused.
"Use treasure banknotes to bring the entire country's economy under control, and at the same time, the state can come forward to provide low-interest loans to the people to help them survive the disaster..." Zhu Biao touched his chin. He seemed to understand some, although most of them It's still cloudy and foggy, but what is certain is that this method seems to really benefit the country and the people. "It is somewhat similar to Wang Banshan's 'Green Miao Law' of the Song Dynasty. It is indeed a good governance."
Wang Banshan was Wang Anshi who tried to reform the Song Dynasty. Using the analogy of the young seedling method, Lao Zhu understood it. But he still frowned: "Good governance is good governance, but Lao Wu, you said that these treasures must be bound to gold and silver?"
"Yes." Zhu Su nodded. "It must be like this. Only in this way can the currency value of treasure banknotes be guaranteed to be stable and not be issued and printed indiscriminately. It can be exchanged for real money and silver, and it can also directly protect the interests of the people."
"In fact, the convenience of banknotes far exceeds that of gold and silver. As long as people regard treasure banknotes as equal to silver, then in ten or twenty years, people all over the world will use treasure banknotes for transactions."
"Even if there are still 10% or 20% of the people who use treasure banknotes in exchange for silver, the silver accumulated in the imperial treasure banknote collection department will definitely account for the majority. Some of these accumulated silver can be used to help people through loans. The people who are suffering. Just make sure that the people who come to collect the money will not be left without silver."
"This can actually be seen as using the power of the imperial court to integrate all the money in the world, and in disguise, let the people who have more money at home help the people who are suffering from sudden disasters to tide over the difficulties. After all, most of our Chinese people are hardworking and brave. Even if we are in trouble for a while, as long as someone is willing to lend a hand, life can be prosperous again."
"Chongba, this is a good idea!" Queen Ma tugged on Lao Zhu's sleeve and said with an moved expression. "Rich households use treasure money, but they don't touch the silver. The idle silver can be used by the court to provide relief."
"Most of the people are hard-working. As long as the interest rate is not as high as the donkey's, they will not sell their fields. If they keep their fields, they will pay back the money even if they work early and late."
"It's like they borrowed money from themselves in the future to provide emergency support for themselves now... In the end, no one has to suffer losses, but they can save the lives of many people..."
Where to use Queen Ma’s reminder? At this time, Lao Zhu's thoughts were already thinking about his parents who died in the disaster year...
If there could have been such good governance that year, and we could have borrowed money to survive the disaster years...how could my parents die of despair? Why would I bother to put my head in my waistband and fight in this world?
At that time, if we could borrow ten taels... no, five taels of silver, our father would not have to sell off the few acres of land he had worked so hard to save. With Tian, our old Zhu family can survive that catastrophe.
Our parents were both good at growing crops, and our three brothers were all young and strong. Although we were young at that time, we were already able to help the rich man in the village herd cattle. If the whole family works hard for a year or two, they can pay off this life-saving debt.
Then, we grew up and my parents got old. It was me and my three brothers who took care of the fields at home. At that time, we could save some money to raise a few chickens and ducks. When my brothers and I were hoeing in the fields, my sisters and sisters would cook meals at home, lay a few eggs in them, and carry them in their arms. Let's take it to the edge of the field...
When we got home in the evening, we sat on the threshold, chatting with our parents, brothers and sisters, and eating noodles...
Those days must have been very comfortable and comfortable, right?
Unfortunately……
"Yes. It's indeed good governance!" Lao Zhu recovered his distant thoughts and just nodded. Queen Ma knew what he was thinking and hugged his arm calmly.
"Sister, we also want to implement this good governance immediately."
"But the problem is... the treasury has no money now!"
Lao Zhu sighed helplessly, everyone said that the emperor was the most noble in the world, but since he ascended the throne, he has been worrying about money almost every day. "Lao Wu also said that treasure banknotes must be linked to real gold and silver... otherwise they will become something that harms the people, but where are we going to get so much real gold and silver?"
"Dad, I remember what my fifth brother said before when he gave you the map of Kunyu and Ten Thousand Kingdoms, where are the mountains of gold and mountains of silver... Can we find a way to mine the mountains of gold and silver first and use them to issue treasure banknotes? Use it?" Zhu Biao said.
"Our Ming Dynasty is now short of coins, and many people are bartering... Investing in gold and silver at this time is just like newly minted copper coins in previous dynasties, and there is no worry of harming the people."
"The imperial court can also use this to tide over the difficulties. Isn't it the best of both worlds?"
"We have thought about this too. It's just that the mountains of gold and silver that Lao Wu mentioned are on the Japanese island in the east..." Lao Zhu sighed.
"I don’t know whether God will bless us or not, Ming Dynasty. He said he didn’t bless us, but he let us know that there are ready-made mountains of gold and silver. He said he bless us, but these mountains of gold and silver are a little bit crooked. It happens to grow in that small area, so we can see it but cannot eat it..."
"Lao Wu, didn't you lay a secret hand in the Japanese country... When will it take effect? You said, let's go and take the blame for the Japanese country now. Is it worth it?" Lao Zhu asked.
"..." Zhu Su was speechless. Lao Zhu was so poor that he wanted to rob the Japanese country. It can be seen that the treasury can really run away with mice now. But judging from the current situation, if you want to expedition to the Japanese country, you must use the national power of the Ming Dynasty, or the Ming Dynasty successfully completed the industrial revolution and used the absolute advantage of weapons to suppress the entire Japanese country...
But if you want to defeat Japan, you need to achieve weapons substitution; to realize weapons substitution, you need to invest money; to invest money, you need to fill the treasury; to fill the treasury, you need to mine the Japanese silver mountain...
Yes, the logic is closed again.
"...Now is definitely not the time." Zhu Su had no choice but to refuse. "Even if we can capture the Japanese country now, it will definitely cost a lot of money. Let's not say that the Northern Yuan Dynasty has not yet been destroyed. Let's say that even if we succeed in suppressing others with force, the name is not justified. The people of the Japanese country must be dissatisfied and cannot last long. occupy……"
"We still have to find a way to let the Japanese court take the initiative to take action against us."
"...I don't know if Master Gao and Monk Yao are reliable, their movements are too slow." Lao Zhu complained. Zhu Su had black lines all over his head after hearing this.
However, he actually knew that there was no rush to start the matter from within, so he could only suppress this idea for the time being, and first think about what solutions were available at the moment: "It seems that we still have to rush those officials and let them You must find a way for us."
"How can a large imperial court survive without any surplus food? Nowadays, everything requires money. No matter what, we can't miss out on these important things."
"That's right." Zhu Su suddenly remembered something and couldn't help but feel refreshed.
"Dad, have you ever thought about..."
“Start with the tax system?”
(End of chapter)
