"How's the news coming together?"
Sitting on top of the chief, Liu Wenhao asked the people around him.
"News? What news?"
Yun Chengze asked in confusion, "We have been watching you draw the lottery at the Cloth Village in Xiping Village. Where did you get the news?"
"Ah!"
Liu Wenhao chuckled and said disdainfully: "Do you really think of me as a plaything and a despondent plaything?"
"To tell you the truth, the moment I stepped into the county, I had already sent someone to inquire about the situation in Xiping Village, but I just didn't tell you."
"It's just misleading to buy the acacia wine, soap, etc. obtained by other people's draws at high prices in the Buzhuang lottery."
"Give Zhao Ping and the others the impression that I am a complete dandy, and make him relax his vigilance."
"In this way, our hope of success will be greater."
"Tall, really tall. Liu Shaozhen is both wise and brave, which makes me admire him."
Yun Chengze gave a thumbs up in praise.
Not to mention, even he hid this.
You have to be more vigilant in the future to avoid falling into the trap set by this kid.
"Yun Chengze, this time we are sent to Yun'an County together. We must cooperate with each other and must not have two minds."
Liu Wenhao stared at Yun Chengze and said.
"No, no, no matter what Mr. Liu's orders are, I must obey them."
Yun Chengze said hurriedly.
Behind his back, he broke into a cold sweat.
Fortunately, he didn't do anything secretly, otherwise, he would probably be liquidated today.
Liu Wenhao nodded and said to the people around him: "You are all well-known figures in Donghai County. It shouldn't be difficult to find out something. Now tell me, what achievements have Mu Jianzhang and the others achieved?"
There were only two people sitting down who were from Donghai County.
One of Liu's housekeepers is Tongbai, and the other is Tian Fuhai.
As for Mu Wenxing, after learning that Mu Jianzhang was coming, he took the initiative to withdraw from the alliance and waited for Mu Jianzhang's reply.
Xu Qian also left after seeing Mu Jianzhang coming.
If someone comes from the Liu family, someone comes from the Mu family, Lord Shangshu Ling will definitely send someone over.
He is waiting.
Just a little anxious.
If I had arrived any later, I'm afraid the recipe for the acacia wine would have been taken away by someone else.
We can only spread more informants and find out the news.
Wait for the people sent by Shangshu Ling to come over, report in time, and make the best decision as soon as possible.
Qian Tu left earlier.
When asked why, Qian Tu only said that his strategy of suppressing Zhao Ping through Buzhuang failed.
The assassination was a violation of the laws of the Wei Dynasty. He was just the shopkeeper of a small bank and was inconvenient to participate.
Of course, if he succeeds, he doesn't mind providing some money, which can be regarded as the cost of hiring a killer.
Everyone just felt that Qian Tu had no courage.
Little did they know that money had bigger plans.
He met Zhao Ping before Buzhuang opened.
I was immediately hit with money.
Two million taels of silver notes must be taken out from Donghai County Tianxia Bank.
Qian Tu's legs became weak due to fright.
The banks in the Dawei Dynasty were very different from the banks in previous lives.
There are two main ways to make money.
One is the handling fee.
Any customer who deposits money at a bank must pay a certain handling fee.
It ranges from three to five percent. The more money you deposit, the higher the handling fee.
Second, borrowing.
This is similar to modern times.
The bank will determine a more appropriate percentage, which is the interest rate on the loan, based on how much money you borrow, how long you plan to use it, and your ability to repay.
There is no handling fee for withdrawing money.
This is also what banks are most worried about.
After all, it is impossible for banks to keep so much reserve funds. If too much is withdrawn at once, they will no longer be able to make loans and make money.
Once a loss occurs and the capital turnover cannot be recovered, the reputation will be affected.
There may even be bankruptcy.
The bank that Donghai County Qian Tu was responsible for could only be said to be a very small one, with only one million taels of gold and silver left.
Even this was deposited by many merchants.
The family's reserved gold and silver is only 200,000 taels, plus the gold and silver deposited by various merchants, which can maintain the normal operation of a bank.
But Zhao Ping wants to take away two million taels.
The money bank can be wiped out in one fell swoop.
That's why Qian Tucai became anxious, or surrendered.
Zhao Ping has so much money, Tong Bai's strategy will not work at all.
Qian Tu begged and even betrayed Tong Bai and others, so that Zhao Ping only took away 200,000 taels of silver for use.
At the same time, Zhao Ping also gave Qian Tu an idea.
Banks paid wages to workers instead of factories.
He was even asked to write a letter to the person in charge of the Qian family and suggest that all the major families should deposit all the money they earn from their properties every day into banks.
Save every day.
The smaller the amount, the lower the handling fee.
And by depositing money every day, you can very intuitively see the daily harvest of the family's factories. Even if you want to be greedy for money, it is not easy to get it.
For the major families, it is a little troublesome at best.
But that's a problem with the accounting office. The family manager just needs more money.
The pros far outweigh the cons.
For banks, although they earn slightly less handling fees, they can't stand the steady flow of money.
If all factories use this method, it will definitely bring the bank's business to a higher level.
Moreover, money is deposited in the bank every day, and the place where the money is withdrawn is changed to the state or county where each family is located, which can be regarded as reducing the pressure on small local banks.
Taken together, the advantages far outweigh the disadvantages.
It is simply a win-win policy.
Zhao Ping also personally set an example and took the initiative to deposit the daily revenue of Xiping Village Buzhuang into Donghai County Tianxia Bank.
For him, the accounting office of Qian Liu is a bit more troublesome and requires payment of some handling fees.
But if you can get involved with Qian Tu, you will borrow money directly from the bank if you don’t have money in the future.
This is completely a mobile cash machine.
The benefits are endless.
What's more, his development cannot be limited to Xiping Village, Yun'an County, and Donghai County.
But to go out and visit the entire Dawei Dynasty and even other surrounding countries.
You can't make money with each step you take.
A few hundred or even a thousand taels can be carried by a carriage, but what about hundreds of thousands or millions of taels?
You can't bring a convoy, right?
What's the difference between bringing some escorts and moving?
It is not convenient to carry a few banknotes.
As for the bank closing down.
Zhao Ping also investigated and found that Tianxia Bank was founded by the Qian family, the largest family in Beijing.
The Qian family is the richest man in the Dawei Dynasty, and their main livelihood depends on the bank.
Once it goes bankrupt, it means that the Qian family is in trouble.
In other words, the Dawei Dynasty was no longer viable.
At that time, the issue of money is not the issue, but how to escape.
After listening to Zhao Ping's words, Qian Tu became more confident and was thinking about how to get a higher position.
How can I have the time to follow Tong Bai and others to deal with Zhao Ping?
It’s too late to curry favor.
The alliance also quietly collapsed. At this time, only Tongbai and Tian Fuhai were able to hold a meeting here.
When Liu Wenhao asked, Tongbai hesitated and couldn't answer.
Liu Wenhao did ask him to send someone to inquire about the matter.
The problem is that their people cannot enter Xiping Village at all. They will be discovered and then directed to other places without any information.
"If you can't even handle such a small thing, what's the use of you?"
When Liu Wenhao saw this, he frowned and scolded.
thump.
Tongbai hurriedly knelt on the ground and said bitterly: "Master, it's not that my subordinates are incompetent, it's just that the defense of Xiping Village is too tight."
"The men I sent out were invited to have tea as soon as they entered Yun'an County. They couldn't even get out of Yun'an County. How could they get any information?"
"Now the magistrate of Yun'an County has been replaced by Xu Tianhua. He has an irreconcilable relationship with Zhao Ping. That area is considered their territory and we can't place anyone at all?"
"waste!"
Liu Wenhao stood up, ran over, kicked Tongbai down, and said indifferently: "I didn't think about arranging manpower until others started doing it. Why did I go there so early?"
"Don't you know how to prepare for a rainy day?"
"I……"
Tongbai wanted to cry but had no tears.
Who would have thought that Zhao Ping would rise so quickly.
"Uncle, I really can't blame Mr. Tong for this."
Tian Fuhai helped: "The security in Xiping Village is really tight. Even if we can pass Xu Tianhua's test, it is impossible to enter Xiping Village."
"Unless it's an acquaintance."
"Who are you?"
Liu Wenhao raised his eyebrows, thought about it seriously, and asked, "How dare you call me uncle?"
"Have I ever married your daughter?"