Business three:
Money account creation/upgrade
Introduction: When the deposit amount reaches one copper coin, you can open a money account (account) at the bank for free. The money account has a total of five levels. When the conditions are met, you can go to the bank to upgrade.
Money account: Each person’s exclusive location to store money in the bank. The level of the money account will affect the authority within the bank. The more money there is in the money account, the higher the level and the more authority.
Business 4: Signing a contract for interest (exclusive business for money accounts)
Introduction: When the money storage reaches a certain amount, you can sign an interest agreement with the bank. When the conditions of the interest agreement are met, the bank will add additional interest to the money account.
Interest: The fee paid by the bank to the depositor. The more money and the longer the time, the more interest.
Business 5: Money borrowing (exclusive business for money accounts)
Introduction: None
Note: Not open yet
Business 6: High-profit investment (exclusive business for money accounts)
Introduction: None
Note: Not open yet
[The above business is only effective in the Sunset Territory, and the Territory has all rights of interpretation. 】
…
After reading this full page of content, Su You was extremely surprised. She really didn't expect that in just three or four days, Jinluo had already thought of so many things.
Business one seems very simple, but it is actually very practical.
Because everyone needs money, there is no electronic payment here, and the vendors who hang out in the trading area all year round are worried that there are too many copper coins, which are too heavy.
Rich people will always have special needs, so the bank's business can help them a lot.
The most important thing in the bank is money. It is not difficult to exchange copper, silver and gold currencies with each other. What's more, Su You also has the ability to infinitely exchange currencies of equal value.
Business 2 is nothing, it is the most common and basic function of all banks.
From the beginning of business three, it was a routine devised by Jinluo.
It is extremely simple to apply for a money account. You can do it for free by depositing just one copper coin. It is equivalent to an unconditional free application.
The business of making money is tied to the money account, so as long as everyone wants to make money, they will definitely open a money account. In addition, there are almost no conditions for opening a money account, so almost everyone will open a money account.
With wealthy households, there will be interest, and with interest they will save money. Now that the money has been saved, it is basically impossible for them to leave the Sunset Territory.
Because whether it’s money accounts, interest rates, or anything else, these are exclusive businesses in the Sunset Territory and cannot be found anywhere else.
In the long run, these people will stabilize in the Sunset Territory. By then, even those who belong to the Sunset Territory will probably withdraw from the original territory and join the Sunset Territory.
Although Business Five and Business Six have not yet been opened, since Sui Luo has released the names of the businesses, it means that she already has a plan, but she does not have the conditions to implement it yet.
Business five is taken literally. Su You thinks it should be a 'loan'. As for business six, Su You thinks it should be something similar to a financial management product. She just doesn't know what Jinluo thinks specifically. We can talk to you about this later. She chatted in detail.
…
In general, Jinluo's operation can not only collect a large amount of money for the bank in a short period of time, but also indirectly help the territory increase its population. It can be said that she is an excellent talent.
After marveling, Su You took out the other two pieces of paper.
The second one shows the upgrade conditions and level privileges of the money owner, and the third one shows the ratio and conditions of interest signing.
The second piece of paper——
"Money Account Instructions"
Upgrade conditions:
Level 1: If the deposit amount reaches one copper coin, you can create a money account for free and upgrade to Level 1.
Level 2: If the deposit amount reaches one gold coin, you can upgrade to Level 2 for free. When the amount in the money account is less than one gold coin, the level of the money account remains unchanged.
Level 3: If the deposit amount reaches 100 gold coins, you can upgrade to level 3 for free. When the amount of the money account is less than 100 gold coins, the money account level will be reduced to level 2.
Level 4: It can be applied when the deposit amount reaches 10,000 gold coins, and the monthly net deposit amount (deposit minus withdrawal) is not less than 1,000 gold coins. If the monthly deposit amount is less than 1,000 gold coins, it can be applied for the next month. The money account level will be reduced to level three.
Level 5: Temporarily closed
Money account permissions:
Level 1: The free currency exchange limit is increased to fifty silver coins, and the profit signing business is unlocked. The profit contract signing level is level one.
Level 2: On the basis of having all the permissions of all Level 1 money accounts, the number of currency exchanges is increased by one, the free quota is increased to one gold coin, the interest contract can be signed at Level 2, and the money borrowing business is unlocked (the limit is 1~10) gold).
Level 3: On the basis of having all the permissions of all Level 2 money accounts, the number of currency exchanges is increased by one, the free limit is increased to ten gold coins, the interest contract can be signed to Level 3, and the money borrowing limit is increased to 100~500 gold coins. , unlock high-profit investment business.
Level 4: On the basis of having all the permissions of all Level 3 money accounts, the number of currency exchanges is increased by one, the free limit is increased to 100 gold coins, the interest contract can be signed to Level 4, and the money borrowing limit is increased to 1000~10000. The proportion of gold coins and high-profit investment business increased.
Level 5: Temporarily closed
…
Just after reading the second piece of paper, Su You already discovered that Jin Luo was very ambitious.
Regardless of anything else, the upgrade conditions for level three and level four money accounts alone can illustrate this point.
Obviously the upgrade requirement for a second-level money account is only one gold coin, while the level three has reached one hundred gold coins, and the level four has reached 10,000 gold coins.
It is already good to know that the money in a small territory's bank can have a total of thousands of gold coins. But here, it is far from even the level of a fourth-level money owner.
Being ambitious is a good thing, but Su You is also worried that Jin Luo may only have ambition but end up without a complete plan and ideas, or these ideas simply cannot stand the test, and then the economy of the entire territory will collapse. .
However, at least for now, Su You felt a lot more relieved after reading the third piece of data.
This piece of paper is different from the one published outside. It is a draft that Sui Luo calculated after repeated calculations. In addition to the signing data of interest, it also contains the process of Sui Luo calculating this data.
Even if Su You didn't know anything before, as long as he looked at these calculations, he could tell that there was no problem with Jin Luo's arrangement.
Su You didn't know how long she had been waiting. She could have waited. Anyway, almost everything she wanted to know tonight had already been seen on these three pieces of paper.
But it was precisely because of these three pieces of paper that Su You didn't want to leave.
But she didn't expect that the wait would last for more than two hours, from 7pm to 9pm.
