The next day, in Qiongzhou City.
An excited child holds a stack of thick paper in his hand.
"Out of line, out of line! Wangfu bonds have high interest rates and stable returns. Rich households in Qiongzhou are buying them."
A passing businessman stopped the child out of curiosity.
He popped out a few coins: "Child, what are you holding in your hand?"
The child showed a dirty face: "This is a newspaper, called Qiongzhou Daily. It records the latest happenings in Qiongzhou every day."
"Newspaper? That's interesting. How much does it cost for a child?"
"It's not expensive, just two copper coins. I've already given you the money, so I'll give this portion to you."
After saying this, he bowed his head and continued walking towards other alleys with a newspaper on the ground.
The businessman picked up the newspaper and read it, and was shocked.
"This is a grand gesture from King Liang!"
The coachman, who looked unfamiliar, asked, "Master, what's the matter?"
The businessman said: "This is our opportunity to make a fortune!"
The coachman didn't know why: "Sir, how can I make a fortune?"
The businessman smiled and said: "You don't understand this. Let me ask you, in today's world, what kind of business can make a profit without losing money?"
The coachman scratched his head and said, "I don't know? Don't you run a bank? Others save money and give us storage fees."
The businessman said: "Under normal circumstances, the money in our bank cannot be tampered with, and if you lend it out, you may not be able to get it all back."
"But this is different from the royal debt. It uses fertile land as collateral. Even if the money is not paid after maturity, there will still be land that can be compensated to the person who deposited the money."
"Quick, go to the Prime Minister's Mansion immediately!"
At this time, the major banks on the island started to react, and the rich people who left in anger yesterday also reacted.
"Do you think Prince Liang is greedy for our money?"
A rich man who opened a bank said: "Don't worry about whether he is greedy or not. Once we buy these royal bonds, we will definitely make a profit. Anyway, the money spent is the money of the people who deposited it in the bank. If they can't pay it back at that time, let them go Go find Qin Yun!"
"To put it lightly, what should you do if a depositor comes to you to withdraw money?"
A wealthy banker said: "You are stupid, not everyone will be in a hurry to withdraw money. Moreover, not everyone can buy this royal debt. We need to pay custody fees when we open a bank to save money."
"If we were to give depositors interest, even if it was just a small sum, depositors would not be in a hurry to withdraw it."
"If we use this money to buy royal bonds and earn interest rates, this is simply a business without capital."
"Stop talking, I'll go buy it first!"
When the wealthy businessmen heard this, they reacted one by one, especially those who opened banks. If other banks really pay interest to depositors in the future, and their own banks not only refuse to pay but also charge handling fees, then only fools will come to deposit money in the future. ?
What’s the point of a bank without money?
If someone starts, someone will immediately follow.
Not long after, a lot of people poured in outside the gate of the Prime Minister's Mansion.
In the mansion, Qin Yun stepped in and pulled off the human skin mask on his face.
Wang Muzhi bowed forward and said: "Your Majesty, the navy army you ordered has been invited. But I don't understand why it is called the navy army?"
Qin Yun smiled and said: "The flood is flooding. How can ordinary people think independently under the torrent? This water is a coercion!"
Wang Muzhi laughed loudly: "I understand that the people's hearts are like water, and the desire for profit is like a flood."
"The prince used this small interest rate difference to make a group of people flock to it. It's high, it's really high!"
Qin Yun waved his hand: "Get ready, sell as many kills as you can this time, don't be afraid!"
"yes."
In fact, Qin Yun was not worried at all that no one would buy it.
After all, in this era of money banks, not only do you not pay interest when depositing money, but you also have to pay a custody fee.
The reason is that silver will wear out, oxidize, and may be lost when transported from one place to another. Large banks have their own escort agencies, and small banks also hire escorts to escort the silver that is transferred to and from various places.
In fact, ancient money banks and modern banks are two different concepts. Although they both have the function of attracting deposits, they do not have the means to generate money from money.
Even if they lend money, they don't dare to lend more because they are worried that they will not be able to get it back, and they are also worried that the money will not be enough for turnover. This is why most banks keep the money in their warehouses to get moldy.
Qin Yun took advantage of this and forced these banks in Qiongzhou to make changes. They don't want handling fees, but if you do, only fools will deposit money into your bank.
If you don’t buy the royal bonds, others will buy them. Others will split them and pay interest to depositors. If you don’t pay them, why should others deposit them to you?
This is not a question of whether to buy or not, this is a question of life and death for the bank.
In addition, Qin Yun dressed up in disguise and blended in to speak out and inspire people.
Not long after, a group of wealthy households, especially those who opened banks, poured into the Prime Minister's Mansion.
Since then, Qiongzhou's local banks have transitioned from the era of negative interest to the era of positive interest.
Wang Mu sold a total of eight million taels of royal debt in one day.
At sunset, Wang Muzhi came to Qin Yun holding the account book.
"Your Majesty, we have money!"
Qin Yun smiled and said: "Having money, this is just the first step. This money must be made from money, because we are still short of interest."
Wang Mu was stunned: "Do you really plan to pay it back?"
"Pfft~"
Qin Yun, who was holding the tea bowl, choked.
"Who do you think I am? This money seems to be the money of the rich, but it is actually the money of the common people. If you don't pay it back, I will kill you someday!"
Wang Muzhi shrank his neck and chuckled: "Your Majesty, can we issue unlimited royal bonds from now on?"
Qin Yun snorted softly: "You have a good idea. Rare things are more valuable. Besides, once you make too much and exceed the bottom line of redemption, the interest alone will kill you."
"If it weren't for these son-of-a-bitch pirates, I would never have used this method. This is Yin Chi Mao Liang."
But Wang Muzhi said: "The lower officials have a different understanding. It seems that Yin eats a lot of food, but it can accelerate development. With this money, we can recruit troops, build bridges and pave roads, build more large warships, and..."
Wang Muzhi didn't say the next sentence, but Qin Yun said it for him.
"You can grab it!"
Qin Yun moved his eyes to the sea map aside: "The world is so big, I also want to go everywhere to make money!"
Dynasties in history have never been able to get out of the law of historical cycles. In fact, there is another reason, and that is that they are too involution.
Land annexation brings about wealth inequality.
This will lead to unlimited exploitation. When a disaster comes, the people will be miserable and unable to make a living. Isn’t it the opposite?
But as long as the territory is large enough, disasters in one place will not cause disasters everywhere!
As long as there is sufficient external interest input, the dynasty will always show a prosperous scene.
Once upon a time, this was the way Westerners followed.
But now Daxia is going to take this road, with Dongyi in the east and Xiyi in the west. Just take a bite and make Daxia prosperous for another hundred years.
Of course, people have limitations, and even Qin Yun didn't think that far ahead at the moment.
He is the prince of Daxia and the future emperor of Daxia. His responsibility is to let the people of Daxia live with dignity and to keep the people fed and clothed!
This road is destined to be paved with bones, and Qin Yun has long been prepared.
Whether he is a tyrant or a coward, let future generations decide!
"Wang Muzhi!"
"I'm here."
"Spend the money and spend it all on me."
"promise!"
Wang Muzhi happily went to deal with his official duties. It is said that it is difficult for a clever woman to make a living without money. He is the prime minister of Liang Guofu. He has money every day when he opens and closes his eyes. Where is the money?
Now that you have money, you can do what you need to do.
And with Qiongzhou's war machine in action, the One-Eyed Alliance is not idle either.
Qin Yun's previous surprise attack had left them with a thorn in their backs, and they didn't know when Qin Yun would come again. Therefore, these days, they are on guard.
There are patrol boats patrolling the three islands throughout the day. The first boss is personally on duty, and the second boss, the Three-Eyed Tiger, comes to Daliuqiu Island with gold, silver and jewelry.
Qin Shan came forward wearing a mask to greet him.
"I am even happy to welcome the Second Master to the island."
The three-eyed tiger looked around: "You're welcome, King of Ryukyu. Where is the thing we want?"
Qin Shan said with a smile: "We are all on the boat, why don't we have a rest for the night first?"
"No rest, get your things and leave immediately!"
"Okay, but I forgot to tell the second master. We have this cannon, but we still lack shells. We and Qin Yun are both old enemies. I don't want to sell it too expensive. One shell costs 10,000 taels of silver. What do you think? ?”
"Ten thousand taels? Why don't you go and grab it!"
Qin Shan: "I can't help it. This thing is too expensive and not just anyone can make it. But for my sake, buy ten and get one free. Please consider it carefully!"
The three-eyed tiger snorted coldly: "Then I'll give you two hundred first."
"Easy to say!"
"Load the ship for the second master. By the way, the second master can also try a cannon. It's really fun!"
"Of course I'll try."
The three-eyed tiger came to the fort and lit the fuse at the signal of someone on the sidelines.
Just listen to a "bang" sound.
A big crater was blown up on the beach a few miles away, and the Three-Eyed Tiger was very excited. With this thing, why should he be the second in command!
The three-eyed tiger's mind started to get excited.
"I heard that there is also something called a fire gun."
"Of course, you can afford a thousand taels of silver!"
Even a fool knew that the three-eyed tiger didn't cost much at all, but he still gritted his teeth and bought ten of them.
"Farewell!"
Qin Shan smiled and said: "Second Master, go slowly and come often!"
Tanaka Haruko on the side was quite puzzled.
"Why did the prince buy it for them?"
Qin Shan said: "Let them deal with Qin Yun, and then we will have the energy to help the Tokugawa family take down the entire Fuso territory."
Tanaka Haruko's eyes lit up: "Your Majesty, I'm at your disposal tonight!"
Qin Shan pinched his chin: "Little goblin, that moment is not as good as this moment!"
"There's a lot of sand here..."
"It's okay, I'll give you a cushion!"
Tanaka Haruko: "..."
