But the busier place than the market is Chengxi Xiaoxiaochang! There are so many people queuing up to exchange money there!
Liu Haojia demolished a section of the small school ground wall, and then built a row of houses in the gap. There is a big sign hanging at the main entrance: Jingshi Bank!
There weren’t many people here a few days ago, but now it’s full of traffic and crowds! Most of the people who come here are low-level officials and relatives who come to exchange money. However, the bank clerk did not complete the business in hand as quickly as possible. Instead, he kept telling them that bank notes can be used at various merchants.
This matter was specifically explained by Liu Haojia. His purpose was to prepare for merchants and officials to use the banknotes in his hands on a large scale in the future. Once his money is spread in the capital, it will be much easier to spread it in other cities.
This is a real financial method! How can anyone who is engaged in finance in future generations not make a fortune! Especially in this era of very simple economy, the simple means known to Liu Haojia have become the Midas touch! If there is a relatively mature bank supporting him, nothing can be done!
After the waiter's persuasion, many people left with hesitation. But there are still many people who insist on exchanging silver. Faced with this request, the guys naturally helped him exchange it for silver without hesitation. Seeing how happily they exchanged it, many people hesitated, accepted the idea that the banknotes could be used at will, and left with the banknotes. Later, it will be proved that their choice was right. After all, this kind of light and soft banknote is much easier to carry than heavy silver.
At the same time, in the study room at home, Zhang Juzheng, wearing casual home clothes, was carefully looking at a banknote in his hand. This bank note was brought to him by You Qi.
Originally, there was no need to alarm Zhang Juzheng about receiving and writing gifts, but because the money was collected from merchants and then forwarded, You Qi felt that this was a big deal and he should tell Zhang Juzheng. That's why I came here with the banknote.
Zhang Juzheng looked at the banknote carefully for a long time and then put it down and said: "This banknote is very exquisitely made! And great efforts have been made to prevent counterfeiting. It seems that this person has a big heart!"
As the first assistant of the Ming Dynasty, Zhang Juzheng naturally had to understand some simple financial common sense. What's more, even if he didn't understand, there would be someone who could make suggestions. So he was keenly aware of Liu Haojia's thoughts. It's just that he still can't figure out the reason.
At this time, You Qi said from the side: "Does the master mean that he is going to spread this kind of banknotes on a large scale?"
Zhang Juzheng said with a smile: "Look at the fine workmanship of these banknotes, especially the great efforts made to prevent counterfeiting! Now at a glance, there are already five identifiable methods to prevent counterfeiting! I think Liu Haojia must There are more subtle anti-counterfeiting methods, but we don’t know about them yet!”
You Qi said: "I don't pay attention to the way the banknotes are made. I am just interested in the face value of the banknotes. Master, look, the areas of his banknotes are divided into one tael, five taels, and ten taels. Fifty taels and seven other types can be combined at will, no matter how much money there is. If it is really spread out in the future, the gold and silver shops and banknotes will be headed by him! "
But when he finished speaking, he found that Zhang Juzheng was actually lost in thought. When he saw this, he calmed down, just added a piece of spice to the incense burner and stood still.
After a long time, Zhang Juzheng said slowly: "You Qi, actually, I was very emotional just now, because this money was clearly collected from the commercial taxes of merchants in the capital! You know, this is what I have always wanted to do. , or something that I wanted to do but didn’t dare to do! I didn’t expect that he not only did it, but also accomplished it!”
Hearing this, You Qi hurriedly said: "Master, don't think so much! Although he seemed to have accomplished it, in fact the money did not go into the treasury. Instead, the profit was distributed to officials at all levels. That is the one given to Your Majesty. A sum of money also went into the internal treasury. If you want to calculate it, it should be regarded as blackmail and bribery!"
Zhang Juzheng said: "You don't understand! As long as you tear a hole in the commercial tax, it will be much easier to do things in the future! You see, although the money does not enter the national treasury now, part of the money that goes into the internal treasury will always be used for state affairs." superior!"
You Qi smiled slightly when he heard this, because he knew that Zhang Juzheng was thinking of digging into the royal treasury! It is estimated that in the future, he and other cabinet elders will try their best to take out money from the inner treasury to replenish the national treasury. I am afraid that Emperor Wanli's money will be spent before he can warm up!
Zhang Juzheng continued: "Now that the commercial tax has been collected, if there is an opportunity in the future, as long as the court changes the decree, the money can enter the national treasury smoothly! If the court can collect commercial tax nationwide, the annual income of the court can be How many times more! How many great things can the court be able to do by then?"
Hearing this, You Qi frowned and said, "But Master, if the money distributed to various officials is not given, they will not agree! It might cause turmoil!"
Zhang Juzheng said nonchalantly: "It's simple. When dividing the money, reduce a part slightly, and the rest will be used as a salary increase. I guess they won't say anything! After all, the salary of the imperial court is indeed a bit low!"
You Qi was stunned when he heard this! Because he really didn't expect that the way to break the situation was so simple! Ichichi's understanding of officials is that if they are not given more profit money, they will definitely make trouble, but if they are given less money, they will most likely swallow it. After all, there is still money to take, so they should spend the dirty money in the name of increasing their salary. A clear path is better than nothing after angering the court!
At this moment, Zhang Juzheng suddenly raised his head and said, "You Qi, what do you think we have started to collect commercial taxes?"
After hearing this, all the hairs on You Qi's body stood up! He was shocked and said: "Master, this is absolutely impossible! Not to mention those people in Jiangnan, we can't afford to offend them, even that mysterious master will not let it go! If..."
Zhang Juzheng suddenly became excited. He sat up straight and said, "Don't worry, I won't do this right away. At least I won't do it until the world's land is clarified! When the treasury is full in the future, we can adjust the guard army." Soldier, nothing can be done at that time! The whole world is under the control of the truth!"
You Qi frowned worriedly when he heard this. He knew that his persuasion was of no use. Zhang Juzheng had clearly made up his mind at this time, and nothing he wanted to do was impossible. So he could only remain silent.
