Everyone originally thought about their third-level strength, but Lingfu announced that the upper limit for first-level spiritual practitioners is 100 credits, and for second-level spiritual practitioners, 300 credits...
They didn't say 1,000 credits, there should be 500 credits, right?
The result is good, nothing!
We obviously have our eyes on the elixirs and weapons, and are waiting to pay for them. Now there is a gap, and no one has snatched up all the good stuff!
Liu Gongqian looked embarrassed and was stared at by everyone. After a long while, he hesitated and said: "This..."
"Speak quickly, otherwise we will treat you as an accomplice of Shi Nan. If Shi Nan can't hide, we will operate on you!"
Liu Gongqian was so depressed that he almost vomited blood and said humbly: "Shi Nan and Teng Hongyu are best friends, and they have a good relationship..."
Teng Hongyu's face continued to darken. Today, his face is either swollen or black, and he has almost forgotten what it feels like to laugh.
"Stop talking nonsense and tell me what's going on!"
Liu Gongqian said helplessly: "Shi Nan means that level three customers are high-risk customers and should be reviewed slowly."
"What do you mean?"
"That is to say, if you go to the space world of level three or above, you will die a lot, so it is not very safe." Liu Gongqian said bravely.
Everyone was stunned for a moment, and then Cao Yangyao cursed loudly: "This bastard is cursing us!"
Seeing that he was going to kill someone, Liu Gongqian hurriedly said: "Before coming, Shi Nan also asked us to give you a message. You can also borrow credits for third-level and above, but the interest will be increased..."
"Asshole! That's too much!"
Everyone was furious. Is this a different treatment?
"He said that for high-risk customers, if the interest rate is low, he will definitely pay, but he cannot afford to pay.
The school is only willing to bear a small part, unless everyone can persuade the school to bear all..."
Everyone stared at him, joking, if they really could make sense, they wouldn't have done it earlier.
"How much higher is he going to raise?"
"The minimum is 50%, and the increase depends on the situation... For example, Vice President Cao, Shi Nan means, at least 10%, the risk is greater than others..."
Cao Yangyao was stunned for a moment, and then almost twisted his nose in anger.
What Shi Nan said in disguise means that he, Cao Yangyao, is more likely to have his hair cut off, and the risk is high, so beware of him!
Cao Yangyao wanted to vomit blood, but the others also looked unwilling and said angrily: "That is also President Cao's problem. Our safety is guaranteed when we go to the space world."
Cao Yangyao was not angry now, but was glaring at the person who spoke like a murderer!
What do you mean, am I dragging everyone down?
…
Heather had already anticipated the quarrels in the student union.
director's office.
Shinan is reporting on work at the moment.
"The loan system was just opened today. Within 3 hours of opening it, 80,000 credits were loaned out!"
Shinan sighed: "Dean, the school has also seen how poor our students are and how much they need credits. I think we should be given an additional 100,000 credits."
Xiang Hui didn't care about this, but frowned and said: "Why don't you, a third-level spiritual practitioner above, borrow it?"
"control risk……"
Shi Nan said, and then immediately said: "Of course, I have also reserved 20,000 credits, just for them.
However, this qualification needs to be reviewed, and we cannot deliberately encourage students to die.
Some spiritual practitioners of level three or above are very arrogant. Once they have equipment, good spiritual weapons, and good elixirs, they will probably go to the space world immediately.
I think we need to control this kind of people a little bit and not let them die in vain.
Therefore, for some people who are spiritual practitioners of level three or above, I think we should urge them to go to the space world, and for some people, I think we should let them calm down.
Dean, do you think what I said makes sense? "
Xiang Hui glanced at him and said after a long while: "I heard that you want to increase interest rates for third-level spiritual practitioners above?"
"Dean, there is nothing I can do about it. If I don't add interest, the interest rate is so low now that everyone has to borrow credits.
The first and second levels are fine, and at most they can only accept some tasks on the ground.
But most of the third-level students will go to the space world. This is too dangerous. When the casualties are too large, the school will only bear 5%, which is 5,000 credits of bad debts.
Then I have to bear all the rest, and I can't afford it, unless the school can give me more..."
"Don't even think about it!"
Xiang Hui interrupted him and said in a deep voice: "The fact that the school encourages students to participate in actual combat does not mean that it is willing to let students die.
If you really let it go, the school is worried that you are deliberately encouraging a large number of students to go to the space world to die..."
"Conscience of heaven and earth!"
Shinan was so aggrieved that he raised his hands and said angrily: "Dean, am I that kind of person? What good will it do to me to let everyone die? Is this an unjust accusation against me? Did Ji Yuanliang complain?
I knew that this kind of people are petty and like to make snitches. How old are they to do such dishonorable things? "
Xiang Hui was speechless and said, "It has nothing to do with Ji Yuanliang."
Shinan suddenly realized and said angrily: "Is that what Teacher Long said? He is going too far!
He can question my professional skills, but he can never question my character!
Dean, for a mentor like Teacher Long who has wronged his students, I suggest that he should be allowed to go to the space world and kill hundreds of sixth-order aliens to make up for his mistakes..."
"Quiet!"
Xiang Hui shouted softly, what was this kid thinking? Is this trying to trick Long Hai to death?
Too lazy to pay attention to him, Xiang Hui has a lot of things to do, so there is no time to talk nonsense with him. He thought for a while and said: "It is already extremely difficult for the school to approve 100,000 credits and advance them in advance. No more, it is impossible."
The school's funds are also tight. When new students start school next semester, the school also needs to prepare a batch of elixirs and weapons to meet the needs of new students.
This year, the Lingdao College of the Military Defense University has expanded its enrollment, with the first enrollment reaching 2,000 students. The school is now worried about the funding gap..."
"Didn't Qingbei say it would give us 10% of its resources?"
Xiang Hui sighed: "There is still a gap..."
"Dean, I think it's actually easy to solve this problem. Our school has graduated many high-level spiritual practitioners. We can raise funds from them. They are all wealthy people..."
Xiang Hui glared at him, while Heather encouraged him: "Dean, I think this matter is really reliable, why don't you leave it to me?
I am responsible for raising funds for the school. Not to mention more than 18 billion, I think it is no problem. "
It’s the 80th anniversary of the founding of Military Defense University. How many strong people have graduated?
There are governors, business tycoons, military tycoons, political tycoons, and other people from all walks of life.
Shinan thought about taking this opportunity to get in touch with big guys from all walks of life, and also open up channels for his own business, and see if he could find a wealthy owner to raise funds for himself.
"This year marks the 80th anniversary of the founding of the Military Defense University. I think it should be held once, to celebrate the school and raise funds at the same time."
Xiang Hui pondered for a moment and said: "Let's talk about it again, reaching out to the graduates..."
Spiritual Taoists also need face.
Heather disapproved, those powerful people still have 18 million?
What's more, the Military Defense University also aims to cultivate more elite spiritual practitioners. What's wrong with raising funds?
After saying this, Xiang Hui forgot about the previous topic, waved his hand and said: "I understand, you can go out first."
"Then I'll go first, dean. If the school really needs to raise funds, you can ask me to take charge. I'm a student and I can speak..."
"go out!"
Waving his hand to Xiang Hui, this kid was quite positive about this.
Seeing that Shi Nan was about to go out, Xiang Hui suddenly said: "By the way, go to Mr. Zhang and tell him that his application has been approved."
"Apply?"
"He'll understand if you tell him."
"Oh, I'll go then."
Shinan didn't waste any time and quickly left the dean's office and went straight to the logistics department.
…
Today's logistics department is increasingly depressed.
Most of the previous windows are now closed, and there are not as many spiritual practitioners left behind as before.
Seeing Heather, Old Man Zhang said lazily: "Are you getting credits again?"
"No, I haven't been on any missions recently, so I don't have any credits."
Heather shook her head, but it would come soon.
100,000 credits, if borrowed in one day, 30 credits will be credited to the account. For first- and second-level spiritual practitioners, the probability of anything happening is extremely low.
After a month, that's 900 credits. If you give higher interest to level three or above, it will be at least 1,000 credits.
If you get Heather, you can also get 100 credits.
And wait until next month, these 1,000 credits will become principal again, and then loaned out, there will be another 10 credits of interest...
And these are purely Heather's personal gains.
The school only wants 90% of the annual income from the credits.
In other words, what the school means is that if 100,000 credits are loaned out every year with an annual interest of 10%, the school will be able to get 9,000 credits.
The school doesn't care about the rest.
There is too much room for maneuver.
Moreover, in the later stage, the school did not take back the credits in advance, and the interest accumulated in one year amounted to tens of thousands of credits. Shinan even thought about whether to exchange for some elixirs, go out to sell them, and become a second-rate dealer.
In this way, the price difference will definitely not be low.
Of course, if he is discovered by the school and associations such as elixirs and spiritual weapons, the probability of him being thrown into the space world is also extremely high.
Of course, Shi Nan would not say these things out loud. It is possible that no one in the Military Defense University discovered the details. In fact, it is not difficult to find out. No one mentioned it now. Maybe they dug a hole deliberately for themselves to fall into.
Without saying this, Shi Nan immediately said: "I just came from the dean. He said that your application has been approved. Teacher, have you applied for a job change?"
"Change jobs..."
Old man Zhang was stunned for a moment, then thought of something, suddenly looked at Heather and smiled: "It's not about work. By the way, Heather, your progress has been very slow recently. This is not a good sign."
Shi Nan smiled dryly and said: "I am an explosive player, and I am currently accumulating skills. I may be in the late fourth level in a few days."
"Yeah?"
Old Man Zhang murmured: "You are still slacking off. This is not good. It seems that you have forgotten to put pressure on yourself recently."
Heather looked depressed, I was very stressed, okay.
"Forget it, the pressure doesn't come out of nowhere."
Old man Zhang didn't say anything more and said, "Are you free tomorrow? Come with me out."
"Where to go?"
"A good place, it will be helpful to you."
Upon hearing this, Shinan quickly said: "The one you mentioned last time is good for going to the space world?"
"Yes, are you going?"
"go!"
Shinan was immediately happy and nodded quickly, of course he wanted to go.
"Then remember to come early tomorrow."
"good."
"..."
After agreeing to go out together tomorrow, Heather happily left the logistics department.
After he left, Old Man Zhang yawned and said, "I almost forgot about this. I didn't expect the application to be returned."
As for what to apply for, it is naturally to apply to bring people into the research institute. The level of confidentiality in that place is extremely high.
…
The happy Heather naturally didn't know this at the moment.
He just received a call from Zhang Yiming, and now he is even more happy.
How happy is this?
The platform has been opened, the lending business is going smoothly, and Mr. Zhang sits and collects money every day, but he has to lead himself to fight for benefits. Now the company has many branches of banks willing to cooperate with Lingpay.
Heather was almost grinning from ear to ear. She was just waiting for Xiao Qianqian to hug herself.
As for himself, his progress is slow now, but these days he is not mainly cultivating spiritual power, but mainly tempering his peripheral meridians and taking baths with elixirs.
Once the meridians are completely tempered, he will have no problem breaking through to the late fourth level overnight, so there is no need to worry.
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