Of course, before buying a house or a car, he must first deal with his bank card. Otherwise, although the money in the bank card has been processed in the Monopoly game and there is no suspicion of black money, if he makes a large transaction, the same It will also attract some attention and cause a little trouble.
The bank card was issued by Hwangmuguo National Savings Bank, and he had no intention of changing banks, so he went straight to a nearby branch of National Savings Bank.
To be precise, with such a large amount of deposits, it would be more appropriate to go to the National Savings Bank branch in Feilong City to handle related business, but the National Savings Bank branch is near the Feilong Plaza business district in the city center.
It was the rush hour after get off work, so it was not very convenient to take a taxi, and there was a serious traffic jam in the city center. By the time he arrived at the Feilong Plaza business district, the bank would have already finished get off work.
As for the small branches of banks, forget about them. Those small branches can only handle business of less than 500,000 yuan.
"Welcome! Sir, if you need to handle deposits and withdrawals of less than 1,000 yuan, please go to the AMT area. If you need to handle deposits and withdrawals of more than 1,000 yuan and other businesses, please go to the numbering machine and use your ID card or bank card Card number."
As soon as he entered the tempered glass door of the branch, a mechanical AI voice sounded.
In this dimension whose technological strength is slightly higher than Fang Xiaoyue's original world, AI applications have begun to expand to all walks of life.
An industry like banking, which has always pursued high technology, will naturally not be willing to lag behind others.
As the welcome sounded, a cylindrical robot with wheels underneath drove towards him.
Next, he only needs to say AMT or take a number, and the robot will take him to the corresponding location.
After all, not everyone knows how to go to the AMT area or get a number when they go to the bank.
However, in Fang Xiaoyue's view, the robot's settings are a bit impractical. Let alone the AMT machine, at least the number-taking machine should be integrated into the robot.
As soon as you enter the door, it is very convenient for the robot to directly take your number. Wherever it is needed, a separate number-taking machine is set up to waste the space in the lobby.
Of course, his idea may not be correct. After all, banks also have their own considerations. Or is it that the robot manufacturer does not want to steal the business of the robot manufacturer?
"I want to apply for a VIP credit card."
Fang Xiaoyue didn't understand the credit card levels of banks in this dimension. Well, to be precise, Li Tairui didn't understand these.
After all, as an ordinary white-collar man, it is enough to apply for an ordinary credit card, swipe the card, waive the annual fee, and occasionally overdraft.
You can't use the various benefits of those high-end credit cards at all.
Of course, the most important thing is that with Li Tairui’s assets, even if he wants to apply for a high-end credit card, it is impossible for other banks to approve it!
"Okay, please follow me."
Under the guidance of the robot, Fang Xiaoyue came to the corner of the hall and met the bank's lobby manager.
Well, Fang Xiaoyue wanted to complain, but she felt that if she didn't speed up the time, she would have been in vain today.
"Manager Wang, I want to apply for a credit card that matches my deposit. I wonder if your permissions are sufficient?"
Fang Xiaoyue looked at the other person's name badge, smiled and took out the bank card given by the Monopoly game.
Manager Wang obviously felt that Fang Xiaoyue was a bit pretentious.
As the lobby manager, he has seen too many people.
There are many people who have tens of thousands or one hundred thousand dollars and come here just to pretend.
The question is, wouldn’t it be nice to buy an ordinary credit card with an annual fee of 100 yuan for tens of thousands or 100,000 yuan, and the annual fee is waived if you use it as you like?
Isn’t it foolish to apply for a credit card that is cheap but expensive and has an annual fee of several thousand?
However, as the lobby manager, it is impossible for Manager Wang to refuse such a request.
But he first had to check the balance in the other party's account before he could determine which level of credit card the other party met.
The credit cards that the lobby manager can apply for are divided into three levels.
The most common ordinary credit card has an annual fee of 100 yuan. According to the customer's conditions, you can enjoy an overdraft limit starting from 3,000-5,000, up to an overdraft limit of 50,000, and enjoy some preferential activities of the bank's cooperative merchants, such as supermarket activities. Activities such as randomly deducting 1-5 yuan for every 100 yuan spent.
Silver card, with an annual fee of 1,000 yuan, enjoys an overdraft limit starting from 12,000-20,000, which can be upgraded to a maximum overdraft limit of 200,000, and enjoys some preferential activities of the bank's cooperative merchants.
Gold Card, with an annual fee of 3,000 yuan, enjoys an overdraft limit starting from 50,000-200,000, which can be upgraded to a maximum overdraft limit of 500,000, and enjoys some advanced preferential activities of bank cooperative merchants.
Theoretically, if you deposit 100,000 yuan in the National Savings Bank, you can receive a gold card and enjoy a series of high-end discounts on trains, flights, hotels, etc.
In terms of rights and interests, if you can participate in all the advanced discounts, you will not only save the 3,000 yuan annual fee, but you can also earn thousands of yuan a year.
Of course, if you participate in all the high-end discounts, the money consumed will not be affordable with your 100,000 yuan.
Everything comes from the sheep, and no one will do a good thing that only loses money and makes no profit.
Manager Wang first asked Fang Xiaoyue to sit down on a chair nearby, and then went to the water dispenser to fill a glass of water.
The service is considered to be in place.
Then he inserted the bank card into the machine, asked Fang Xiaoyue to enter the password, and verified the balance in the bank card.
Manager Wang's eyes almost popped out of his head after this verification. He looked at the string of zeros on his balance and wondered if he had not slept well before, which led to his lack of energy and hallucinations at work.
But as a lobby manager who was finally promoted from teller, Manager Wang's will is not easily defeated.
He rubbed his face slightly, showed his eight teeth towards Fang Xiaoyue, and gave a more respectful standard smile: "Mr. Fang, the amount of your deposit in our bank requires more senior managers of our bank to serve you, please wait. moment."
After speaking, Manager Wang carefully returned the bank card to Fang Xiaoyue, then got up and hurried towards the manager's office.
This manager's office is naturally not the manager's office of the lobby manager, but the office of Manager Qian, the top person in charge of the branch office.
Soon, Manager Qian pushed out the door, followed by Manager Wang, and the two quickly came to Fang Xiaoyue.
Manager Qian already has sufficient authority to view Fang Xiaoyue's deposits, so he does not need to verify Fang Xiaoyue's net worth.
However, Manager Qian also expressed his regret to Fang Xiaoyue, because the deposit of up to 4.9 billion is enough to apply for National Savings Bank's highest level credit card - National Savings Black Titanium Card.
Manager Qian does not have the authority to apply for the National Savings Black Titanium Card here, so Fang Xiaoyue needs to go to the branch in the city center to apply.
