Station Street, Café Lucia.
As soon as I heard the name, I knew that this store was opened by Russians, and the owner was a Russian woman in her thirties.
Generally speaking, such a wealthy Russian woman is called "Madam", which means "rich lady" in Russian.
The original person was a frequent visitor to the cafe, but now he prefers drinking tea. As a Chinese, tea is more suitable.
Therefore, Zhou Sen rarely goes to the cafes that he almost went to every day in the past. However, after all, Bingcheng is the largest city in the Far East. There are many foreigners living here, so there is no shortage of cafes.
Basically, you can see two or three cafes, sometimes called tea shops, on the bustling streets every day.
The naming is also very casual.
Since he is a regular customer, Zhou Sen was recognized as soon as he walked in. The young waiter came up to greet him enthusiastically: "Master Zhou, what would you like to drink today?"
"Same as usual, I made an appointment with someone to talk about something, please give me a quiet place." Zhou Sen ordered, the original person's taste should not change much.
"Okay, come with me."
The waiter found him a booth in the corner. There were no private booths here, they were all open booths, but there were also some that were relatively private. As long as two people talked in a low voice, no one would hear them. disturb.
"Thanks."
The waiter brought a cup of latte, and after sitting for a short while, Zhou Sen finally saw a woman wrapped up in her body walking in.
The waiter came forward to ask. She shook her head slightly and made some gestures. The waiter nodded slightly. When she took a closer look at the hall, she finally saw Zhou Sen in the corner.
He lowered his head and walked over.
It was the first time for Bai Yulan to go out like this. She didn't want to come, but she couldn't help coming. It felt like a married woman secretly went out to date her lover.
It was obvious that her husband had died a long time ago, so even if she was looking for a lover, she would do it openly and not be afraid of what others would say.
But her ideal man should be a man who is slightly older than her, mature and stable, but for someone like Zhou Sen who is too unstable and even elusive, she instinctively rejects him.
As a woman, you only know what you want after experiencing it.
It's too cold in Bingcheng this season, so she wraps herself too tightly when going out on the streets. This way, she won't attract too many people's attention.
"I ordered a latte for you. The temperature is just right now." Zhou Sen almost laughed out loud when he saw Bai Yulan's appearance, but he understood that if she showed her true face, she would definitely be recognized. But it became big news that caused a sensation in Bingcheng.
Their relationship is not yet known to the outside world. (The eavesdropper probably knows about it and doesn’t dare to tell anyone. That would be tantamount to exposing himself)
"How do you know I like lattes?"
Zhou Sen chuckled. Could it be that he had smelled it before? However, the tone was so similar to that of a girlfriend who was having trouble with her boyfriend: "Invite you out and help me read something."
After saying that, Zhou Sen took out a black leather bag, took out all the documents and information inside, and handed it to Bai Yulan.
Bai Yulan took it over suspiciously, opened the seal of the kraft paper, took out the documents inside, flipped through a few of them, and asked in surprise: "Where did these things come from?"
"Of course he belongs to my family. You don't even know who I am, right?" Zhou Sen asked.
"I know, this is your adoptive father's property, what do you want to do?" Bai Yulan asked in a nervous voice.
"Can you help me calculate how much money can be loaned out if these things are mortgaged to the bank?"
"Zhou Sen, are you trying to use these mortgage loans to give me money?" Bai Yulan was so smart that she understood immediately.
"What do you mean by investing?" Zhou Sen corrected.
"But you know, the crisis at Ningxiang Pavilion, this money is very likely to..."
"It's nothing, right?" Zhou Sen chuckled, "I know, but I believe in your ability, so I plan to take a gamble on you."
"You, you, this is crazy!" As she said that, Bai Yulan stood up and left. Although she didn't like Zhou Sen, she still had a bottom line.
"Sit down and listen to me. In fact, I can easily take out your 300,000 yuan without any mortgage. However, I am in trouble just like you." Zhou Sen gave a soft drink and motioned for Bai Yulan to sit down. .
At this moment, he is even more convinced that Bai Yulan is a good partner for cooperation and investment. This woman has a bottom line and is much more reliable than many men.
Bai Yulan frowned, but still sat down.
"These things are worthless in my hands. I might as well mortgage them and take out the money to help you. I know that for you, three hundred thousand is just the minimum and may not be enough, but I don't care much about these. I understand, if you take it directly to the bank for mortgage, I'm afraid they will lower the price, so I came to you to help me take a look." Zhou Sen explained.
"These are all the hard work of your adoptive father Anthony, and you mortgaged them like this. How do you explain it?"
"The mortgage is not a sale. As long as I can pay back the money within the stipulated time, these things will still be mine. Do you have so little confidence in yourself?" Zhou Sen said, "What's more, my adoptive father Anthony is not here, and I I don’t know how to manage, so I can’t keep these things. Rather than being eaten away and taken away bit by bit, now that it’s mortgaged, at least the money can still be in my hands.”
Bai Yulan understood more or less that Zhou Sen's adoptive father Anthony was not in Bingcheng, and he didn't care about the business. The companies, factories and stores under his name had long been controlled by others, but on the surface he still held the equity and actually controlled it. Already replaced.
He mortgaged his equity and borrowed a large sum of money, which was equivalent to transferring the risk to the bank.
This does not affect his ownership of the company, because these are still in the name of his adoptive father, and he is the only legal heir.
This move is really clever.
Bai Yulan couldn't help but admire this swinger, who actually had such a mind and decisiveness in killing.
Bai Yulan read the documents one by one, and finally closed them and said: "According to my estimate, the total of these equity and shares is about three million yen, but the bank's calculation will be more accurate, but it will not exceed Three million. According to the current mortgage rules, you can only lend up to 70%, which is about two million. But you are not Mr. Anthony himself. The bank will definitely use this as a reason to reduce your mortgage loan amount. , in order to reduce their risks, I estimate that it would be great if you could lend 1.5 million."
"One and a half million, that's it. If someone robs the company, I won't get a cent." Zhou Sen chuckled. Akiyama Nosuke said that Anthony's father died during the mission. Ivanovich This hypocrite also showed a hypocritical face, and by doing so, he was also preserving Anthony's father's property in disguise.
He really can't think of a better way to fight Ivanovic now.
Moreover, even if his relationship with Bai Yulan is exposed, if he mortgages Anthony's father's equity to the bank and gives the money to Bai Yulan for turnover, at most he will only end up with the reputation of a prodigal son who "turns his crown into a beauty in anger".
Fame means nothing to him.
It's better than being a "traitor".
"Which bank are you going to go to for such a large mortgage?" Bai Yulan asked.
"Such a large sum of money cannot be absorbed by one bank. Banks need to diversify risks, so I am going to find two more banks. You have visited many banks in the past few days. Can you give me a suggestion?" Zhou Sen also paid no attention to the customer. Lord, based on Bai Yulan's understanding of banks, she definitely surpasses him.
"I will recommend three banks to you, and then help you classify these mortgaged equity documents. If you go and negotiate, you may be able to mortgage a considerable amount of money."
"Would it be a little less for the three families? On average, one family would need a loan of 500,000 yuan?"
"If you want to get it done as quickly as possible, it's best to go to as few banks as possible, lest someone interferes with it and you can't even get a mortgage." Bai Yulan said, although he didn't know Zhou Sen's What a situation, but what happened to her exemplifies it.
"Well, you're right. This matter must be resolved quickly. There can't be any sloppiness. Okay, I'll listen to you." Zhou Sen changed his mind and said, "How about you go with me?"
"How can I accompany you..."
"You come with me and help me as a consultant. You can stay outside without going in. After we finish talking about one house, we will go to the next one!" Zhou Sen lightly patted the table and said, "That's it!"
"Zhou Sen, how can I go with you like this? What if someone recognizes me?" Bai Yulan was anxious. If anyone saw her with Zhou Sen, it would be over.
"Who else can recognize you like this?"
"But, this won't work..." Bai Yulan was really anxious. She came out alone, without even Axiang, because she didn't want people to know that she came to see Zhou Sen.
Zhou Sen looked at it and an idea came to his mind. If Bai Yulan put on men's clothes, she would look very good.
"Wait for me here and don't leave. Otherwise, I will go directly to the newspaper and make our relationship public to the public!" Zhou Sen stood up, threatened, and then walked out in a hurry.
Bai Yulan was angry and anxious. This scoundrel had known for a long time that he would not come!
About ten minutes later, Zhou Senyou came in, pulled Bai Yulan and walked outside. There was an ordinary pony carriage parked at the door of the cafe.
The man driving the car was none other than Un.
After getting on the bus, Zhou Sen told Wu En: Let's go.
"Zhou Sen, where are you taking me?" Bai Yulan broke away from Zhou Sen's hand and asked angrily.
"Tongji."
"Why go to Tongji?"
"Of course I'm buying clothes, why not go there?" Zhou Sen said. Tongji Mall is Bingcheng's only clothing, shoes and hats mall, leading the fashion of Bingcheng.
"Stay in the car and don't move. Wait for me for a while and I'll be back soon!" When they arrived at the same station, Zhou Sen told Bai Yulan and got out of the car.
Bai Yulan didn't know what Zhou Sen was up to, but she still obeyed him and didn't get out of the car. About half an hour passed.
Only then did he see Zhou Sen getting into the car with several bags in his hand.
"I bought them all for you. Put them on so others won't recognize you." Zhou Sen put the bag down, closed the door and came down.
There are curtains on the carriage. As long as they are closed, you can't see what's going on inside. As Zhou Sen smoked a cigarette, the carriage door was pushed open from the inside.
A handsome young man walked down. Zhou Sen was stunned when he saw him. Compared with her, he was far behind.
"Does it look good?"
"Good-looking." Zhou Sen nodded. With Bai Yulan's appearance, how could he not be good-looking, unless the person was blind.
"Do you like it?" Bai Yulan blinked and gave her a look.
Zhou Sen felt excited all over and blurted out: "I like it."
"There really isn't anything good about a man!"
"Yu Lan, I think the two of us are a perfect match..."
