"How much?" When Li Shimin heard the number given to him by Wang Qingluan of the Joint Household Department after Cheng Zhijie came back, he almost thought he had heard it wrong.
"Among the four temples in Chang'an, a total of 80 million in cash was confiscated. When converting the properties, shops, etc., it is about 460 million."
"Then about 310 million of them were claimed, and the cumulative tax repayment amount was 42 million."
"In other words, if I rob these four temples, I can get more than 270 million Tang Dynasty coins?" Li Shimin felt that his teeth were itching.
"That's right!" Wang Qingluan nodded: "Then several temples still have more than 60 million in private debts that have not been recovered. However, according to His Majesty's wishes, these are illegal loan sharks and will no longer be pursued."
"I was careless, no..." Li Shimin took a deep breath: "It's my fault for not taking advantage of the situation and copying all the temples across the country! "
Now that the news has spread, those temples in big cities like Luoyang outside Chang'an must be prepared.
Those officials from aristocratic families will definitely not name their properties in the name of these temples anymore.
There will definitely be a relatively large increase in tax revenue this year, but it's a pity that I haven't gotten back the money that the temples have stolen from the people over the years.
It seems that only four temples in Chang'an have made so much money, which is what these temples have accumulated over the years.
"Where are the voices of the people?" Li Shimin asked: "What do the people think of this matter now?"
Fang Xuanling replied: "We continue to lead public opinion through Datang Daily, and some eminent monks such as Master Xuanzang speak out for us, letting the people know that we are not targeting Buddhism per se this time, but some illegal behaviors of these temples."
"And because Ping Guogong's current bank loan interest rate is much lower than that of these temples in the past, the people basically agree with it. At first, some Buddhist believers were a little dissatisfied with it, but now it has basically subsided."
Du Ruhui continued: "Your Majesty, I think now is a good time to implement the insurance plan submitted by Duke Ping, which can quickly enhance our prestige among the people."
Li Shimin cares most about people's hearts. Now that people's hearts have not been shaken by this, it is a good thing.
Just about to speak
Agreeing with Du Ruhui's proposal, Wang Qingluan added: "With such a large capital injection, I suggest that we also establish a National Development Bank to provide some supportive loans to small, medium and micro commercial banks in Datang."
"Then slowly expand the business to all common people, officials and even aristocratic families."
As soon as she finished speaking, all the ministers discussing matters in the Xiande Hall laughed. Cheng Zhijie even said directly: "Wang Shangshu, are you poaching your own family? You won't fight with the Duke of Peace when you go back, right?"
Wang Qingluan smiled slightly and said: "This is originally the opinion of our Tang Ping. He said that healthy competition can make enterprises develop more healthily. The National Development Bank of the imperial court and his Tang Bank compete with each other. In order to attract people's deposits, everyone "
Then she changed her tune: "So Tang Ping also suggested that when the imperial court began to promote the insurance business, it was agreed that the private sector should also establish one or two insurance companies, so as to prevent the insurance business from becoming the exclusive business of the imperial court over time. Only the insurance business and There cannot be too much banking business, and it needs a license from the court to open it.”
Li Shimin thought for a moment and said, "Tang Ping is right. If the imperial court is the only one with insurance business, I'm afraid it will really become the boss's business over time. So do the Tang family also plan to continue doing insurance business?"
Surprisingly, Wang Qingluan shook his head: "Our family does not plan to enter this industry. Your Majesty would be better off issuing licenses to major aristocratic families and limiting their business scope. This will result in there being aristocratic families in every state capital." The insurance business competes with the imperial court, but nationwide, the imperial court’s business is still the largest.”
"Then the banking business can also be like this, allowing some powerful families to establish local banks."
The Aristocratic Family suffered a big loss at the hands of Li Shimin this time, but the Tang Dynasty cannot live without the Aristocratic Family now, and it is impossible to kill all the Aristocratic Family with one stick.
In other words, in the thousands of years of Chinese history, the aristocratic family has never disappeared.
Li Shimin gave them a stick, and now he was about to give them a sweet date.
No matter how much the banking business and insurance business tilt their interests towards the people, they are still very profitable businesses, so these two sweet dates are left to various aristocratic families to compete for.
now that
It can make them grateful to Li Shimin and at the same time cause friction between the aristocratic families and divide their power.
Wang Qingluan didn't say these words, but everyone here knew the meaning.
"Ping Guo Gong is thinking more and more comprehensively now." Fang Xuanling said with a smile: "We are all old. Doesn't Ping Guo Gong really intend to take over our position as prime minister?"
He said this from the perspective of an elder to the younger generation.
They watched Tang Ping grow up step by step. Now Fang Xuanling feels that if he gets more training, Tang Ping is fully capable of taking on the position of Prime Minister of the Tang Dynasty.
"He..." Wang Qingluan smiled and looked at his watch: "I guess he hasn't gotten up yet. If you ask him to come so early every morning to discuss matters, it's better to kill him It’s still serious.”
"Smelly boy!" Li Shimin cursed: "Everything is good, but this laziness can't be changed after so many years. At that time, I thought the name Tang Ping was good, and it represented the peace of the Tang Dynasty."
"Only now do I know that he is really lying flat!"
"Okay, let's not talk about him anymore. Let's end today's discussion. First, we will announce the establishment of the National Development Bank and the launch of insurance business."
"Then we will notify the major aristocratic families that some licenses will be released to establish local banks and insurance companies, and let them bid for them."
"Finally, I paid off Duke Ping's money quickly, so that he wouldn't hang around like a creditor all day long. I also asked him to carefully organize the 20th anniversary celebration of the Tang Dynasty!"
"Yes!" Wang Qingluan pursed his lips and smiled, then agreed.
Then soon the news that the imperial court would establish the National Development Bank and Datang Insurance spread through various means such as Datang Weekly.
The various aristocratic families who got the news first, either the head of the family or a high-ranking elder in the family, began to ask to see Li Shimin.
Needless to say, banks have paid attention to these two businesses since Tang Ping opened them.
As for insurance, with just a little thought, you can understand the key benefits.
In the future, usury has been explicitly prohibited by the laws of the Tang Dynasty, so opening a bank legally is their best way out.
These aristocratic families would not try their own methods to fight against the laws of the Tang Dynasty when the Tang Dynasty was at its strongest.
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