As two groups of people who received rapid literacy completed their short-term studies and joined the army and administrative agencies, Wang Qi was finally a little more relaxed now.
There are a total of three schools in Wangcheng and Xincheng, which can accommodate 13,000 people. However, this is only a design value, and the actual number in the early stage is not even that many.
Because of the existence of juice trees, the two tribes cannot be regarded as agricultural or fishing and hunting societies from the beginning. There is less farming work, and everyone is more willing to cooperate with literacy work... Of course, it may be that Wang Qi was directly ordered by Solaris, so he speaks more It works.
In short, in the past year or so, schools in Wangcheng have been in a state of over-staffing. In addition to basic literacy classes including mathematics, there are also night schools that only teach literacy.
Calculated based on the vocabulary of 800 words in Qin language and 2,000 words in Hindi, the literacy work of 60% of the population in the royal city has been completed so far.
In fact, not many people really accept literacy. The Night Tribe is a life transformed by Solaris's host body when the Night Walkers are approaching the node of another world. They have not fully integrated into the agricultural era. As the second generation after the disaster, many people have basic literacy skills, otherwise Wangcheng would not be able to start work from the beginning.
Because of different conditions, the two schools had different teaching focuses in the first stage. In addition to language and mathematics classes, Yezu's school also had management classes.
The source of the management lesson was partly excerpted from two books specially brought by Wang Qi and his party, and the rest were private goods.
It varies from person to person depending on local conditions. If you copy the management theory of the industrial era in a different world, it is advanced enough, but being too advanced will suppress the driving force for development.
For example, people in the industrial age have very different ways of thinking. In fact, there is some PUA element in management, so that employees can barely work together.
The second generation of disasters grew up in an environment that lacked information circulation. Overall, they maintained a relatively pure state, and were not that good at intrigues.
In particular, there are still a large number of sharp blades in the royal city. If you talk to them about conspiracies, they will only talk about claws and bone blades, which also effectively blocks the spread of conspiracy chains.
Trying to break the "wolf nature" under such conditions will only accelerate the deterioration of the overall environment. If the level is already poor, what else can we do if we are busy scheming and competing for credit.
Therefore, in the management class, there is less management component, but more basic theories of social statistics.
This group of people have been studying for a year, and they have indeed helped a lot. At least each department has begun to take the initiative to investigate private situations related to its own business, and will not wait for the news to come out before writing to Wang Qi.
Take this opportunity to also make adjustments to some early officials.
Some of the people who had nothing to eat hurriedly went home to take care of themselves, while some of the people who worked hard but always failed were demoted.
The large-scale adjustment of officials is probably a development bonus that only new forces can enjoy. After adjustment, they will obtain the BUFF of "Administrative Efficiency +5, Integrity +1".
There is no social security, and Wang Qi didn't just clear out the people and leave them alone. Taking advantage of the relatively abundant manpower at this stage, he sent some who were willing to work back to school to retrain, and the rest were paid 30% of the minimum wage and paid a limited-time subsidy. Year.
In fact, it's okay not to send money, but Wang Qi's small forces are not in a normal state. He will find every opportunity to release money. .0m
Juice trees are so powerful. Although they are sold extremely cheaply, they cannot support the large quantities. Juices in several cities earn more than 40,000 yuan in Phoenix coins every day, which is equivalent to the basic salary of 40,000 people.
It doesn’t matter whether the juice is exported or not. Anyway, the money keeps flowing back.
Coupled with commercial taxes, house sales on Wangtingshu and local taxes, this backflow effect made Wang Qi extremely troubled.
But we cannot cancel these taxes. Since humans invented taxes, it has always been easier to reduce taxes than to increase them. Everyone is happy to reduce taxes. If you want to add them up, you will definitely not be able to add them without chopping off a lot of heads.
In short, the currency in circulation on the market is still not sufficient.
In order to solve the problem, after the completion of the second batch of literacy classes, some people underwent four months of training and internship, officially separated the functions of the currency issuance bank and the business bank, and started the currency transaction business.
Phoenix coins are very special in Wang Qi's eyes. This is his attempt to use people from other worlds.
Phoenix Coin is neither a precious metal currency nor a credit currency.
Precious metal currency, history has proven many times that as business activities gradually become centralized, it will lead to the market always being in a deflationary state. No matter how money is minted, there is never enough money.
Credit currency... Although there are some things that are difficult to say, Wang Qi believes that it is still too young. It is so young that it has been decoupled from gold for decades, and a lot of problems have emerged that cannot be solved at all. Its only advantage is probably that it can be printed casually. The money in everyone's hands is always in the process of depreciation. Human beings' profit-seeking nature has never been as extreme as it was in that era. All the so-called ideals and glamor are filled with money when you look away.
The currency value of the Phoenix Coin is based on the public facility attribute created out of thin air by the Wangting Tree, but the scope of influence of this attribute is very limited.
What truly reflects the value of Phoenix Coin in foreign trade is its binding to iron prices.
The iron price binding is a manifestation of labor value.
Maybe it's not obvious yet, but Wang Qi will find a way to make all people from other worlds accept this setting.
Back to the topic, this time the banks are divided. There was originally only one bank, but it suddenly became seven.
The bank on Wangtingshu is still open for business, and it finally has an official license name: Phoenix Bank.
In fact, it wasn't called by this name at first, but I learned through various departments that the citizens and Red Rock City had long been accustomed to calling Wangcheng "Phoenix City", so it was more intuitive to name it after this. The royal city and the main city on the written document also took this opportunity to be renamed Phoenix City.
Phoenix Bank is mainly responsible for issuing currency and adjusting currency listing prices. There is no interest for depositing money here. It has divested its wallet card business and can only deposit and withdraw money over the counter. It does not do loan business.
The location was changed to the second-level platform of Wangtingshu, which occupies a larger area and the small building is slightly more stylish.
The bank spun off from it, called the Obsidian Bank, commemorates the first use of goods in foreign trade.
Obsidian Bank has branches all over the country, and the head office is located in the building on the first-level platform that the bank used to build. You can conduct currency exchange business here, converting outside money into Phoenix coins, but if you want to exchange Phoenix coins back for outside money, some of them will be rejected.
If it is too complicated, many people will still be confused. Anyway, the external reason is that some external currencies with poor gold, silver, copper content and poor quality will be destroyed, and the minted gold and silver ingots will be deposited in Phoenix Bank.
This is actually done, but the Phoenix Coin has nothing to do with the gold and silver reserves itself, so some of them will be used, especially copper, zinc, and tin.
Obsidian Bank also has bank card printing and card readers. This is a function upgraded to the Wangting Tree during the preparation period. The card reader grown in the bank building can be disconnected from the tree as needed and used elsewhere.
Logically speaking, if separated from the tree, it should become a small tree or die directly.
Not really.
Solaris didn't like to answer questions, so Wang Qi found someone to experiment on his own. He moved this thing to the edge of the small ice forest cultivated in the east and planted it. After two months, there was no change at all, and the function did not change.
After all, they are cells of Solaris, which is a collective consciousness with global wireless connection capabilities. The organs are separated from the mother body and will not escape control.
Watering and fertilizing a large box in your office area may seem a bit strange, but the convenience of a bank card more than offsets the hassle.
Obsidian Bank is also responsible for escorting Phoenix coins between cities. It also provides short-term loans to official enterprises and does not allow loans to be used to support loans.
In addition to Phoenix Bank and Obsidian Bank, two private banks were approved this time, both from Red Rock City.
To be honest, the big investors do have a better sense of business. They just saw that a bank building was being built in the local area, so they inquired about it and approached Phoenix Bank for consultation.
Phoenix Bank couldn't make the decision, so it was reported to Wang Qi.
Nothing to say, approved.
Although the official banks have no interest and do not lend, at least they will not be suspected of bankruptcy...at least not until they are completely wiped out by foreign wars.
Private banks, or money bureaus, money banks, etc., of course want to make some money. If you want to make money, you may lose money. In order to prevent the people under the rule from losing everything... at least some extra money should be paid to let everyone tide over the difficulties. period, so these two banks need to pay reserves to Phoenix Bank.
Because conditions are limited, reserves have also been simplified.
Phoenix Bank will send people to check the accounts every year. It does not care how many loans they lend. It only looks at the total deposits of users and pays a deposit of 25% of the total amount. Any excess will be refunded every year.
In order to prevent the bank from running away with the money within a year of being open, a deposit must be paid before getting a license. Within half a year, there will be Phoenix Bank dispatchers who will settle down in Hongshi City Municipal Government and review their account books every month. After half a year, they will pay the security deposit and start implementing it on an annual basis.
This deposit is real money. If the small bank goes bankrupt, it will all be taken out and distributed to depositors at a rate of 25%. Of course, there is no need to think about interest. A small loss of 75% will at least not lead to bankruptcy.
Wang Qi will not let his men get scolded for others. The process of returning the deposit will be carried out by military forces guarding the banks involved, and the accounts will be counted and settled in person. After the completion, they will be allowed to pack up and run away.
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