Chang'an West Market, Fenglei Bank.
Compared with other shops in the bustling and crowded West Market, Fenglei Bank seems a bit deserted, with not many customers in front of the door.
But everyone in Chang'an knows that this bank is the place with the strongest ability to attract money in the entire West City and even Chang'an! It can even provide financial support for the Tang army's expedition!
Ordinary people will not go near this place, but everyone who walks into this bank is either a wealthy person or a talented person with ambition!
Da da.
Haogong Qianhe watched for a while in front of the bank door and hesitated for a while.
She had never asked anyone to borrow money in her life, so she was naturally thin-skinned and a little uneasy at the moment.
But at the same time, another voice sounded in my heart:
It's just borrowing money, it's just debt, it's not selling yourself, what are you afraid of?
When you get back to Japan, you can just send someone to bring the money back to pay off the debt!
Thinking of this, she finally made up her mind and stepped into the store.
"Please come in, please come in."
As soon as Qianhe Haogong crossed the threshold, a woman in green clothes came forward and led her to the table with a gentle smile.
"My dear lady, please sit down."
The woman in green shirt bent down slightly and said with a smile,
"Would you like something to drink? The bank provides water, tea, grape wine, and seasonal fruits."
Haomiya Qianhe was a little embarrassed——
Are you so polite?
Although she is a princess, she will never show timidity no matter what.
But at this moment, she felt like a country bumpkin had entered the city, and she had no confidence in her heart.
Seeing that she was embarrassed, the woman in green shirt took the initiative and said:
"How about I give you a cup of tea? A batch of new tea has recently arrived. You can try it."
"Okay, okay..." Haogong Qianhe nodded repeatedly.
"Please wait."
The woman in green shirt turned and left.
Only then did Haogong Qianhe raise his eyes slightly and began to look at the famous 'Fenglei Bank'.
Compared with the complexity of other shops in the West Market, the layout of the entire bank is actually very simple.
In the West Market, where every inch of land is at a premium, shop owners are racking their brains to utilize every inch of space. They wish they could pile their shops into warehouses so that their products can get the maximum exposure.
But Fenglei Bank gives people a very empty feeling.
As soon as you enter the door, you will see a large space without even a trace of decoration, like a shop that has not been decorated yet.
There are only a few tables and chairs at the edge of the space, casually leaning against the wall. They are all spotless, and the tiles are as shiny as brand new.
Looking further inside, in addition to the counter, there seemed to be several independent boxes... When Chizuru Haomiya wanted to take a closer look, a cup of tea was handed to her.
"Little lady, here it is."
The woman in green shirt handed over the tea and said with a smile,
"Never heard of Fang's name?"
"Well...my surname is He." Haogong Qianhe looked away, took a sip of tea, responded, and then couldn't help but praise, "Good tea!"
This tea is even better than the one she drank at Honglu Temple!
Take one sip and the fragrance will linger on your lips and teeth. It is definitely top quality!
"Crane? A very poetic last name."
The woman in green shirt looked surprised, nodded slightly, and said with a faint smile,
"Ms. He, you came to Fenglei Bank to make a deposit?"
"Our bank has many types of deposit business, with different years and categories, and the interest rates are also different."
"For example, one-year term, three-year term, five-year term, and ten-year term are four levels of interest rates. There are also two levels of survival period and death period."
"Seeing as this is your first time here, can I explain it to you?"
Haomiya Qianhe: "..."
Why do you think at a glance that you are here to make a deposit?
I am clearly here to borrow money!
This is really...
"Uh...actually I'm here to borrow money."
Haogong Qianhe's face turned slightly red and she hurriedly said,
"Originally it was enough, but recently we encountered some emergencies, so..."
She felt a little guilty and hurriedly explained, but saw the woman in green shirt smiling even brighter.
"It turns out that Madam Crane is here to borrow money and to confess her sins."
She slightly cupped her hands and said with a smile,
"You don't have to be embarrassed. In life, there will always be times when money is tight. This is normal."
"In fact, what banks like most are high-quality borrowers, because only by lending can banks generate income."
"I have worked in a bank for a long time, and I have some skills in recognizing people. You can't be wrong at first sight that you are a noble girl."
"I love high-quality customers like you the most."
After hearing these words, Haogong Qianzhe's expression returned to normal and she felt at ease.
indeed.
I am not an ordinary person, but a princess of Japan! He is a big customer of Fenglei Bank!
Why are you so shy about borrowing money? That's the business that makes them money!
"Thanks."
Haomiya Chizuru took another sip of tea and smiled.
This smile was neither awkward nor nervous. Instead, it was extremely bright, making the woman in green clothes slightly stunned.
"You are so beautiful."
She admired sincerely,
"The face is like a peach blossom, and the skin is like gelatin. Now I trust my judgment even more. Ordinary wealthy families simply cannot raise such a beauty."
"You must be more noble than I thought."
"Please tell me, how much silver do you need to borrow?"
As the 'manager' of a bank, she has seen countless people, and she has met many famous beauties in Chang'an, but the one in front of her can definitely be ranked among the top three!
Compared with my own big shopkeeper...it's not inferior!
This time, she was even happier.
The commission from this business will definitely be huge!
"call--"
Haogong Qianhe took a deep breath and said in a deep voice,
"I want to borrow a thousand taels."
"One thousand taels?" The woman in green shirt raised her eyebrows slightly and said in surprise, "So much? Do you want to buy real estate in Chang'an?"
With such a large amount, the only option is to buy a house.
Although the house prices in Chang'an have been rising steadily in the past two years, the purchasing power of one thousand taels of silver is still strong. It is definitely enough to buy a house in a non-central area of Chang'an.
However, as soon as she finished speaking, Haogong Qianhe spit out two words from her mouth:
"gold."
The woman in green shirt was confused.
"Gold? One thousand taels of gold?! I...did I hear it correctly?"
She opened her eyes wide and said with disbelief,
"You need so much money...what are you going to do? Do you want to buy a big shop in the West Market and prepare to do business in Chang'an?"
One thousand taels of gold...that's ten thousand taels of silver!
Even Chang'an, who spends money like water, can still go sideways with so much money!
"No, I want to buy a horse."
Haogong Qianhe shook his head and responded.
The woman in green shirt: "???"
"Buying a horse? Why is a horse so expensive? It's such a sky-high price!"
She continued,
"Don't be deceived! Let me tell you... the price of a good horse in Chang'an is only a hundred taels of silver, which is only a dozen taels when converted into gold."
"One thousand taels of gold is enough to buy a hundred horses!"
"Don't be confused. You must not do this business...it's too deceptive! Tell me, who set the price like this? He must be seeing your innocence and wants to defraud you of your money! Let me help you reason. !”
As soon as she finished speaking, the woman in green shirt wanted to roll up her sleeves and help her fight against the profiteer.
What a bully! If you see that this little girl is ignorant of worldly affairs, then you are going to die, right?
"Sister, don't be excited..."
Haogong Qianhe felt a little moved in her heart and hurriedly comforted her,
"I'm not deceived. That horse is a horse with blood from the Western Regions. It is indeed worth thousands of gold."
The woman in green shirt was startled.
"A sweaty horse?"
She frowned and said,
"That seems to be quite expensive...but I didn't hear that it costs one thousand taels of gold to buy it."
"I remember that a few years ago, there were a few bloody horses for sale in Chang'an, but they only cost a few thousand taels of silver at most... and the maximum price would not exceed 8,000 taels!"
"That is to say, you can buy it for up to 800 taels of gold... Phew."
The woman in green shirt sighed and her eyes fell on Haogong Qianhe.
"Miss He, don't blame me for talking too much. Although this sweat horse is good, there is really no need for you to ride such an expensive horse. It is not worth it..."
She advised,
"It's just a horse. What's riding on? If you use this thousand taels of gold to buy a house, you can buy several large courtyards with three entrances and three exits in Chang'an. Even large shops in the West City can be afforded!"
"This sweaty horse only has a lifespan of a few decades, and its prime life is only about ten years. It will be useless when it gets old. But you can pass down the house and shop to your family. Even if it is idle, you can still collect rent. How wonderful it is..."
"Let me tell you, many of our bank's big clients have purchased real estate in Chang'an, even if it requires a loan! They are optimistic that the value of houses in Chang'an will increase. This is a sure-fire deal that can protect future generations!"
The woman in green shirt persuaded her earnestly, which made Qianhe Haogong feel a little moved.
Buying a house in Chang'an seems to be a promising prospect...
Uh-huh, stop it!
Haogong Qianzhe shook his head, put his thoughts back, and said helplessly:
"Sister, I didn't buy this bloody horse as my own mount, but as a gift to a noble person."
"This noble man is extremely noble, and ordinary gifts are not worthy of him, so... there is nothing we can do about it."
The woman in green shirt suddenly realized.
"I see."
She stroked her smooth chin and said,
"When giving gifts, naturally you have to choose something expensive to express your feelings..."
"But this bloody horse is really not that expensive. The profiteers must be trying to raise the price. Wait a minute. I know that in four or five months, a group of Hu merchants from the Western Regions will come to Chang'an, including horse merchants."
"When there are more horses, the price will naturally come down. I estimate that I can get it with 600 taels of gold."
Haogong Qianhe's expression turned bitter again.
"Four or five months..."
She smiled bitterly and said,
"I will stay in Chang'an for another ten days and a half at most before I have to return to my hometown. I really can't wait for so long..."
"I appreciate my sister's kindness, but I must buy this bloody horse now. You only need to lend me a thousand taels of gold. When I return to my hometown, I will pay back the money with interest."
The green-shirted goddess looked a little strange.
"You only need to wait four months and you can save 400 gold..."
She whispered,
"Can anyone really be so wealthy?"
"I still like to be taken advantage of..."
Haomiya Qianhe's ears twitched slightly, looking embarrassed.
She doesn’t want to be taken advantage of either! She also wants to save these four hundred taels of gold! After all, I have to worry about the travel expenses back to Japan...
But... there is no way!
She really doesn't have that much time to wait...
"This amount is too large and cannot be decided by a small manager like me."
The woman in green shirt stood up and said,
"I have to ask the big shopkeeper for instructions, and she will talk to you."
"...Okay." Haogong Qianhe nodded.
A loan at the gold level of Qianliang must indeed be decided by the top person.
She was also very curious about who the big shopkeeper of Fenglei Bank was.
Da da.
There was a sound of gentle footsteps.
Haogong Qianhe raised his head and his pupils shrank slightly.
What a nice view!
It was so beautiful that she felt a little threatened!
So elegant!
With such a temperament, I can't even raise the confidence to compare with it!
When this feeling arose in her heart, Haomiya Qianhe herself felt a little unbelievable.
She is a majestic princess of Japan. She can accept losing her beauty to other women, but when it comes to temperament... how could she lose to a business woman?
Oh no, she didn't lose, but she didn't even have the courage to compete.
The other party not only has a sense of nobility, but also a sense of confidence in taking charge of power and looking down on all living beings. That kind of calm and confident feeling, as if she is an empress in charge of an empire!
"Big shopkeeper, this Miss He..."
The woman in green shirt stood up to greet him and said.
Li Qingquan waved his hand.
"Needless to say, I just heard it."
She sat down casually, her eyes fell on Haogong Qianhe, and said softly,
"Miss He, you want to borrow a thousand taels of gold to buy a bloody BMW and give it away, right?"
Haomiya Qianhe nodded.
"Exactly."
"The reason is valid, but a thousand taels of gold is not a small amount. I need to know your details."
Li Qingquan stared at Haogong Qianhe and said calmly,
"Please state your name, place of origin, occupation, and family background so that we can conduct a credit assessment on you."
Haogong Qianhe frowned.
The other party's tone was like interrogating a prisoner, which made her feel a little unhappy.
"Do you have to say it?"
She asked rhetorically,
"If I don't say anything, will I not be able to borrow money?"
"Of course." Li Qingquan nodded and said, "The bank must understand the customer's situation in order to make a correct assessment and grant a quota. In the lending business, the bank only serves high-quality customers. If the customer's information is unclear, it is very likely that If you beat a dog with a meat bun, you will never come back."
Haomiya Qianhe: "..."
Who are you calling a dog? !
"My name is Haomiya Chizuru! I'm from Japan!"
Haogong Qianhe said with a cold face,
"There is no profession. If I have to arrange a profession, it would be the Princess of Japan!"
"My father is the Emperor of Japan!"
"So, can it be considered a high-quality customer?"
The woman in blue shirt: "!!!"
She opened her mouth and looked shocked.
The little lady in front of me is actually the princess of a country! No wonder it’s so noble! Different from ordinary rich girls!
However, compared to her shock, Li Qingquan was very calm.
Princess?
Who is not a princess?
"A princess of a country has a distinguished status, so she can naturally be regarded as a high-quality customer."
Li Qingquan said calmly,
"But I need to correct you. The Lord of Japan cannot be called the 'Emperor'. This is transgression. Only I, His Majesty the Tang Dynasty, can be called the Emperor."
"I hope you remember not to make such mistakes again in Datang, otherwise, you will be in trouble."
Haogong Qianhe was shocked.
This tone...why is it so similar to that Xu Fenglei? !
