"expansion?"
Xu Fenglei looked stern and read it again.
"Yes, expand, expand to the entire Tang Dynasty, and even to foreign lands!"
There was a hint of excitement in Li Qingquan's tone. She pulled out a scroll from under the table and placed it on the table.
Wow!
The scroll is spread out, it is a map of the territory of the Tang Dynasty! There are even rough outlines of foreign regions such as Northern Xinjiang, Western Regions, and South Vietnam.
"Qingquan, this map...where did you get it?"
Xu Fenglei stroked the territory map and said with a shocked face,
"This is not easy to do!"
Throughout the ages, maps have been extremely sensitive objects. Hiding maps privately is the same crime as hiding weapons and armor!
If what is hidden is Kanyu Map, then there is no need to ask, just behead him!
This map now has all the tracts, prefectures, prefectures, and counties in the Tang Dynasty marked in detail. It can be regarded as a dangerous item!
"If you have money, you can make all the difference, so what's the point of getting a map?"
Li Qingquan smiled and said,
"My disciple bought this for a lot of money from the King of Huai'an. He has many more! I picked the best one."
Xu Fenglei: "???"
Good guy! This is a military map!
Punishment, this is really too much punishment!
"You, you... no matter whether it is money or power, you must not abuse it. The idea that 'money can make the world go round' is absolutely unacceptable! Do you understand?"
Xu Fenglei didn't know whether to laugh or cry, so he could only admonish,
"Forget it this time, don't do anything beyond the rules in the future! That old boy Li Shentong is not sensible, so are you?"
"Go and close the store door. This picture cannot be shown to anyone in the future."
Li Qingquan nodded obediently, trotted all the way to close the door, and lit two more candles.
The room suddenly became bright.
"The space given to the Western Region on this map is too small."
Xu Fenglei looked at it for a while and sighed,
"The Western Regions, Tianzhu, the Middle East, Europe...there are countless countries and wonderful civilizations there, which are worthy of our exploration."
"The reason why I fully support Xuanzang's journey to Tianzhu to obtain Buddhist scriptures is because I want him to turn into a beam of light and clear away the fog on this map."
Although he was a person from later generations and owned a globe, how could he remember so much as an ordinary person?
I only know that I went west to Stanastan, but I can’t even remember its name, and I don’t know much about the ancient country that once existed on that land.
"Hmm...are there any treasures in the Western Region?"
Li Qingquan stared at the map and asked suddenly.
"Of course, there are rich mineral deposits there!"
Xu Fenglei said with determination,
"Gold mines, silver mines, gemstones...everything is available!"
"You are often in the Western Market, and you should often deal with those Hu merchants from the Western Regions, right? You should know how strong their financial resources are."
Li Qingquan's eyes lit up.
"They're really rich!"
She continued,
"Every time I come to the bank to make a deposit, I always come directly with gold bricks! The amount is huge!"
"Seriously, if our bank wants to increase profits locally in the next few years, we must start with these barbarians. They are all fat and oily golden pigs!"
"Ah... I want to open a bank in the Western Regions!"
As Li Qingquan spoke, stars began to appear in his eyes.
Xu Fenglei: "..."
Why didn’t I realize this girl was so money-obsessed before?
When I have time, I will tell her fortune, and I estimate that the fortune stars such as Wu Qu, Lu Cun, and Tianfu will be prosperous in the temple, and they will also bring about power and wealth.
"This vision is still very far away, so let's talk about the current things first."
He waved his hand and asked,
"How do you plan to expand?"
clatter.
Li Qingquan's finger pointed at a place on the map.
"Although Chang'an is the most benign place and the center of wealth gathering, it is just a city after all. The number of rich people it can accommodate is limited. Naturally, the wealth it can accommodate is also limited."
She said seriously,
"So, if you want to increase the bank's profits, you must focus on the world! Explore the wealth of the entire Tang Dynasty!"
"If we want to expand, Qingquan plans to open our first branch in Luoyang."
Xu Fenglei nodded.
"Luoyang was also the capital of the country. The land of the Central Plains has always been prosperous." He commented.
"Yes, although Luoyang is not the capital of our Tang Dynasty, there are very few powerful people, but there are many rich people. Its wealth potential is even higher than that of Chang'an!"
Li Qingquan analyzed,
"My father has been operating in Luoyang for many years. I have also lived in Luoyang for a long time, so I know it well."
"If this Luoyang branch can be successfully opened, Qingquan is confident that it will double the annual profits of Fenglei Bank!"
Xu Fenglei gently touched his palms and smiled noncommittally.
"What about the second store? Where do you plan to open it?"
he asked again.
"After Luoyang, if you open a semicolon, you will naturally choose to go south."
Li Qingquan looked like it was natural and said,
"The south of the Yangtze River is so rich! Suzhou and Yangzhou are prosperous places. It will definitely be profitable to open a bank!"
Xu Fenglei shook his head.
"Master, isn't Qingquan right?" Li Qingquan looked confused.
She glanced at the map twice—
There is nothing wrong with your strategy!
"You only think about the benefits, but you don't think about the most important conditions for opening a bank."
Xu Fenglei chuckled.
"What is it?" Li Qingquan looked at Xu Fenglei, bowed respectfully and said, "Master, please teach me."
No matter how well she does, in her heart, her master's level will always be higher than hers, much higher!
"security."
Xu Fenglei uttered two words and said in a deep voice,
"Qianzhuang Qianzhuang, you can understand it literally, this is a treasury!"
"As the saying goes, a common man is not guilty, but he is guilty of having a treasure in his possession. With such a treasury standing in the city, who wouldn't be jealous?"
"Think about it, no matter whether you steal or rob, as long as you make a handful of money from this bank, you will have no worries about food and clothing for the rest of your life! If it were you, when the lay disciples are desperate, would you think Do you want to take a chance? You don’t even have to live in poverty. Some gamblers will take risks if they get lucky."
Li Qingquan was startled.
"But it seems that the situations Master mentioned have never happened..." she murmured.
After hearing what his master said, Li Qingquan also had doubts in his heart.
Yes, logically there should be such people.
But why has she never encountered it?
The bank has been operating for several years, and it has always been calm and no one comes to make trouble...
"Humph, isn't that a good plan for the teacher?"
Xu Fenglei hummed softly,
"I separate the bank from the treasury. The bank only operates business and does not retain gold and silver. The gold and silver must be put into the warehouse every day and stored in the treasury for storage."
"As for the treasury, I set it up next to Jingzhao Mansion. It is the place with the best security and strictest management in the whole city! At the same time, at my request, Jingzhao Mansion Yin will also separate two The Banjinwu guards are here to guard the treasury together with the security personnel I hired."
"This not only enhances the defense density, but also reduces the probability of self-defense theft."
"Chang'an's stable public security, coupled with the presence of Jinwu Guards and the supervision of our own security personnel, form a three-layer protection! This has allowed you to operate calmly for so many years without any major accidents."
"Do you understand now?"
Li Qingquan showed a look of astonishment.
Obviously, before this, this girl didn't think so much at all!
"I understand, I understand..."
She said with a look of shame,
"Qingquan thinks too simply. In bank business, security is the first priority. If security is not in place, once it is stolen or robbed, let alone profits, even depositors' savings will be involved, and then there will be losses. Big hair!"
That kind of situation... I can't even think about it!
"Yep!"
Xu Fenglei snapped his fingers and said,
"So, if you want to open a semicolon, the first thing you have to solve is the security issue!"
"Therefore, if you want to choose a location, you must choose a place with good public security and strong control by the court. Luoyang is indeed good, but Yangzhou and Suzhou need to be considered."
"In fact, Yizhou is not bad. The Minjiang River nourishes the Chengdu Plain, and it is also a place where the people are prosperous and peaceful."
Ta-ta, tap-ta.
He clicked on a few places on the map.
"This, this, and here...the former Shaanxi Province Road, Yizhou Road and Yongzhou territory."
Xu Fenglei said,
"Although these places cannot be called rich, they are all places that your father has visited before. Relatively speaking, we have stronger control."
"If you open semicolons in these places, the profit may not be that high, but it is better than stability."
Li Qingquan glanced at it and wrote down everything Xu Fenglei touched with a few strokes.
"Thank you Master for your teaching, Qingquan has benefited a lot."
With a look of reverence in her eyes, she said,
"Please master, please teach me more so that my disciple will not have to think too hard and take detours."
After saying that, her expression suddenly became a little cunning.
It's backed by a big tree...it's easy to enjoy the shade!
"You girl... you want to grow gray hair for your teacher, right?"
Xu Fenglei rolled his eyes and said helplessly,
"Okay, then I'll tell you more, Master."
"Running one store is completely different from running multiple stores. It's much harder!"
"To open branches throughout the Tang Dynasty, this business model must be completely changed. Here, you can refer to the imperial court. The imperial court established government offices in various states and counties and appointed officials to maintain national rule and social operation. You can also refer to Fenglei Bank The headquarters should be regarded as a small court. As for how to set up an 'official office' and appoint and dismiss 'officials' to ensure smooth operation, that is what you need to think about."
Li Qingquan nodded repeatedly and took notes seriously.
"After finalizing the business model, it is time to officially select a location and open a semicolon. Then there are two more problems."
Xu Fenglei said again,
"First, how to quickly create a name so that wealthy people will trust you and be willing to go to the bank to save? After all, although Fenglei Bank has a famous name around Chang'an, it is completely useless in the entire Datang. People in remote areas have relatively backward thinking, and it is not easy to get them to trust you."
"Secondly, there is the old security issue. As I said, triple protection is needed to ensure the relative safety of the vault. Of course we have to deploy security forces, but at the same time, we also need the cooperation of the local government. This is crucial! In In Chang'an, I can use my position to ask the governor of Jingzhao to help, but what about in other places? Why should local officials obey orders and protect the interests of banks? With my reputation as the prince and grand master? Those local officials don't do it. Take care of me!"
These words made Li Qingquan frown.
"Call your name..."
"Local officials assist..."
"Publicity, security...hiss!"
She held her smooth forehead, with a tangled look on her face.
"How's it going? Do you have a headache?"
Xu Fenglei joked.
"Yeah...I thought it would be easy and I was full of confidence. But now that you say it, it's really difficult and dangerous!"
Li Qingquan pouted and said a little discouraged,
"I can still think about the business model, but I don't have any idea about the last two problems that Master mentioned, especially with the help of local officials. This is simply a fantasy! Unless my father has issued a special edict for this, but how? possible……"
"It seems that the semicolon issue needs to be postponed for a few years. There is no rush..."
This time, she felt frustrated that she had hit a wall and had to turn back.
"Hahaha... Nothing is difficult in this world, as long as you are willing to climb."
Xu Fenglei patted her head as a habit, but suddenly felt a little inappropriate, and quickly retracted his hand, smiling happily,
"I treat you like a beauty..."
"Well, let's do this! As the owner of Fenglei Bank, I can't always let you, a weak woman, overcome all difficulties, right? I should also contribute!"
"As for you, you will be responsible for building a new business model, and leave the next two problems to my teacher to solve!"
"Okay?"
Li Qingquan's eyes suddenly lit up.
"Master, is there any way?!" She stepped forward and grabbed the corner of Xu Fenglei's clothes and said.
"Ahem... not yet, but there will be a way to reach the mountain. Maybe I will figure it out in a couple of days."
Xu Fenglei said confidently,
"Anyway, don't worry. Nothing that can trouble your master has ever happened! These two problems are all your master's responsibility!"
Just kidding, I can direct and plan the Xuanwumen incident, just a bank!
"Thank you, Master!"
Li Qingquan smiled brightly, his eyes sparkling with admiration hidden in them.
Xu Fenglei avoided her gaze and suddenly said: "By the way, how is the progress of Liu Fubo's matter? I am still very interested in his sailing project."
Li Qingquan curled his lips.
"Can I say that this project is too expensive?"
She complained unhappily, "Just building a big ship takes more than half a year, and consumes countless resources, such as solid wood, nails, etc. It is simply a bottomless pit!"
"That guy actually thinks that one ship is not enough and wants a fleet! He said it would be safer to sail that way! I will send him directly to Dengzhou and give him a fund every year and let him wait!"
Xu Fenglei smiled at it.
"Can."
He nodded in agreement, "Just give him some money every year to build ships and recruit navigators. This will temper his impetuous temperament."
"Tell him, if we can really set sail, why not wait ten years?"
Li Qingquan nodded. "Master is right, then allocate the funds to him in ten years according to the budget." She hummed softly, "Even if you throw the money into the water, it would be better if you can divide it over a few more years, or throw away less every year."
Xu Fenglei: "..."
The Scrooge Princess belongs!
