However, facing these problems, Xu Fenglei smiled slightly.
"This eldest sister asked a very good question, and I believe it touched everyone's heart."
He smiled lightly and said,
"Yeah, you don't necessarily feel safe if you keep it at home, so why should it exist at Fenglei Bank?"
"I will respond to the questions raised by the eldest sister and the doubts raised by everyone here."
Just as Xu Fenglei was speaking, more and more people were gathering.
The common people have a herd mentality and like to go wherever the excitement is, and on this Lantern Festival, Xu Fenglei is definitely the most handsome boy in Chang'an. The area around Fenglei Bank is already crowded and crowded.
"First of all, what should I do if I deposit the money in a bank and the bank goes bankrupt or I take the money and run away?"
Xu Fenglei said loudly,
"As for this issue, I think I can use my identity and credibility to vouch for it, absolutely not!"
As soon as this statement came out, the onlookers started to boo:
"Hey! Who are you? How much is your reputation worth?"
"That's right! Give me your identity...what's your identity? Could it be that you are the emperor? Aren't you just a stinky businessman!"
"..."
For a while, the crowd laughed and laughed.
An unknown young businessman is here to say that he guarantees his reputation?
Who cares?
"Brother, please note that you can say that I am a businessman. This is indeed one of my multiple identities, but please do not add the word 'stinky'. This is an insult to me. Thank you."
Xu Fenglei was not angry, he just replied politely, then looked at everyone and said calmly,
"Most of you may not know me, which is normal, so now, please allow me to introduce myself -"
"I am Xu Fenglei, named Tingming, from Longxi. I was appointed as the young master of the prince of the current dynasty. I was favored by the emperor and was granted the title of Duke of Xu. I enjoyed a settlement of 1,500 households. I also served as the minister of the Ministry of Industry and the minister of political affairs."
This string of job titles popped out of his mouth, and they were described in a straightforward manner, as if they were very ordinary.
But to the ears of the common people, it was astonishing!
"Prince's Young Master...what kind of official is this?"
"Stupid! He is the teacher of His Highness the Crown Prince and the teacher of the future emperor!"
"Ah? Is this...is this true or false? What about Duke Xu Guogong, who has 1,500 households in the city?"
"The Duke of Guo has the highest title in the dynasty. The meaning of Shiyi is that the taxes of the 1,500 households are paid to him and not to the court! As for the remaining two... you won't listen even if I tell you. I understand, after all, he is a high-ranking official, the highest-ranking official among high-ranking officials!"
"Oh my god! Is this really fake? This guy is young, so he is probably bragging!"
"Yeah, you're just bragging..."
After all, the people of Chang'an have been living under the emperor's feet for a long time, so there are still many knowledgeable people!
After reading Xu Fenglei's long list of titles, some people immediately realized - this person is not simple!
No, not only is it not simple... but it is extremely terrifying!
"What I said is all true. Otherwise, I would have been arrested by the Jinwu Guards long ago if I was talking nonsense here."
Xu Fenglei looked at everyone's suspicious eyes and just smiled casually,
"Mr. Xu reported his family name, not to show off, but to make everyone believe that my identity and credibility can really guarantee this bank! There is absolutely no way that I can run away! There is no way that this bank will go bankrupt! "
"If you still don't believe it, I can also tell you that the completion of Fenglei Bank was approved by His Majesty the Emperor!"
"This is the only one in the world!"
As soon as this statement came out, everyone was in an uproar!
It's actually true?
And there is an emperor backing him? !
At the same time, several Jinwu guards came forward. Instead of arresting Xu Fenglei, they helped him maintain order at the scene!
This further proves that what Xu Fenglei said is true!
"I have answered the first question."
Xu Fenglei said in a deep voice,
"Now to answer the second question - what should you do if your money in the bank is stolen?"
"I think after answering the first question, I don't need to explain too much about the second question, right?"
"Our Fenglei Bank's Treasury is located in Dongfang, just next to Jingzhao Mansion! There are Jinwu Guards patrolling and standing guard every day! We guarantee that the property will not be lost! Even if there is a bold thief who steals, Jinwu Guards will be dispatched to arrest them. Catch him and bring him to justice!"
"Think about it, everyone, is this much safer than keeping your money at home?"
"To put it bluntly, if your property is stolen, you may not be able to find it back. But if Fenglei Bank is stolen, Jingzhao Mansion will use all its efforts to recover it! Because these properties are everyone's property, not just one person's. People’s property! Any gangster who dares to get his hands on it is seeking death!”
Speaking of this, Xu Fenglei paused for a moment.
At this moment, many people already showed signs of excitement.
"Then how much do you need to pay to keep the money in a bank?"
A slightly obese middle-aged man asked,
"The annual storage fee...isn't cheap?"
This question brought out everyone’s thoughts.
It can provide an absolutely safe environment for saving money. Just spend some money. As long as it is not too outrageous, it can be considered by wealthy families!
"Haha, brother, please be patient."
Xu Fenglei waved his hand and said,
"I will answer your question later, so don't worry."
"Now let's solve the third problem of eldest sister--"
"How to prevent fraudulent claims and confusion in accounts?"
He turned his gaze back to the woman and said:
"Actually, it's very simple. Every customer who comes to Fenglei Bank to open an account will have a portrait drawn for you. If you want to withdraw money, you must come in person and verify the money with the portrait!"
"I know some people will say, what about twins who look alike? Or are there two similar people in the world? In this regard, our bank has another layer of safeguards, which is to formulate three confidentiality questions with customers, and withdraw large amounts. When it comes to money, only by giving the answers to three secret questions can the money be taken away.”
"If your twin brothers and sisters know your three secret questions and take away your money, then I have nothing to say. It is your own family's problem and the bank is not responsible. After all, even if it is the most important person in the world, A strong door, and it is always the person who holds the key.”
These words made the onlookers nod their heads.
This insurance measure has been done very well and rigorously.
If someone pretends to claim it, then it's your own problem and no one else's fault.
"As for the confusion in the accounts, it's very simple."
Xu Fenglei said again,
"When registering to deposit money, you only need to backup two passbooks, one to be deposited at Fenglei Bank and the other to be deposited by the depositor himself. In addition, a deed must be left in the government and confirmed by three parties. It will never be wrong. !”
"Now, do you have any questions?"
(End of chapter)
