Mountain chief! "
After coming out of the workshop, Li Zexuan went directly to Yanhuang Academy and asked someone to call Li Ke over.
"Yeah! Sit down!"
Li Zexuan pointed to the sofa opposite and said.
"Thank you, Chief!"
Li Ke thanked him and sat opposite Li Zexuan.
"Xiao Ke, how are you preparing now?"
Li Zexuan asked calmly.
The preparations he was talking about were of course the preliminary preparations for the introduction of banknotes in the academy.
Li Ke replied: "Chief, I have already made an agreement with Gu Xiaomao. He said that he supports the academy's implementation of Tang Yuan. However, although he did not say it clearly, I can still clearly see his concerns. He I’m worried that someone will imitate fake Tang Yuan and buy things from him!”
As Li Ke's king, Gu Xiaomao must give him three points of face no matter what. Besides, Tang Yuan is the currency promoted by Li Zexuan. His Gu family's current wealth is entirely due to Li Zexuan's promotion, so no matter what, this Tang Yuan, he must be supported!
Hearing this, Li Zexuan smiled confidently and said: "Well! You tell him not to worry. Later I will teach everyone to identify the real and fake Tang Yuan. As long as you remember the characteristics of the real Tang Yuan, you will never be deceived by fake Tang Yuan." Case!"
Li Ke's eyes lit up, "So, Chief Shan, you are very confident in Tang Yuan's anti-counterfeiting methods?"
"Haha! Of course!"
Li Zexuan smiled proudly and said: "Xiao Ke, you don't have to worry about Tang Yuan's anti-counterfeiting issues. The top priority now is to establish Yanhuang Bank as soon as possible."
"How does the mountain chief plan to build it?"
"Since Tang Yuan was only circulated within the academy at first, I planned to contribute 100,000 yuan to the bank as a deposit. Anyone in the academy who has Tang Yuan in hand can get the bank exchange and Tang Yuan face value, etc. Amount of copper coins! In the same way, you can also bring copper coins and exchange them for Tang Yuan of the same face value!"
Li Ke wondered: "Captain, why do you need so much money as a deposit? I think with your prestige in the academy, there is no need to do this!"
To be honest, one hundred thousand copper coins is definitely an astonishing amount of wealth. Even though Li Ke was born in the royal family, he did not have so much property.
Li Zexuan smiled and explained: "Xiao Ke, there is a question you need to understand. Tang Yuan is just a credit currency and has no value in itself because it is not a commodity.
The so-called value is the undifferentiated human labor condensed in commodities. Human labor is consumed when humans produce commodities. Labor can form value. A large amount of labor has a large value, and a small amount of labor has a small value. Only goods have value. However, Tang Yuan did not consume human labor, so it was not a commodity and had no value.
Therefore, as a credit currency, if you want people to believe in it, you must have real money as a guarantee. Otherwise, you just want to make people obey with a piece of paper with patterns and lines on it. I will teach you how hard-earned money can be, how can there be such a beautiful thing in the world? "
Tang Yuan is a kind of paper money. Anyone who has studied political economics knows that paper money only has use value, but has no value, so it cannot become a commodity. Paper money has no value and cannot be used to measure the value of other commodities. Therefore, paper money cannot be used as a commodity. scale of value.
In the first year of Tiansheng of Renzong in the Northern Song Dynasty, when Jiaozi first appeared, the 16 largest wealthy businessmen in Chengdu jointly invested 360,000 yuan as a deposit. Under the organization of Yizhou Zhizhou Zhang Yong, Yizhou Jiaoziwu was established. China's Monetary history has officially begun a new era!
"Credit currency? Commodity? Value?"
Listening to these new terms, Li Ke couldn't help but feel confused. He paused for a long time, and after barely digesting about 50 to 60% of it, he asked: "Captain, are the students exchanging copper coins for Tang Yuan, or using Tang Yuan?" Do banks need to charge a certain fee for exchanging yuan for copper coins? Otherwise, how can they survive?"
Li Zexuan glanced at Li Ke in surprise when he heard this, thinking that this guy is a talented person, he is self-taught, and he can figure out things like handling fees by himself.
"Haha! Xiao Ke, your proposal is very good! But in the early stage, Yanhuang Bank only served the academy, not to make money. One day, when Tang Yuan gets more people's approval, we will implement your proposal!"
Li Zexuan looked at Li Ke with a look of appreciation.
"Oh! Shanzhang Renyi!"
Li Ke heard the appreciation in Li Zexuan's words and said with some joy in his heart.
"Xiao Ke, you seem to be very interested in this money matter?"
Li Zexuan asked thoughtfully.
Li Ke scratched his head and said with some embarrassment: "It's not that I'm interested, Ke just thinks that arithmetic, when used in money, should have unexpected effects!"
Li Zexuan nodded and said: "Xiao Ke, you can think of this, I am very happy to be a teacher! In fact, there is a lot of knowledge in the field of money. I call it economics. If you are really interested in this, I can I’ll teach you specifically!”
As the saying goes, teaching students in accordance with their aptitude, since Li Ke is so keen on economic matters, he will guide him in this direction. Anyway, if Yanhuang Bank becomes bigger in the future, the royal family will definitely take a stake. After he trained Li Ke, he Li Ke can be allowed to participate in the daily management of the bank as a representative of the royal family!
"That's great! Thank you, Chief!"
Li Ke stood up with a look of surprise on his face and cupped his hands towards Li Zexuan.
Li Zexuan waved his hand and said: "I can't teach you much, at most I can just bring you in! But as a teacher, I hope you remember that the economic way is broad and profound. It is a powerful sword, but it is also a savage beast. If used well, the country will be rich and the people will be strong. If it is due to greed and wanton behavior, the powerful sword will turn into a scourge and cause the Tang Dynasty's economy to completely collapse! Therefore, as long as you are engaged in economic-related affairs in the future, You must remain in awe at all times!”
In fact, he wanted to explain to Li Ke how to operate a bank. Yanhuang Bank was just like the banks in previous lives. Once Tang Yuan became popular in the Tang Dynasty, Yanhuang Bank would become an important department comparable to the Ministry of Accounts, directly In charge of the economic lifeline of the entire Tang Dynasty.
At that time, if someone could not resist the temptation of money and started to over-issuance of currency, the Tang Dynasty's economy would definitely collapse. Isn't this what the Ming Dynasty's treasure notes were like?
Li Ke said seriously: "What the mountain chief said today, I will definitely remember it in my heart and never forget it!"
Li Zexuan nodded and said: "Well! Then go and do your work first! Tang Yuan and the bank will start up in the next two days, and then you can come and help!"
"Yes, Chief Shan!"
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