Master Zhang's easy-going and seriousness changed Bai Song's expectations.
Starting from the first word, the other party read the answer sheet carefully in front of Bai Song. Whenever he encountered something unclear, he would stop and ask carefully.
Bai Song stood aside and answered the questions in detail one by one. When talking about the complicated parts, Mr. Zhang would use his pen to annotate them neatly and meticulously.
Bai Song could tell at a glance that the paper in the other person's hand was the test paper he had answered. Unexpectedly, this answer paper with only one question had been completely preserved by Master Zhang until now.
Before talking about his own affairs, Bai Song felt a sense of respect for Mr. Zhang.
This is the first time that Bai Song has a favorable impression of a historical figure from the first meeting.
The source of this good impression was not that the other party regarded Bai Song's test paper as a treasure, but that he realized from the other party's meticulousness that Mr. Zhang was truly dedicated to the people.
As long as it is beneficial to the world, Mr. Zhang does not care about the status of the other party, and he is truly not ashamed to ask questions.
After thinking about it, Bai Song hesitated a little, not knowing whether he should talk about his problem.
Buying a house or land?
This was Bai Song's trap, and it was a vehicle for the bank and the court to get on the same page. The real purpose of Bai Song was to have the court cover the bank and the treasury to share the risk with the bank.
Once an official signs the official document for purchasing land, he or she will be held responsible for the consequences.
It is impossible for the bank to build such a large number of houses with its current financial resources.
Bai Song wanted to use hundreds of thousands of dollars that did not belong to him as a guarantee to ask the court to prepare a document and start a new round of urban reconstruction plan.
By then, construction will begin in the entire slum areas of Chang'an, and all people living in the slum areas will be moved to resettlement areas outside the city.
And promised to return a certain number of new houses.
If there is a problem in the bank and the capital chain is broken, real estate construction in the city will stop, which will inevitably cause dissatisfaction among the people.
In order to control public anger, the imperial court must not allow the bank's funds to be cut off. It must continue to inject blood to the bank to ensure that the construction of real estate across the city is completed.
Since then, the court and the bank have become a community of destiny, and the bank has not failed even if it wanted to.
Bai Song's method is not clever and can be simply understood as adding leverage.
To put it more harshly, it is called a white wolf with empty gloves.
But Bai Song's plan is not a pure scam, because he believes that as long as the urban transformation is completed according to quality and the costs of all parties are removed, the benefits can fill the loopholes caused by the accumulation of interest.
Although it was definitely impossible to make money, at least the court's funds were used to help the bank gain valuable time.
In the past two years, as long as the bank is stable, Qing'er's investment in Huahai has reached the payback period. By then, everything will go smoothly.
Moreover, this cooperation has opened up official channels for banks to issue banknotes. As long as the imperial court recognizes the banknotes, there will be no resistance to its spread across the country.
When banknotes begin to circulate across the country, hundreds of thousands or hundreds of thousands of silver are just a small hole, and you don’t have to worry about it in the future.
Bai Song's plan was to use the imperial court. When the imperial court knew that the bank's funds were tight, it would definitely find it difficult to get off the horse and would definitely pursue the officials who agreed to sell the land in the first place.
If Mr. Zhang reaches an agreement with Bai Song, I'm afraid this official position will come to an end.
When Bai Song hesitated and thought.
Mr. Zhang put away Bai Song's test paper with satisfaction, looked at Bai Song, and asked with a smile: "Okay, it's time to talk about your affairs. Tell me, what matters require the signature of the Minister of Industry."
Bai Song was stunned and didn't answer.
Jiang Zheng tugged on Bai Song's sleeve, "What are you thinking about?" Are you deserting in front of Lord Shangshu?
Before Bai Song came to his senses, Jiang Zheng helped Bai Song send the circled map up.
"Sir, Bai Song wants to buy land in Chang'an."
"Buying land?"
Mr. Zhang was puzzled, wondering why such a trivial matter as buying land got to the Ministry of Works?
But when Zhang Liang opened the map and took a look at it, he was dumbfounded and thought that he really needed his signature.
"What do you want so much for? It's not a small sum."
Bai Song was still hesitating and didn't speak.
Jiang Zheng looked at Bai Song's expression and thought Bai Song was nervous.
Then I thought about it, why weren't I nervous when we were talking about water conservancy projects just now?
After thinking for a while, Bai Song finally spoke: "The common people discovered that even though Chang'an is under the emperor's feet, there are still many poor people in the city. Chang'an is the capital of a country, and Chang'an is still like this, but imagine the lives of the people in other places. I want the world. Tranquility cannot be achieved overnight, so the grassroots people want to make changes in Chang'an City first. The land the grassroots want are the slums in Chang'an. Life in those places is chaotic, the houses are old, and there is a lack of control. If you can spend money to build some new ones in those places, Building, giving people a better life should be a good thing."
Bai Song made a decision.
His plan couldn't be adjusted, he couldn't think of a better way.
Although this will deceive Mr. Zhang, his inner vision is not wrong. This is a thing that benefits the people and himself.
As for Mr. Zhang, Bai Song will find ways to protect him and compensate him.
This time, refined egoistic thinking controlled the Bai Song Dynasty.
Bai Song said a lot, but Mr. Zhang summed it up in four words: "Building houses will benefit the people."
"Yes, this is something that is beneficial to the people."
"Do you know how much the land costs? How much does it cost to build a house?"
"Sir, I am the owner of Mobai Bank. Mobai Bank now has 500,000 taels of reserve funds, which is enough to support the expenses of buying land and building houses. If you don't believe me, you can go to the bank to check the warehouse and accounts in person."
Zhang Liang was surprised again and looked at Bai Song in surprise. Who would have thought that Mo Bai Qianzhuang, which was well-known in the capital, was actually run by this guy?
Banknotes are gradually becoming mainstream. No one has yet figured out the operation mode of banks, and no one will doubt the bank's capital reserves.
This is a small treasury second only to the national treasury.
Bai Song's words proved his financial strength to the other party, and the purpose of building a house was also wrapped in a gorgeous coat.
Bai Song continued: "Adults don't need to worry about funds. The common people just want to do something beneficial to the world after they have money. We have obtained the land, and the people who originally lived in various slums will get a comfortable and comfortable house outside the city. Resettlement housing will give you a place to live without spending a penny. Chang'an City will reduce the stains of the city, give the city a completely new look, which will also be beneficial to public security, and the court will be more popular among the people. At the same time, I want to set an example for other cities."
Bai Song talked about a lot of benefits of building a house, and he talked endlessly.
When Bai Song finished speaking, Mr. Zhang felt a little moved.
There are still many things that Bai Song said that he didn't understand, but Mr. Zhang had a preconceived idea that Bai Song had a mind that ordinary people didn't have.
Thinking of the method of water control in the Bai Song test paper, Mr. Zhang was very confident about it.
"Master Jiang."
Master Zhang suddenly said.
"Sir, what are your orders?"
"You immediately take someone to Mobai Bank to check the accounts and confirm whether the reserves are sufficient. If there are no problems with this proposal, I will immediately forward it to the Ministry of Accounts for advice."