Javed Umai was writing calculations in his notebook. After more than ten minutes, he raised his head and looked at Fang Lang and said:
"Mr. Fang, the minimum cannot be less than 800 cruseiros per year, otherwise we will lose money."
Fang Lang stared at Javed Umai carefully for a while before saying:
"Mr. Yumai, this kind of insurance policy business with a scale of 100,000 people should not be viewed from a purely risk management perspective.
This is a very large amount and you should calculate how much your company can invest with this money after receiving the premiums.
The profits you earn from your investment will be countless times more than what you earn simply from your premiums. "
The surprise on Javid Umai's face flashed away, and he quickly returned to normal, saying with a smile:
"Mr. Fang, it seems that he is very clear about the profit model of our insurance company.
In fact, the 800 Cruzeiro I gave was the final quote I gave after careful calculation and adding our investment profits.
You have to understand that there are currently no low-risk projects suitable for investment of insurance funds.
If we choose high-risk projects, the ROI may indeed be break-even.
But we cannot afford the risk. "
“We can directly add 100,000 customers at one time, but it’s a development opportunity that may not be available no matter how much money we invest!
Mr. Yumai, don't you think about it seriously? "
In order to allow workers to enjoy basic medical services at a relatively low price, Fang Lang put down his face.
Bargaining with Javed Umay.
But as the boss of Yumai Insurance Company, he obviously does not agree with Fang Lang's point of view.
No matter what Fang Lang said, he just refused to let go. The minimum annual premium cannot be less than 800 Cruzeiro.
If calculated based on 800 cruseiros per year, the workers themselves need to pay about 22 cruseiros per month, accounting for about 8% of the workers' monthly income.
Now even 5%, Fang Lang is not very sure that he can convince everyone.
Not to mention eight percent.
In the end, Fang Lang could only sigh and shook his head helplessly.
"I'm really sorry, Mr. Yumai, I think we need to think about it carefully."
Javed Umai is obviously very excited about this business.
Therefore, he said somewhat helplessly:
"Mr. Fang, we at Yumai Insurance are very interested in this business.
However, the price you gave is too low.
If there are any results from your discussion in the end, you can contact me by phone. "
After speaking, he stood up directly, nodded to everyone in the office, and turned around to leave.
In fact, this time cannot be regarded as a negotiation. Both parties have only preliminary expressed their ideas.
The reason why Javed Umay chose to leave directly was to give Fang Lang and others time to discuss on their own.
I also want to return to the company as soon as possible and arrange for the company's financial personnel to recalculate whether this project has the value of cooperation.
Seeing that Javed Umay was about to leave, Mayor Scalia also chose to stand up and say goodbye to everyone.
After leaving Fangyuan Group, Mayor Scalia asked Javed Umay to board his car and left together.
Fang Lang stood by the window of the office, watching this scene with a smile on his lips.
“Everyone is gone, what else are you watching?”
Fang Xinshan looked at his son, who was standing tall and tall by the window, and asked doubtfully.
Fang Lang turned around, smiled and said:
"Nothing, let's see if Mayor Scalia can convince Mr. Javed Umay."
"How do you know Mayor Scalia will help you convince the other party?"
Fang Xinshan asked slightly confused.
Fang Lang smiled and said:
"Guess!"
Hearing Fang Lang's words, Fang Xinshan rolled his eyes and ignored his son.
At this time, Mayor Scalia, as Fang Lang expected, was chatting with Javed Umay about the insurance business they had just discussed.
"Javid, I think you should take it even if it's a loss."
When Javed Umai invited the mayor to ride in the car with him, he already knew that the other party would definitely discuss this matter with him.
But what he didn't expect was that the first sentence actually suggested that he should win the business even at a loss.
"Oh why?"
Mayor Scalia could vaguely guess some of Fang Lang's inner thoughts. The purpose of doing this should be to have something to do with the union.
"In fact, once this insurance business is launched, it will definitely not have only 100,000 customers."
Javed Umai was shocked when he heard what the mayor said.
"How is it possible? Fangyuan Group doesn't have 100,000 workers! Mr. Mayor actually thinks there are more than 100,000 orders."
"Who said Fangyuan Group doesn't have 100,000 workers? Do you know how many workers there are in just three automobile brand factories and corresponding supporting factories?
If Fangyuan Group purchases a basic medical insurance for all workers, what do you think will be the consequences if other factories do not purchase it for their own workers?
Therefore, you should take a longer view.
This is a really big business. "
As a businessman, Javed Umay reacted immediately.
There was an imperceptible glint in his eyes for a moment, but it quickly faded away.
After a long while he said:
“But the quote he gave was so low that no insurance company would accept it.
unless......"
As he spoke, he turned his attention to Mayor Scalia.
Seeing that Mr. Mayor was feeling a little nervous, he asked anxiously:
"Unless what?"
Javed Umai took a deep breath, gritted his teeth and said:
"Unless the government provides subsidies."
Mayor Scalia glared and stared at Javid Umai. This damn capitalist is too greedy.
It's not enough to collect money from workers, but they want the government to provide subsidies.
This is not something that he, a small mayor of Sao Paulo, can decide. At least it must be discussed in Congress.
However, as a politician, he quickly saw the huge political impact this matter could bring.
My heart couldn't help but start to get hot.
Javed Umai saw Mayor Scalia deep in thought and did not interrupt him. Instead, he quietly began to think about his own problems.
There was an eerie silence in the car for a while.
Meanwhile, far north in the United States, Alaska.
A group of workers covered in mud were nervously working around a huge drilling equipment.
“Captain, why do you think the company allows us to continue digging deeper in the original well?
Is it possible that you want to penetrate the earth? "
A young man wearing denim overalls, a plaid shirt, and a peaked cap looked at the middle-aged man who was carefully analyzing the soil that had just been drilled out.
"Someone gives you money to drill through the earth, why don't you do it?"
The middle-aged man said without raising his head.
"Haha...why not! As long as the money is available, it's not impossible for me to go into space and drill through the moon."
The young man laughed loudly after hearing this.
The middle-aged man who was checking the soil on the ground did not continue to answer.
Instead, he reached out and took out a slightly black stone chip from the soil and looked at it carefully.
Not sure, I put it under my nose and sniffed it.
Then he jumped up from the ground as if he was electrocuted.
He shouted:
"Boss, boss, come here and see, what is this?"
In a tent not far away, some people were sleeping, while others were writing and drawing with pens and paper.
Hearing the cry, a middle-aged man with long hair and a somewhat slovenly look stood up from the stool and said:
"Why are ghosts howling? How can an abandoned well really produce oil?"
This new boss is also a fool. He knows nothing but gives blind orders.
It must be because of the extra money. "
As he spoke, he walked towards the drilling equipment.
The man holding the stone piece glanced at the boss who was wandering over and couldn't wait any longer.
He ran directly to the sloppy man, handed over the gravel in his hand and said:
"Boss, look at this stone quickly. I smell the smell of oil."
The slovenly middle-aged man who was a little disapproving at first became energetic instantly when he heard this.
"What!"
He snatched the stone piece from the man's hand and looked at it, his eyes getting bigger and bigger as he looked at it.
He looked at the man in front of him in disbelief and said:
"This was just dug out from here?"
"That's right, boss. Just dug it out."
The sloppy man put the stone piece under his nose and smelled it, and his face began to flush.
He rushed directly to the mud pile next to the drilling rig and rummaged through it.
Soon several more identical stones were found.
The actions of the two people attracted the attention of everyone around them, and everyone moved closer.
The sloppy man looked at the people in front of him with disbelief and said:
"There is really oil, there is really oil down here. Hahaha..."
When everyone heard this, they all looked in disbelief.
After all, this well was the one they originally abandoned, and everyone thought it was impossible to find oil here.
But who knew that during the winter break, the company's boss would change.
The new boss didn't know who had listened to the trick, and asked everyone to continue drilling in the original hole.
Everyone originally took it as a joke, but unexpectedly a new situation emerged today.
But for everyone, being able to actually dig out oil is also of great benefit to them.
After all, they also get a commission after the oil is produced.
Therefore, after hearing that there was really oil down here, everyone became as excited as if they had been given a shot of blood.
People gathered around the drilling platform and inspected the drilled oil-bearing shale.
As time went by, more and more gravel was drilled out of the well, and everyone became more and more confident.
After another whole day and night of drilling, everyone who had just finished lunch heard a huge vibration coming from the drilling platform.
Everyone who was resting ran towards the drilling platform and stared closely at the drilling platform as it descended bit by bit.
As the probe continued to penetrate deeper, the vibrations became louder and louder, as if a demon from the abyss was about to break out of the ground.
But the people gathered around the drilling platform were not afraid at all, but instead showed uncontrollable excitement.
Like a devil's believer preparing for the coming of Satan.
The shaking sound lasted for about half an hour, and there was a whistling sound like a strong wind blowing through the cave entrance.
Everyone knows that this is the roar of natural gas being awakened.
An unpleasant smell began to emit in the air, and then a stream of natural gas rushed out of the casing, spewing black oil more than ten meters high.
The nearby workers were poured all over their heads and faces, but no one could escape, and they all stood below and cheered loudly.
Let the black gold cover your whole body.
This is a moment worth remembering. Years of hard work finally bear fruit at this moment.
Of course, this has nothing to do with the Ridgefield family.
Soon, news spread like wildfire that Global Oil Exploration Company had discovered a large oil field in Prudhoe Bay, Alaska.
As the second largest shareholder, Morgan received the news immediately.
And soon found the well-known McNaughton Consulting Company to conduct a resource assessment for the Prudhoe Bay project.
When the evaluation results were handed to Morgan, Morgan couldn't believe his eyes.
I saw "Estimated reserves of 10 billion barrels" boldly written in red pen on it.
