The method mentioned by the prince is naturally a good one, because the prince is his prospective son-in-law. He is emotionally and rationally, internally and externally. But it is easy to get the joy of moving to a new house, and it can relieve the worries of courtiers. The benefits are obvious, it is very subtle, and it will surely impress all officials."
As for the interest, the annual interest rate of the loan for eight years is only 5%, which is really not high. The total amount is only 40% of the total loan.
Needless to say where this loan came from, and given the nature of the prince, it is impossible to give a free loan to civil servants and military officers, so it is natural to charge some interest.
Xue Guoguan was a popular person around a certain prince, and he had been exposed to the rhetoric about percentages through his ears and eyes, and he already fully understood the relevant proportions.
Therefore, it is extremely cost-effective for his family to pay a down payment of two thousand taels to buy a large house in Xincheng with a price of ten thousand taels.
After his house was confiscated, he would definitely not be able to come up with so much money by paying the full amount at once, but there would be no problem at all if he paid for the house in installments.
There was only one minister with an annual salary of more than 5,000 taels in the entire Zha Ming Dynasty. The eight-year loan put no pressure on Xue Guoguan at all.
As for whether he can be the chief minister for eight years, in line with Wen Tiren's ruling time limit, you only need to consider that the chief minister's daughter has been sent to the palace.
As long as the first assistant becomes the national champion, then the position of the first assistant can naturally rest easy. This is obvious.
No matter how uneducated Xue Guoguan is, he is still several floors higher than the emperor's national champion Zhou Kui, right?
The current First Assistant is not good at anything else. He has a very good ability to observe people's words and emotions, and his sense of smell is extremely sensitive. He has already sensed that the prince plans to use the house in the new city to make a fuss.
This matter involves the change of residences of hundreds of officials in the imperial court, and the total amount is no less than one million taels. From this point of view, the prince's plan is very big.
On the surface, the purpose of building a new city is to share the worries of the capital, which the government and the public take seriously, but in fact it can open the door for the prince to sell real estate, which is a plan that kills two birds with one stone.
Now, in order to lure officials to buy real estate in the new city, they resorted to the trick of paying in installments. It can be seen that the prince is just in his early years, but the city is so rich.
The more Xue Guoguan thought about it, the more he thought about it, and the more frightened he became when he met a holy master who had all his secrets and was several times more dangerous than himself. Fortunately, his daughter was favored by the prince, otherwise the whole family would be in catastrophe.
Wu Di also felt that there was nothing wrong with this method. The courtier wanted to buy a new house, but he didn't have enough money in his pocket. This method could get the best of both worlds: "I agree with what the chief minister said, if your highness puts the new city first, then All the officials should follow closely. If they cannot settle down, they will have to travel back and forth between the two cities day and night, which will be very inconvenient. Now that His Highness has come up with this wonderful plan, all the officials will be able to enjoy their new residence. This will make it convenient for them to serve the emperor, and also for the officials and their families. It’s peaceful and pleasant.”
If the prince built a palace in the new city and insisted on moving there to hold court meetings there, then all the civil and military officials in the old city would have to travel seven or eight miles to go to court.
After going back and forth like this five days a week, everyone will inevitably be full of complaints, so it is inevitable for officials to move their residences.
Since the prince lives in the new city, the officials will naturally have to move to the new city. Fortunately, the distance is very close and it is not a matter of moving the capital thousands of miles away, otherwise it will be even harder for everyone.
Wu Di didn't know where the money needed for the prince's so-called loan came from, but since the prince had opened the mouth of gold, he would definitely be prepared.
If the Ministry of Revenue wanted to pay such a large amount of money, Li Shiwen would not agree, so the prince could only pay it. Perhaps Zijin Bonds were used to provide loans to officials.
"I agree with the views of the first assistant and the second assistant. There is no need for other places in the capital. Even if you spend a thousand taels of silver, it is difficult to find a good house. There are many officials who have poor family circumstances. If they move to a new city, they may have no fixed place to live. , it will definitely bring disgrace to the imperial court. Your Highness’s loan to help hundreds of officials can be said to be a timely help, and it is a blessing for the ministers.”
After the second assistant, Feng Quan, Minister of Rites, became the third loan supporter. As the number one follower of the first assistant, as long as Xue Guoguan expressed his stance, he would follow suit. If the second assistant spoke during the period, he would speak later. .
Being able to become a minister, Feng Quan was not only gifted with money to Xue Guoguan, he was also quite capable. He was incomparable with Hong Chengchou, but he was able to hold his own against Xue Guoguan. However, he did not have a daughter with exposed bust in the family...
Feng Quan wisely did not say the real reason for the high housing prices in the capital. It was because this was the capital of the Ming Dynasty and was at the feet of the emperor. If he revealed it, he would definitely make the prince angry.
So the content was directly related to honest officials. Feng Quan would not prove his innocence, but there were indeed many colleagues in the court who were honest officials.
For example, Wu Zong, Du Yinxi, Li Shiwen and others are all people whose families rely on the monthly salary they earn to survive.
Without the loan provided by the prince to help him in advance, even the second assistant would not be able to bear the huge cost of relocation.
Moreover, after the prince vigorously cracked down on the cannibals in the officialdom, very few of them were able to survive.
Feng Quan is one of those few, but he doesn't dare to spend huge sums of money to buy a luxury house.
Otherwise, the prince's question about where your thousands of taels of silver came from would be impossible to explain.
At present, whether it is a large number of honest officials or a group of moths, they will regard loans as the only way to move to a new city.
They just sign loan agreements with varying terms of years based on the amount of money they have in their pockets.
Feng Quan's remarks were recognized by many colleagues. Even officials who disdained his dealings felt that loans were indeed a very good idea.
I want to live in a new city, but I can't afford thousands of taels of silver at a time. Even if I sell the original house, I'm afraid there will still be a certain gap in funds, so a loan is the safest way.
Li Shiwen, the Secretary of the Ministry of Revenue, basically agreed with this method, but he still had a question, which was where the money came from: "Your Highness, I don't know where the silver needed for the loan comes from?"
Let the Ministry of Accounts pay?
terribly sorry!
It seems that the Ministry of Accounts has no obligation to lend money to officials, even if the annual interest rate is 5%.
Besides, if you give Baiguan a loan to buy a house, how can you make money by directly buying and selling fertile land?
The former Ministry of Finance has already taken over a large area of fertile land around the capital, and has not yet sold it, so it will not be able to serve the officials for the time being.
Even if Li Shiwen couldn't buy the house in full, he would not agree to use Taicang's money to benefit everyone.
Old Li Tou is a very principled official. Even if he loses completely at the poker table, he still thinks that his poker skills are superb...
Yaoji knew that Li Shiwen would ask about the source of the money, but it would be strange for him not to ask, so he replied pleasantly: "Li Aiqing, I will not let the Ministry of Household Affairs loan money to officials. This is for personal gain, and you cannot try it. You are the best. As a minister and serving the Ming Dynasty, I will naturally not embarrass you dear ministers in terms of food, clothing, housing and transportation. On the contrary, I will try every means to solve the problems for all officials. If you want a loan, I can only pay for it out of my own pocket. I must have many dear ministers. I also know about the Zijin Bond. I raised funds to deal with today's problems. Although I was born in the imperial palace and had a good life since I was a child, I also know that life outside is not easy and there are countless people. Therefore, I am exempted from three paychecks. The way to deal with it is to use work instead of relief, and open mines to dry salt. Hundreds of officials are part of the imperial court, and I love Min as much as my son. How can I make you live without a stable place at the feet of the emperor? I will instruct you to do so. Li Jizhou, the eunuch of the East Palace Bingbi, printed the loan matter in a book and sent it to all civil and military officials. Dear friends, you can sign a contract with them according to your own situation. The loan does not require the Ministry of Accounts to contribute one tael of silver, and all the silver taels are borne by the palace itself. To keep the distinction between public and private affairs, Li Aiqing will not be in any difficulty."
Anyway, I am not the one who pays the bill in the end. I am just a contract porter.
As long as the housing prices in the new city are raised, the matter will be half successful.
Assuming that the official residence sells for one tael of silver per square meter, is it possible that the surrounding commercial services cost one tael of silver?
Of course it's impossible, so as the price of official residences rises, the prices of surrounding supporting facilities will also rise.
If merchants want to get the upper hand first, they have to spend real money, otherwise they will have to be seized by their peers.
Five thousand taels of silver to buy a house was an astronomical figure to the honest officials of the Great Rebellion, but it was completely acceptable to the merchants.
As long as the government decree allows it, even the scumbags are eager to buy real estate near the official residence. In this way, they will gain official status, which will not only make the business prosperous, but also the future generations may also enter the official career.
A certain prince is interested in pushing up the overall housing prices in the new city. Only in this way can businessmen flock to buy houses.
By then, not to mention the interest paid to the buyers of the Zijin Bonds, even the construction costs of the official residence will be reimbursed in full.
After checking so many profiteers, Yaoji is still sure that there are still many people in the capital who have slipped through the net. They want to launder their money, but there is no chance.
Since you want to get a chance, I will give you a great opportunity, and it is a huge opportunity. You can wash tens of thousands of taels in one go!
The fat sheep himself feels willing to sacrifice, so don't blame me for sharpening my sword.
One is willing to kill, the other is willing to suffer, this is a very serious business!
When the prince said this, Li Shiwen seemed to feel that he was judging a gentleman with a villain's heart, so he responded sincerely: "Your Highness is so clear-cut between public and private matters, I admire you. The Ministry of Household Affairs will do its best to support the Ministry of Works, so that the construction of the new city can start as scheduled. .”
Since the prince had spoken in advance, the loan matter had nothing to do with the Ministry of Household Affairs. This year, he only needed to allocate two million taels of silver to the Ministry of Works, and it would complete its task by building the city wall before the end of the year.
Although the household department has a lot of money, it needs to be spent in large and proper places. Only salary money, salary money, and relief money meet this condition. In addition to the current city building expenses, other aspects can be saved.
The imperial court had not received any battle report from the direction of Datong, but Li Shiwen was even more anxious than the prince. He was hoping for the stars and the moon to wait for the factory guards who were inspecting the Jin merchants' businesses to come back as soon as possible.
As long as things are done as scheduled, Taicang can be charged five million taels of silver at least. For the imperial court, this is undoubtedly a huge sum of money, which can make up for a lot of the difference that has been spent these days.
Li Shiwen's principle of revenue and expenditure is that it is okay to replenish money in Taicang, and everything is allowed to be brought in and discounted to replenish the amount, but if you want to make expenditures, you must first inquire clearly before agreeing to allocate funds.
He would not be too concerned about the normal expenses of the court. Everything was verified by accounts. For other aspects, if the prince could fill in the spent part, it could be discussed.
The prince and his ministers privately agreed that the eight million taels of inventory in Taicang could not be used rashly. This was Jiangshan Sheji's life-saving money, but it could be allocated as long as it was above this warning line and spent in the right way.
After consulting relevant historical documents, Li Shiwen also found that after the prince took charge of the country, including the Shanxi merchants' finances that were about to be accounted for, the financial situation of the imperial court had exceeded any time since the founding of the dynasty.
Although he had an annual income of 15 million taels last year, his income and expenditure were out of balance. Relief for disaster victims and extermination of bandits were a bottomless pit. Not only was the household deficit running high, but the emperor's internal funds were almost exhausted.
This year, the income exceeds the expenditure, and the prince has adopted a new strategy of providing relief through work, agreeing that all the money allocated has a clear purpose and will not be distributed randomly to various places.
Shandong had Yan Jizu, and Shaanxi had Zuo Maodi. They first stabilized the two important areas in the east and west. The prince also implemented the New Deal in the Jifu area. Yin Houdong of Shuntian Prefecture was responsible for the implementation. Only Shanxi and Henan were left in the north. needs to be improved.
If they follow the prince's method, Shandong and Shaanxi can be self-reliant within three years, and the court will be able to get rid of two heavy burdens and save at least four million taels of relief silver every year.
This amount accounted for more than 25% of last year's annual income. Li Shiwen had already made some calculations in his mind. Relief was the bulk of the expenditure. If the allocation could be reduced, the accounts of the Ministry of Accounts would naturally be much better at the end of the year.
The prince wants to increase Taicang's income to 25 million taels, but after deducting various expenses, it would be good to have 5 million taels left in the end. In the past ten years, Taicang's savings were all spent. Not much.
Yaoji saw that the second-rate housekeeper was not looking for trouble, so he didn't want to pay attention to him: "That's good. Regarding the construction of the new city, the Ministry of Household Affairs, the Ministry of Works, the Ministry of Personnel, and the Metropolitan Procuratorate all need to coordinate closely and communicate in a timely manner. If anyone is found to be enriching their own pockets during the construction of the project, they will be investigated and dealt with immediately. If the new city wall can be completed in the autumn season, the defense of the capital will be greatly improved. If not, I will investigate and investigate the relevant responsibilities. In the end, we will never tolerate it.”
A project costing two million taels of silver has a construction period of five months. Who the hell told me that it couldn't be completed when the pigtails entered the customs? That would be really boring!
Now, the money is in place, the young men are ready, and there are no enemies to disturb them, so they can devote themselves to the construction. If the construction still fails to be completed as scheduled, a certain prince will be surprised.
With the new city as a fortress, the troops around Jifu can shrink their defenses and implement Teenage Mutant Ninja Turtle tactics. If the pigtails are willing to grab it, they can grab it, as long as the capital can sit back and relax.
In this way, the various Qinwang divisions can be prevented from being severely damaged or even completely annihilated by the braid, and the few effective forces of the Ming army can be preserved to the maximum extent.
The tactic is very despised by the opponent, but it is also a helpless move. If you can't win in the field, don't you have to defend like this?
If you rush into battle without knowing your capabilities, and you don't have any advantage in strength, there will be no other result than losing people.
Reinforcements from various places are not allowed to come to Qin Wang, and it is necessary to ensure that the capital is not breached.
The only feasible way is to build a fortress next to the capital to garrison troops.
If you think braids are magically protective of your body, then come and try them out.
In addition to explosive packets weighing several kilograms, there were countless grenades.
If you throw it from close range, it is not impossible to throw it directly into the pigtail's mouth...
